How Much Does Omaha, NE Home Insurance Cost?
Omaha, NE Average Homeowners Insurance Cost
$1,239
Homeowners Insurance Cost - Omaha, NE
$146,500
Median Home Value - Omaha, NE
Omaha, NE Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$14.87 | $1,224.13 |
| $1000 Deductible | -$131.58 | $1,107.42 |
| $1500 Deductible | -$196.51 | $1,042.49 |
| $2000 Deductible | -$292.65 | $946.35 |
| $2500 Deductible | -$349.4 | $889.6 |
Omaha, NE Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$335 | $904 |
| 30 year old | +$19 | $1,258 |
| 40 year old | +$32 | $1,271 |
| 50 year old | +$47 | $1,286 |
| Above 50 year old | +$59 | $1,298 |
Omaha, NE Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$136 | $1,103 |
| Superior | -$112 | $1,127 |
| Masonry | -$62 | $1,177 |
| Brick | -$62 | $1,177 |
| Hail Resistant Roof | -$37 | $1,202 |
Omaha, NE Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$25 | $1,264 |
| Swimming Pool With A Diving Board | +$62 | $1,301 |
| Swimming Pool With Slide | +$74 | $1,313 |
Omaha, NE Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $37 | $1,202 |
| Police Department | $12 | $1,227 |
Omaha, NE Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$520.38 | $1,759 |
| Filing a Second Liability Claim | +$470.82 | $1,710 |
| Filing a Second Theft Claim | +$470.82 | $1,710 |
| Filing a Second Water Claim | +$408.87 | $1,648 |
| Filing a Fire Claim | +$247.8 | $1,487 |
| Filing a Liability Claim | +$235.41 | $1,474 |
| Filing a Theft Claim | +$235.41 | $1,474 |
| Filing a Water Claim | +$198.24 | $1,437 |
| Filing a Weather Claim | +$198.24 | $1,437 |