Olympia Insurance Rates:

Olympia, WA homeowners insurance is approximately $510 to $690, about $42-$57/month. Our comprehensive research shows customers can save as much as $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm has become very business-like, seeming to want more of our dollars. every time i turn around they are offering another product and soliciting our business.
American Family
American family insurance does not have enough offices. my agent is not located very close to the town i live it so it is not always possible to see him face to face.
American Family
One thing about insurance and not just my insurance company but all of them. they tend to be stingy. it's not even the agent it's the adjusters. when you go thru a loss for example a fire you want extra just for your troubles but no. it's pretty cut and dry
American Family
I don't really use it so I don't have a lot to say about it. When I want information or need to contact them I call the local office.
Mutual Of Enumclaw
My home insurance offers a bundle discount if i also insure my cars, boat or other vehicles. this makes things a bit more affordable.
State Farm
I like how trusting the site is 24 hour assistance reliable, very honest about policy discounts for future years very open to discuss tells the truth does not lie, reasonable price great, mobile app great reminders great discounts, for bundle reliable website is very easy to use chat on website forums on website for help doesn't lie doesn't push sales on you doesn't push auto, overall very great company
American Family
The customer service has been top notch. I have my agent’s cell phone number, so I get great service every time, If I need assistance of some sort.
Farmer's Insurance
I do not have a problem with any of their customer service because anytime we have had a claim, they are prompt and fair about compensation. We seem to not care for the actual agent over the actual customer service department.
American Home Insurance
very good and loyalty.competitive advantage through stronger relationships and optimized cross-channel experiences.
American Family
The interaction and communication with my insurance company have been superb. Never have any troubles talking to anyone and they are always very nice to me.
State Farm
They have good customer service so naturally, this part would also be great as well. I am really happy with the company and how they go about things.
Geico
good pricing, website easy to use
State Farm
There are very few things That I dislike about the company besides the fact that the premiums are a little high but I am getting a lot for my money so to speak.
State Farm
overall I am very happy. insurance companies aren't the easiest to deal with and its always a bad thing when you have to file a claim. but they are good
Geico
Prices are very good to pay and control the price of the room, are very favorable for customers who want and want, are very quick to answer and may be of your choice.
American Family
I like everything about my insurer. Having over 25 years of experience doing commercial brokerage insurance myself, I recognize quickly if an agent just wants to get numbers or are they really interested in doing business with you.

Olympia, WA Homeowners Insurance By Home Value

Olympia, WA Home Value Total Homes % of Total Average Olympia, WA Homeowners Insurance
Less than $50,000 2,367 6.0% $54
$100,000 to $124,999 646 1.0% $258
$125,000 to $149,999 1,156 3.0% $318
$150,000 to $174,999 2,379 6.0% $378
$175,000 to $199,999 3,210 9.0% $438
$200,000 to $249,999 9,162 26.0% $528
$250,000 to $299,999 8,180 23.0% $643
$300,000 to $399,999 7,279 20.0% $817

Top Home Insurance Agents Near Olympia, WA

Home Insurance Company Near Olympia, WA Homeowners Insurance Agency Near Olympia, WA Address
NA Lance Maitland 2122 Sw 305Th Street Federal Way, Federal Way, WA, 98023
Allstate Island Insurance Center Inc 17804 Vashon Hwy SW, Vashon, WA, 98070
Allstate Jay Milsten 400 S Meridian Ste 1A, Puyallup, WA, 98371
Travelers Propel Insurance - Bremerton 60 Washington Ave 60 Washington Ave, Bremerton, WA, 98337
Farmers Robert Archer 32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001

Cost Of Homeowners Insurance By Street Near Olympia, WA

Streets in Olympia Area Homeowners Insurance Cost
4th Ct SE, 80th Ave SE, Anton Ct SE, Clark Pl SE, Oak Ave NE, Wilderness Ct SE, James St SE, Jefferson St NE, 36th Ave NE, Stanfield Rd SE$612
Israel Rd SW, Columbia St SW, Paddington Ln SE, Bonshaw Ct SE, Enterprise Dr NE, Riverview Dr SE, 4th Ave E, Chambers St SE, 6th St SE, Foxtail Ct SE$604
Tri Lake Dr SE, Pat Kennedy Way SW, Jamestown Ln SE, Springwood Ave NE, Fiesta St SW, Corral Ln SE, Virginia St SE, Compass St, Hollywood Dr NE, 50th Ct SE$596
Sapp Rd SW, 33rd Ct NE, 72nd Ave NE, Holiday Dr SE, 16th Ln NE, Thornbury Pl SE, Somerset Hill Dr SW, Atchinson Dr SE, Westlake Dr SE, Craney Ct SE$618
45th Ave SE, Sarazen St SE, Paul St, 72nd Ave NE, N 6th Ave SW, Portstewart Ln SE, Southglen Ave SE, Schoth St SW, Riverlea Dr SE, Humphrey St SE$615
Cambridge Ln SW, Edison St SE, Fire Ct SE, Country Club Loop NW, Muirhead Ave NW, Pleasant Forest Rd, Union Ave SW, 11th Ave SW, Glen Mary Dr SE, 54th Ave SE$589
Mount Tahoma Ct SE, Samurai Dr SE, Quince St SE, Kempton St SE, Swanee Cir SE, Kwan Tupso Ln SW, Sawyer St NE, Charter Ln SW, Everest Ct SE, 20th Ave NW$580
63rd Ave NE, 77th Trl SE, Glen Mary Ln SE, 42nd Ave SE, Westminster Dr NE, 32nd Ave SE, Wesley Loop NW, Morse Merryman Rd SE, Buckingham Dr SE, 33rd Ln NW$614
62nd Ave NW, Hancock Ct SE, Mc Cormick Way SE, 56th Ave SE, 33rd Ct SE, Sapp Rd SW, Budd Ct NE, Sugar Maple Ln SE, Lakeshore Ln SE, Arietta Ave SE$587
Buckingham Ct SE, Prine Dr SW, Stead Ln NE, Carpenter Ct SE, 89th Ave SE, Sunset Beach Dr NW, Cedrona Pl NW, Susan Ct SE, Hayes St SW, 68th Ave SE$613

Olympia, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Olympia$89 to $92
Lacey$89
Tanglewilde$88
Nisqually Indian Community$87

Olympia, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lacey city, Washington $89 $119 $179
Tanglewilde CDP, Washington $89 $118 $177
Tumwater city, Washington $89 $119 $179

Olympia, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Olympia, WA2.8%9.8%
Lacey2.84%10.9%
Tanglewilde3.1%9.58%
Tumwater2.89%10.19%

Olympia Renters Insurance as a Percentage of Rent

Olympia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 380 1.0% $340
$200 to $299 483 1.0% $790
$300 to $499 589 2.0% $1240
$500 to $749 3,782 15.0% $1915
$750 to $999 7,755 31.0% $2665
$1,000 to $1,499 8,154 33.0% $3790
$1,500 or more 3,334 13.0% $5440

Olympia, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Olympia Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Olympia Home Owner from High Deductible Plan $600

Olympia, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Olympia, WA Home Replacement Value MORE than Home Value Olympia, WA Home Replacement Value LESS than Home Value
Replacement Value $407,500 $301,500
Insurance Premium based on Replacement Value $1,375 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Olympia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualFarmers Insurance
Monthly Premium 972859
Year Built 200419921980
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $600000-$700000$125000-$150000$350000-$400000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Olympia, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 490,000 Slate Shingles Roof 4,210 5 $2500-$5000 Deductible 1000 12 Stone Siding No
1981 355,000 Shingles Roof 2,570 4 $1000-$2500 Deductible 300 4 Stucco siding yes
1990 375,000 Membrane Roof 2,580 5 > $10,000 Deductible 50 1 Brick siding No
1991 605,000 Membrane Roof 4,850 5 $1000-$2500 Deductible 1060 7 Stone Siding No
1998 370,000 Wood Shake Roof 2,790 5 > $10,000 Deductible 240 6 Wood siding yes
2011 220,000 Wood Shake Roof 1,630 3 $500- $1000 Deductible 260 5 Brick siding No
2000 355,000 Metal Roof 2,940 5 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
2013 400,000 Tile Roof 3,150 4 $2500-$5000 Deductible 140 2 Wood siding yes
1999 145,000 Wood Shake Roof 1,210 2 $1000-$2500 Deductible 300 9 Brick siding yes
1981 315,000 Slate Shingles Roof 2,760 4 $2500-$5000 Deductible 480 9 Stucco siding yes
1985 200,000 Metal Roof 1,370 2 $1000-$2500 Deductible 70 2 Stone Siding yes
1987 260,000 Wood Shake Roof 1,890 5 $2500-$5000 Deductible 270 6 Fiber-Cement Siding yes
1999 150,000 Wood Shake Roof 1,210 3 $1000-$2500 Deductible 130 4 Vinyl siding No
2009 205,000 Membrane Roof 1,280 3 $1000-$2500 Deductible 120 3 Stone Siding yes
1986 365,000 Metal Roof 2,910 4 $5000 to $10,000 Deductible 40 1 Stucco siding yes
1986 195,000 Composition Roof 1,550 2 $5000 to $10,000 Deductible 80 2 Stone Siding No
1992 205,000 Tile Roof 1,280 3 $5000 to $10,000 Deductible 260 8 Stucco siding No
1982 230,000 Asphalt Shingles Roof 1,720 4 $2500-$5000 Deductible 140 3 Vinyl siding No
2002 675,000 Tile Roof 4,950 5 > $10,000 Deductible 620 7 Stucco siding yes
2003 410,000 Membrane Roof 3,320 4 $500 Deductible 1010 9 Stucco siding yes
1990 170,000 Shingles Roof 1,540 3 $5000 to $10,000 Deductible 90 4 Stucco siding yes
1983 115,000 Wood Shake Roof 864 1 $500- $1000 Deductible 260 1 Stucco siding yes