Ontario Insurance Rates:

Ontario, CA homeowners insurance is about $531 to $717, about $44-$59/month. Our exhaustive research shows customers can save upto $249 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like how their app is easy to use. it really helps me get my bills paid in a resourceful way. i really feel covered with allstate it's just good to know i have something to fall back on.
Met
That the customer service - on the phone - has not been very friendly and helpful over the years, we often are put on hold or are transferred to several people before we can get to the point.
Usaa
We pay our premium and don't hear much from them so we like that - there's no yearly call to check on us or anything.

Ontario, CA Homeowners Insurance By Home Value

Ontario, CA Home Value Total Homes % of Total Average Ontario, CA Homeowners Insurance
Less than $50,000 4,483 6.0% $43
$60,000 to $69,999 783 1.0% $112
$100,000 to $124,999 1,524 2.0% $187
$125,000 to $149,999 1,597 2.0% $237
$150,000 to $174,999 3,390 4.0% $280
$175,000 to $199,999 3,635 4.0% $324
$200,000 to $249,999 11,305 15.0% $393
$250,000 to $299,999 15,347 20.0% $480
$300,000 to $399,999 29,885 40.0% $611

Top Home Insurance Agents Near Ontario, CA

Home Insurance Company Near Ontario, CA Homeowners Insurance Agency Near Ontario, CA Address
Liberty Mutual Independent Carroll L Evans Insurance 5211 HIGHLAND VIEW AVE, LOS ANGELES, CA, 90041
State Farm Gary Blackburn 23881 Via Fabricante Ste 506, Mission Viejo, CA, 92691-3139
Travelers Mills Insurance Services 4281 KATELLA AVE STE 128, LOS ALAMITOS, CA, 90720
State Farm Susie Atwood 5624 E 2nd St, Long Beach, CA, 90803-3904
Travelers White & Company Insurance Inc 3130 WILSHIRE BLVD STE 200, SANTA MONICA, CA, 90406

Cost Of Homeowners Insurance By Street Near Ontario, CA

Streets in Ontario Area Homeowners Insurance Cost
Goldenridge Pl, Duke St, Galasso Ave, Alpine Meadows Ave, Bobcat Ln, Juanita Ct, W Granada Ct, Seminole Cir, N Himalayas Dr, Vining St$622
Orvieto Ct, Norte Vista Dr, N Cucamonga Ave, Ginger Ct, N Placer Privado, Indigo Ave, Catena Dr, Kirby Ct, S Austin Way, Champion St$627
Thorpe Ct, Forest Meadow Dr, Hollyoak Dr, Grovewood Pl, Reales St, Adams Ct, Linden Ln, Old Carbon Canyon Rd, Florence Ave, Gymsheridan Way$621
Gordon Ranch Rd, Bouquet Dr, Bandera St, Laurel Ct, Reid Ave, Muirfield Ave, Eastview Ave, Redhill North Dr, Madre Pl, Equine Pl$623
Evergreen Ct, Serenity Trl, Fairlane Pl, Durazno Ave, E California St, N Milliken Ave, Honey Bee Ln, Reales St, Cll Primavera, Roanoke Rd$621
Cherry Ct, Sheridan Way, Treadwell Ct, Danville Dr, Baylor Ave, San Clemente Way, Rustic Brg, S Hope Ave, Norwick St, Tern St$627
Villanova Ave, Cherokee Ct, Portsmouth St, Cll Barcelona, Cherry Dr, W Alps Dr, Starstone Pl, Stanislaus Ct, Northampton Dr, Twilight Pl$665
Lindbergh Ave, 26th St, E County Rd, Reserve Pl, Sequoia Ct, Cobblestone Ln, Hunter Dr, Hinsdale Pl, Gala Ln, Issac Ct$624
Taft Ave, Blanchard Pl, Faraday Ct, Seven Pines Dr, Chesapeake Dr, Isabelita Ct, Purdue St, Arturo St, Gettysburg Ave, Dover Way$622
Osprey Ct, Mountain Gate Rd, Lodgepole Ct, W Monticello St, Chesapeake Ct, W Deodar St, Ashbrook Dr, Little Oak Dr, E Sanderling St, San Juan Way$622

Ontario, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ontario$93 to $95
Montclair$91
Chino$93
Upland$95

Ontario, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montclair city, California $76 $101 $152
Chino city, California $78 $103 $155
Upland city, California $79 $105 $158

Ontario, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ontario, CA2.3%11.0%
Montclair2.89%15.84%
Chino2.17%11.05%
Upland2.27%11.29%

Ontario Renters Insurance as a Percentage of Rent

Ontario Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 627 1.0% $786
$300 to $499 884 1.0% $1236
$500 to $749 2,880 4.0% $1911
$750 to $999 9,694 15.0% $2661
$1,000 to $1,499 26,212 42.0% $3786
$1,500 or more 21,336 34.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Ontario For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewCalifornia Capital413
150000500NewFirst American Ins331
4000001000NewGrange817
5000001000NewGeneral Ins613
7500002500NewAmco972
1500005001-3 YearsNationwide434
25000010001-3 YearsBankers Standard2138
2500005001-3 YearsTravelers515
40000010001-3 YearsMetropolitan Direct1244
50000010001-3 YearsIntegon/National1090
50000010001-3 YearsMetropolitan Direct1373
50000025001-3 YearsPrivilege Underwriters Exch2006
2000005004-6 YearsStillwater Ins Co545
2000005004-6 YearsTokio Marine America410
2500005004-6 YearsOregon Mutual621
3000005004-6 YearsUnigard Group1301
40000010004-6 YearsIntegon/National960
50000010004-6 YearsIntegon/National1208
50000010004-6 YearsMAPFRE Group1271
50000025004-6 YearsIntegon/National1055
50000025004-6 YearsLiberty Ins Corp1025
2500005007-15 YearsBankers Standard2905
2500005007-15 YearsHomesite1169

Ontario, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Ontario Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,600$8,100
Net Savings to Ontario Home Owner from High Deductible Plan $1,500

Ontario, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ontario, CA Home Replacement Value MORE than Home Value Ontario, CA Home Replacement Value LESS than Home Value
Replacement Value $469,000 $317,000
Insurance Premium based on Replacement Value $1,450 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $105,500 Risk Exposure from Under Insuring Coverage is $46,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $325/year

Example Ontario Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateLiberty Mutual
Monthly Premium 646565
Year Built 198620111998
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Ontario, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 405,000 Composition Roof 2,260 3 $500 Deductible 960 8 Brick siding No
1986 265,000 Composition Roof 1,580 3 > $10,000 Deductible 160 4 Fiber-Cement Siding yes
1994 335,000 Slate Shingles Roof 1,600 4 $500- $1000 Deductible 850 10 Vinyl siding No
1991 385,000 Shingles Roof 1,950 4 > $10,000 Deductible 310 6 Vinyl siding No
1984 725,000 Composition Roof 3,800 5 $5000 to $10,000 Deductible 920 7 Brick siding No
2011 595,000 Wood Shake Roof 3,310 4 > $10,000 Deductible 230 3 Brick siding No
2007 435,000 Composition Roof 2,370 5 > $10,000 Deductible 680 12 Stucco siding No
1980 410,000 Composition Roof 2,270 3 $5000 to $10,000 Deductible 360 7 Stucco siding yes
2000 475,000 Metal Roof 2,540 5 $1000-$2500 Deductible 1360 10 Stone Siding No
1975 415,000 Wood Shake Roof 2,012 4 $1000-$2500 Deductible 140 1 Fiber-Cement Siding yes