How To Make Your Omaha, NE Home Insurance Cheaper
Omaha, NE, homeowners insurance is about $1239. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Omaha, NE Home Insurance Rates with the Douglas County Average
| Place | Douglas County Average: $1,551.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Omaha, NE | $1,239.0 | -312.0 | -0.20 | 412,689 | 146,500 |
Cost of Omaha, NE Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| LaPlatte II | 170,700 | 13,210 | $1,356 |
| Cincinnati | 146,700 | 80,341 | $856 |
| Modale | 73,000 | 27,037 | $961.6 |
| Lyons | 227,800 | 150,451 | $1,031 |
Homeowners Insurance Comparison for the Cheapest Premiums in Omaha, NE
| The Hartford | MetLife | Allstate | |
| Median Home Value ($) | 146,500 | 146,500 | 146,500 |
| Age of Home | Year 50 Old | Year 40 Old | Year 50 Old |
| Home Coverage ($) | $250,000 -$299,999 | $250,000 -$299,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $3,119.9 | $2,971.4 | $8,365.7 |
Cost of Omaha, NE Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Farmer's Insurance | 1500 | $300,000-$399,999 | 2,939.2 |
| Liberty Mutual | 1000 | $500,000-$749,999 | 4,927.0 |
| The Hartford | 2000 | $200,000-$249,999 | 1,377.6 |
| Westfield Insurance | 2500 | $1500,000-$2000,000 | 5,215.1 |
| Allstate | 1500 | $175,000-$199,999 | 1,253.3 |
| Safeco Insurance | 2000 | $500,000-$749,999 | 4,344.3 |
| American National Property and Casualty Company | 1000 | $150,000-$174,999 | 1,218.8 |
| Travelers | 500 | $150,000-$174,999 | 1,271.3 |
| MetLife | 1000 | $250,000-$299,999 | 2,302.8 |
| American Family Insurance | 2500 | $400,000-$499,999 | 2,980.1 |