Oil City Insurance Rates:

Oil City, PA homeowners insurance is nearly $576 to $780, about $48-$65/month. Our complete analysis shows customers can save as much as $271 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Oil City, PA Homeowners Insurance By Home Value

Oil City, PA Home Value Total Homes % of Total Average Oil City, PA Homeowners Insurance
Less than $50,000 1,330 53.0% $352
$50,000 to $59,999 252 10.0% $745
$60,000 to $69,999 141 5.0% $922
$70,000 to $79,999 161 6.0% $1064
$80,000 to $89,999 158 6.0% $1206
$90,000 to $99,999 60 2.0% $1349
$100,000 to $124,999 141 5.0% $1559
$125,000 to $149,999 77 3.0% $1952
$150,000 to $174,999 73 2.0% $2305
$200,000 to $249,999 25 1.0% $3200
$250,000 to $299,999 25 1.0% $3912

Top Home Insurance Agents Near Oil City, PA

Home Insurance Company Near Oil City, PA Homeowners Insurance Agency Near Oil City, PA Address
State Farm Jim Hinkle 315 S Main Street, Zelienople, PA, 16063-2501
State Farm Steve Tunall 73 Fraley St, Kane, PA, 16735-7903
Erie Calvert Pearson Insurance Group 712 Pa Avenue W, Warren, PA, 16365
State Farm George Schroeder 176 N Main St, Cambridg Spgs, PA, 16403-1048
Travelers Hamilton Insurance Agency 207 Erie Street, Edinboro, PA, 16412

Cost Of Homeowners Insurance By Street Near Oil City, PA

Streets in Oil City Area Homeowners Insurance Cost
Hasson Ave, Kramer Ave, Reservoir St, Central Ave, Seeley Ave, Oak Grove St, Hiland Ave, Bouquin Cir, Lees Ln, Ellen Dr$681
Willow St, Cornwall St, High St, North St, Manning Aly, Lawrence St, Plummer St, Darr St, Butternut Aly, E 5th St$675
Memorial Dr, Hazel Pl, Grandview Rd, Cedar Ave, W 9th St, Parker St, Reed St, Pulaski St, Graff St, Charlton St$671
Harold St, Long Aly, Linden Ave, Grove Ave, Maple Ave, Euclid Ave, Carson Aly, Seeley Ave, Pierce Ave, Park Rd$675
W 4th St, Hone Ave, W 2nd St, Martin St, Clarion St, Petroleum St, Cooper Ave, Crawford St, Dwyer St, E 6th St$670

Oil City, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oil City$101 to $103
Woodland Heights$103
Hasson Heights$104
Rouseville$101

Oil City, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodland Heights CDP, Pennsylvania $104 $138 $207
Hasson Heights CDP, Pennsylvania $104 $138 $207
Venango County, Pennsylvania $104 $138 $207

Oil City, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oil City, PA6.8%15.8%
Woodland Heights5.96%15.71%
Hasson Heights6.32%15.14%
Venango County6.26%15.61%

Oil City Renters Insurance as a Percentage of Rent

Oil City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 67 3.0% $364
$200 to $299 152 9.0% $814
$300 to $499 386 22.0% $1264
$500 to $749 826 49.0% $1939
$750 to $999 223 13.0% $2689
$1,000 to $1,499 29 1.0% $3814

Oil City, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oil City, PA Home Replacement Value MORE than Home Value Oil City, PA Home Replacement Value LESS than Home Value
Replacement Value $ $
Insurance Premium based on Replacement Value $ $
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $ Risk Exposure from Under Insuring Coverage is $
Premium Impact Insurance cheaper by $/year Insurance costlier by $/year

Sample Home Insurance Rates for Oil City, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 120,000 Tile Roof 2,870 5 $500 Deductible 270 5 Stone Siding No
1963 225,000 Shingles Roof 3,890 5 $500 Deductible 780 8 Fiber-Cement Siding yes
1948 90,000 Shingles Roof 1,910 4 $2500-$5000 Deductible 40 2 Wood siding yes
1964 115,000 Wood Shake Roof 2,720 4 $500 Deductible 430 10 Fiber-Cement Siding yes
1948 150,000 Shingles Roof 3,220 4 $500 Deductible 240 3 Brick siding No
1943 100,000 Membrane Roof 2,410 4 $500 Deductible 150 4 Stone Siding yes
1941 90,000 Metal Roof 2,310 3 $500- $1000 Deductible 90 2 Fiber-Cement Siding No
1981 65,000 Tile Roof 1,540 2 $500 Deductible 160 6 Fiber-Cement Siding No
1982 50,000 Composition Roof 1,290 2 $2500-$5000 Deductible 80 4 Brick siding yes
1984 95,000 Asphalt Shingles Roof 2,300 3 $2500-$5000 Deductible 260 8 Stone Siding yes
1941 50,000 Shingles Roof 1,250 2 $500 Deductible 200 10 Brick siding yes
1988 125,000 Slate Shingles Roof 2,180 5 $2500-$5000 Deductible 40 1 Brick siding yes
1960 95,000 Wood Shake Roof 1,650 2 $500 Deductible 390 9 Brick siding yes
1941 140,000 Composition Roof 2,850 5 $2500-$5000 Deductible 530 12 Vinyl siding No
1946 50,000 Asphalt Shingles Roof 1,090 2 $500 Deductible 30 1 Wood siding No
1943 90,000 Metal Roof 1,820 4 $500- $1000 Deductible 230 7 Fiber-Cement Siding yes
1982 130,000 Tile Roof 3,350 5 $500- $1000 Deductible 100 2 Fiber-Cement Siding No
1941 70,000 Tile Roof 1,390 2 $500- $1000 Deductible 80 3 Fiber-Cement Siding yes
1986 125,000 Composition Roof 2,430 4 $1000-$2500 Deductible 410 9 Vinyl siding No
1982 50,000 Composition Roof 1,080 2 $1000-$2500 Deductible 50 4 Fiber-Cement Siding yes
1983 90,000 Composition Roof 1,610 3 $500- $1000 Deductible 300 9 Brick siding yes
1988 110,000 Wood Shake Roof 2,420 4 $1000-$2500 Deductible 370 9 Stone Siding yes
1985 80,000 Tile Roof 2,000 3 $500- $1000 Deductible 130 7 Vinyl siding No
1969 75,000 Composition Roof 1,380 3 $2500-$5000 Deductible 90 3 Stone Siding yes
1969 70,000 Shingles Roof 1,800 4 $1000-$2500 Deductible 100 4 Vinyl siding yes
1968 120,000 Shingles Roof 2,990 5 $500- $1000 Deductible 90 2 Brick siding yes
1962 65,000 Composition Roof 1,740 4 $500 Deductible 110 4 Stucco siding No
1965 90,000 Tile Roof 1,790 4 $1000-$2500 Deductible 180 5 Fiber-Cement Siding yes
1947 145,000 Slate Shingles Roof 3,020 5 $1000-$2500 Deductible 510 9 Stucco siding No
1984 55,000 Shingles Roof 950 2 $500 Deductible 60 2 Fiber-Cement Siding yes
1989 75,000 Membrane Roof 1,860 3 $2500-$5000 Deductible 120 5 Stone Siding yes
1963 140,000 Tile Roof 3,060 4 $1000-$2500 Deductible 260 5 Stucco siding yes