Orange City, FL homeowners insurance is roughly $947 to $1,296, about $78-$108/month. Our comprehensive guide reveals consumers can save as much as $448 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Orange City, FL Home Value | Total Homes | % of Total | Average Orange City, FL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 973 | 34.0% | $325 |
| $50,000 to $59,999 | 127 | 4.0% | $695 |
| $60,000 to $69,999 | 112 | 3.0% | $863 |
| $70,000 to $79,999 | 202 | 7.0% | $997 |
| $80,000 to $89,999 | 147 | 5.0% | $1132 |
| $90,000 to $99,999 | 63 | 2.0% | $1266 |
| $100,000 to $124,999 | 301 | 10.0% | $1468 |
| $125,000 to $149,999 | 186 | 6.0% | $1838 |
| $150,000 to $174,999 | 203 | 7.0% | $2163 |
| $175,000 to $199,999 | 235 | 8.0% | $2499 |
| $200,000 to $249,999 | 132 | 4.0% | $3015 |
| $250,000 to $299,999 | 89 | 3.0% | $3676 |
| $300,000 to $399,999 | 83 | 2.0% | $4674 |
| Home Insurance Company Near Orange City, FL | Homeowners Insurance Agency Near Orange City, FL | Address |
|---|---|---|
| NA | Stahl Bowles And Associates Inc | 250 International Pkwy Ste 128 , Lake Mary, FL, 32746 |
| Travelers | Amsley Insurance Services Inc | 1617 13Th St St. Cloud, St Cloud, FL, 34769 |
| Liberty Mutual | Lisa Barton | 995 N Sr 434 Suite 601, Altamonte Springs, FL, 32714 |
| Travelers | Lucille L Lang Insurance Inc | 112 PASADENA PL, ORLANDO, FL, 32803 |
| Allstate | Stephanie Jackson | 400 W New England Ave Ste 1, Winter Park, FL, 32789 |
| Streets in Orange City Area | Homeowners Insurance Cost |
|---|---|
| Treemonte Dr, Doe Run Trl, Countryside Dr, Crittenden Ave, Heather Ln, Niagara Ave, Floridana Rd, Homewood Ave, Caracas Rd, Moonlight Cove Rd | $1,174 |
| W Elm Dr, Sunrise Blvd, Chambers Way, Massachusetts Ave, N Pine Ave, Terra Alta Dr, Andys Ct, Dirksen Dr, S Carpenter Ave, W Oakwood Ave | $1,147 |
| Linda Vista St, Clements Ave, Lawton Ave, Bayou Vista St, Broward Ave, S Leavitt Ave, S Pine Meadow Dr, Midvale Ct, S Dale Cir, N Carpenter Ave | $1,166 |
| Nasturtium Ct, Costal Bay Dr, E Rose Ave, W Constance Rd, Lake Ln, Pineapple St, S Kentucky Ave, Strawberry Oaks Dr, S Charles Richard Beall Blvd, Cardinal Dr | $1,173 |
| Fawn Ridge Dr, Glen Abbey Ln, Montclair Ave, Highland St, N Holly Ave, S Ada Ave, E Graves Ave, Strickland Ave, Thelma Ave, Blue Springs Ct | $1,144 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orange City | $167 to $169 |
| DeBary-Orange City | $174 |
| DeBary | $175 |
| Lake Helen | $171 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| DeBary-Orange City CCD, Volusia County, Florida | $145 | $193 | $290 |
| DeBary city, Florida | $147 | $195 | $293 |
| Lake Helen city, Florida | $143 | $191 | $286 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orange City, FL | 7.9% | 22.6% |
| DeBary-Orange City | 7.06% | 21.93% |
| DeBary | 6.47% | 18.98% |
| Lake Helen | 7.46% | 22.9% |
| Orange City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 73 | 3.0% | $800 |
| $300 to $499 | 54 | 2.0% | $1250 |
| $500 to $749 | 295 | 14.0% | $1925 |
| $750 to $999 | 646 | 32.0% | $2675 |
| $1,000 to $1,499 | 506 | 25.0% | $3800 |
| $1,500 or more | 426 | 21.0% | $5450 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | Auto Club Insurance | $2,697 |
| 150,000 | 27 | NO | Citizens Property Insurance | $1,355 |
| 150,000 | 27 | NO | Florida Farm Bureau Casualty Insurance | $2,012 |
| 150,000 | 27 | YES | Auto Club Insurance | $1,591 |
| 150,000 | 27 | YES | First Community Insurance | $1,252 |
| 150,000 | 27 | YES | Florida Family Insurance | $829 |
| 150,000 | 27 | YES | Southern Oak Insurance | $973 |
| 150,000 | 27 | YES | St. Johns Insurance | $989 |
| 150,000 | 27 | YES | Tower Hill Preferred Insurance | $1,067 |
| 300,000 | 27 | NA | First Community Insurance | $1,955 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Orange City Homeowner Insurance Premium Example | $3,600 | $3,200 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $29,400 | $28,200 |
| Net Savings to Orange City Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Orange City, FL Home Replacement Value MORE than Home Value | Orange City, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $188,000 | $142,000 |
| Insurance Premium based on Replacement Value | $3,600 | $2,725 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $29,000 | Risk Exposure from Under Insuring Coverage is $17,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $550/year |
| Insurance Company | Allstate | Chubb Group of Insurance | State Farm |
| Monthly Premium | 81 | 167 | 319 |
| Year Built | 2012 | 1984 | 2000 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $50000-$75000 | $100000-$125000 | $175000-$200000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500- $1000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1990 | 145,000 | Membrane Roof | 1,970 | 3 | $500- $1000 Deductible | 760 | 3 | Stucco siding | yes |
| 2003 | 115,000 | Composition Roof | 1,840 | 4 | $2500-$5000 Deductible | 760 | 4 | Brick siding | No |
| 2010 | 80,000 | Composition Roof | 1,070 | 2 | $500 Deductible | 1030 | 8 | Vinyl siding | No |
| 1997 | 100,000 | Metal Roof | 1,330 | 3 | $2500-$5000 Deductible | 280 | 3 | Stone Siding | yes |
| 1993 | 95,000 | Asphalt Shingles Roof | 1,380 | 3 | $1000-$2500 Deductible | 1100 | 8 | Brick siding | yes |
| 1982 | 145,000 | Tile Roof | 2,250 | 4 | $2500-$5000 Deductible | 1450 | 8 | Stone Siding | yes |
| 1982 | 80,000 | Membrane Roof | 1,320 | 2 | $500- $1000 Deductible | 930 | 8 | Brick siding | No |
| 2001 | 110,000 | Asphalt Shingles Roof | 1,610 | 3 | $500- $1000 Deductible | 1660 | 8 | Vinyl siding | No |
| 1982 | 110,000 | Composition Roof | 2,170 | 3 | $1000-$2500 Deductible | 270 | 2 | Stone Siding | yes |
| 1981 | 80,000 | Tile Roof | 1,420 | 2 | $1000-$2500 Deductible | 270 | 3 | Fiber-Cement Siding | No |
| 2007 | 120,000 | Tile Roof | 1,720 | 4 | $1000-$2500 Deductible | 390 | 2 | Fiber-Cement Siding | yes |
| 1995 | 95,000 | Metal Roof | 1,660 | 3 | $1000-$2500 Deductible | 110 | 1 | Stucco siding | No |
| 1986 | 120,000 | Metal Roof | 1,780 | 3 | $1000-$2500 Deductible | 190 | 1 | Wood siding | No |
| 1996 | 90,000 | Tile Roof | 1,650 | 3 | $500- $1000 Deductible | 1300 | 12 | Fiber-Cement Siding | No |
| 2014 | 125,000 | Tile Roof | 1,680 | 4 | $2500-$5000 Deductible | 1090 | 7 | Stone Siding | yes |
| 1986 | 115,000 | Shingles Roof | 1,540 | 2 | $500 Deductible | 1230 | 7 | Brick siding | yes |
| 2011 | 70,000 | Tile Roof | 1,020 | 2 | $500- $1000 Deductible | 420 | 5 | Vinyl siding | yes |
| 2011 | 170,000 | Tile Roof | 2,240 | 4 | $5000 to $10,000 Deductible | 450 | 2 | Brick siding | No |
| 2012 | 75,000 | Membrane Roof | 1,020 | 2 | $2500-$5000 Deductible | 730 | 9 | Wood siding | No |
| 1999 | 135,000 | Metal Roof | 1,800 | 2 | $2500-$5000 Deductible | 2240 | 10 | Stucco siding | yes |
| 1990 | 100,000 | Membrane Roof | 1,390 | 2 | $500- $1000 Deductible | 190 | 1 | Fiber-Cement Siding | No |
| 1982 | 85,000 | Asphalt Shingles Roof | 1,670 | 2 | $1000-$2500 Deductible | 420 | 4 | Stucco siding | No |
| 2010 | 75,000 | Composition Roof | 1,100 | 2 | $500 Deductible | 380 | 4 | Fiber-Cement Siding | yes |
| 2014 | 85,000 | Asphalt Shingles Roof | 1,290 | 2 | $500- $1000 Deductible | 1520 | 12 | Stucco siding | No |
| 1999 | 75,000 | Tile Roof | 1,440 | 3 | $500 Deductible | 1350 | 8 | Vinyl siding | No |
| 2008 | 85,000 | Tile Roof | 1,710 | 2 | $1000-$2500 Deductible | 750 | 8 | Stucco siding | No |
| 1984 | 85,000 | Asphalt Shingles Roof | 1,250 | 2 | $2500-$5000 Deductible | 340 | 3 | Brick siding | yes |
| 1997 | 85,000 | Metal Roof | 1,250 | 2 | $1000-$2500 Deductible | 460 | 3 | Stone Siding | No |
| 2014 | 85,000 | Asphalt Shingles Roof | 1,360 | 3 | $500 Deductible | 1140 | 9 | Wood siding | No |
| 2002 | 180,000 | Composition Roof | 3,080 | 4 | $500- $1000 Deductible | 3060 | 10 | Wood siding | yes |
| 1982 | 135,000 | Metal Roof | 2,190 | 3 | $1000-$2500 Deductible | 1300 | 7 | Vinyl siding | yes |
| 2014 | 135,000 | Slate Shingles Roof | 2,590 | 4 | $2500-$5000 Deductible | 1920 | 12 | Vinyl siding | No |
| 2013 | 105,000 | Wood Shake Roof | 1,890 | 3 | $500- $1000 Deductible | 260 | 2 | Vinyl siding | No |
| 2003 | 180,000 | Wood Shake Roof | 2,820 | 4 | $5000 to $10,000 Deductible | 1130 | 6 | Vinyl siding | No |