Orange County, CA homeowners insurance is approximately $556 to $750, about $46-$62/month. Our comprehensive analysis indicates shoppers can save as much as $261 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Irvine city, California | $101 | $134 | $201 |
| Irvine-Lake Forest CCD, Orange County, California | $99 | $132 | $198 |
| Tustin city, California | $97 | $129 | $194 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orange County, CA | 2.0% | 10.7% |
| Irvine | 1.86% | 9.08% |
| Irvine-Lake Forest | 1.96% | 9.3% |
| Tustin | 1.91% | 9.73% |
| Orange County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 5,080 | 1.0% | $771 |
| $300 to $499 | 7,377 | 1.0% | $1221 |
| $500 to $749 | 10,366 | 2.0% | $1896 |
| $750 to $999 | 29,718 | 7.0% | $2646 |
| $1,000 to $1,499 | 149,119 | 37.0% | $3771 |
| $1,500 or more | 190,895 | 48.0% | $5421 |
| Streets in Orange County Area | Homeowners Insurance Cost |
|---|---|
| el Monterey Ave, E Peacock Ln, Woodside Ln, Tidepool Cir, French Ct, Hale Ave, Morning Mist, el Valle Ave, Blackfoot Dr, Saddleback Ct | $666 |
| Hillsford Pl, Baxter, Via Indomado, Barbados Dr, Gifford St, Peachwood, Southridge Dr, Sprucewood, Shawnee Rd, el Montanero | $684 |
| Olde Berry, Anzio Ct, la Casa Ave, W Tiller Ave, N Bradford Ave, Beechwood Way, Earthen Ct, Palmdale St, Stone Canyon Way, Puente Ave | $702 |
| E Craig Dr, N Wedgewood Dr, Ora Dr, W Regent Dr, E Live Oak Ct, Shields Dr, Nadine Cir, E Orangeview Ln, Rancho Viejo Rd, S Prospect St | $624 |
| Ceylon Dr, Santa Margarita Pl, Blue Bird Dr, Morro Bay Dr, Hilltop Way, Sarah Pl, Boardwalk Dr, Ave de la Vis, Loma Alta Dr, Sparta | $None |
| McBride River Ave, Cll Manzana, Escapade Ct, Caltrop Way, E Lambda Pl, Pso Rincon, N Highland Ave, Regis Way, Estampida, Pso de la Cumbre | $659 |
| Woodhaven Ln, Wagon Wheel Dr, Galway Dr, Ambar, Village Way, Down Dr, Palomino, Catamaran Ln, Fresno Cir, Bel Air St | $656 |
| Taylor, Gunderson Dr, Cory Dr, Vantis Dr, Ariana, Barr Ln, E Valleyview Dr, Oakhaven Dr, Cll Prospero, W Blue Violet Ct | $None |
| Oak Cir, Maremma Ln, N Columbine St, Goshen, Cedarbrook Cir, W Sunswept Ave, S Lime St, Cll del Tesoro, Balboa Ln, Wilson Ave | $636 |
| E Eastwood Dr, Monte Vis, Coast Hwy, E Marywood Dr, E Catamaran Ln, Workman Cir, Yacht Truant, Bristlecone, Pershing Way, Via Otono | $635 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orange County | $97 to $99 |
| Irvine | $100 |
| Irvine-Lake Forest | $99 |
| Tustin | $97 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | California Capital | 371 |
| 150000 | 250 | New | Homesite | 850 |
| 150000 | 500 | New | IDS Property Casualty | 357 |
| 150000 | 500 | New | Nationwide | 343 |
| 200000 | 500 | New | General Ins | 262 |
| 250000 | 1000 | New | Foremost Insurance | 811 |
| 250000 | 1000 | New | IDS Property Casualty | 492 |
| 250000 | 500 | New | Wawanesa | 596 |
| 300000 | 500 | New | Amco | 539 |
| 500000 | 1000 | New | Bankers Standard | 1675 |
| 500000 | 1000 | New | Safeco | 856 |
| 500000 | 2500 | New | Mercury Ins Group | 500 |
| 150000 | 500 | 1-3 Years | Farmers (Fire Ins) | 524 |
| 250000 | 1000 | 1-3 Years | CSE Safeguard | 507 |
| 250000 | 500 | 1-3 Years | Nationwide | 610 |
| 250000 | 500 | 1-3 Years | Oregon Mutual | 534 |
| 400000 | 1000 | 1-3 Years | First American Ins | 741 |
| 400000 | 1000 | 1-3 Years | Travelers | 702 |
| 200000 | 500 | 4-6 Years | MAPFRE Group | 528 |
| 300000 | 500 | 4-6 Years | Grange | 811 |
| 400000 | 1000 | 4-6 Years | State Farm | 918 |
| 500000 | 1000 | 4-6 Years | Stillwater Prop & Cas Co | 1128 |
| 150000 | 250 | 7-15 Years | Hartford (Sentinel) | 735 |
| 150000 | 250 | 7-15 Years | QBE (Balboa) | 567 |