Onslow County, NC homeowners insurance is nearly $508 to $687, about $42-$57/month. Our all inclusive guide indicates shoppers can save as much as $238 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
The average cost of homeowners insurance in Onslow County, NC, is $869. Onslow County is a vibrant community with thriving businesses, world-class healthcare, entertaining leisure activities, and a mild climate and environment that makes this location of coastal North Carolina an ideal area to reside, work, play, and relax.
Obtain homeowners insurance if you plan to purchase a home in Onslow County, NC. Without the security blanket that an insurance policy delivers, you could be left without recourse if an accident or disaster occurs. The price of house insurance in Onslow County, NC, may vary from one company to another. Therefore, homeowners must compare insurance quotes offered by different providers in Onslow County, NC. Insurance providers examine multiple factors that decide home insurance costs in Onslow County, NC.
Cost of insurance based on the coverage level in Onslow County, NC
As a homeowner, you should protect your investment. Homeowners' insurance is essential. It covers repairs or replacement in case of a covered loss. Most policies refer to "replacement costs," meaning the policy will not pay to rebuild your home above the original cost. Be sure to get enough coverage to rebuild from the ground up if you ever need to do so.
Here are a few coverage options offered by the insurance providers in Onslow County, NC.
Cost of insurance based on the deductibles in Onslow County, NC
The deductible is the amount you will have to pay out of pocket before your insurance company pays for a claim. So, the lower your deductible, the higher your premium, and vice versa. People often choose a higher deductible plan to lower their insurance premiums significantly.
For instance, if you need to file a claim and choose a $500 deductible after the insurance provider approves the claim, you must pay $500 before covering the rest as per your policy limit.
Cost of insurance based on the age of the home in Onslow County, NC
Aging homes experience plumbing breakdowns and fire damages, electrical problems, structural flaws, and more. The age of a home can affect the cost incurred by the insurance company to cover repairs or replacements.
For instance, newly built homes pay $670 towards their home insurance in Onslow County, NC. In contrast, homes made 30 and 40 years ago pay $883 and $892, respectively, towards their homeowner's insurance in Onslow County, NC. Here, homeowners in Onslow County with 40 years old homes pay $222 extra on homeowners insurance. Therefore, the age of the house can influence the cost of insurance in Onslow County, NC.
|Onslow County, NC Home Value||Total Homes||% of Total||Average Onslow County, NC Homeowners Insurance|
|Less than $50,000||2,827||8.0%||$95|
|$50,000 to $59,999||581||1.0%||$208|
|$60,000 to $69,999||748||2.0%||$256|
|$70,000 to $79,999||650||2.0%||$298|
|$80,000 to $89,999||1,293||4.0%||$334|
|$90,000 to $99,999||1,237||3.0%||$376|
|$100,000 to $124,999||4,252||13.0%||$435|
|$125,000 to $149,999||5,123||16.0%||$543|
|$150,000 to $174,999||4,670||14.0%||$644|
|$175,000 to $199,999||3,023||9.0%||$746|
|$200,000 to $249,999||3,813||11.0%||$895|
|$250,000 to $299,999||2,166||6.0%||$1092|
|$300,000 to $399,999||1,496||4.0%||$1391|
|Home Insurance Company Near Onslow County, NC||Homeowners Insurance Agency Near Onslow County, NC||Address|
|Allstate||Carlton Ins Agcy||212 N Pine St # P-625, Warsaw, NC, 28398|
|Allstate||David Ager||4837 Carolina Beach Rd Ste 101, Wilmington, NC, 28412|
|Nationwide||Elizabeth D Velthoven||17230 US Hwy 17 N STE 120, Hampstead, NC, 28443-7466|
|Nationwide||Rhonda E. Moreen||226 SE 2nd St, Snow Hill, NC, 28580-1530|
|Liberty Mutual Independent||Robert Heath Insurance Agency||303 MARTIN L KING JR PKWY, SNOW HILL, NC, 28580|
|Streets in Onslow County Area||Homeowners Insurance Cost|
|Christian Ct, Brookdale Pl, Coleman Dr, Smoke Tree Pl, Silver Maple Ct, My Way, Iwo Jima Blvd, Morganser Dr, Avon Pl, Still Forest Pl||$582|
|E Howard Dr, Majestic Ln, Camp Davis Rd, Zachary Ln, Edmunds Ln, New Mexico St, Starling St, Roan Ct, Valencia Ct, Villa Park Dr||$597|
|Wgasa Dr, Sky Blue Ln, Doris Ave E, Sandpiper Pl, Grace Ln, Grey Barn Rd, State Rd 1269, W Hilltop Ct, State Rd 1280, Candlewood Dr||$601|
|Timber Ridge Dr, Creighton Dr, Vindale St, Brandy Ct, Wantland St, Stuart Ct, Seaward Dr, State Rd 1551, McFadyen Cir, School St||$599|
|Old State Hwy 24, Prince Dr, Howard Rd, Archdale Dr, 16th Ave, C St, Arnold Rd, Idaho Ct, Andrea Ave, Yankee Ln||$598|
|Cornerstone Pl, Dunbar Ln, State Rd 1125, Deer Run, Town Point Rd, State Hwy 50, Ronny Ct, Hardison Rd, Rocky Run Rd, Hammock Beach Rd||$593|
|4-H Camp Rd, Brothers Ln, Bayshore Blvd E, Navarro Loop, Linda Dr, Pine Ct, State Rd 1711, Wilderness Rd, Linda Loop, Gibson Branch Rd||$599|
|Kings Pond Dr, Woodleaf Pl, Homestead Ln, Cabin Ct, Birch Ct, Thompson St, Natalie Ln, Radcliffe Cir, State Rd 1208, Ocean Hwy||$597|
|Foxtrace Ln, Rachel Pl, Spring Villa Ct, E St, Windsor Dr, Stone Creek Rd, Heritage Ln, Pine Valley Rd, Station St, Silver Maple Ct||$588|
|Carmen Ave, Winding Creek Way, Bayshore Blvd N, State Rd 1353, Maple St, State Rd 1589, Brentcreek Cir, Jay Cir, State Rd 1478, Holly St||$598|
|Place||Savings For Senior Occupied Homes|
|Onslow County||$89 to $91|
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Jacksonville township, Onslow County, North Carolina||$75||$99||$149|
|Half Moon CDP, North Carolina||$75||$99||$149|
|Pumpkin Center CDP, North Carolina||$74||$99||$148|
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Onslow County, NC||3.9%||13.2%|
|Onslow County Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$300 to $499||1,540||6.0%||$1227|
|$500 to $749||6,087||25.0%||$1902|
|$750 to $999||6,621||27.0%||$2652|
|$1,000 to $1,499||8,337||34.0%||$3777|
|$1,500 or more||1,331||5.0%||$5427|