Olympia Insurance Rates:

Olympia, WA homeowners insurance is approximately $510 to $690, about $42-$57/month. Our comprehensive research shows customers can save as much as $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Shelter Insurance
They also work with the mortgage company to make sure your monthly mortgage includes the necessary insurance for your home.
State Farm
State farm has become very business-like, seeming to want more of our dollars. every time i turn around they are offering another product and soliciting our business.
Homesite Home Insurance Company
Homesite was fast to order from and worked with the mortgage company seamlessly. the actual process of ordering probably took me less than ten minutes which is far less than the time it took with my previous insurers

Olympia, WA Homeowners Insurance By Home Value

Olympia, WA Home Value Total Homes % of Total Average Olympia, WA Homeowners Insurance
Less than $50,000 2,367 6.0% $54
$100,000 to $124,999 646 1.0% $258
$125,000 to $149,999 1,156 3.0% $318
$150,000 to $174,999 2,379 6.0% $378
$175,000 to $199,999 3,210 9.0% $438
$200,000 to $249,999 9,162 26.0% $528
$250,000 to $299,999 8,180 23.0% $643
$300,000 to $399,999 7,279 20.0% $817

Top Home Insurance Agents Near Olympia, WA

Home Insurance Company Near Olympia, WA Homeowners Insurance Agency Near Olympia, WA Address
NA Lance Maitland 2122 Sw 305Th Street Federal Way, Federal Way, WA, 98023
Allstate Island Insurance Center Inc 17804 Vashon Hwy SW, Vashon, WA, 98070
Allstate Jay Milsten 400 S Meridian Ste 1A, Puyallup, WA, 98371
Travelers Propel Insurance - Bremerton 60 Washington Ave 60 Washington Ave, Bremerton, WA, 98337
Farmers Robert Archer 32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001

Cost Of Homeowners Insurance By Street Near Olympia, WA

Streets in Olympia Area Homeowners Insurance Cost
4th Ct SE, 80th Ave SE, Anton Ct SE, Clark Pl SE, Oak Ave NE, Wilderness Ct SE, James St SE, Jefferson St NE, 36th Ave NE, Stanfield Rd SE$612
Israel Rd SW, Columbia St SW, Paddington Ln SE, Bonshaw Ct SE, Enterprise Dr NE, Riverview Dr SE, 4th Ave E, Chambers St SE, 6th St SE, Foxtail Ct SE$604
Tri Lake Dr SE, Pat Kennedy Way SW, Jamestown Ln SE, Springwood Ave NE, Fiesta St SW, Corral Ln SE, Virginia St SE, Compass St, Hollywood Dr NE, 50th Ct SE$596
Sapp Rd SW, 33rd Ct NE, 72nd Ave NE, Holiday Dr SE, 16th Ln NE, Thornbury Pl SE, Somerset Hill Dr SW, Atchinson Dr SE, Westlake Dr SE, Craney Ct SE$618
45th Ave SE, Sarazen St SE, Paul St, 72nd Ave NE, N 6th Ave SW, Portstewart Ln SE, Southglen Ave SE, Schoth St SW, Riverlea Dr SE, Humphrey St SE$615
Cambridge Ln SW, Edison St SE, Fire Ct SE, Country Club Loop NW, Muirhead Ave NW, Pleasant Forest Rd, Union Ave SW, 11th Ave SW, Glen Mary Dr SE, 54th Ave SE$589
Mount Tahoma Ct SE, Samurai Dr SE, Quince St SE, Kempton St SE, Swanee Cir SE, Kwan Tupso Ln SW, Sawyer St NE, Charter Ln SW, Everest Ct SE, 20th Ave NW$580
63rd Ave NE, 77th Trl SE, Glen Mary Ln SE, 42nd Ave SE, Westminster Dr NE, 32nd Ave SE, Wesley Loop NW, Morse Merryman Rd SE, Buckingham Dr SE, 33rd Ln NW$614
62nd Ave NW, Hancock Ct SE, Mc Cormick Way SE, 56th Ave SE, 33rd Ct SE, Sapp Rd SW, Budd Ct NE, Sugar Maple Ln SE, Lakeshore Ln SE, Arietta Ave SE$587
Buckingham Ct SE, Prine Dr SW, Stead Ln NE, Carpenter Ct SE, 89th Ave SE, Sunset Beach Dr NW, Cedrona Pl NW, Susan Ct SE, Hayes St SW, 68th Ave SE$613

Olympia, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Olympia$89 to $92
Lacey$89
Tanglewilde$88
Nisqually Indian Community$87

Olympia, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lacey city, Washington $89 $119 $179
Tanglewilde CDP, Washington $89 $118 $177
Tumwater city, Washington $89 $119 $179

Olympia, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Olympia, WA2.8%9.8%
Lacey2.84%10.9%
Tanglewilde3.1%9.58%
Tumwater2.89%10.19%

Olympia Renters Insurance as a Percentage of Rent

Olympia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 380 1.0% $340
$200 to $299 483 1.0% $790
$300 to $499 589 2.0% $1240
$500 to $749 3,782 15.0% $1915
$750 to $999 7,755 31.0% $2665
$1,000 to $1,499 8,154 33.0% $3790
$1,500 or more 3,334 13.0% $5440

Olympia, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Olympia Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Olympia Home Owner from High Deductible Plan $600

Olympia, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Olympia, WA Home Replacement Value MORE than Home Value Olympia, WA Home Replacement Value LESS than Home Value
Replacement Value $407,500 $301,500
Insurance Premium based on Replacement Value $1,375 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Olympia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualFarmers Insurance
Monthly Premium 972859
Year Built 200419921980
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $600000-$700000$125000-$150000$350000-$400000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Olympia, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 150,000 Wood Shake Roof 1,210 3 $1000-$2500 Deductible 130 4 Vinyl siding No
2009 205,000 Membrane Roof 1,280 3 $1000-$2500 Deductible 120 3 Stone Siding yes
1986 365,000 Metal Roof 2,910 4 $5000 to $10,000 Deductible 40 1 Stucco siding yes
1986 195,000 Composition Roof 1,550 2 $5000 to $10,000 Deductible 80 2 Stone Siding No
1992 205,000 Tile Roof 1,280 3 $5000 to $10,000 Deductible 260 8 Stucco siding No
1982 230,000 Asphalt Shingles Roof 1,720 4 $2500-$5000 Deductible 140 3 Vinyl siding No
2002 675,000 Tile Roof 4,950 5 > $10,000 Deductible 620 7 Stucco siding yes
2003 410,000 Membrane Roof 3,320 4 $500 Deductible 1010 9 Stucco siding yes
1990 170,000 Shingles Roof 1,540 3 $5000 to $10,000 Deductible 90 4 Stucco siding yes
1983 115,000 Wood Shake Roof 864 1 $500- $1000 Deductible 260 1 Stucco siding yes