Ontario Insurance Rates:

Ontario, OR homeowners insurance is roughly $364 to $496, about $30-$41/month. Our all inclusive guide indicates shoppers can save as much as $172 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ontario, OR Homeowners Insurance By Home Value

Ontario, OR Home Value Total Homes % of Total Average Ontario, OR Homeowners Insurance
Less than $50,000 371 12.0% $77
$50,000 to $59,999 32 1.0% $163
$60,000 to $69,999 64 2.0% $202
$70,000 to $79,999 166 5.0% $232
$80,000 to $89,999 197 6.0% $262
$90,000 to $99,999 188 6.0% $296
$100,000 to $124,999 375 12.0% $344
$125,000 to $149,999 310 10.0% $430
$150,000 to $174,999 276 9.0% $507
$175,000 to $199,999 316 10.0% $584
$200,000 to $249,999 350 11.0% $705
$250,000 to $299,999 174 5.0% $860
$300,000 to $399,999 167 5.0% $1092

Top Home Insurance Agents Near Ontario, OR

Home Insurance Company Near Ontario, OR Homeowners Insurance Agency Near Ontario, OR Address
NA All About Insurance Inc 823 Specht Ave Ste D, Caldwell, ID, 83605
NA Three Rivers Insurance 26 South Main, Payette, ID, 83661
Travelers Christensen & Associates Insurance Agency 6307 W INTERCHANGE LN, BOISE, ID, 83709
Liberty Mutual Independent Jim Waters Insurance 1713 12Th Ave Rd, Nampa, ID, 83686
State Farm Lisa Brown 1611 N Whitley Dr Ste 2, Fruitland, ID, 83619-2180

Cost Of Homeowners Insurance By Street Near Ontario, OR

Streets in Ontario Area Homeowners Insurance Cost
NW 10th Dr, NW 21st St, S Dorian Way, Antiquity Way, SW 1st Ave, Canyon Two Rd, Central Dr, SW 26th St, SW 14th St, SW 13th St$437
SW 3rd Ave, NW 2nd St, NW 11th Ave, E Idaho Ave, Horning Way, Chester Rd, Airport Rd, SE 5th Ave, SE East Ln, NW 12th St$421
NW 34th St, N Oregon St, Jacobsen Gulch Rd, SW 22nd St, Andrew Ave, NW 16th Pl, SW 9th St, Bar O Rd, NE 6th Ave, NW 17th St$433
Mallard Dr, Baker Rd, N Park Blvd, SW 9th St, W Idaho Ave, SW 8th Ave, SW 7th Pl, Horning Way, Tuttle Dr, NW 14th St$439
Willow Ln, Wallace Way, SE 15th Ave, NW 2nd Ave, NW 8th St, NW 4th Ave, Arata Way, NW 3rd St, SW 7th St, Bellows Dr$431

Ontario, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ontario$64 to $66
Malheur Junction$65
Nyssa$63
Fruitland$75

Ontario, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Malheur Junction CCD, Malheur County, Oregon $54 $72 $108
Dead Ox Flat CCD, Malheur County, Oregon $55 $73 $109
Nyssa CCD, Malheur County, Oregon $53 $70 $105

Ontario, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ontario, OR3.4%10.8%
Malheur Junction2.65%13.25%
Dead Ox Flat2.97%10.32%
Nyssa3.62%10.62%

Ontario Renters Insurance as a Percentage of Rent

Ontario Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 88 4.0% $349
$200 to $299 169 8.0% $799
$300 to $499 516 25.0% $1249
$500 to $749 788 39.0% $1924
$750 to $999 327 16.0% $2674
$1,000 to $1,499 64 3.0% $3799
$1,500 or more 53 2.0% $5449

Ontario, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Ontario Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,100$3,500
Net Savings to Ontario Home Owner from High Deductible Plan $600

Ontario, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ontario, OR Home Replacement Value MORE than Home Value Ontario, OR Home Replacement Value LESS than Home Value
Replacement Value $117,500 $70,500
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Ontario Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersAmica Mutual Insurance Company
Monthly Premium 395833
Year Built 195420071960
Home Details 5 Beds, 3 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$125000-$150000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ontario, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 345,000 Asphalt Shingles Roof 4,060 5 $2500-$5000 Deductible 530 8 Wood siding yes
1989 210,000 Metal Roof 2,300 3 $500 Deductible 520 9 Wood siding yes
1961 190,000 Slate Shingles Roof 2,080 4 $500- $1000 Deductible 150 4 Stone Siding No
1963 105,000 Slate Shingles Roof 1,390 3 $500 Deductible 80 3 Vinyl siding yes
1987 150,000 Tile Roof 1,700 2 $1000-$2500 Deductible 230 9 Vinyl siding yes
2004 380,000 Wood Shake Roof 4,110 5 $1000-$2500 Deductible 60 1 Stucco siding No
1981 145,000 Shingles Roof 1,590 5 $1000-$2500 Deductible 20 1 Stone Siding No
1953 340,000 Shingles Roof 3,580 5 > $10,000 Deductible 110 3 Fiber-Cement Siding yes
1961 245,000 Slate Shingles Roof 2,600 5 $500- $1000 Deductible 370 6 Wood siding No
2001 170,000 Composition Roof 2,430 5 $5000 to $10,000 Deductible 230 9 Stone Siding yes
1994 355,000 Tile Roof 4,560 5 > $10,000 Deductible 160 3 Vinyl siding yes
2000 280,000 Metal Roof 3,120 4 $5000 to $10,000 Deductible 350 8 Vinyl siding yes
1980 245,000 Metal Roof 3,240 4 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
1992 140,000 Slate Shingles Roof 1,350 3 $500- $1000 Deductible 90 2 Brick siding yes
1959 165,000 Metal Roof 1,700 3 $2500-$5000 Deductible 30 1 Stone Siding yes
1963 185,000 Shingles Roof 2,270 3 $500- $1000 Deductible 370 10 Stone Siding yes
1960 305,000 Slate Shingles Roof 3,860 5 > $10,000 Deductible 500 12 Wood siding No
1964 155,000 Wood Shake Roof 1,510 2 $500 Deductible 200 5 Fiber-Cement Siding No
1998 205,000 Membrane Roof 2,290 4 $500- $1000 Deductible 480 10 Fiber-Cement Siding yes
1994 185,000 Composition Roof 1,840 3 $500- $1000 Deductible 350 8 Stone Siding No
1964 340,000 Slate Shingles Roof 4,050 5 $1000-$2500 Deductible 700 12 Brick siding yes
1967 145,000 Shingles Roof 1,410 2 $500 Deductible 280 10 Stucco siding No
1968 95,000 Wood Shake Roof 1,340 3 $1000-$2500 Deductible 20 1 Vinyl siding No
1955 250,000 Tile Roof 2,580 4 $2500-$5000 Deductible 310 7 Fiber-Cement Siding yes
1992 290,000 Wood Shake Roof 4,010 5 $500 Deductible 220 3 Stone Siding No
1957 135,000 Slate Shingles Roof 1,780 3 $500 Deductible 140 4 Stone Siding yes
1997 235,000 Shingles Roof 2,420 4 > $10,000 Deductible 220 8 Stucco siding yes
1993 300,000 Membrane Roof 3,270 5 $5000 to $10,000 Deductible 170 6 Fiber-Cement Siding yes
1985 275,000 Tile Roof 2,850 4 $500- $1000 Deductible 520 10 Stucco siding No
1984 105,000 Shingles Roof 1,070 2 $500 Deductible 240 8 Vinyl siding yes
1956 195,000 Membrane Roof 2,000 5 $500 Deductible 130 3 Wood siding No