Oneida County Insurance Rates:

Oneida County, NY homeowners insurance is roughly $500 to $677, about $41-$56/month. Our in depth analysis shows customers can save as much as $235 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
In a head to heat comparison with other insurance companies, state farm has very reasonable rates for homeowners' and renters' insurance.
Homesite Insurance
Homesite raised our home owner's insurance almost $1000 after our water heater flooded our home with no explanation as to why the huge and sudden increase.
State Farm
State farm provides high-quality customer service. they are responsive to my calls when i have an issue, and they are prompt with processing my payments.
Liberty Mutual
I like that they immediately got me to my agent or when the agent wasn't available they answered many of my questions in a friendly tone. They got me in contact with my agent within 1 hour when he wasn't available that moment.
Nationwide
I do like the homeowner policy overall because we have excellent customer service. We have not yet had to make a claim, but when we call Nationwide with a question, their staff is exceptionally patient and driven to present themselves as professionals.
Allstate
From the very beginning, Allstate has been there to guide me through the process of getting insurance for my home. This is the first home I’ve ever owned, so it's hard starting out but they have been so helpful and encouraging.
State Farm
They offer great service and great rates and discounts. They communicate any changes to my policies as soon as possible and they always update me when a better discount or offer is available. Claims are processed in a timely manner and over all, they perform well
Progressive
There is very little I dislike about progressive other than they are an insurance company and in general most insurance companies care more about money than helping customers. However, I have never gotten that impression from progressive.
State Farm
everything has been a giant pain dealing with this insurance company I hate everything about it nothing has been pleasurable to deal with
Farmer's Insurance
I think it is a good company they offer us a good price and they have been really helpful when figuring out rental insurance for our other house. I can’t think of anything negative at this time
Allstate
We initially had a representative who was local in our area, which was nice because he understood the challenges of this area.
State Farm
I have been with this company for over forty years for both homeowners and automobile insurance. I have had one home claim for about $1500 and zero auto claims. My satisfaction with State Farm was good for many years, and I viewed them as reliable, consistent, and reasonably priced. I do not have that same view any longer.
Aaa
The only thing that I dislike is the overall website. I wish that I was able to control everything more easily through the website and make changes to my policy that way. However, I do understand the need to speak with an agent first.
Allstate
I dislike having to pay when I am not in accidents very often, but this is the nature of the beast with any insurance company, not really anything else to dislike.
Allstate
Overall, Allstate is a great fit with what my needs are. They tailor everything to my specifications. If they feel that their other offerings are inferior to what I have such as life insurance, they are straight up and will admit it. Honesty is key to build trust and rapport.
Travelers
They have the best price for our area, the best service and were very helpful when we needed to file a claim.
Usaa
I doubt I would ever change. USAA is a great company that looks out for me as much as an insurance company will do. They are responsive, quick to settle and will help out when needed.
Narragansett Bay Insurance Company
I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard-working people.
Usaa
When you do have to make calls there is wait time, and sometimes the communication isn't as fast as it could be. The coverage could be a little better but other than that I am fairly satisfied.

Oneida County, NY Homeowners Insurance By Home Value

Oneida County, NY Home Value Total Homes % of Total Average Oneida County, NY Homeowners Insurance
Less than $50,000 6,406 10.0% $135
$50,000 to $59,999 2,982 4.0% $282
$60,000 to $69,999 3,563 5.0% $347
$70,000 to $79,999 4,294 7.0% $406
$80,000 to $89,999 5,904 9.0% $459
$90,000 to $99,999 4,811 8.0% $512
$100,000 to $124,999 9,183 15.0% $594
$125,000 to $149,999 5,874 9.0% $742
$150,000 to $174,999 5,682 9.0% $877
$175,000 to $199,999 3,154 5.0% $1013
$200,000 to $249,999 4,003 6.0% $1219
$250,000 to $299,999 2,360 3.0% $1490
$300,000 to $399,999 1,871 3.0% $1896

Top Home Insurance Agents Near Oneida County, NY

Home Insurance Company Near Oneida County, NY Homeowners Insurance Agency Near Oneida County, NY Address
NA C. H. Insurance Brokerage Services Co., Inc. 112 W Thomas St. Rome, City of Rome, NY, 13440
Allstate Freeway Insurance S 7568 S State St, Lowville, NY, 13367
Travelers Gates Cole Associates Inc 92 GENESEE ST, NEW HARTFORD, NY, 13413
Farmers Randall Loomis 510 Erie Blvd W, Rome, NY, 13440
Nationwide Vincent E Hollopeter 5702 South Bay Road, Cicero, NY, 13039-8652

Cost Of Homeowners Insurance By Street Near Oneida County, NY

Streets in Oneida County Area Homeowners Insurance Cost
Irving Pl, Irish Ridge Rd, Pierce Rd, W Court St, Clintonview Rd, Lindale Ave, N George St, Hazelhurst Ave, Co Rd 6, Deminuk Rd$583
Parkway Ln, Boonville Rd, Success Dr, Blakesley Rd, Seneca Ave, Martin Dr, Oxford Rd, Singleton Dr, Faass Ave, Simmons Rd$593
Ontario St, Blossvale Rd, Pleasant View Ave, Marauder Blvd, Hollywood Dr, Kent St, Canterbury Rd, Bunal Blvd, Conrail RR, Tinker Hollow Rd$594
Summit Pl, Howd Rd, Crowell Rd, Concord Pl, W Sycamore Dr, Beartown Rd N, Houser Rd, Wilcox Rd, Golfview Dr, County Seat Rd$589
Madison St, Chenango Rd, Proctor Blvd, McConnellsville Rd, Old State Rte 8, Inman Pl, Irish Rd, Batavia Ave, Park Ter Exn, Wall St$600
Park Ter, Hawthorne Ave, Royal Meadows Dr, Woods Rd, Concord Blvd, Passer Rd, Kirkland Rd, Lamb St, Alvord Rd, Wehling Rd$598
Bittern Ct, Bonnie Ln, Holman City Rd, Mc Avoy Ave, Carroll St, Felton Ave, Oakview Ter, Stuart Ct, Abbe Blvd E, Sleepy Hollow Ln$594
Chappie James Blvd, Co Rd 36, Pazdur Blvd W, Stage Rd, Danberry Rd, Overlook Rd, Pennystreet Rd, Sadaqueda St, Sulphur Springs Rd, Grantville Rd$592
Hillcrest Ave, Arrowhead Way, Seymour St, 21st Ave, Prusinowski Rd, Sholtz Rd, Linda Dr, Brewster Rd, St Marys St, Wilkinson Rd$598
Wall St, Moody St, Drummond Dr, Hillside Dr, Lower Streiff Rd, Thieme Pl, Clear Rd, Northrup Dr, Oakdale Ave S, Woodland Rd$596

Oneida County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oneida County$88 to $90
Rome$87
Floyd$88
Marcy$90

Oneida County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rome city, New York $73 $97 $146
Floyd town, Oneida County, New York $74 $98 $147
Lee town, Oneida County, New York $74 $98 $147

Oneida County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oneida County, NY3.9%9.8%
Rome4.15%9.69%
Floyd3.48%9.35%
Lee3.92%10.59%

Oneida County Renters Insurance as a Percentage of Rent

Oneida County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 536 1.0% $349
$200 to $299 1,548 5.0% $799
$300 to $499 4,192 15.0% $1249
$500 to $749 10,708 38.0% $1924
$750 to $999 6,963 25.0% $2674
$1,000 to $1,499 3,041 10.0% $3799
$1,500 or more 726 2.0% $5449