Omak Insurance Rates:

Omak, WA homeowners insurance is roughly $488 to $666, about $40-$55/month. Our all inclusive guide shows customers can save upto $230 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Omak, WA Homeowners Insurance By Home Value

Omak, WA Home Value Total Homes % of Total Average Omak, WA Homeowners Insurance
Less than $50,000 117 7.0% $86
$60,000 to $69,999 17 1.0% $236
$80,000 to $89,999 120 7.0% $305
$90,000 to $99,999 155 9.0% $346
$100,000 to $124,999 236 14.0% $398
$125,000 to $149,999 154 9.0% $501
$150,000 to $174,999 216 13.0% $594
$175,000 to $199,999 99 5.0% $686
$200,000 to $249,999 360 21.0% $825
$250,000 to $299,999 70 4.0% $1003
$300,000 to $399,999 115 6.0% $1280

Top Home Insurance Agents Near Omak, WA

Home Insurance Company Near Omak, WA Homeowners Insurance Agency Near Omak, WA Address
Farmers Celeste Burbank 56 N Clark Ave, Republic, WA, 99166
Allstate North Valley Ins. 2 S Main, Omak, WA, 98841
Travelers Sloan Insurance Inc E502 HIGHWAY 20, TWISP, WA, 98856
Liberty Mutual Independent The Vip Agency 323 SOUTH WHITCOMB AVENUE, TONASKET, WA, 98855
Allstate V.I.P. Agency South 538 W Main Avenue, Brewster, WA, 98812

Cost Of Homeowners Insurance By Street Near Omak, WA

Streets in Omak Area Homeowners Insurance Cost
Jasmine St, George Rd, Locust St, Fir St N, Epley Rd, Caudill Rd, Grape Ave E, Miller Rd, Sunny Beach Rd, Hopfer Rd$578
Hemlock St S, Ridge Dr W, Sunrise Dr, Ironwood St, Pogue Rd, Elberta Ave W, Quince St, Dewberry Ave E, Vista Pl, Kimberly Ln$573
E Parkway St, Kenwood St N, Jaquish Rd, S Kirkpatrick Rd, Kruse St, Canyon Court Dr, Mundinger Ln, Wildwood Dr, Senna St, Douglas St N$573
Grape Ave W, Cypress Ave, Montvu Dr, Oak St, 6th Ave W, Gum Drop Ln, Red Apple Dr, Green Rd, Cherokee Rd, Utke Ln$574
Ross Canyon Rd, Koala Ave E, Ironwood St N, Conconully Rd, Bain Ln, 4th Ave W, Dewberry Ave W, Grimm Rd, Country Vue Rd, Hubbert Rd$578

Omak, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Omak$85 to $87
North Omak$83
Riverside$84
Okanogan County$87

Omak, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Omak CDP, Washington $83 $111 $167
Riverside town, Washington $85 $113 $170
Okanogan County, Washington $87 $116 $174

Omak, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Omak, WA4.5%12.1%
Riverside5.45%20.6%
Okanogan County4.49%15.3%
Conconully-Riverside4.64%14.57%

Omak Renters Insurance as a Percentage of Rent

Omak Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 6.0% $357
$200 to $299 37 4.0% $807
$300 to $499 118 14.0% $1257
$500 to $749 267 32.0% $1932
$750 to $999 175 21.0% $2682
$1,000 to $1,499 127 15.0% $3807
$1,500 or more 38 4.0% $5457

Omak, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Omak Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,800$8,200
Net Savings to Omak Home Owner from High Deductible Plan $600

Omak, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Omak, WA Home Replacement Value MORE than Home Value Omak, WA Home Replacement Value LESS than Home Value
Replacement Value $182,500 $116,500
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Omak Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceChubb Group of Insurance
Monthly Premium 204071
Year Built 194120041984
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$175000-$200000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Omak, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 275,000 Slate Shingles Roof 2,550 5 $2500-$5000 Deductible 400 7 Fiber-Cement Siding No
1967 230,000 Composition Roof 2,360 4 > $10,000 Deductible 60 2 Fiber-Cement Siding yes
1942 190,000 Metal Roof 1,680 3 $1000-$2500 Deductible 520 12 Vinyl siding yes
1963 220,000 Metal Roof 2,900 4 > $10,000 Deductible 270 9 Fiber-Cement Siding No
2000 255,000 Wood Shake Roof 2,320 3 $1000-$2500 Deductible 730 12 Wood siding No
2000 140,000 Membrane Roof 1,720 3 $2500-$5000 Deductible 40 2 Fiber-Cement Siding No
1940 310,000 Shingles Roof 3,950 5 > $10,000 Deductible 470 9 Stone Siding yes
1964 350,000 Wood Shake Roof 4,110 5 > $10,000 Deductible 660 12 Fiber-Cement Siding No
1966 235,000 Membrane Roof 2,180 5 $500 Deductible 640 10 Stone Siding No
1985 155,000 Wood Shake Roof 1,590 5 $2500-$5000 Deductible 200 7 Stucco siding No
1978 290,000 Slate Shingles Roof 3,130 4 $1000-$2500 Deductible 440 10 Wood siding yes
2007 350,000 Composition Roof 3,140 4 $1000-$2500 Deductible 150 2 Stucco siding No
2007 295,000 Composition Roof 2,910 4 $2500-$5000 Deductible 250 4 Vinyl siding yes
1983 180,000 Tile Roof 2,370 3 $500- $1000 Deductible 360 9 Stone Siding No
2006 230,000 Metal Roof 2,280 4 $500- $1000 Deductible 220 4 Stone Siding No
1980 350,000 Composition Roof 4,320 5 $500 Deductible 840 9 Stone Siding No
1969 170,000 Shingles Roof 2,180 4 $1000-$2500 Deductible 70 2 Fiber-Cement Siding yes
1974 215,000 Shingles Roof 2,610 4 $5000 to $10,000 Deductible 400 12 Vinyl siding No
1976 110,000 Composition Roof 1,320 3 $500- $1000 Deductible 40 2 Fiber-Cement Siding No
1946 235,000 Wood Shake Roof 2,350 4 $500 Deductible 60 1 Stone Siding No
1946 190,000 Slate Shingles Roof 1,820 5 $5000 to $10,000 Deductible 90 3 Brick siding No
1977 375,000 Metal Roof 4,230 5 $2500-$5000 Deductible 850 12 Wood siding yes
1969 470,000 Slate Shingles Roof 4,240 5 > $10,000 Deductible 50 1 Stone Siding No
2003 140,000 Tile Roof 1,430 3 $1000-$2500 Deductible 30 1 Stone Siding yes
2007 290,000 Shingles Roof 3,030 4 $500 Deductible 530 7 Fiber-Cement Siding No
1965 290,000 Metal Roof 3,130 4 $500 Deductible 470 8 Stucco siding yes
1945 255,000 Membrane Roof 3,320 4 $500 Deductible 310 4 Wood siding yes
1964 205,000 Metal Roof 1,940 4 $5000 to $10,000 Deductible 330 8 Stone Siding yes
1948 245,000 Wood Shake Roof 2,220 3 $500 Deductible 470 8 Wood siding yes
1981 190,000 Asphalt Shingles Roof 1,750 5 $500- $1000 Deductible 300 7 Fiber-Cement Siding yes
1970 435,000 Wood Shake Roof 4,470 5 > $10,000 Deductible 320 5 Wood siding No
2009 225,000 Slate Shingles Roof 2,190 3 $5000 to $10,000 Deductible 110 3 Vinyl siding No
1972 505,000 Composition Roof 4,740 5 $500 Deductible 1620 12 Stucco siding yes
1960 105,000 Slate Shingles Roof 1,240 3 $1000-$2500 Deductible 40 2 Stone Siding yes