How Much Does Orange County, CA Home Insurance Cost?
Orange County, CA Average Homeowners Insurance Cost
$1,519.8
Homeowners Insurance Cost - Orange County, CA
$620,500
Median Home Value - Orange County, CA
Orange County, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.24 | $1,501.56 |
| $1000 Deductible | -$161.4 | $1,358.4 |
| $1500 Deductible | -$241.04 | $1,278.76 |
| $2000 Deductible | -$358.98 | $1,160.82 |
| $2500 Deductible | -$428.58 | $1,091.22 |
Orange County, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$395 | $1,125 |
| 30 year old | +$23 | $1,543 |
| 40 year old | +$40 | $1,559 |
| 50 year old | +$58 | $1,578 |
| Above 50 year old | +$73 | $1,593 |
Orange County, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$152 | $1,368 |
| Superior | -$137 | $1,383 |
| Masonry | -$76 | $1,444 |
| Brick | -$76 | $1,444 |
| Hail Resistant Roof | -$46 | $1,474 |
Orange County, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,550 |
| Swimming Pool With A Diving Board | +$61 | $1,581 |
| Swimming Pool With Slide | +$91 | $1,611 |
Orange County, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,474 |
| Police Department | $15 | $1,505 |
Orange County, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$638.316 | $2,158 |
| Filing a Second Liability Claim | +$577.524 | $2,097 |
| Filing a Second Theft Claim | +$577.524 | $2,097 |
| Filing a Second Water Claim | +$501.534 | $2,021 |
| Filing a Fire Claim | +$303.96 | $1,824 |
| Filing a Liability Claim | +$288.762 | $1,809 |
| Filing a Theft Claim | +$288.762 | $1,809 |
| Filing a Water Claim | +$243.168 | $1,763 |
| Filing a Weather Claim | +$243.168 | $1,763 |