Onslow County Insurance Rates:

Onslow County, NC homeowners insurance is nearly $508 to $687, about $42-$57/month. Our all inclusive guide indicates shoppers can save as much as $238 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Discounts Available on Home Insurance In Onslow County, NC

The average cost of homeowners insurance in Onslow County, NC, is $869. Onslow County is a vibrant community with thriving businesses, world-class healthcare, entertaining leisure activities, and a mild climate and environment that makes this location of coastal North Carolina an ideal area to reside, work, play, and relax.

Obtain homeowners insurance if you plan to purchase a home in Onslow County, NC. Without the security blanket that an insurance policy delivers, you could be left without recourse if an accident or disaster occurs. The price of house insurance in Onslow County, NC, may vary from one company to another. Therefore, homeowners must compare insurance quotes offered by different providers in Onslow County, NC. Insurance providers examine multiple factors that decide home insurance costs in Onslow County, NC.

Cost of insurance based on the coverage level in Onslow County, NC

As a homeowner, you should protect your investment. Homeowners' insurance is essential. It covers repairs or replacement in case of a covered loss. Most policies refer to "replacement costs," meaning the policy will not pay to rebuild your home above the original cost. Be sure to get enough coverage to rebuild from the ground up if you ever need to do so.

Here are a few coverage options offered by the insurance providers in Onslow County, NC.

Discounts_Available_on_Home_Insurance_In_Onslow_County_NC

Cost of insurance based on the deductibles in Onslow County, NC

The deductible is the amount you will have to pay out of pocket before your insurance company pays for a claim. So, the lower your deductible, the higher your premium, and vice versa. People often choose a higher deductible plan to lower their insurance premiums significantly.

For instance, if you need to file a claim and choose a $500 deductible after the insurance provider approves the claim, you must pay $500 before covering the rest as per your policy limit.

Cost of insurance based on the age of the home in Onslow County, NC

Aging homes experience plumbing breakdowns and fire damages, electrical problems, structural flaws, and more. The age of a home can affect the cost incurred by the insurance company to cover repairs or replacements.

For instance, newly built homes pay $670 towards their home insurance in Onslow County, NC. In contrast, homes made 30 and 40 years ago pay $883 and $892, respectively, towards their homeowner's insurance in Onslow County, NC. Here, homeowners in Onslow County with 40 years old homes pay $222 extra on homeowners insurance. Therefore, the age of the house can influence the cost of insurance in Onslow County, NC.

Onslow County, NC Homeowners Insurance By Home Value

Onslow County, NC Home Value Total Homes % of Total Average Onslow County, NC Homeowners Insurance
Less than $50,000 2,827 8.0% $95
$50,000 to $59,999 581 1.0% $208
$60,000 to $69,999 748 2.0% $256
$70,000 to $79,999 650 2.0% $298
$80,000 to $89,999 1,293 4.0% $334
$90,000 to $99,999 1,237 3.0% $376
$100,000 to $124,999 4,252 13.0% $435
$125,000 to $149,999 5,123 16.0% $543
$150,000 to $174,999 4,670 14.0% $644
$175,000 to $199,999 3,023 9.0% $746
$200,000 to $249,999 3,813 11.0% $895
$250,000 to $299,999 2,166 6.0% $1092
$300,000 to $399,999 1,496 4.0% $1391

Top Home Insurance Agents Near Onslow County, NC

Home Insurance Company Near Onslow County, NC Homeowners Insurance Agency Near Onslow County, NC Address
Allstate Carlton Ins Agcy 212 N Pine St # P-625, Warsaw, NC, 28398
Allstate David Ager 4837 Carolina Beach Rd Ste 101, Wilmington, NC, 28412
Nationwide Elizabeth D Velthoven 17230 US Hwy 17 N STE 120, Hampstead, NC, 28443-7466
Nationwide Rhonda E. Moreen 226 SE 2nd St, Snow Hill, NC, 28580-1530
Liberty Mutual Independent Robert Heath Insurance Agency 303 MARTIN L KING JR PKWY, SNOW HILL, NC, 28580

Onslow County, NC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Onslow County, NC

Streets in Onslow County Area Homeowners Insurance Cost
Christian Ct, Brookdale Pl, Coleman Dr, Smoke Tree Pl, Silver Maple Ct, My Way, Iwo Jima Blvd, Morganser Dr, Avon Pl, Still Forest Pl$582
E Howard Dr, Majestic Ln, Camp Davis Rd, Zachary Ln, Edmunds Ln, New Mexico St, Starling St, Roan Ct, Valencia Ct, Villa Park Dr$597
Wgasa Dr, Sky Blue Ln, Doris Ave E, Sandpiper Pl, Grace Ln, Grey Barn Rd, State Rd 1269, W Hilltop Ct, State Rd 1280, Candlewood Dr$601
Timber Ridge Dr, Creighton Dr, Vindale St, Brandy Ct, Wantland St, Stuart Ct, Seaward Dr, State Rd 1551, McFadyen Cir, School St$599
Old State Hwy 24, Prince Dr, Howard Rd, Archdale Dr, 16th Ave, C St, Arnold Rd, Idaho Ct, Andrea Ave, Yankee Ln$598
Cornerstone Pl, Dunbar Ln, State Rd 1125, Deer Run, Town Point Rd, State Hwy 50, Ronny Ct, Hardison Rd, Rocky Run Rd, Hammock Beach Rd$593
4-H Camp Rd, Brothers Ln, Bayshore Blvd E, Navarro Loop, Linda Dr, Pine Ct, State Rd 1711, Wilderness Rd, Linda Loop, Gibson Branch Rd$599
Kings Pond Dr, Woodleaf Pl, Homestead Ln, Cabin Ct, Birch Ct, Thompson St, Natalie Ln, Radcliffe Cir, State Rd 1208, Ocean Hwy$597
Foxtrace Ln, Rachel Pl, Spring Villa Ct, E St, Windsor Dr, Stone Creek Rd, Heritage Ln, Pine Valley Rd, Station St, Silver Maple Ct$588
Carmen Ave, Winding Creek Way, Bayshore Blvd N, State Rd 1353, Maple St, State Rd 1589, Brentcreek Cir, Jay Cir, State Rd 1478, Holly St$598

Onslow County, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Onslow County$89 to $91
Jacksonville$89
Hofmann Forest$82
Camp Lejeune$88

Onslow County, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jacksonville township, Onslow County, North Carolina $75 $99 $149
Half Moon CDP, North Carolina $75 $99 $149
Pumpkin Center CDP, North Carolina $74 $99 $148

Onslow County, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Onslow County, NC3.9%13.2%
Jacksonville3.9%12.29%
Half Moon3.8%14.19%
Pumpkin Center4.38%15.66%

Onslow County Renters Insurance as a Percentage of Rent

Onslow County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,540 6.0% $1227
$500 to $749 6,087 25.0% $1902
$750 to $999 6,621 27.0% $2652
$1,000 to $1,499 8,337 34.0% $3777
$1,500 or more 1,331 5.0% $5427

Latest Home Insurance Reviews by Location

Jacksonville, NC

Progressive
I would recommend this home insurance to someone who is located in Florida, who is interested in hurricane insurance and covering items that otherwise they wouldn't think to cover.
Read more Jacksonville home insurance reviews

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