Orange Insurance Rates:

Orange, CA homeowners insurance is roughly $552 to $750, about $46-$62/month. Our in depth analysis indicates shoppers can save as much as $260 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
The company is fairly easy to reach by phone and i have always had good interactions with the customer reps.
State Farm
I am currently unable to receive all notifications or billing notices electronically. as an environmentally conscious consumer, i prefer that all communication has to be done through email or the website instead of wasting paper on monthly statements.
Nationwide
I do not necessarily like we do pay extra premiums for having a trampoline and a swimming pool, as we do have a six-foot privacy fence which is padlocked.
State Farm
Could be a little lower. The house isn't that valuable. Nor is there much of any real value in i.e. don't know what other companies would offer because I've never checked. It's just too much of a hassle to deal with that.
State Farm
My company has done everything they can, to keep me because I moved over 200 miles away from my agent and they personally offered to make the drive for any damage surveying that might ever need to be done in the future. They are always more than helpful and very friendly

Orange, CA Homeowners Insurance By Home Value

Orange, CA Home Value Total Homes % of Total Average Orange, CA Homeowners Insurance
Less than $50,000 504 7.0% $26
$50,000 to $59,999 211 3.0% $65
$60,000 to $69,999 136 2.0% $78
$70,000 to $79,999 97 1.0% $91
$80,000 to $89,999 82 1.0% $104
$90,000 to $99,999 68 1.0% $117
$100,000 to $124,999 107 1.0% $130
$150,000 to $174,999 266 3.0% $195
$175,000 to $199,999 276 4.0% $227
$200,000 to $249,999 502 7.0% $273
$250,000 to $299,999 849 12.0% $338
$300,000 to $399,999 3,525 52.0% $429

Top Home Insurance Agents Near Orange, CA

Home Insurance Company Near Orange, CA Homeowners Insurance Agency Near Orange, CA Address
State Farm Adolfo Saldana 7344 Magnolia Ave Ste 100, Riverside, CA, 92504-3819
Travelers Beall Financial & Ins Serv Inc 130 W Vine St, REDLANDS, CA, 92373
Travelers New Century Insurance Services Inc 16 N SECOND ST, ALHAMBRA, CA, 91801
State Farm Suzanne Flores 4788 Peck Rd, El Monte, CA, 91732-1349
State Farm Yvonne Solis 1375 W Sunset Blvd, Los Angeles, CA, 90026-4449

Cost Of Homeowners Insurance By Street Near Orange, CA

Streets in Orange Area Homeowners Insurance Cost
Potter Cir, E Durango Way, N Edgewater St, E Lewis Ave, Kendra Dr, Hidden Canyon Rd, E Rocking Horse Way, Plumeria, Edgewood Ave, Oroville$657
E Biscayne Way, Fowler Ave, N Yurok St, N McCrory Ln, S Olympia Way, N Lassen Blvd, W Sycamore Ave, Villa Park Rd, Red Coat Pl, Parker Cir$693
N California St, Brighton Dr, Lower Lake Dr, N Santa Lucia St, Overhill Dr, E Kirkwood Ave, Crescent Dr, E Carrie Ave, E Rosedale Ln, E Silverleaf Ave$672
E Horseshoe Ln, Greengrove St, E Salisbury Cir, Saint Thomas Cir, E Versaille Ct, E Appletree Ln, Arnold Way, S Night Star Way, N Rama St, Tioga Pl$713
S Yorba St, N Siavohn Dr, W Sherringham Ave, N Kendra Dr, Hillside Ln, Pso Diego, N Londonderry Ln, S Weir Canyon Rd, N Manchester Pl, S Laurinda Ln$563
Mount Vernon, S Jameson St, Bel Springs, E Cll Canada, S la Linda Dr, Wiley Way, S Westford St, E Quincy Ave, Bridger, S Castle Cir$621
Aspen, S Casper Way, E Brentwood Ave, Austin Way, E Via Lardo Ave, Albany Cir, N Westhaven St, S Eveningsong Ln, E Country Hollow, Aspenwood Ave$646
N Timbergrove Rd, Kassy Dr, W Southern Ave, N Rushmore St, Gray Ln, E Bottlebrush Dr, S Teri Ln, Furlong Dr, N Pinewood St, N Deep Spring Rd$702
S Pso Bandera, Baldwin Ave, E Autumnridge Ct, W Hoover Ave, Miralago Pl, The City Way E, Oceanview Ave, E Fairfield St, W Crystal View Ave, N Catalina St$638
S Park St, Appleglen Dr, Joshua Tree Cir, E Athens Ave, Halifax Pl, E Birch Tree Ln, N Spinnaker St, S Orange St, S Devon Rd, S Vis del Canon$692

Orange, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orange$97 to $99
Villa Park$108
Anaheim-Santa Ana-Garden Grove$96
North Tustin$103

Orange, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Villa Park city, California $108 $144 $216
Anaheim-Santa Ana-Garden Grove CCD, Orange County, California $96 $128 $192
North Tustin CDP, California $104 $138 $207

Orange, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orange, CA2.0%11.6%
Villa Park1.51%6.55%
Anaheim-Santa Ana-Garden Grove2.16%11.67%
North Tustin1.73%10.12%

Orange Renters Insurance as a Percentage of Rent

Orange Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 202 1.0% $772
$300 to $499 393 2.0% $1222
$500 to $749 423 2.0% $1897
$750 to $999 1,278 7.0% $2647
$1,000 to $1,499 6,569 39.0% $3772
$1,500 or more 7,597 45.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Orange For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewChubb/Federal808
300000500NewCSE Safeguard759
300000500NewKemper671
5000001000NewPacific Property And Casualty604
5000002500NewCSE Safeguard799
7500002500NewOregon Mutual839
1500005001-3 YearsGeneral Ins267
1500005001-3 YearsIDS Property Casualty459
25000010001-3 YearsMercury Ins Group352
40000010001-3 YearsUnigard Group808
50000010001-3 YearsMAPFRE Group1049
1500002504-6 YearsCalifornia Casualty610
2000005004-6 YearsBankers Standard1842
2000005004-6 YearsIntegon/National765
2500005004-6 YearsTokio Marine America498
3000005004-6 YearsGeneral Ins554
3000005004-6 YearsPrivilege Underwriters Exch1549
25000010007-15 YearsCSE Safeguard804
25000010007-15 YearsStillwater Ins Co682
2500005007-15 YearsUniversal North America721
50000010007-15 YearsHomesite1114
50000010007-15 YearsPacific Specialty1327
50000010007-15 YearsWawanesa1121

Orange, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Orange Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,200$15,700
Net Savings to Orange Home Owner from High Deductible Plan $500

Orange, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orange, CA Home Replacement Value MORE than Home Value Orange, CA Home Replacement Value LESS than Home Value
Replacement Value $807,500 $562,500
Insurance Premium based on Replacement Value $2,500 $1,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,500 Risk Exposure from Under Insuring Coverage is $145,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $300/year

Example Orange Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersNationwide Insurance
Monthly Premium 5322648
Year Built 198819671995
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$800000-$900000$250000-$300000
Deductible > $10,000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Orange, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 575,000 Slate Shingles Roof 2,230 4 $500- $1000 Deductible 1500 10 Brick siding No
1974 430,000 Asphalt Shingles Roof 1,740 3 $1000-$2500 Deductible 850 8 Brick siding No
1991 970,000 Composition Roof 4,000 5 $1000-$2500 Deductible 1360 8 Wood siding yes
1975 840,000 Membrane Roof 3,270 4 > $10,000 Deductible 730 6 Stone Siding yes
1973 370,000 Asphalt Shingles Roof 1,430 3 $500- $1000 Deductible 260 3 Fiber-Cement Siding No
1994 225,000 Composition Roof 1,060 2 $1000-$2500 Deductible 410 9 Wood siding yes
1967 410,000 Wood Shake Roof 1,550 3 $500 Deductible 400 4 Stone Siding No
1984 495,000 Membrane Roof 2,380 5 $500- $1000 Deductible 900 8 Wood siding yes
1989 895,000 Metal Roof 3,950 5 $500 Deductible 520 2 Brick siding No
1964 1,260,000 Asphalt Shingles Roof 4,540 5 $5000 to $10,000 Deductible 1980 12 Stucco siding yes
1998 565,000 Metal Roof 2,690 4 $1000-$2500 Deductible 560 5 Stucco siding yes
1995 495,000 Shingles Roof 1,750 4 $500- $1000 Deductible 720 6 Stucco siding yes
1984 770,000 Composition Roof 2,660 4 $5000 to $10,000 Deductible 560 6 Vinyl siding yes
1982 545,000 Tile Roof 1,772 4 $5000 to $10,000 Deductible 1230 8 Wood siding yes