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Olathe, KS Home Values & Insurance Rates

Olathe, KS Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 644 2.0% $126
$80,000 to $89,999 324 1.0% $451
$90,000 to $99,999 425 1.0% $504
$100,000 to $124,999 1,434 4.0% $588
$125,000 to $149,999 3,025 9.0% $735
$150,000 to $174,999 5,588 17.0% $871
$175,000 to $199,999 5,998 19.0% $1008
$200,000 to $249,999 7,422 23.0% $1207
$250,000 to $299,999 3,863 12.0% $1480
$300,000 to $399,999 2,137 6.0% $1879

Top Home Insurance Agents Near Olathe, KS

Home Insurance Company Near Olathe, KS Homeowners Insurance Agency Near Olathe, KS Address
Travelers Fladung Insurance Agency 1000 N MAIN STREET SUITE 4, LANSING, KS, 66043
Travelers Insurance Management Consultants 4500 COLLEGE BLVD STE 220, LEAWOOD, KS, 66211
Allstate John P. Schwarzel 837 Reed St, Liberty, MO, 64068
Liberty Mutual Phillip Sheek 3340A Ne Ralph Powell Road, Lees Summit, MO, 64064
Travelers Prairie Land Insurance 123 W 8Th Street, Suite 101, Lawrence, KS, 66044

Estimated Home Insurance By Street Area Near Olathe, KS

Olathe Area Estimated House Insurance
S Prairie Creek Pkwy, W Loula St, W 163rd Pl, W 150th Ct, Nelson Cir, Scott St, S Sheridan Bridge Pl, 161st St, Explorers Trl, S Hamilton Cir$1,068
90th Ter, N Kansas City Rd, S Willie St, W 208th St, 84th Cir, Locust St, W Sage Cir, W 133rd, Summer St, N Bur Oak Cir$1,058
S Sunset Cir, S Frank St, S Race St, S Harbinger St, 113th Ter, N Kansas Ave, 124th St, S Gardner Rd, S Kimble St, W 179th Ter$1,079
S Quail Ridge Dr, S Raintree Dr, Wyandotte St, Skyview Ln, E Oak St, Alcan St, Nelson Rd, B Ln, S Church St, W Sheridan St$1,005
W 138th Pl, W 141st Cir, S Brookfield Cir, Ott St, S Kansas City Rd, S Concord Dr, Park Dr, Brentwood Dr, S Hedge Ln, N Prince Edward Is St$1,034
N Jefferson St, S Parkwood Dr, Avalon, N Church St, E Charlotte Town Rd, E Lindenwood Cir, Shady Bend Rd, S Valley Rd, S Kaw Dr, N Findley St$1,025
Bur Oak Ln, S Northlake Ave, W McKee St, E Cothrell St, Pin Oak Cir, S Garnett St, N Clinton St, S Julia St, N Church St, S Brentwood Dr$1,050
Marshall Dr, W 81st Pl, N Mur-Len Rd, S Sioux Dr, N Lincoln St, Deer Run St, N Chestnut St, Annie St, S Blackfoot St, S Darnell St$1,167
W Mulberry St, E Taylor Ct, Gretna St, W 147th Ct, E Wyandotte St, S Warwick St, S Archer St, S Penrose Ln, Ln O, E Loula St$1,030
S Parker St, S Kansas Ave, W 111th Ct, E Nelson Cir, S Wyckford St, W Poplar St, S Jade Ln, E Dennis Ave, Cricket Ln, S Robinson St$1,036

Savings on home insurance for senior occupied homes

PlaceSavings
Olathe$157 to $159
Johnson County$159
Lenexa$160
Gardner$153

Olathe, KS Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Olathe, KS5.2%15.7%
Johnson County5.21%15.45%
Lenexa5.06%15.01%
Overland Park5.2%16.0%

Olathe Renters Insurance as a Percentage of Rent

Olathe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 142 1.0% $324
$200 to $299 151 1.0% $774
$300 to $499 613 5.0% $1224
$500 to $749 3,326 29.0% $1899
$750 to $999 2,971 25.0% $2649
$1,000 to $1,499 3,264 28.0% $3774
$1,500 or more 979 8.0% $5424

Olathe, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Olathe Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,700$8,200
Net Savings to Olathe Home Owner from High Deductible Plan $1,500

Olathe, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Olathe, KS Home Replacement Value MORE than Home Value Olathe, KS Home Replacement Value LESS than Home Value
Replacement Value $186,500 $113,500
Insurance Premium based on Replacement Value $2,625 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $525/year

Example Olathe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmerican Family Insurance
Monthly Premium 173201265
Year Built 198020111997
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Olathe, KS Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Johnson County, Kansas $159 $212 $318
Lenexa city, Kansas $160 $213 $320
Overland Park city, Kansas $161 $214 $321

Sample Home Insurance Rates for Olathe, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 205,000 Composition Roof 1,620 3 $500 Deductible 390 2 Fiber-Cement Siding No
1988 225,000 Shingles Roof 1,710 5 > $10,000 Deductible 1020 5 Fiber-Cement Siding yes
2008 230,000 Shingles Roof 1,830 3 $500- $1000 Deductible 2950 12 Wood siding yes
2010 150,000 Composition Roof 1,490 3 $1000-$2500 Deductible 760 5 Vinyl siding No
2006 205,000 Wood Shake Roof 2,110 3 $500 Deductible 1390 6 Brick siding No
1997 160,000 Asphalt Shingles Roof 1,740 3 $500 Deductible 840 5 Brick siding No
2004 190,000 Tile Roof 1,730 5 $2500-$5000 Deductible 1050 5 Stucco siding yes