Orange Insurance Rates:

Orange, CA homeowners insurance is roughly $552 to $750, about $46-$62/month. Our in depth analysis indicates shoppers can save as much as $260 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
The company is fairly easy to reach by phone and i have always had good interactions with the customer reps.
State Farm
I am currently unable to receive all notifications or billing notices electronically. as an environmentally conscious consumer, i prefer that all communication has to be done through email or the website instead of wasting paper on monthly statements.
I do not necessarily like we do pay extra premiums for having a trampoline and a swimming pool, as we do have a six-foot privacy fence which is padlocked.
State Farm
Could be a little lower. The house isn't that valuable. Nor is there much of any real value in i.e. don't know what other companies would offer because I've never checked. It's just too much of a hassle to deal with that.
State Farm
My company has done everything they can, to keep me because I moved over 200 miles away from my agent and they personally offered to make the drive for any damage surveying that might ever need to be done in the future. They are always more than helpful and very friendly
Liberty Mutual
I like how easy it is to report a claim. I like how they keep the interface simple and easy to navigate as well.
State Farm
It's fully trustful company in national wise. We have no worry about claiming amount. Over all is good Each
State Farm
I like that I can call and speak to Steve. We have been Steve's customers for twenty years and I trust him. I never have to explain much or tell him annoying stuff like what's my policy number. Steve just knows and takes care of things.
I rate Nationwide on a scale of 4. One reason I believe is that the rates could be lowered just a bit in my zip code area.
I do not know what other insurance companies charge but I do feel it is a bit high if I am having to pay them every month I think it should be lower
State Farm
State Farm
I wish the premiums would adjust based on how long you have been with the company and the fact that you are not a risk.
Allstate so far has been more affordable and our agent is so much better than our prior company.
The promotional offerings has always been great and responsive so there are no issues in this department.
I would recommend Allstate, with some reservations. I would rate my satisfaction as a 4. My homeowner's insurance rate is great, and they cover a great deal for the regular price and a few things for an additional cost. My only reservation is that they require you to have at least two policies with them. I have homeowners and life insurance. I only wanted the homeowners insurance with them. They are very responsive with my claims, as I have only filed one claim. Overall, they are a great company.
The people are very helpful. The price is competitive and they also let you combine home and auto which is very helpful.
The only complaint I have is that the premium is extremely high in general. For our area it is good, but for national levels it is high.
this is the best company to deal with everyone and I would like to prefer this company than remaining
Stillwater Insurance Group
We''ve had the company forever. They've seen us through several storms--and at least two new roofs, a van running into the side of our house and taking out the whole center section. They've always been here, been available, ready to assist and give good counsel and paying up hasn't been a problem. We've happy to have this company.
State Farm
I currently have no experience with home owners/renters insurance. I have not actually purchased it or felt the need to do so. Therefore I can not give a good rating based off of my experience.
I would recommend Geico because they are really good to their customers and seem to really want to help their customers. They seem to have the best coverage for what I need.
State Farm
Our deductible is very high and we have never submitted a claim and have been using this same company for over 10 years. I bet next year they will raise the rates again on us too.
They are doing very fine when it comes to insuring home. I can rate them on the scale of 5
State Farm
They are always available, and have an agent to speak with. They're prompt with my questions, whether a text, email or phone call.
State Farm
they offer full home coverage and the price is amazing they also have great customer care in place that no one else can provide
State Farm
I would recommend them to someone because they have amazing customer service and all together just a well rounded company,
We have had a good experience so far with Progressive. I would recommend working with them.
State Farm
My experience with State Farm home has been exceptional. They are very helpful with our home insurance policy and often find ways to keep our rate as low as possible. I would rate the service a 5 out of 5.

Orange, CA Homeowners Insurance By Home Value

Orange, CA Home Value Total Homes % of Total Average Orange, CA Homeowners Insurance
Less than $50,000 504 7.0% $26
$50,000 to $59,999 211 3.0% $65
$60,000 to $69,999 136 2.0% $78
$70,000 to $79,999 97 1.0% $91
$80,000 to $89,999 82 1.0% $104
$90,000 to $99,999 68 1.0% $117
$100,000 to $124,999 107 1.0% $130
$150,000 to $174,999 266 3.0% $195
$175,000 to $199,999 276 4.0% $227
$200,000 to $249,999 502 7.0% $273
$250,000 to $299,999 849 12.0% $338
$300,000 to $399,999 3,525 52.0% $429

Top Home Insurance Agents Near Orange, CA

Home Insurance Company Near Orange, CA Homeowners Insurance Agency Near Orange, CA Address
State Farm Adolfo Saldana 7344 Magnolia Ave Ste 100, Riverside, CA, 92504-3819
Travelers Beall Financial & Ins Serv Inc 130 W Vine St, REDLANDS, CA, 92373
Travelers New Century Insurance Services Inc 16 N SECOND ST, ALHAMBRA, CA, 91801
State Farm Suzanne Flores 4788 Peck Rd, El Monte, CA, 91732-1349
State Farm Yvonne Solis 1375 W Sunset Blvd, Los Angeles, CA, 90026-4449

Orange, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Orange, CA

Streets in Orange Area Homeowners Insurance Cost
Potter Cir, E Durango Way, N Edgewater St, E Lewis Ave, Kendra Dr, Hidden Canyon Rd, E Rocking Horse Way, Plumeria, Edgewood Ave, Oroville$657
E Biscayne Way, Fowler Ave, N Yurok St, N McCrory Ln, S Olympia Way, N Lassen Blvd, W Sycamore Ave, Villa Park Rd, Red Coat Pl, Parker Cir$693
N California St, Brighton Dr, Lower Lake Dr, N Santa Lucia St, Overhill Dr, E Kirkwood Ave, Crescent Dr, E Carrie Ave, E Rosedale Ln, E Silverleaf Ave$672
E Horseshoe Ln, Greengrove St, E Salisbury Cir, Saint Thomas Cir, E Versaille Ct, E Appletree Ln, Arnold Way, S Night Star Way, N Rama St, Tioga Pl$713
S Yorba St, N Siavohn Dr, W Sherringham Ave, N Kendra Dr, Hillside Ln, Pso Diego, N Londonderry Ln, S Weir Canyon Rd, N Manchester Pl, S Laurinda Ln$563
Mount Vernon, S Jameson St, Bel Springs, E Cll Canada, S la Linda Dr, Wiley Way, S Westford St, E Quincy Ave, Bridger, S Castle Cir$621
Aspen, S Casper Way, E Brentwood Ave, Austin Way, E Via Lardo Ave, Albany Cir, N Westhaven St, S Eveningsong Ln, E Country Hollow, Aspenwood Ave$646
N Timbergrove Rd, Kassy Dr, W Southern Ave, N Rushmore St, Gray Ln, E Bottlebrush Dr, S Teri Ln, Furlong Dr, N Pinewood St, N Deep Spring Rd$702
S Pso Bandera, Baldwin Ave, E Autumnridge Ct, W Hoover Ave, Miralago Pl, The City Way E, Oceanview Ave, E Fairfield St, W Crystal View Ave, N Catalina St$638
S Park St, Appleglen Dr, Joshua Tree Cir, E Athens Ave, Halifax Pl, E Birch Tree Ln, N Spinnaker St, S Orange St, S Devon Rd, S Vis del Canon$692

Orange, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orange$97 to $99
Villa Park$108
Anaheim-Santa Ana-Garden Grove$96
North Tustin$103

Orange, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Villa Park city, California $108 $144 $216
Anaheim-Santa Ana-Garden Grove CCD, Orange County, California $96 $128 $192
North Tustin CDP, California $104 $138 $207

Orange, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orange, CA2.0%11.6%
Villa Park1.51%6.55%
Anaheim-Santa Ana-Garden Grove2.16%11.67%
North Tustin1.73%10.12%

Orange Renters Insurance as a Percentage of Rent

Orange Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 202 1.0% $772
$300 to $499 393 2.0% $1222
$500 to $749 423 2.0% $1897
$750 to $999 1,278 7.0% $2647
$1,000 to $1,499 6,569 39.0% $3772
$1,500 or more 7,597 45.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Orange For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
300000500NewCSE Safeguard759
5000001000NewPacific Property And Casualty604
5000002500NewCSE Safeguard799
7500002500NewOregon Mutual839
1500005001-3 YearsGeneral Ins267
1500005001-3 YearsIDS Property Casualty459
25000010001-3 YearsMercury Ins Group352
40000010001-3 YearsUnigard Group808
50000010001-3 YearsMAPFRE Group1049
1500002504-6 YearsCalifornia Casualty610
2000005004-6 YearsBankers Standard1842
2000005004-6 YearsIntegon/National765
2500005004-6 YearsTokio Marine America498
3000005004-6 YearsGeneral Ins554
3000005004-6 YearsPrivilege Underwriters Exch1549
25000010007-15 YearsCSE Safeguard804
25000010007-15 YearsStillwater Ins Co682
2500005007-15 YearsUniversal North America721
50000010007-15 YearsHomesite1114
50000010007-15 YearsPacific Specialty1327
50000010007-15 YearsWawanesa1121

Orange, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Orange Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,200$15,700
Net Savings to Orange Home Owner from High Deductible Plan $500

Orange, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orange, CA Home Replacement Value MORE than Home Value Orange, CA Home Replacement Value LESS than Home Value
Replacement Value $807,500 $562,500
Insurance Premium based on Replacement Value $2,500 $1,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $99,500 Risk Exposure from Under Insuring Coverage is $145,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $300/year

Example Orange Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersNationwide Insurance
Monthly Premium 5322648
Year Built 198819671995
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$800000-$900000$250000-$300000
Deductible > $10,000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Orange, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 340,000 Composition Roof 1,170 2 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1965 545,000 Composition Roof 2,410 4 $1000-$2500 Deductible 300 3 Stone Siding yes
1995 485,000 Shingles Roof 1,780 2 $1000-$2500 Deductible 630 8 Brick siding yes
1979 475,000 Wood Shake Roof 1,800 4 $2500-$5000 Deductible 560 8 Vinyl siding No
1969 1,275,000 Wood Shake Roof 4,270 5 $2500-$5000 Deductible 1990 12 Fiber-Cement Siding yes
1995 575,000 Shingles Roof 2,190 3 $5000 to $10,000 Deductible 430 5 Brick siding yes
1964 425,000 Wood Shake Roof 1,950 5 $500- $1000 Deductible 560 5 Wood siding yes
1994 535,000 Tile Roof 2,270 3 $2500-$5000 Deductible 700 6 Stone Siding yes
1988 475,000 Wood Shake Roof 1,710 4 $2500-$5000 Deductible 670 6 Stucco siding yes
1960 955,000 Wood Shake Roof 4,130 5 $1000-$2500 Deductible 830 5 Vinyl siding yes
1998 325,000 Wood Shake Roof 1,260 2 $2500-$5000 Deductible 410 7 Stone Siding yes
1964 845,000 Composition Roof 3,140 4 $1000-$2500 Deductible 580 4 Brick siding yes
1975 955,000 Asphalt Shingles Roof 4,410 5 $2500-$5000 Deductible 1580 10 Brick siding No
1999 395,000 Wood Shake Roof 1,330 3 $500- $1000 Deductible 730 8 Wood siding yes
1995 830,000 Slate Shingles Roof 3,260 5 $5000 to $10,000 Deductible 500 5 Fiber-Cement Siding No
1967 1,030,000 Membrane Roof 4,420 5 $5000 to $10,000 Deductible 760 4 Stucco siding No
1960 250,000 Slate Shingles Roof 1,110 2 > $10,000 Deductible 140 4 Stone Siding yes
1995 575,000 Slate Shingles Roof 2,230 4 $500- $1000 Deductible 1500 10 Brick siding No
1974 430,000 Asphalt Shingles Roof 1,740 3 $1000-$2500 Deductible 850 8 Brick siding No
1991 970,000 Composition Roof 4,000 5 $1000-$2500 Deductible 1360 8 Wood siding yes
1975 840,000 Membrane Roof 3,270 4 > $10,000 Deductible 730 6 Stone Siding yes
1973 370,000 Asphalt Shingles Roof 1,430 3 $500- $1000 Deductible 260 3 Fiber-Cement Siding No
1994 225,000 Composition Roof 1,060 2 $1000-$2500 Deductible 410 9 Wood siding yes
1967 410,000 Wood Shake Roof 1,550 3 $500 Deductible 400 4 Stone Siding No
1984 495,000 Membrane Roof 2,380 5 $500- $1000 Deductible 900 8 Wood siding yes
1989 895,000 Metal Roof 3,950 5 $500 Deductible 520 2 Brick siding No
1964 1,260,000 Asphalt Shingles Roof 4,540 5 $5000 to $10,000 Deductible 1980 12 Stucco siding yes
1998 565,000 Metal Roof 2,690 4 $1000-$2500 Deductible 560 5 Stucco siding yes
1995 495,000 Shingles Roof 1,750 4 $500- $1000 Deductible 720 6 Stucco siding yes
1984 770,000 Composition Roof 2,660 4 $5000 to $10,000 Deductible 560 6 Vinyl siding yes
1982 545,000 Tile Roof 1,772 4 $5000 to $10,000 Deductible 1230 8 Wood siding yes

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