Old Lyme, CT homeowners insurance is nearly $770 to $1,059, about $64-$88/month. Our complete guide indicates shoppers can save upto $365 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Old Lyme, CT | Homeowners Insurance Agency Near Old Lyme, CT | Address |
|---|---|---|
| Liberty Mutual Independent | Lamburt Corporation | 1980 MAIN ST, STRATFORD, CT, 6615 |
| Travelers | Newbrook Insurance Agency | 14 ROOSEVELT AVE, PORT JEFFERSON STATION, NY, 11776 |
| Travelers | Sinclair Ins Group Inc | 4 TOWER DRIVE, WALLINGFORD, CT, 6492 |
| Travelers | Xl Brokerage Of Shirley Inc | 1360 Montauk Highway, Ste. 2, Mastic, NY, 11950 |
| Travelers | Insurance Problem Solvers Llc | 3 FAY ST, WEST HAVEN, CT, 6516 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Old Saybrook Center CDP, Connecticut | $142 | $189 | $284 |
| Fenwick borough, Connecticut | $166 | $221 | $332 |
| Old Saybrook town, Middlesex County, Connecticut | $136 | $181 | $272 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Old Lyme, CT | 3.4% | 9.2% |
| Old Saybrook Center | 2.81% | 8.47% |
| Fenwick | 2.3% | 9.2% |
| Old Saybrook | 3.26% | 9.26% |
| Old Lyme Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 74 | 15.0% | $1889 |
| $750 to $999 | 41 | 8.0% | $2639 |
| $1,000 to $1,499 | 219 | 46.0% | $3764 |
| $1,500 or more | 139 | 29.0% | $5414 |
| Streets in Old Lyme Area | Homeowners Insurance Cost |
|---|---|
| Ridgewood Rd, Maple Ln, Avon St, Fifth Ave, Ave A, Cross Ln, Lords Meadow Ln, Joffe Rd, Blackwell Rd, Gould Ln | $897 |
| Homestead Cir, Azalea Ln, Smilax, Devitt Rd, Tamiami Trl, Maywood Dr, Wolcott Ln, Old Stage Coach Rd S, New Britain Rd, Thomas Waite Rd | $895 |
| Bill Hill Rd, Green Valley Lake Rd, Rogers Lake Trl, Smith Neck Rd, Pine Rd, Sill Ln, Hartford Ave, Epsilon Ave, Four Mile River Rd, Beta Ave | $924 |
| Hatchetts Hill Rd, Enterprise Dr, Hartung Pl, Mather Ave, River Bank Rd, Flat Rock Hill Rd, Ascot Ln, Rowland Rd, Hough Rd, Groton St | $915 |
| Griswold Pt, Gorton Ave, Griswold Ave, Noble Ave, Edge Lea Rd, Johnny Cake Hill Rd No 1, Library Ln, Salt Meadow Ln, Connecticut Rd, Springfield Rd | $895 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Old Lyme | $135 to $138 |
| Old Saybrook Center | $141 |
| Fenwick | $165 |
| Old Saybrook | $136 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Old Lyme Homeowner Insurance Premium Example | $4,800 | $4,200 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $39,800 | $38,000 |
| Net Savings to Old Lyme Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Old Lyme, CT Home Replacement Value MORE than Home Value | Old Lyme, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $507,000 | $277,000 |
| Insurance Premium based on Replacement Value | $4,300 | $2,350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $119,000 | Risk Exposure from Under Insuring Coverage is $111,000 |
| Premium Impact | Insurance cheaper by $925/year | Insurance costlier by $1,025/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | Allstate |
| Monthly Premium | 155 | 260 | 500 |
| Year Built | 1979 | 1949 | 1959 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $300000-$350000 | $300000-$350000 | $600000-$700000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $2500-$5000 Deductible |