How To Make Your Orange County, CA Home Insurance Cheaper
Orange County, CA, homeowners insurance is about $1520. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Orange County, CA Home Insurance Rates with the California Average
| Place | California Average: $1,291.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Orange County, CA | $1,519.8 | -228.8 | -0.15 | 3,021,840 | 620,500 |
Cost of Orange County, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Stanton | 339,000 | 12,347 | $893 |
| La Habra | 473,200 | 11,122 | $1,463 |
| Lakewood | 475,800 | 5,198 | $1,479 |
| Meadowbrook | 183,200 | 30,283 | $630 |
Homeowners Insurance Comparison for the Cheapest Premiums in Orange County, CA
| Allied Insurance | Esurance | Horace Mann Educators Corporation | |
| Median Home Value ($) | 620,500 | 620,500 | 620,500 |
| Age of Home | Year 30 Old | Year 30 Old | Year 30 Old |
| Home Coverage ($) | $1000,000 -$1499,999 | $300,000 -$399,999 | $400,000 -$499,999 |
| Total Premium ($) | $2,204.8 | $1,103.7 | $1,304.3 |
Cost of Orange County, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Allstate | 500 | $100,000-$124,999 | 202.6 |
| Horace Mann Educators Corporation | 1000 | $150,000-$174,999 | 353.7 |
| GEICO | 2000 | $750,000-$999,999 | 1,465.7 |
| MetLife | 500 | $1000,000-$1499,999 | 1,909.5 |
| Farmer's Insurance | 500 | $300,000-$399,999 | 991.3 |
| Westfield Insurance | 1000 | $750,000-$999,999 | 1,662.3 |
| State Farm | 1500 | $200,000-$249,999 | 432.3 |
| Nationwide | 1500 | $1500,000-$2000,000 | 1,859.8 |
| American National Property and Casualty Company | 1000 | $200,000-$249,999 | 456.9 |
| Progressive | 1000 | $250,000-$299,999 | 642.0 |