Olathe Insurance Rates:

Olathe, KS homeowners insurance is approximately $892 to $1,209, about $74-$100/month. Our complete guide indicates shoppers can save as much as $420 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm Insurance for home coverage. The rates are fair and when combined with auto insurance policies there is a discount.
State Farm
I have found that most insurance companies offer about the same rate for the same coverage that my insurance company offered. It may differ by a few dollars here and there.
State Farm
I strongly recommend State farm insurance company, it's a trustworthy company with a great reputation and it's been around for a long time.
Goodville Mutual
I have been a customer with goodwill for seven years now and have nothing but, good things to say about them.
Home insurance companies are actually a lot less intimidating than I had originally thought. I imagined it being a huge drawn out process where someone would want every little detail about everything in my home.
I have had some questions answered but things are not always explained as easily as I would like.
Farm Bureau
My home policy is probably very comparable with other insurance policies, but the biggest difference is that our agent takes the time to explain everything to us and is willing to make house calls if necessary.
Farm Bureau
Customer service for Farm Bureau is terrible. I tried asking questions about my coverage after Hurricane Florence and I was promptly told that I was not covered and no further questions were answered.
State Farm
After thorough internet research and product comparison, i found that state farm has the most reasonable rates compared to other companies.
State Farm
I have to constantly check to see if my policy has changed or if i am still in good hands
Farmer's Insurance
Their representatives are very nice on the phone whenever i need to contact them and they are always sympathetic to my needs and problems.
Their customer service is very good. It is a positive experience. I like that company's agents are very responsive.
Amica Mutual Insurance
Only called them once in 8 years so a one-off is not much of a survey but it was fine
Farm Bureau
The company's mobile app is very user-friendly and is easy to navigate. I am always able to find what I need when I use the mobile app.
Farmer's Insurance
Farmers provides excellent customer service and has well-trained reps. I get excellent personal, friendly service from my agent. Claims are handled promptly and efficiently. I've been doing business with them for 18 years.
Farm Bureau
I haven't had to make a claim on the insurance as of today. However, any time I have any questions they are easy to work with.
All things considered, I think they're relatively good. The customer service is responsive and they did pay out my claim quickly after the inspections were completed.
Country Financial
I'm afraid what I dislike about my insurance would be applicable to any company- that there's a need in the first place! If the cost of living VS wages wasn't so out of control, I could just save my own money for any potential accidents and be prepared on my own. So I guess I don't really have any particular complaints about my company.
Overall, I like that they provide an excellent service to me for a very beneficial price. I have used other insurance companies in the past and I always felt like another number to them instead of a customer. With Geico, I know that they value me and treat all of my customer service issues with diligence and professionalism.
I really don't have any complaints. They either meet or exceed my expectations so I can honestly say there is nothing that I dislike about them. If I had issues, I would definitely search for a new insurance company.
American National Property And Casualty Company
I would recommend American National based on the experiences I have had with them. I would encourage people to shop around and do their own research but my experience has been positive with them so far.
Farmer's Insurance
Its convenient. There is a store front if you need to ask a question or pay a bill. The costs seem to be in line with average or better. Its a simple solution to insurance.
Farm Bureau
They offer better rates than most other insurance companies while covering the same areas that other insurances do. They have great customer service and are responsive when you have a need.
State Farm
Pricing of premiums and ease of paying when dealing with the local office are the things I like about the company other than that I can't think of anything.
My insurance companys customer service is awesome. They have helped us with everything including our recent move with the military. They explained all of the details of the policy and what the coverages are.
American Family
I really like the company. They provide coverage for our home and auto. I feel that they have comparable prices and good customer service. In the past, I used a large national company, and it feels good to have the personal touch once again.
Farm Bureau
The worst part about the company is their customer service. No one talks to the other person to make sure things are handled. Everyone puts it off on someone else and promises you that it has been taken care of when they don't even know. You just have to stay on them and make sure it gets done.
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Olathe, KS Homeowners Insurance By Home Value

Olathe, KS Home Value Total Homes % of Total Average Olathe, KS Homeowners Insurance
Less than $50,000 644 2.0% $126
$80,000 to $89,999 324 1.0% $451
$90,000 to $99,999 425 1.0% $504
$100,000 to $124,999 1,434 4.0% $588
$125,000 to $149,999 3,025 9.0% $735
$150,000 to $174,999 5,588 17.0% $871
$175,000 to $199,999 5,998 19.0% $1008
$200,000 to $249,999 7,422 23.0% $1207
$250,000 to $299,999 3,863 12.0% $1480
$300,000 to $399,999 2,137 6.0% $1879

Top Home Insurance Agents Near Olathe, KS

Home Insurance Company Near Olathe, KS Homeowners Insurance Agency Near Olathe, KS Address
Travelers Fladung Insurance Agency 1000 N MAIN STREET SUITE 4, LANSING, KS, 66043
Travelers Insurance Management Consultants 4500 COLLEGE BLVD STE 220, LEAWOOD, KS, 66211
Allstate John P. Schwarzel 837 Reed St, Liberty, MO, 64068
Liberty Mutual Phillip Sheek 3340A Ne Ralph Powell Road, Lees Summit, MO, 64064
Travelers Prairie Land Insurance 123 W 8Th Street, Suite 101, Lawrence, KS, 66044

Olathe, KS Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Olathe, KS

Streets in Olathe Area Homeowners Insurance Cost
S Prairie Creek Pkwy, W Loula St, W 163rd Pl, W 150th Ct, Nelson Cir, Scott St, S Sheridan Bridge Pl, 161st St, Explorers Trl, S Hamilton Cir$1,068
90th Ter, N Kansas City Rd, S Willie St, W 208th St, 84th Cir, Locust St, W Sage Cir, W 133rd, Summer St, N Bur Oak Cir$1,058
S Sunset Cir, S Frank St, S Race St, S Harbinger St, 113th Ter, N Kansas Ave, 124th St, S Gardner Rd, S Kimble St, W 179th Ter$1,079
S Quail Ridge Dr, S Raintree Dr, Wyandotte St, Skyview Ln, E Oak St, Alcan St, Nelson Rd, B Ln, S Church St, W Sheridan St$1,005
W 138th Pl, W 141st Cir, S Brookfield Cir, Ott St, S Kansas City Rd, S Concord Dr, Park Dr, Brentwood Dr, S Hedge Ln, N Prince Edward Is St$1,034
N Jefferson St, S Parkwood Dr, Avalon, N Church St, E Charlotte Town Rd, E Lindenwood Cir, Shady Bend Rd, S Valley Rd, S Kaw Dr, N Findley St$1,025
Bur Oak Ln, S Northlake Ave, W McKee St, E Cothrell St, Pin Oak Cir, S Garnett St, N Clinton St, S Julia St, N Church St, S Brentwood Dr$1,050
Marshall Dr, W 81st Pl, N Mur-Len Rd, S Sioux Dr, N Lincoln St, Deer Run St, N Chestnut St, Annie St, S Blackfoot St, S Darnell St$1,167
W Mulberry St, E Taylor Ct, Gretna St, W 147th Ct, E Wyandotte St, S Warwick St, S Archer St, S Penrose Ln, Ln O, E Loula St$1,030
S Parker St, S Kansas Ave, W 111th Ct, E Nelson Cir, S Wyckford St, W Poplar St, S Jade Ln, E Dennis Ave, Cricket Ln, S Robinson St$1,036

Olathe, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Olathe$157 to $159
Johnson County$159

Olathe, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Johnson County, Kansas $159 $212 $318
Lenexa city, Kansas $160 $213 $320
Overland Park city, Kansas $161 $214 $321

Olathe, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Olathe, KS5.2%15.7%
Johnson County5.21%15.45%
Overland Park5.2%16.0%

Olathe Renters Insurance as a Percentage of Rent

Olathe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 142 1.0% $324
$200 to $299 151 1.0% $774
$300 to $499 613 5.0% $1224
$500 to $749 3,326 29.0% $1899
$750 to $999 2,971 25.0% $2649
$1,000 to $1,499 3,264 28.0% $3774
$1,500 or more 979 8.0% $5424

Average Cost Of Home Insurance By Company In Areas Nearby Olathe For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 2,754 4,215 5,623
100,000 Mutualaid Exchange 682 878 959
100,000 Travelers Home And Marine Insurance Company (The) 1,282 2,105 2,722
200,000 Bremen Farmers Mutual Insurance Company 1,818 2,406 2,837
200,000 Garrison Property And Casualty Insurance Company 2,570 2,800 2,800
200,000 Travelers Home And Marine Insurance Company (The) 1,951 3,113 3,969
200,000 Usaa General Indemnity Company 2,345 2,505 2,505
300,000 Auto Club Family Insurance Company 6,191 9,446 12,584
300,000 Safeco Insurance Company Of America 2,032 3,801 4,472
300,000 United Services Automobile Association 2,540 2,732 2,732

Olathe, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Olathe Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,700$8,200
Net Savings to Olathe Home Owner from High Deductible Plan $1,500

Olathe, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Olathe, KS Home Replacement Value MORE than Home Value Olathe, KS Home Replacement Value LESS than Home Value
Replacement Value $186,500 $113,500
Insurance Premium based on Replacement Value $2,625 $1,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $525/year

Example Olathe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmerican Family Insurance
Monthly Premium 173201265
Year Built 198020111997
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Olathe, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 585,000 Metal Roof 4,580 5 $2500-$5000 Deductible 3830 7 Stucco siding yes
1999 400,000 Tile Roof 3,790 5 $2500-$5000 Deductible 2150 6 Stucco siding yes
2004 150,000 Slate Shingles Roof 1,230 3 $500 Deductible 1860 12 Wood siding yes
2006 225,000 Slate Shingles Roof 1,850 4 $1000-$2500 Deductible 520 4 Stone Siding yes
2011 195,000 Composition Roof 2,020 4 $2500-$5000 Deductible 150 1 Wood siding yes
2014 285,000 Tile Roof 2,280 4 $1000-$2500 Deductible 1810 6 Vinyl siding No
2000 225,000 Tile Roof 1,880 3 $2500-$5000 Deductible 890 6 Fiber-Cement Siding yes
1981 205,000 Shingles Roof 1,960 4 $500 Deductible 590 3 Fiber-Cement Siding No
2007 150,000 Composition Roof 1,430 3 $500- $1000 Deductible 510 4 Vinyl siding No
2011 175,000 Slate Shingles Roof 1,820 4 $5000 to $10,000 Deductible 1020 7 Stone Siding yes
1983 240,000 Composition Roof 2,020 4 > $10,000 Deductible 1470 9 Brick siding No
2007 255,000 Metal Roof 2,590 4 > $10,000 Deductible 1340 9 Wood siding No
2011 545,000 Metal Roof 4,350 5 $1000-$2500 Deductible 3110 7 Fiber-Cement Siding yes
2002 240,000 Asphalt Shingles Roof 2,400 3 $2500-$5000 Deductible 1340 9 Brick siding yes
2011 330,000 Wood Shake Roof 2,810 4 $5000 to $10,000 Deductible 450 2 Brick siding yes
1988 250,000 Shingles Roof 2,290 4 $500 Deductible 500 2 Fiber-Cement Siding No
1982 130,000 Asphalt Shingles Roof 1,360 3 $2500-$5000 Deductible 110 1 Fiber-Cement Siding No
1995 240,000 Asphalt Shingles Roof 2,320 4 > $10,000 Deductible 710 4 Stucco siding No
1988 225,000 Tile Roof 1,790 3 $500 Deductible 1180 5 Brick siding No
1987 225,000 Membrane Roof 2,090 3 $500 Deductible 1990 9 Stone Siding yes
2001 340,000 Slate Shingles Roof 2,780 4 $5000 to $10,000 Deductible 1100 4 Fiber-Cement Siding No
2012 525,000 Slate Shingles Roof 4,080 5 $5000 to $10,000 Deductible 620 2 Stone Siding No
1988 205,000 Composition Roof 1,620 3 $500 Deductible 390 2 Fiber-Cement Siding No
1988 225,000 Shingles Roof 1,710 5 > $10,000 Deductible 1020 5 Fiber-Cement Siding yes
2008 230,000 Shingles Roof 1,830 3 $500- $1000 Deductible 2950 12 Wood siding yes
2010 150,000 Composition Roof 1,490 3 $1000-$2500 Deductible 760 5 Vinyl siding No
2006 205,000 Wood Shake Roof 2,110 3 $500 Deductible 1390 6 Brick siding No
1997 160,000 Asphalt Shingles Roof 1,740 3 $500 Deductible 840 5 Brick siding No
2004 190,000 Tile Roof 1,730 5 $2500-$5000 Deductible 1050 5 Stucco siding yes

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