Ontario County Insurance Rates:

Ontario County, NY homeowners insurance is nearly $505 to $683, about $42-$56/month. Our complete guide shows customers can save as much as $237 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Whenever we have any concerns they help as quickly as possible and give us all the options we need to make informed decisions
Farmer's Insurance
Farmers insurance is expensive and feels they could lower their prices to match the market. i don't want to change out insurance yet because of our agent but the price you pay for the services rendered is more than most other insurance companies.
I like that they have an app i can use on my phone. the app is very user-friendly and makes contact with the company very easy.
I have been with them 29 years. Always professional, never a hassle. I have never had an argument with them and never felt discouraged with them.
Ameriprise Financial
When I have called with a question or concern, they have always been very professional and helpful. I have never filed a claim, so I am not sure how they act in that situation, but I would be surprised if I wasn't handled with the same professional demeanor that I have gotten when I had a question.
State farm is pretty prompt on informing me about changes in policy, payment or other miscellaneous information. They communicate well.
State Farm
The people that work in the office are extremely helpful. I would recommend for everyone to get a policy through them.
State Farm
I really like that they go out of their way to make sure your claim is resolved to your liking. I never got any questions or hassle. They took Care of me during some difficult times.
I wish that the premium was lower. For the amount of coverage that we have, it seems high.
State Farm
I have never had a problem with the insurance company and just wish that I could save a bit of money on my policy. I have not had to file a claim so I cannot speak to that process, but overall good.
State Farm
I love my agent and his helpfulness and the fact that is you are insistent they eventually pay out.
Any time they need to be contacted, I do not have to wait very long and all of my issues have been resolved in the first contact. Their website and app are intuitive and easy to use.
Horace Mann Educators Corporation
I think the premiums could be a little lower. Additionally, whenever I have an issue, it can be difficult to get a hold of a representative to have a real conversation about what I need.
I like how helpful they are in explaining everything clearly, as insurance can sometimes be a very confusing concept for some people. They always walk me through the process whenever I have a claim to file and the website interface is very neat and clean
Union Mutual
everything about the company is great and I love this company and I am really willing to work with this company for a very long time
I do not dislike this company as we have never had a negative experience with any of their services. We only dislike the fact that we have to give them so much money every month I suppose.

Ontario County, NY Homeowners Insurance By Home Value

Ontario County, NY Home Value Total Homes % of Total Average Ontario County, NY Homeowners Insurance
Less than $50,000 2,776 9.0% $106
$50,000 to $59,999 777 2.0% $225
$60,000 to $69,999 865 2.0% $279
$70,000 to $79,999 1,368 4.0% $326
$80,000 to $89,999 1,673 5.0% $368
$90,000 to $99,999 1,873 6.0% $415
$100,000 to $124,999 5,347 17.0% $481
$125,000 to $149,999 3,800 12.0% $599
$150,000 to $174,999 3,522 11.0% $706
$175,000 to $199,999 1,900 6.0% $819
$200,000 to $249,999 3,081 10.0% $986
$250,000 to $299,999 1,834 5.0% $1205
$300,000 to $399,999 1,798 5.0% $1532

Top Home Insurance Agents Near Ontario County, NY

Home Insurance Company Near Ontario County, NY Homeowners Insurance Agency Near Ontario County, NY Address
NA Richard R Mabry Dba Mabry Insurance Agency 305 Packetts Lndg , Fairport, NY, 14450
Travelers Branch-Strowe Insurance 305 PACKETTS LANDING, FAIRPORT, NY, 14450
Travelers E C Cooper Inc 115 E 4Th St , Watkins Glen, NY, 14891
Travelers Paris Kirwan Associates Inc 1040 UNIVERSITY AVENUE, ROCHESTER, NY, 14607
Travelers Robert C Dempsey Agency Inc 148 MAIN ST, MORAVIA, NY, 13118

Cost Of Homeowners Insurance By Street Near Ontario County, NY

Streets in Ontario County Area Homeowners Insurance Cost
Academy St, Springcreek Dr, W Saddleback Rd, Railroad Pl, Kelly Dr, Jillian Rise, South Rd, Valley View Dr, Dalton Dr, Brook St$608
Berkley St, Huckleberry Rd, Twin Bay Dr, Blossom Rd, Gwyne Dr, Sandhill Rd, Gibson St, W High St, Cheryl Dr, Castle St$590
Wishing Well Ln, Lenox Rd, Greig St, Woolhouse Rd, Strong Rd, Island Beach Dr, Co Rd 14, Marshall Trl, Cline Rd, North Ave$611
Walker Dr, Wesley Rd, Uthe Rd, Wagon Trail Dr, Acorn Hill Rd, Stid Hill Rd, Seneca St, Rose Hill Rd, Bildner Dr, Cooley Rd$591
Universal Ave, Mill Creek Dr, Cornwall Dr, Vienna Rd, Sumac Dr, Rochester Rd, Doris Dr, Rhine St, Onnalinda Dr, Hertfordshire Way$599
Carmelo Ln, Pheasants Xing, Pre-Emption St, Sodus Park, Curtis Rd, W Lake Rd, Old Shelter Rd, Rochester Rd, Hamilton Pt, Lakeshore Dr$591
Walnut Dr, Old Rte 14, Fishers Run, Cobble Creek Rd, King Rd, Co Rd 39, S Frost Hollow Rd, Nettlecreek Ln, Paige Hill Dr, Old E Lake Rd$609
Taylor Rd, Birchwood Dr, Fisher Hill Rd, Parish Hill Rd, Center Ln, Rose St, Bailey Rd, Willis Hill Rd, Pickrel Pt, Deer Run$617
Lambert St, Curran Rd, Arnold Rd, Rainbow Ln, Champlain Way, Hayride Dr, Tannery Creek Rd, Haley Rd, Sage Ter, Co Rd 66$610
Co Rd 36, Ashford Way, Maiden Ln, Snell Rd, Wilber Rd, N Bloomfield Rd, Coulter Rd, Hackett Rd, W High St, Dunbridge Ln$586

Ontario County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ontario County$88 to $91

Ontario County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Canandaigua city, New York $89 $119 $179
Crystal Beach CDP, New York $89 $118 $177
Hopewell town, Ontario County, New York $88 $117 $176

Ontario County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ontario County, NY3.6%8.9%
Crystal Beach4.9%6.99%

Ontario County Renters Insurance as a Percentage of Rent

Ontario County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 158 1.0% $346
$200 to $299 363 3.0% $796
$300 to $499 908 8.0% $1246
$500 to $749 3,733 34.0% $1921
$750 to $999 3,229 30.0% $2671
$1,000 to $1,499 1,605 15.0% $3796
$1,500 or more 692 6.0% $5446