Ogden Insurance Rates:

Ogden, UT homeowners insurance is approximately $414 to $558, about $34-$46/month. Our detailed research indicates shoppers can save upto $194 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They always make sure that you are well taken care of the car, if it is in good condition and that your house is perfect.
Nationwide
I don't like the way my insurance bill goes up five to ten percent each year.
Amica Mutual Insurance
Since i have taken on the insurance many years ago, the charge has only fluctuated slightly every year, never really increasing.
State Farm
Based on my past experiences, the communication with the agents has been both informative and very responsive. The agents always address my concerns promptly.
Allstate
My favorite part about Allstate is that they combine their auto and home insurance policies, which makes managing the policies easy.
Progressive
Since I have not had to file a claim or update any policy coverage since switching to this company, I do not have any dislikes and hope to not have any in the future.

Ogden, UT Homeowners Insurance By Home Value

Ogden, UT Home Value Total Homes % of Total Average Ogden, UT Homeowners Insurance
Less than $50,000 2,653 5.0% $72
$60,000 to $69,999 664 1.0% $189
$70,000 to $79,999 931 1.0% $218
$80,000 to $89,999 1,236 2.0% $247
$90,000 to $99,999 1,565 3.0% $277
$100,000 to $124,999 5,668 11.0% $320
$125,000 to $149,999 6,874 14.0% $398
$150,000 to $174,999 8,621 17.0% $471
$175,000 to $199,999 5,028 10.0% $544
$200,000 to $249,999 6,566 13.0% $656
$250,000 to $299,999 4,166 8.0% $801
$300,000 to $399,999 3,713 7.0% $1020

Top Home Insurance Agents Near Ogden, UT

Home Insurance Company Near Ogden, UT Homeowners Insurance Agency Near Ogden, UT Address
NA Clyde J. Allen Agency 84 S. Main, Tooele, UT, 84074
State Farm Chris Terry 2122 W 1800 N Ste B, Clinton, UT, 84015-8613
Travelers Goldenwest Credit Union 5025 SOUTH ADAMS AVE, SOUTH OGDEN, UT, 84403
Allstate John Park 3850 Washington Blvd, Ogden, UT, 84403
Liberty Mutual Les Leber 764 E. Winchester Street Ste 100, Salt Lake City, UT, 84107

Cost Of Homeowners Insurance By Street Near Ogden, UT

Streets in Ogden Area Homeowners Insurance Cost
E Lomond View Dr, S 3900 W, N 925 E, S 200 W, S 1615 East St, S Water Tower Way, S 3375 W, N Big Horn Pkwy E, W 4350 S, E 5850 S$508
S Iroquois Way E, S 1035 E, E Quail Cir N, E 3090 N, W Lomond View Dr, 3900 South St, S 2500 W, E 3050 N, 3850 West St, E Aspen Ln N$519
S 4325 W St, W 5550 S, N Fairway Dr, 4425 South St, Eyrie Dr, 5900 South St, Buena Vista Dr, 2950 North St, Grandview Dr, Mountain Orchard Dr$486
E 550 S, S 5000 W St, W 4550 S, 2050 West St, 4525 South St, 700 N, S 3675 W, E 2650 N, E 5015 S, N Monroe Blvd$477
Pennsylvania Ave, N 2875 E St, Cross St, E 5285 S, S 500 W, Bel Mar Dr, E 2300 N, N 525 E, Trappers Ct, Healy St$525
575 East St, 550 North St, 5750 South St, S 250 East St, Spring Way, S 1950 W, S 3550 W St, 2750 West St, E 670 N, 2450 West St$483
W Ridgeline Dr, S 3950 W, Carriage Ln, N 1300 E, S 5300 W, E 2800 N, N Avalon Hills Dr, Westlake Dr, S 1075 E St, S 860 E St$496
Oakwood Ct, 2950 North St, 3950 S, Ridgedale Dr, W 2000 S St, E 5400 South St, D Ave, N Sierra Dr E, Valley View Cir, W Arlington Way N$514
Robins Ave, Edvalson St, 575 W, 2675 W, W 5975 S, S 4050 W, E 625 S, 2900 North St, S 250 E, E 5400 N$486
5500 South St, W 4300 S, S 2475 W, W 3960 S, N 700 E, N Jefferson Ave, 1850 North St, W 4450 S, S 2425 W, N 925 East St$486

Ogden, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ogden$72 to $74
West Haven$76
Riverdale$72
Marriott-Slaterville$75

Ogden, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Haven city, Utah $64 $85 $127
Riverdale city, Utah $61 $81 $121
Marriott-Slaterville city, Utah $63 $83 $125

Ogden, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ogden, UT3.1%11.6%
West Haven2.38%8.8%
Riverdale3.32%12.1%
Marriott-Slaterville2.67%10.04%

Ogden Renters Insurance as a Percentage of Rent

Ogden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 573 2.0% $341
$200 to $299 530 2.0% $791
$300 to $499 2,016 9.0% $1241
$500 to $749 6,855 33.0% $1916
$750 to $999 5,834 28.0% $2666
$1,000 to $1,499 3,978 19.0% $3791
$1,500 or more 596 2.0% $5441

Ogden, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Ogden Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Ogden Home Owner from High Deductible Plan $600

Ogden, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ogden, UT Home Replacement Value MORE than Home Value Ogden, UT Home Replacement Value LESS than Home Value
Replacement Value $172,000 $106,500
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $175/year

Example Ogden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAmerican Family Insurance
Monthly Premium 374275
Year Built 201019922000
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Ogden, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 170,000 Wood Shake Roof 1,630 3 $1000-$2500 Deductible 580 12 Stucco siding yes
1942 315,000 Metal Roof 3,170 5 $1000-$2500 Deductible 60 1 Stucco siding No
1941 265,000 Asphalt Shingles Roof 2,230 3 $5000 to $10,000 Deductible 420 8 Stone Siding No
2001 205,000 Composition Roof 1,940 3 $1000-$2500 Deductible 70 2 Fiber-Cement Siding yes
2000 255,000 Composition Roof 2,870 4 $500 Deductible 480 6 Fiber-Cement Siding yes
1945 375,000 Wood Shake Roof 3,750 5 $1000-$2500 Deductible 320 4 Brick siding No
1964 465,000 Slate Shingles Roof 4,200 5 $500 Deductible 790 6 Vinyl siding No
2001 295,000 Asphalt Shingles Roof 3,070 5 > $10,000 Deductible 90 2 Stone Siding yes
2003 185,000 Slate Shingles Roof 2,210 3 $2500-$5000 Deductible 260 8 Stucco siding No
1978 175,000 Membrane Roof 2,240 4 $5000 to $10,000 Deductible 470 12 Vinyl siding yes
2010 240,000 Asphalt Shingles Roof 2,950 5 $5000 to $10,000 Deductible 60 2 Stone Siding yes
1948 225,000 Composition Roof 2,230 3 $500- $1000 Deductible 140 3 Brick siding yes