Orange City Insurance Rates:

Orange City, FL homeowners insurance is roughly $947 to $1,296, about $78-$108/month. Our comprehensive guide reveals consumers can save as much as $448 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Orange City, FL Homeowners Insurance By Home Value

Orange City, FL Home Value Total Homes % of Total Average Orange City, FL Homeowners Insurance
Less than $50,000 973 34.0% $325
$50,000 to $59,999 127 4.0% $695
$60,000 to $69,999 112 3.0% $863
$70,000 to $79,999 202 7.0% $997
$80,000 to $89,999 147 5.0% $1132
$90,000 to $99,999 63 2.0% $1266
$100,000 to $124,999 301 10.0% $1468
$125,000 to $149,999 186 6.0% $1838
$150,000 to $174,999 203 7.0% $2163
$175,000 to $199,999 235 8.0% $2499
$200,000 to $249,999 132 4.0% $3015
$250,000 to $299,999 89 3.0% $3676
$300,000 to $399,999 83 2.0% $4674

Top Home Insurance Agents Near Orange City, FL

Home Insurance Company Near Orange City, FL Homeowners Insurance Agency Near Orange City, FL Address
NA Stahl Bowles And Associates Inc 250 International Pkwy Ste 128 , Lake Mary, FL, 32746
Travelers Amsley Insurance Services Inc 1617 13Th St St. Cloud, St Cloud, FL, 34769
Liberty Mutual Lisa Barton 995 N Sr 434 Suite 601, Altamonte Springs, FL, 32714
Travelers Lucille L Lang Insurance Inc 112 PASADENA PL, ORLANDO, FL, 32803
Allstate Stephanie Jackson 400 W New England Ave Ste 1, Winter Park, FL, 32789

Cost Of Homeowners Insurance By Street Near Orange City, FL

Streets in Orange City Area Homeowners Insurance Cost
Treemonte Dr, Doe Run Trl, Countryside Dr, Crittenden Ave, Heather Ln, Niagara Ave, Floridana Rd, Homewood Ave, Caracas Rd, Moonlight Cove Rd$1,174
W Elm Dr, Sunrise Blvd, Chambers Way, Massachusetts Ave, N Pine Ave, Terra Alta Dr, Andys Ct, Dirksen Dr, S Carpenter Ave, W Oakwood Ave$1,147
Linda Vista St, Clements Ave, Lawton Ave, Bayou Vista St, Broward Ave, S Leavitt Ave, S Pine Meadow Dr, Midvale Ct, S Dale Cir, N Carpenter Ave$1,166
Nasturtium Ct, Costal Bay Dr, E Rose Ave, W Constance Rd, Lake Ln, Pineapple St, S Kentucky Ave, Strawberry Oaks Dr, S Charles Richard Beall Blvd, Cardinal Dr$1,173
Fawn Ridge Dr, Glen Abbey Ln, Montclair Ave, Highland St, N Holly Ave, S Ada Ave, E Graves Ave, Strickland Ave, Thelma Ave, Blue Springs Ct$1,144

Orange City, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orange City$167 to $169
DeBary-Orange City$174
DeBary$175
Lake Helen$171

Orange City, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
DeBary-Orange City CCD, Volusia County, Florida $145 $193 $290
DeBary city, Florida $147 $195 $293
Lake Helen city, Florida $143 $191 $286

Orange City, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orange City, FL7.9%22.6%
DeBary-Orange City7.06%21.93%
DeBary6.47%18.98%
Lake Helen7.46%22.9%

Orange City Renters Insurance as a Percentage of Rent

Orange City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 73 3.0% $800
$300 to $499 54 2.0% $1250
$500 to $749 295 14.0% $1925
$750 to $999 646 32.0% $2675
$1,000 to $1,499 506 25.0% $3800
$1,500 or more 426 21.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Orange City For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $2,697
150,000 27 NO Citizens Property Insurance $1,355
150,000 27 NO Florida Farm Bureau Casualty Insurance $2,012
150,000 27 YES Auto Club Insurance $1,591
150,000 27 YES First Community Insurance $1,252
150,000 27 YES Florida Family Insurance $829
150,000 27 YES Southern Oak Insurance $973
150,000 27 YES St. Johns Insurance $989
150,000 27 YES Tower Hill Preferred Insurance $1,067
300,000 27 NA First Community Insurance $1,955

Orange City, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Orange City Homeowner Insurance Premium Example $3,600$3,200
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $29,400$28,200
Net Savings to Orange City Home Owner from High Deductible Plan $1,200

Orange City, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orange City, FL Home Replacement Value MORE than Home Value Orange City, FL Home Replacement Value LESS than Home Value
Replacement Value $188,000 $142,000
Insurance Premium based on Replacement Value $3,600 $2,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $550/year

Example Orange City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceState Farm
Monthly Premium 81167319
Year Built 201219842000
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$100000-$125000$175000-$200000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Orange City, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 145,000 Membrane Roof 1,970 3 $500- $1000 Deductible 760 3 Stucco siding yes
2003 115,000 Composition Roof 1,840 4 $2500-$5000 Deductible 760 4 Brick siding No
2010 80,000 Composition Roof 1,070 2 $500 Deductible 1030 8 Vinyl siding No
1997 100,000 Metal Roof 1,330 3 $2500-$5000 Deductible 280 3 Stone Siding yes
1993 95,000 Asphalt Shingles Roof 1,380 3 $1000-$2500 Deductible 1100 8 Brick siding yes
1982 145,000 Tile Roof 2,250 4 $2500-$5000 Deductible 1450 8 Stone Siding yes
1982 80,000 Membrane Roof 1,320 2 $500- $1000 Deductible 930 8 Brick siding No
2001 110,000 Asphalt Shingles Roof 1,610 3 $500- $1000 Deductible 1660 8 Vinyl siding No
1982 110,000 Composition Roof 2,170 3 $1000-$2500 Deductible 270 2 Stone Siding yes
1981 80,000 Tile Roof 1,420 2 $1000-$2500 Deductible 270 3 Fiber-Cement Siding No
2007 120,000 Tile Roof 1,720 4 $1000-$2500 Deductible 390 2 Fiber-Cement Siding yes
1995 95,000 Metal Roof 1,660 3 $1000-$2500 Deductible 110 1 Stucco siding No
1986 120,000 Metal Roof 1,780 3 $1000-$2500 Deductible 190 1 Wood siding No
1996 90,000 Tile Roof 1,650 3 $500- $1000 Deductible 1300 12 Fiber-Cement Siding No
2014 125,000 Tile Roof 1,680 4 $2500-$5000 Deductible 1090 7 Stone Siding yes
1986 115,000 Shingles Roof 1,540 2 $500 Deductible 1230 7 Brick siding yes
2011 70,000 Tile Roof 1,020 2 $500- $1000 Deductible 420 5 Vinyl siding yes
2011 170,000 Tile Roof 2,240 4 $5000 to $10,000 Deductible 450 2 Brick siding No
2012 75,000 Membrane Roof 1,020 2 $2500-$5000 Deductible 730 9 Wood siding No
1999 135,000 Metal Roof 1,800 2 $2500-$5000 Deductible 2240 10 Stucco siding yes
1990 100,000 Membrane Roof 1,390 2 $500- $1000 Deductible 190 1 Fiber-Cement Siding No
1982 85,000 Asphalt Shingles Roof 1,670 2 $1000-$2500 Deductible 420 4 Stucco siding No
2010 75,000 Composition Roof 1,100 2 $500 Deductible 380 4 Fiber-Cement Siding yes
2014 85,000 Asphalt Shingles Roof 1,290 2 $500- $1000 Deductible 1520 12 Stucco siding No
1999 75,000 Tile Roof 1,440 3 $500 Deductible 1350 8 Vinyl siding No
2008 85,000 Tile Roof 1,710 2 $1000-$2500 Deductible 750 8 Stucco siding No
1984 85,000 Asphalt Shingles Roof 1,250 2 $2500-$5000 Deductible 340 3 Brick siding yes
1997 85,000 Metal Roof 1,250 2 $1000-$2500 Deductible 460 3 Stone Siding No
2014 85,000 Asphalt Shingles Roof 1,360 3 $500 Deductible 1140 9 Wood siding No
2002 180,000 Composition Roof 3,080 4 $500- $1000 Deductible 3060 10 Wood siding yes
1982 135,000 Metal Roof 2,190 3 $1000-$2500 Deductible 1300 7 Vinyl siding yes
2014 135,000 Slate Shingles Roof 2,590 4 $2500-$5000 Deductible 1920 12 Vinyl siding No
2013 105,000 Wood Shake Roof 1,890 3 $500- $1000 Deductible 260 2 Vinyl siding No
2003 180,000 Wood Shake Roof 2,820 4 $5000 to $10,000 Deductible 1130 6 Vinyl siding No