Orange, CA - Data on Home Insurance Quotes, Rates & Agents
Orange, CA Home Values & Insurance Rates
| Orange, CA Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 504 | 7.0% | $26 |
| $50,000 to $59,999 | 211 | 3.0% | $65 |
| $60,000 to $69,999 | 136 | 2.0% | $78 |
| $70,000 to $79,999 | 97 | 1.0% | $91 |
| $80,000 to $89,999 | 82 | 1.0% | $104 |
| $90,000 to $99,999 | 68 | 1.0% | $117 |
| $100,000 to $124,999 | 107 | 1.0% | $130 |
| $150,000 to $174,999 | 266 | 3.0% | $195 |
| $175,000 to $199,999 | 276 | 4.0% | $227 |
| $200,000 to $249,999 | 502 | 7.0% | $273 |
| $250,000 to $299,999 | 849 | 12.0% | $338 |
| $300,000 to $399,999 | 3,525 | 52.0% | $429 |
Top Home Insurance Agents Near Orange, CA
| Home Insurance Company Near Orange, CA | Homeowners Insurance Agency Near Orange, CA | Address |
|---|---|---|
| State Farm | Adolfo Saldana | 7344 Magnolia Ave Ste 100, Riverside, CA, 92504-3819 |
| Travelers | Beall Financial & Ins Serv Inc | 130 W Vine St, REDLANDS, CA, 92373 |
| Travelers | New Century Insurance Services Inc | 16 N SECOND ST, ALHAMBRA, CA, 91801 |
| State Farm | Suzanne Flores | 4788 Peck Rd, El Monte, CA, 91732-1349 |
| State Farm | Yvonne Solis | 1375 W Sunset Blvd, Los Angeles, CA, 90026-4449 |
Estimated Home Insurance By Street Area Near Orange, CA
| Orange Area | Estimated House Insurance |
|---|---|
| Potter Cir, E Durango Way, N Edgewater St, E Lewis Ave, Kendra Dr, Hidden Canyon Rd, E Rocking Horse Way, Plumeria, Edgewood Ave, Oroville | $657 |
| E Biscayne Way, Fowler Ave, N Yurok St, N McCrory Ln, S Olympia Way, N Lassen Blvd, W Sycamore Ave, Villa Park Rd, Red Coat Pl, Parker Cir | $693 |
| N California St, Brighton Dr, Lower Lake Dr, N Santa Lucia St, Overhill Dr, E Kirkwood Ave, Crescent Dr, E Carrie Ave, E Rosedale Ln, E Silverleaf Ave | $672 |
| E Horseshoe Ln, Greengrove St, E Salisbury Cir, Saint Thomas Cir, E Versaille Ct, E Appletree Ln, Arnold Way, S Night Star Way, N Rama St, Tioga Pl | $713 |
| S Yorba St, N Siavohn Dr, W Sherringham Ave, N Kendra Dr, Hillside Ln, Pso Diego, N Londonderry Ln, S Weir Canyon Rd, N Manchester Pl, S Laurinda Ln | $563 |
| Mount Vernon, S Jameson St, Bel Springs, E Cll Canada, S la Linda Dr, Wiley Way, S Westford St, E Quincy Ave, Bridger, S Castle Cir | $621 |
| Aspen, S Casper Way, E Brentwood Ave, Austin Way, E Via Lardo Ave, Albany Cir, N Westhaven St, S Eveningsong Ln, E Country Hollow, Aspenwood Ave | $646 |
| N Timbergrove Rd, Kassy Dr, W Southern Ave, N Rushmore St, Gray Ln, E Bottlebrush Dr, S Teri Ln, Furlong Dr, N Pinewood St, N Deep Spring Rd | $702 |
| S Pso Bandera, Baldwin Ave, E Autumnridge Ct, W Hoover Ave, Miralago Pl, The City Way E, Oceanview Ave, E Fairfield St, W Crystal View Ave, N Catalina St | $638 |
| S Park St, Appleglen Dr, Joshua Tree Cir, E Athens Ave, Halifax Pl, E Birch Tree Ln, N Spinnaker St, S Orange St, S Devon Rd, S Vis del Canon | $692 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Orange | $97 to $99 |
| Villa Park | $108 |
| Anaheim-Santa Ana-Garden Grove | $96 |
| North Tustin | $103 |
Orange, CA Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orange, CA | 2.0% | 11.6% |
| Villa Park | 1.51% | 6.55% |
| Anaheim-Santa Ana-Garden Grove | 2.16% | 11.67% |
| North Tustin | 1.73% | 10.12% |
Orange Renters Insurance as a Percentage of Rent
| Orange Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 202 | 1.0% | $772 |
| $300 to $499 | 393 | 2.0% | $1222 |
| $500 to $749 | 423 | 2.0% | $1897 |
| $750 to $999 | 1,278 | 7.0% | $2647 |
| $1,000 to $1,499 | 6,569 | 39.0% | $3772 |
| $1,500 or more | 7,597 | 45.0% | $5422 |
Orange, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $4,500 |
| Yearly Orange Homeowner Insurance Premium Example | $2,100 | $1,600 |
| Out of Pocket Expense During Claim | $1,500 | $4,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $16,200 | $15,700 |
| Net Savings to Orange Home Owner from High Deductible Plan | $500 | |
Orange, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Orange, CA Home Replacement Value MORE than Home Value | Orange, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $807,500 | $562,500 |
| Insurance Premium based on Replacement Value | $2,500 | $1,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $99,500 | Risk Exposure from Under Insuring Coverage is $145,500 |
| Premium Impact | Insurance cheaper by $450/year | Insurance costlier by $300/year |
Example Orange Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Farmers Insurance | Travelers | Nationwide Insurance |
| Monthly Premium | 53 | 226 | 48 |
| Year Built | 1988 | 1967 | 1995 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $800000-$900000 | $250000-$300000 |
| Deductible | > $10,000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |
Orange, CA Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| Villa Park city, California | $108 | $144 | $216 |
| Anaheim-Santa Ana-Garden Grove CCD, Orange County, California | $96 | $128 | $192 |
| North Tustin CDP, California | $104 | $138 | $207 |
Sample Home Insurance Rates for Orange, CA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1973 | 370,000 | Asphalt Shingles Roof | 1,430 | 3 | $500- $1000 Deductible | 260 | 3 | Fiber-Cement Siding | No |
| 1994 | 225,000 | Composition Roof | 1,060 | 2 | $1000-$2500 Deductible | 410 | 9 | Wood siding | yes |
| 1967 | 410,000 | Wood Shake Roof | 1,550 | 3 | $500 Deductible | 400 | 4 | Stone Siding | No |
| 1984 | 495,000 | Membrane Roof | 2,380 | 5 | $500- $1000 Deductible | 900 | 8 | Wood siding | yes |
| 1989 | 895,000 | Metal Roof | 3,950 | 5 | $500 Deductible | 520 | 2 | Brick siding | No |
| 1964 | 1,260,000 | Asphalt Shingles Roof | 4,540 | 5 | $5000 to $10,000 Deductible | 1980 | 12 | Stucco siding | yes |
| 1998 | 565,000 | Metal Roof | 2,690 | 4 | $1000-$2500 Deductible | 560 | 5 | Stucco siding | yes |
| 1995 | 495,000 | Shingles Roof | 1,750 | 4 | $500- $1000 Deductible | 720 | 6 | Stucco siding | yes |
| 1984 | 770,000 | Composition Roof | 2,660 | 4 | $5000 to $10,000 Deductible | 560 | 6 | Vinyl siding | yes |
| 1982 | 545,000 | Tile Roof | 1,772 | 4 | $5000 to $10,000 Deductible | 1230 | 8 | Wood siding | yes |