Okemos Insurance Rates:

Okemos, MI homeowners insurance is about $670 to $912, about $55-$76/month. Our thorough guide reveals consumers can save as much as $316 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Ameriprise
They offer really competitive rates for costco member. this really helps.
Allstate
Sometimes they call me up to try to sell me something else like car insurance. that can be annoying.
Farmer's Insurance
I both like and dislike the lack of correspondence from farmers. i like that they do not bother me with “company news.”

Okemos, MI Homeowners Insurance By Home Value

Okemos, MI Home Value Total Homes % of Total Average Okemos, MI Homeowners Insurance
Less than $50,000 170 3.0% $94
$70,000 to $79,999 128 2.0% $300
$90,000 to $99,999 70 1.0% $379
$100,000 to $124,999 280 5.0% $442
$125,000 to $149,999 441 8.0% $553
$150,000 to $174,999 893 17.0% $648
$175,000 to $199,999 925 18.0% $751
$200,000 to $249,999 894 17.0% $909
$250,000 to $299,999 573 11.0% $1107
$300,000 to $399,999 635 12.0% $1407

Top Home Insurance Agents Near Okemos, MI

Home Insurance Company Near Okemos, MI Homeowners Insurance Agency Near Okemos, MI Address
NA Frantti Insurance Agency Llc Po Box 1544, Brighton, MI, 48116
NA Acker Agency, Inc. 101 N Saginaw St, Durand, MI, 48429
State Farm Dan Demartin 2515 E Jolly Rd, Lansing, MI, 48910-8544
Allstate David Schenk 887 S Old US 23, Brighton, MI, 48114
Allstate Patrick Fischer 630 W Grand River Ave, Brighton, MI, 48116

Cost Of Homeowners Insurance By Street Near Okemos, MI

Streets in Okemos Area Homeowners Insurance Cost
Shagbark Ln, Circle Pines Ct, Lexington Ave, Fox Chase, Thistledown Pl, Brentwood Ave, Belvedere Ave, Oneida Dr, Hamilton Rd, New Salem Ave$772
Hatch Rd, Oakland Dr, Milford St, Raphael Rd, Almond Rd, River St, Kittanset Ln, Conifer Cir, Spinnaker Ln, Greenfield Pkwy$758
Droste Cir, Winterberry Ln, Milton Rd, Wardcliff Dr, Hawthorne Ln, Cinnabar Cir, Sugar Maple Ln, Herron Rd, Sorg Rd, Cochise Ln$800
Indian Hills Dr, Saran Dr, University Park Dr, Olmstead Ct, Fox Hollow Dr, Lupine Ct, Highland Ter, N Branch Rd, Indiana, Dixon Cir$792
Seven Trails Ct, Mariner Ln, Calgary Blvd, Oaklawn Rd, Twin Ponds Ln, Spicewood Dr S, Burning Bush Dr, Amber Dr, Salem Pl, Button Rd$779

Okemos, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Okemos$118 to $121
Meridian charter$118
Haslett$116
East Lansing$117

Okemos, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Meridian charter township, Ingham County, Michigan $98 $131 $196
Haslett CDP, Michigan $97 $129 $194
East Lansing city, Michigan $98 $130 $195

Okemos, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Okemos, MI3.6%9.6%
Meridian charter3.75%9.86%
Haslett3.94%10.05%
East Lansing3.91%9.64%

Okemos Renters Insurance as a Percentage of Rent

Okemos Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 62 2.0% $317
$200 to $299 67 2.0% $767
$300 to $499 118 4.0% $1217
$500 to $749 985 34.0% $1892
$750 to $999 938 32.0% $2642
$1,000 to $1,499 509 17.0% $3767
$1,500 or more 212 7.0% $5417

Okemos, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Okemos Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Okemos Home Owner from High Deductible Plan $600

Okemos, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Okemos, MI Home Replacement Value MORE than Home Value Okemos, MI Home Replacement Value LESS than Home Value
Replacement Value $164,500 $110,500
Insurance Premium based on Replacement Value $700 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Okemos Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 1988543
Year Built 197019891991
Home Details 5 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Okemos, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 340,000 Tile Roof 3,710 5 > $10,000 Deductible 260 3 Wood siding No
1997 335,000 Metal Roof 3,090 5 $2500-$5000 Deductible 1430 12 Stucco siding No
1996 130,000 Metal Roof 1,060 2 $1000-$2500 Deductible 560 10 Brick siding No
2014 530,000 Asphalt Shingles Roof 4,140 5 $500- $1000 Deductible 1450 6 Stone Siding yes
1992 205,000 Membrane Roof 2,140 5 $1000-$2500 Deductible 60 1 Fiber-Cement Siding No
1999 200,000 Wood Shake Roof 2,100 4 $1000-$2500 Deductible 60 1 Fiber-Cement Siding No
1990 290,000 Tile Roof 2,790 4 $500- $1000 Deductible 1060 9 Wood siding yes
1990 320,000 Composition Roof 2,550 5 $5000 to $10,000 Deductible 720 10 Stucco siding No
1979 205,000 Composition Roof 1,810 3 $500- $1000 Deductible 730 10 Stucco siding No
2007 500,000 Metal Roof 3,860 5 $500 Deductible 210 1 Brick siding No
1990 210,000 Metal Roof 1,710 2 $5000 to $10,000 Deductible 570 8 Vinyl siding yes
1979 115,000 Metal Roof 1,000 2 $1000-$2500 Deductible 120 3 Wood siding No
1995 360,000 Asphalt Shingles Roof 2,720 4 $2500-$5000 Deductible 320 3 Fiber-Cement Siding yes
2014 275,000 Metal Roof 2,670 4 $2500-$5000 Deductible 750 10 Fiber-Cement Siding yes