Olivette Insurance Rates:

Olivette, MO homeowners insurance is roughly $922 to $1,280, about $76-$106/month. Our exhaustive analysis shows customers can save as much as $440 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Olivette, MO Homeowners Insurance By Home Value

Olivette, MO Home Value Total Homes % of Total Average Olivette, MO Homeowners Insurance
Less than $50,000 57 3.0% $88
$70,000 to $79,999 33 1.0% $264
$80,000 to $89,999 69 3.0% $308
$90,000 to $99,999 64 3.0% $341
$100,000 to $124,999 76 4.0% $396
$125,000 to $149,999 132 7.0% $495
$150,000 to $174,999 112 6.0% $595
$175,000 to $199,999 193 10.0% $683
$200,000 to $249,999 275 15.0% $826
$250,000 to $299,999 250 13.0% $1002
$300,000 to $399,999 549 30.0% $1278

Top Home Insurance Agents Near Olivette, MO

Home Insurance Company Near Olivette, MO Homeowners Insurance Agency Near Olivette, MO Address
State Farm Fred Bright 304 W Main St, East Alton, IL, 62024-1030
Travelers Insurance Consultants Inc 427 W TERRA LN, OFALLON, MO, 63366
State Farm Kevin Weber 244 W Essex Ave, Kirkwood, MO, 63122-3904
State Farm Kim Schwartz 11400 Concord Vilage Ave Ste B, Saint Louis, MO, 63123-6954
State Farm Steve Wood 645 N New Florissant Rd, Florissant, MO, 63031-4803

Cost Of Homeowners Insurance By Street Near Olivette, MO

Streets in Olivette Area Homeowners Insurance Cost
Sleepy Hollow Ln, Tealwood Dr, Nob Hill Ln, Mona Dr, Bonhomme Ests Dr, N Price Rd, la Jolla Dr, Riddle Ct, Price Rd, Comstock Ct$1,015
Olive Lake Dr, Paramount Dr, Midwest Industrial Blvd, Lindley St, True Dr, Castle Ragh Ct, Heartwoods Ct, Radford Dr, N Covington Meadow Rd, Ottawa Ln$1,153
Laval Dr, Old Towne Dr, Darwick Ct, Upper Pricer, Villa Place Ct, Chickasaw Ct, Carter Ct, Basswood Ln, Galt Industrial Blvd, Dumbarton Dr$1,015
Mo D, Coolidge Dr, Dielman Industrial Dr, Briscoe Pl, Westover Ct, Indian Head Industrl Blvd, Bon Price Ter, Heatherwood Dr, Fairwinds Ct, Swarthmore Ln$952
Laguna Dr, Bin Price Ter, Warshire Dr, Coddington Way, Payson Dr, Kempland Pl, Ashmont Dr, Midiron Ave, Orchard Ct, Pricemont Dr$1,171

Olivette, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Olivette$162 to $167
Overland$143
Creve Coeur$158
Vinita Park$141

Olivette, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Overland city, Missouri $119 $159 $238
Midland township, St. Louis County, Missouri $119 $159 $238
Creve Coeur township, St. Louis County, Missouri $132 $175 $263

Olivette, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Olivette, MO4.9%14.5%
Overland7.18%19.8%
Midland7.26%20.49%
Creve Coeur5.15%14.91%

Olivette Renters Insurance as a Percentage of Rent

Olivette Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 9 1.0% $1189
$500 to $749 64 11.0% $1864
$750 to $999 251 43.0% $2614
$1,000 to $1,499 209 36.0% $3739
$1,500 or more 44 7.0% $5389

Olivette, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Olivette Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to Olivette Home Owner from High Deductible Plan $600

Olivette, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Olivette, MO Home Replacement Value MORE than Home Value Olivette, MO Home Replacement Value LESS than Home Value
Replacement Value $117,000 $67,500
Insurance Premium based on Replacement Value $575 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Olivette Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceFarmers Insurance
Monthly Premium 149115179
Year Built 196819781983
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$300000-$350000$700000-$800000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Olivette, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 615,000 Asphalt Shingles Roof 4,630 5 $1000-$2500 Deductible 1210 6 Fiber-Cement Siding yes
1989 680,000 Wood Shake Roof 4,360 5 $500 Deductible 380 2 Vinyl siding No
1961 510,000 Membrane Roof 3,070 4 $500 Deductible 2700 12 Stucco siding No
1966 675,000 Composition Roof 4,670 5 $500- $1000 Deductible 1090 5 Stone Siding No
1969 380,000 Composition Roof 2,550 4 $500- $1000 Deductible 1400 9 Vinyl siding No
1977 640,000 Tile Roof 3,500 5 $5000 to $10,000 Deductible 370 2 Stucco siding No
1974 455,000 Slate Shingles Roof 2,590 4 $500- $1000 Deductible 2030 9 Wood siding No
1961 400,000 Shingles Roof 2,170 3 $1000-$2500 Deductible 1050 7 Wood siding No
1978 495,000 Asphalt Shingles Roof 3,290 5 $500 Deductible 2020 12 Stone Siding No
1983 580,000 Membrane Roof 3,250 4 $2500-$5000 Deductible 290 2 Stucco siding yes
1961 360,000 Composition Roof 2,630 4 $1000-$2500 Deductible 910 7 Stone Siding No
1961 625,000 Slate Shingles Roof 4,310 5 $500 Deductible 930 4 Wood siding No
1976 365,000 Wood Shake Roof 2,180 4 $500 Deductible 170 1 Fiber-Cement Siding yes
1988 435,000 Composition Roof 3,020 5 $500 Deductible 1990 9 Vinyl siding yes
1963 425,000 Membrane Roof 2,530 4 > $10,000 Deductible 80 1 Vinyl siding yes
1986 305,000 Tile Roof 2,430 4 $500 Deductible 740 6 Vinyl siding yes
1973 390,000 Slate Shingles Roof 3,120 5 > $10,000 Deductible 120 1 Vinyl siding No
1970 820,000 Slate Shingles Roof 4,740 5 $500 Deductible 2420 6 Wood siding yes
1972 405,000 Slate Shingles Roof 3,100 4 $5000 to $10,000 Deductible 710 7 Stone Siding No
1980 555,000 Tile Roof 3,140 4 $1000-$2500 Deductible 470 3 Wood siding yes
1982 170,000 Slate Shingles Roof 1,250 3 $2500-$5000 Deductible 370 9 Brick siding No
1965 345,000 Metal Roof 1,980 3 $2500-$5000 Deductible 190 2 Stucco siding yes
1978 225,000 Asphalt Shingles Roof 1,330 3 $5000 to $10,000 Deductible 540 10 Wood siding yes
1975 290,000 Asphalt Shingles Roof 2,260 4 $2500-$5000 Deductible 290 4 Fiber-Cement Siding yes
1980 530,000 Tile Roof 3,050 4 > $10,000 Deductible 1200 12 Brick siding yes
1961 510,000 Membrane Roof 3,680 5 $500- $1000 Deductible 1770 10 Stone Siding yes
1968 490,000 Asphalt Shingles Roof 3,200 4 > $10,000 Deductible 350 3 Vinyl siding yes
1978 575,000 Membrane Roof 4,000 5 $500- $1000 Deductible 690 3 Fiber-Cement Siding yes
1989 280,000 Composition Roof 2,000 4 $500 Deductible 1130 9 Stucco siding No
1973 480,000 Asphalt Shingles Roof 2,660 4 $1000-$2500 Deductible 560 3 Wood siding yes
1987 240,000 Wood Shake Roof 1,720 4 > $10,000 Deductible 320 5 Wood siding yes
1984 395,000 Slate Shingles Roof 2,180 5 $500- $1000 Deductible 1010 6 Brick siding No
1961 375,000 Shingles Roof 3,020 4 $1000-$2500 Deductible 280 2 Wood siding No
1973 290,000 Membrane Roof 2,200 4 $500 Deductible 880 9 Wood siding No