Olympia, WA Home Insurance - Analysis On Quotes, Rates & Agents
Olympia Insurance Rates:
Olympia, WA homeowners insurance is approximately $510 to $690, about $42-$57/month. Our comprehensive research shows customers can save as much as $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State farm has become very business-like, seeming to want more of our dollars. every time i turn around they are offering another product and soliciting our business.
American family insurance does not have enough offices. my agent is not located very close to the town i live it so it is not always possible to see him face to face.
One thing about insurance and not just my insurance company but all of them. they tend to be stingy. it's not even the agent it's the adjusters. when you go thru a loss for example a fire you want extra just for your troubles but no. it's pretty cut and dry
I don't really use it so I don't have a lot to say about it. When I want information or need to contact them I call the local office.
My home insurance offers a bundle discount if i also insure my cars, boat or other vehicles. this makes things a bit more affordable.
I like how trusting the site is 24 hour assistance reliable, very honest about policy discounts for future years very open to discuss tells the truth does not lie, reasonable price great, mobile app great reminders great discounts, for bundle reliable website is very easy to use chat on website forums on website for help doesn't lie doesn't push sales on you doesn't push auto, overall very great company
The customer service has been top notch. I have my agent’s cell phone number, so I get great service every time, If I need assistance of some sort.
I do not have a problem with any of their customer service because anytime we have had a claim, they are prompt and fair about compensation. We seem to not care for the actual agent over the actual customer service department.
very good and loyalty.competitive advantage through stronger relationships and optimized cross-channel experiences.
The interaction and communication with my insurance company have been superb. Never have any troubles talking to anyone and they are always very nice to me.
They have good customer service so naturally, this part would also be great as well. I am really happy with the company and how they go about things.
good pricing, website easy to use
There are very few things That I dislike about the company besides the fact that the premiums are a little high but I am getting a lot for my money so to speak.
overall I am very happy. insurance companies aren't the easiest to deal with and its always a bad thing when you have to file a claim. but they are good
Prices are very good to pay and control the price of the room, are very favorable for customers who want and want, are very quick to answer and may be of your choice.
I like everything about my insurer. Having over 25 years of experience doing commercial brokerage insurance myself, I recognize quickly if an agent just wants to get numbers or are they really interested in doing business with you.
Olympia, WA Homeowners Insurance By Home Value
|Olympia, WA Home Value||Total Homes||% of Total||Average Olympia, WA Homeowners Insurance|
|Less than $50,000||2,367||6.0%||$54|
|$100,000 to $124,999||646||1.0%||$258|
|$125,000 to $149,999||1,156||3.0%||$318|
|$150,000 to $174,999||2,379||6.0%||$378|
|$175,000 to $199,999||3,210||9.0%||$438|
|$200,000 to $249,999||9,162||26.0%||$528|
|$250,000 to $299,999||8,180||23.0%||$643|
|$300,000 to $399,999||7,279||20.0%||$817|
Top Home Insurance Agents Near Olympia, WA
|Home Insurance Company Near Olympia, WA||Homeowners Insurance Agency Near Olympia, WA||Address|
|NA||Lance Maitland||2122 Sw 305Th Street Federal Way, Federal Way, WA, 98023|
|Allstate||Island Insurance Center Inc||17804 Vashon Hwy SW, Vashon, WA, 98070|
|Allstate||Jay Milsten||400 S Meridian Ste 1A, Puyallup, WA, 98371|
|Travelers||Propel Insurance - Bremerton||60 Washington Ave 60 Washington Ave, Bremerton, WA, 98337|
|Farmers||Robert Archer||32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001|
Cost Of Homeowners Insurance By Street Near Olympia, WA
|Streets in Olympia Area||Homeowners Insurance Cost|
|4th Ct SE, 80th Ave SE, Anton Ct SE, Clark Pl SE, Oak Ave NE, Wilderness Ct SE, James St SE, Jefferson St NE, 36th Ave NE, Stanfield Rd SE||$612|
|Israel Rd SW, Columbia St SW, Paddington Ln SE, Bonshaw Ct SE, Enterprise Dr NE, Riverview Dr SE, 4th Ave E, Chambers St SE, 6th St SE, Foxtail Ct SE||$604|
|Tri Lake Dr SE, Pat Kennedy Way SW, Jamestown Ln SE, Springwood Ave NE, Fiesta St SW, Corral Ln SE, Virginia St SE, Compass St, Hollywood Dr NE, 50th Ct SE||$596|
|Sapp Rd SW, 33rd Ct NE, 72nd Ave NE, Holiday Dr SE, 16th Ln NE, Thornbury Pl SE, Somerset Hill Dr SW, Atchinson Dr SE, Westlake Dr SE, Craney Ct SE||$618|
|45th Ave SE, Sarazen St SE, Paul St, 72nd Ave NE, N 6th Ave SW, Portstewart Ln SE, Southglen Ave SE, Schoth St SW, Riverlea Dr SE, Humphrey St SE||$615|
|Cambridge Ln SW, Edison St SE, Fire Ct SE, Country Club Loop NW, Muirhead Ave NW, Pleasant Forest Rd, Union Ave SW, 11th Ave SW, Glen Mary Dr SE, 54th Ave SE||$589|
|Mount Tahoma Ct SE, Samurai Dr SE, Quince St SE, Kempton St SE, Swanee Cir SE, Kwan Tupso Ln SW, Sawyer St NE, Charter Ln SW, Everest Ct SE, 20th Ave NW||$580|
|63rd Ave NE, 77th Trl SE, Glen Mary Ln SE, 42nd Ave SE, Westminster Dr NE, 32nd Ave SE, Wesley Loop NW, Morse Merryman Rd SE, Buckingham Dr SE, 33rd Ln NW||$614|
|62nd Ave NW, Hancock Ct SE, Mc Cormick Way SE, 56th Ave SE, 33rd Ct SE, Sapp Rd SW, Budd Ct NE, Sugar Maple Ln SE, Lakeshore Ln SE, Arietta Ave SE||$587|
|Buckingham Ct SE, Prine Dr SW, Stead Ln NE, Carpenter Ct SE, 89th Ave SE, Sunset Beach Dr NW, Cedrona Pl NW, Susan Ct SE, Hayes St SW, 68th Ave SE||$613|
Olympia, WA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Olympia||$89 to $92|
|Nisqually Indian Community||$87|
Olympia, WA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Lacey city, Washington||$89||$119||$179|
|Tanglewilde CDP, Washington||$89||$118||$177|
|Tumwater city, Washington||$89||$119||$179|
Olympia, WA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Olympia Renters Insurance as a Percentage of Rent
|Olympia Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||380||1.0%||$340|
|$200 to $299||483||1.0%||$790|
|$300 to $499||589||2.0%||$1240|
|$500 to $749||3,782||15.0%||$1915|
|$750 to $999||7,755||31.0%||$2665|
|$1,000 to $1,499||8,154||33.0%||$3790|
|$1,500 or more||3,334||13.0%||$5440|
Olympia, WA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Olympia Homeowner Insurance Premium Example||$700||$500|
|Out of Pocket Expense During Claim||$700||$1,700|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$6,300||$5,700|
|Net Savings to Olympia Home Owner from High Deductible Plan||$600|
Olympia, WA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Olympia, WA Home Replacement Value MORE than Home Value||Olympia, WA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$1,375||$1,025|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $53,000||Risk Exposure from Under Insuring Coverage is $53,000|
|Premium Impact||Insurance cheaper by $175/year||Insurance costlier by $175/year|
Example Olympia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||State Farm||Liberty Mutual||Farmers Insurance|
|Home Details||5 Beds, 2 Baths||2 Beds, 1 Baths||4 Beds, 2 Baths|
|Deductible||$5000 to $10,000 Deductible||$2500-$5000 Deductible||$5000 to $10,000 Deductible|
Sample Home Insurance Rates for Olympia, WA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1984||490,000||Slate Shingles Roof||4,210||5||$2500-$5000 Deductible||1000||12||Stone Siding||No|
|1981||355,000||Shingles Roof||2,570||4||$1000-$2500 Deductible||300||4||Stucco siding||yes|
|1990||375,000||Membrane Roof||2,580||5||> $10,000 Deductible||50||1||Brick siding||No|
|1991||605,000||Membrane Roof||4,850||5||$1000-$2500 Deductible||1060||7||Stone Siding||No|
|1998||370,000||Wood Shake Roof||2,790||5||> $10,000 Deductible||240||6||Wood siding||yes|
|2011||220,000||Wood Shake Roof||1,630||3||$500- $1000 Deductible||260||5||Brick siding||No|
|2000||355,000||Metal Roof||2,940||5||$2500-$5000 Deductible||60||1||Fiber-Cement Siding||yes|
|2013||400,000||Tile Roof||3,150||4||$2500-$5000 Deductible||140||2||Wood siding||yes|
|1999||145,000||Wood Shake Roof||1,210||2||$1000-$2500 Deductible||300||9||Brick siding||yes|
|1981||315,000||Slate Shingles Roof||2,760||4||$2500-$5000 Deductible||480||9||Stucco siding||yes|
|1985||200,000||Metal Roof||1,370||2||$1000-$2500 Deductible||70||2||Stone Siding||yes|
|1987||260,000||Wood Shake Roof||1,890||5||$2500-$5000 Deductible||270||6||Fiber-Cement Siding||yes|
|1999||150,000||Wood Shake Roof||1,210||3||$1000-$2500 Deductible||130||4||Vinyl siding||No|
|2009||205,000||Membrane Roof||1,280||3||$1000-$2500 Deductible||120||3||Stone Siding||yes|
|1986||365,000||Metal Roof||2,910||4||$5000 to $10,000 Deductible||40||1||Stucco siding||yes|
|1986||195,000||Composition Roof||1,550||2||$5000 to $10,000 Deductible||80||2||Stone Siding||No|
|1992||205,000||Tile Roof||1,280||3||$5000 to $10,000 Deductible||260||8||Stucco siding||No|
|1982||230,000||Asphalt Shingles Roof||1,720||4||$2500-$5000 Deductible||140||3||Vinyl siding||No|
|2002||675,000||Tile Roof||4,950||5||> $10,000 Deductible||620||7||Stucco siding||yes|
|2003||410,000||Membrane Roof||3,320||4||$500 Deductible||1010||9||Stucco siding||yes|
|1990||170,000||Shingles Roof||1,540||3||$5000 to $10,000 Deductible||90||4||Stucco siding||yes|
|1983||115,000||Wood Shake Roof||864||1||$500- $1000 Deductible||260||1||Stucco siding||yes|