Oradell Insurance Rates:

Oradell, NJ homeowners insurance is approximately $792 to $1,084, about $66-$90/month. Our extensive guide reveals consumers can save upto $374 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Oradell, NJ Homeowners Insurance By Home Value

Oradell, NJ Home Value Total Homes % of Total Average Oradell, NJ Homeowners Insurance
$50,000 to $59,999 12 5.0% $74
$100,000 to $124,999 10 4.0% $168
$125,000 to $149,999 7 3.0% $215
$200,000 to $249,999 26 11.0% $346
$300,000 to $399,999 175 76.0% $543

Top Home Insurance Agents Near Oradell, NJ

Home Insurance Company Near Oradell, NJ Homeowners Insurance Agency Near Oradell, NJ Address
NA Durkin Agency/Ghp Agencies - Ramsey 48 S. Franklin Turnpike 48 S. Franklin Turnpike, Ramsey, NJ, 7446
Farmers Samuel Chang 280-282 Grand Ave, Englewood, NJ, 7631
Travelers The Wasiczko Agency Inc 9 LOCKWOOD AVENUE, YONKERS, NY, 10701
State Farm Tom Lavelle 650 N Broadway, White Plains, NY, 10603-2420
GEICO Weezie Mullaly 1915 Central Park Avenue, Yonkers, NY, 10710

Cost Of Homeowners Insurance By Street Near Oradell, NJ

Streets in Oradell Area Homeowners Insurance Cost
Birchtree Ln, Henniger Pl, Meyerhoff Pl, Caroline Dr, Blauvelt Dr, Commander Black Dr, Iroquois St, Berkshire St, Oradell Ave, Riverdell Rd$960
Herbert St, Ellen Pl, Sherwood Ct, Martin Ave, Briarwood Ct, Greentree Ln, Oradell Ave, Genther Ave, Austin Ave, Leonard Young Dr$962
Oakley Pl, Chapin Ct, New Milford Ave, Schirra Dr, Waite Pl, Hasbrouck Blvd, Merritt Dr, Howard Ct W, Demarrais Pl, Mildred Pl$922
Loretta Dr, Schlomann Dr, Village Rd, Prior Ct, Beatrice Pl, Delford Ave, Dinsmore Pl, Wendel Pl, Howard Ct E, Cambridge Cir$907
Hensler Ln, Reis Ave, Cordes Ct, Oconnell Pl, Oxford Cir, Corbett Pl, Neill Ct, Wanamaker Ave, Camden St, Hague Ct$921

Oradell, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oradell$139 to $141
Emerson$135
New Milford$132
Haworth$145

Oradell, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Emerson borough, New Jersey $113 $151 $226
New Milford borough, New Jersey $111 $147 $221
Haworth borough, New Jersey $121 $161 $242

Oradell, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oradell, NJ2.3%7.8%
Emerson2.37%7.54%
New Milford2.49%7.38%
Haworth2.13%8.07%

Oradell Renters Insurance as a Percentage of Rent

Oradell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 47 23.0% $2619
$1,000 to $1,499 89 43.0% $3744
$1,500 or more 67 33.0% $5394

Oradell, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Oradell Homeowner Insurance Premium Example $3,600$3,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $29,700$28,700
Net Savings to Oradell Home Owner from High Deductible Plan $1,000

Oradell, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oradell, NJ Home Replacement Value MORE than Home Value Oradell, NJ Home Replacement Value LESS than Home Value
Replacement Value $639,500 $415,500
Insurance Premium based on Replacement Value $2,550 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $117,500 Risk Exposure from Under Insuring Coverage is $106,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $475/year

Example Oradell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAllstate
Monthly Premium 232359135
Year Built 196319711948
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $600000-$700000More than 10000000$350000-$400000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Oradell, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 430,000 Membrane Roof 1,800 4 $500- $1000 Deductible 2000 9 Vinyl siding yes
1941 865,000 Membrane Roof 3,860 5 $2500-$5000 Deductible 2050 7 Brick siding No
1942 795,000 Slate Shingles Roof 3,200 4 $5000 to $10,000 Deductible 2010 8 Vinyl siding No
1940 695,000 Tile Roof 2,590 4 $500 Deductible 670 2 Fiber-Cement Siding yes
1978 1,055,000 Wood Shake Roof 4,310 5 $1000-$2500 Deductible 1510 5 Vinyl siding No
1974 470,000 Slate Shingles Roof 1,860 4 > $10,000 Deductible 250 3 Stucco siding yes
1942 655,000 Tile Roof 2,620 4 $5000 to $10,000 Deductible 310 2 Wood siding yes
1966 815,000 Metal Roof 2,630 4 > $10,000 Deductible 590 3 Fiber-Cement Siding yes
1974 700,000 Asphalt Shingles Roof 2,880 4 > $10,000 Deductible 150 1 Fiber-Cement Siding No
1976 475,000 Membrane Roof 1,740 4 $1000-$2500 Deductible 1180 8 Brick siding yes
1963 745,000 Wood Shake Roof 2,460 5 $500- $1000 Deductible 1010 3 Stucco siding yes
1970 630,000 Slate Shingles Roof 2,440 5 > $10,000 Deductible 650 5 Wood siding No
1940 635,000 Shingles Roof 2,070 4 $500 Deductible 1040 4 Fiber-Cement Siding No
1971 800,000 Slate Shingles Roof 2,440 4 $5000 to $10,000 Deductible 1950 10 Stucco siding No
1978 790,000 Shingles Roof 2,670 5 $1000-$2500 Deductible 2460 10 Stucco siding yes
1949 525,000 Slate Shingles Roof 1,670 4 $2500-$5000 Deductible 250 2 Brick siding yes
1966 965,000 Membrane Roof 3,530 5 > $10,000 Deductible 1210 5 Vinyl siding yes
1949 595,000 Metal Roof 2,010 4 > $10,000 Deductible 460 4 Fiber-Cement Siding yes
1948 1,090,000 Composition Roof 4,880 5 $500- $1000 Deductible 660 2 Brick siding yes
1947 1,080,000 Asphalt Shingles Roof 3,360 4 $2500-$5000 Deductible 990 3 Stucco siding yes
1964 875,000 Composition Roof 2,620 4 $2500-$5000 Deductible 1870 8 Vinyl siding yes
1948 630,000 Wood Shake Roof 2,250 5 $500 Deductible 380 2 Brick siding No
1965 1,445,000 Shingles Roof 4,830 5 $500- $1000 Deductible 320 1 Brick siding No
1961 750,000 Tile Roof 3,240 4 $2500-$5000 Deductible 3110 12 Brick siding No
1949 570,000 Tile Roof 1,890 4 $500 Deductible 1290 6 Vinyl siding No
1972 440,000 Slate Shingles Roof 1,750 5 $500- $1000 Deductible 1530 6 Vinyl siding No
1947 950,000 Shingles Roof 3,300 4 $500 Deductible 400 1 Stucco siding No
1968 855,000 Wood Shake Roof 3,440 5 $500- $1000 Deductible 1340 4 Wood siding No
1965 845,000 Metal Roof 2,700 4 $2500-$5000 Deductible 2390 9 Stone Siding yes
1975 610,000 Metal Roof 2,320 4 > $10,000 Deductible 1310 10 Brick siding yes
1948 965,000 Composition Roof 3,530 5 $500 Deductible 2750 9 Stucco siding yes
1976 760,000 Slate Shingles Roof 3,140 4 $1000-$2500 Deductible 1240 6 Fiber-Cement Siding No
1947 860,000 Shingles Roof 3,500 5 > $10,000 Deductible 170 1 Brick siding No
1976 815,000 Metal Roof 2,440 5 $500 Deductible 1740 4 Fiber-Cement Siding yes