Olathe Insurance Rates:

Olathe, CO homeowners insurance is roughly $743 to $1,013, about $61-$84/month. Our comprehensive analysis indicates shoppers can save as much as $351 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Olathe, CO Homeowners Insurance By Home Value

Olathe, CO Home Value Total Homes % of Total Average Olathe, CO Homeowners Insurance
Less than $50,000 149 8.0% $96
$70,000 to $79,999 44 2.0% $307
$80,000 to $89,999 74 4.0% $342
$90,000 to $99,999 22 1.0% $386
$100,000 to $124,999 105 5.0% $447
$125,000 to $149,999 140 7.0% $561
$150,000 to $174,999 126 6.0% $667
$175,000 to $199,999 226 12.0% $763
$200,000 to $249,999 448 24.0% $921
$250,000 to $299,999 188 10.0% $1132
$300,000 to $399,999 308 16.0% $1439

Top Home Insurance Agents Near Olathe, CO

Home Insurance Company Near Olathe, CO Homeowners Insurance Agency Near Olathe, CO Address
NA Ministry Risk Management Llc 54318 Highway 330, Molina, CO, 81646
State Farm Adam Hancock 1425 Hawk Pkwy Ste 4, Montrose, CO, 81401-6452
Travelers Mcgregor Insurance Agency Inc 321 W BRIDGE ST, HOTCHKISS, CO, 81419
Allstate Robin Dujay 1119 N 1st St Ste G, Grand Junction, CO, 81501
State Farm Sean Brumelle 3092 I-70 Business Loop, Grand Junction, CO, 81504-4407

Cost Of Homeowners Insurance By Street Near Olathe, CO

Streets in Olathe Area Homeowners Insurance Cost
D77 Rd, N 4th St, Grand Ave, Poison Springs Rd, Camillo Ct, G61 Rd, L37 Rd, Fuchia Ln, 5500 Rd, Allison Ave$871
6085 Rd, Guernsey Dr, Joey Rd, Hersum Ave, N Coffman Ln, Adams Ct, N Wortman Ave, H Rd, Clear Fork Rd, 3rd St$868
Indian Dr, Horton Ave, 6125 Rd, State Hwy 348, Amber Rd, E81 Rd, Centenniel Dr, W 2nd St, Dahlia Rd, 6025 Rd$874
5125 Rd, David Rd, G 61 Trl, Hillside Ct, 5100 Rd, 5750 Rd, 5800 Rd, 7745 Rd, S River Rd, Dalia Rd$875
Banner Rd, H 54 Rd, S Wortman Ave, 6200 Rd, B76 Rd, 7750 Rd, Herman Rd, Epitaph Rd, Falcon Rd, 6115 Rd$872

Olathe, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Olathe$131 to $134
Montrose$131
Delta$130
Orchard City$129

Olathe, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Montrose CCD, Montrose County, Colorado $109 $145 $218
Delta CCD, Delta County, Colorado $108 $144 $216
Montrose County, Colorado $109 $145 $218

Olathe, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Olathe, CO5.3%21.8%
Montrose5.14%19.9%
Delta5.49%20.41%
Montrose County5.21%20.57%

Olathe Renters Insurance as a Percentage of Rent

Olathe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 2.0% $350
$200 to $299 15 3.0% $800
$300 to $499 35 7.0% $1250
$500 to $749 206 43.0% $1925
$750 to $999 96 20.0% $2675
$1,000 to $1,499 108 22.0% $3800

Olathe, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Olathe Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,900$8,400
Net Savings to Olathe Home Owner from High Deductible Plan $1,500

Olathe, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Olathe, CO Home Replacement Value MORE than Home Value Olathe, CO Home Replacement Value LESS than Home Value
Replacement Value $243,000 $150,500
Insurance Premium based on Replacement Value $1,175 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $50,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Olathe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateGEICO Insurance
Monthly Premium 9989202
Year Built 199319492004
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$350000-$400000$400000-$500000
Deductible $500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Olathe, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 350,000 Tile Roof 2,830 5 $500- $1000 Deductible 590 6 Brick siding No
1946 535,000 Composition Roof 4,140 5 $1000-$2500 Deductible 230 1 Wood siding No
2009 155,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 680 12 Stucco siding No
1998 470,000 Metal Roof 3,490 5 $500- $1000 Deductible 1760 10 Stone Siding yes
2010 390,000 Shingles Roof 3,230 4 $5000 to $10,000 Deductible 620 6 Stone Siding No
2014 160,000 Tile Roof 1,590 3 $500- $1000 Deductible 530 9 Stone Siding No
1982 190,000 Slate Shingles Roof 1,390 3 $2500-$5000 Deductible 60 1 Vinyl siding No
1985 375,000 Slate Shingles Roof 3,140 4 $5000 to $10,000 Deductible 470 5 Vinyl siding No
1987 280,000 Tile Roof 2,910 4 $1000-$2500 Deductible 230 3 Wood siding yes
1991 260,000 Shingles Roof 2,320 4 > $10,000 Deductible 380 5 Brick siding No
1947 575,000 Slate Shingles Roof 4,160 5 $500- $1000 Deductible 1140 8 Stucco siding No
1946 310,000 Slate Shingles Roof 2,290 3 $2500-$5000 Deductible 630 8 Stucco siding No
2014 340,000 Shingles Roof 3,600 5 $1000-$2500 Deductible 550 7 Fiber-Cement Siding No
1988 265,000 Slate Shingles Roof 2,260 4 $500 Deductible 1110 9 Stone Siding No
2001 350,000 Slate Shingles Roof 3,130 4 $2500-$5000 Deductible 320 4 Fiber-Cement Siding No
1980 235,000 Asphalt Shingles Roof 1,870 5 $500- $1000 Deductible 510 5 Wood siding No
1993 310,000 Metal Roof 2,440 5 > $10,000 Deductible 280 4 Stucco siding yes
1993 265,000 Shingles Roof 2,190 3 $500 Deductible 130 1 Wood siding No
1983 260,000 Asphalt Shingles Roof 2,460 4 $2500-$5000 Deductible 730 9 Stucco siding yes
2010 240,000 Slate Shingles Roof 2,010 4 $500 Deductible 820 8 Fiber-Cement Siding yes
1991 495,000 Membrane Roof 3,810 5 $500 Deductible 200 1 Vinyl siding yes
2010 275,000 Metal Roof 1,940 3 $500- $1000 Deductible 250 2 Fiber-Cement Siding yes
1988 240,000 Slate Shingles Roof 2,240 3 $5000 to $10,000 Deductible 160 3 Wood siding No
2004 435,000 Metal Roof 3,120 4 > $10,000 Deductible 300 3 Stone Siding No
1987 480,000 Composition Roof 4,010 5 $500- $1000 Deductible 310 2 Wood siding yes
2013 455,000 Metal Roof 3,220 4 > $10,000 Deductible 530 6 Stucco siding No
2014 160,000 Tile Roof 1,650 4 $500- $1000 Deductible 70 1 Wood siding No
1984 150,000 Slate Shingles Roof 1,280 3 $2500-$5000 Deductible 330 7 Wood siding No
2010 445,000 Shingles Roof 3,210 5 $500- $1000 Deductible 140 1 Brick siding No
1999 230,000 Slate Shingles Roof 1,850 3 $1000-$2500 Deductible 620 8 Wood siding No
1945 585,000 Composition Roof 4,230 5 $2500-$5000 Deductible 820 6 Stone Siding yes
2011 150,000 Metal Roof 1,450 3 $500- $1000 Deductible 240 7 Stone Siding yes
1945 415,000 Asphalt Shingles Roof 3,330 5 > $10,000 Deductible 170 2 Wood siding yes
2008 345,000 Wood Shake Roof 3,470 5 $500 Deductible 1530 10 Vinyl siding No