Old Saybrook, CT homeowners insurance is about $765 to $1,049, about $63-$87/month. Our complete analysis reveals consumers can save as much as $362 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Old Saybrook, CT | Homeowners Insurance Agency Near Old Saybrook, CT | Address |
|---|---|---|
| Nationwide | Arias Agency Llc | 139 East Center Street, Manchester, CT, 6040 |
| Liberty Mutual | Douglas L. Carlen | 1500 Route 112 Ste E - Washington Professional Park Bldg 6, Port Jefferson Station, NY, 11776 |
| State Farm | Dow Cote | 425 Talcottville Rd, Vernon, CT, 06066-7033 |
| Travelers | Mgroup | 601 BOSTON POST RD STE 5, MILFORD, CT, 6460 |
| State Farm | Vern M Pierce | 760 Horseblock Rd Ste C, Farmingville, NY, 11738-1253 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Saybrook Manor CDP, Connecticut | $137 | $182 | $273 |
| Old Saybrook Center CDP, Connecticut | $142 | $189 | $284 |
| Fenwick borough, Connecticut | $166 | $221 | $332 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Old Saybrook, CT | 3.3% | 9.3% |
| Saybrook Manor | 3.04% | 8.8% |
| Old Saybrook Center | 2.81% | 8.47% |
| Fenwick | 2.3% | 9.2% |
| Old Saybrook Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 16 | 2.0% | $1217 |
| $500 to $749 | 46 | 6.0% | $1892 |
| $750 to $999 | 44 | 6.0% | $2642 |
| $1,000 to $1,499 | 222 | 32.0% | $3767 |
| $1,500 or more | 353 | 51.0% | $5417 |
| Streets in Old Saybrook Area | Homeowners Insurance Cost |
|---|---|
| Farview Ave, Elmwood St, Sea Ln, Pattaquasset Ave, Maynard Cir, Turnstone Rd, Chartier Ave, Park Crofters Ln, Boston Post Rd, Chandler St | $918 |
| Boulder Dr, Riverside Ave, May Ct, Cromwell Ct N, Beach View Ave, Connolly Dr, N Cove Cir, Center Rd, Seabreeze Rd, Gibbons Cir | $906 |
| Hartlands Dr, Neptune Ave, Custom Dr, Fenwood Grove Rd, W Shore Dr, Edwards Rd, Walker Ave Exd, Pratt Rd, Clinton Ave, Clearwater Rd | $904 |
| Ridge Dr N, Willard Ave, Willard Ave Exd, Jorgenson la, Clare Rd, Vincent Ave, Half Penny Ln, Bayside Rd, East Ln, Cranton St | $908 |
| Old Colony Rd, Colonial Ln, Pettipaug Ave, Meadow St, Ledge Rd, London Ct, Bus Park Rd, Trolley Xing, Sharon Ln, Goose Pond Rd | $918 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Old Saybrook | $135 to $137 |
| Saybrook Manor | $136 |
| Old Saybrook Center | $141 |
| Fenwick | $165 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly Old Saybrook Homeowner Insurance Premium Example | $5,200 | $4,700 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $32,800 | $31,800 |
| Net Savings to Old Saybrook Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Old Saybrook, CT Home Replacement Value MORE than Home Value | Old Saybrook, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $464,500 | $329,000 |
| Insurance Premium based on Replacement Value | $4,325 | $3,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $82,000 | Risk Exposure from Under Insuring Coverage is $53,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $775/year |
| Insurance Company | Hartford Insurance Group | GEICO Insurance | Travelers |
| Monthly Premium | 108 | 497 | 256 |
| Year Built | 1971 | 1992 | 1987 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $600000-$700000 | $400000-$500000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | > $10,000 Deductible |