Ogden Insurance Rates:

Ogden, NC homeowners insurance is nearly $527 to $734, about $43-$61/month. Our exhaustive guide shows customers can save upto $252 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ogden, NC Homeowners Insurance By Home Value

Ogden, NC Home Value Total Homes % of Total Average Ogden, NC Homeowners Insurance
Less than $50,000 52 2.0% $56
$80,000 to $89,999 33 1.0% $207
$90,000 to $99,999 61 3.0% $233
$100,000 to $124,999 55 2.0% $270
$150,000 to $174,999 230 11.0% $403
$175,000 to $199,999 253 12.0% $466
$200,000 to $249,999 521 25.0% $560
$250,000 to $299,999 190 9.0% $686
$300,000 to $399,999 609 30.0% $869

Top Home Insurance Agents Near Ogden, NC

Home Insurance Company Near Ogden, NC Homeowners Insurance Agency Near Ogden, NC Address
NA A. D. Guy Insurance & Realty Co. 511 New Bridge St, Jacksonville, NC, 28540
Allstate Alan Shapiro 1319 Mltry Cft Rd # S, Wilmington, NC, 28405
Travelers Tianliang Li 5315 S COLLEGE RD STE F, WILMINGTON, NC, 28412
State Farm Victor Wilson 2535 Henderson Dr, Jacksonville, NC, 28546-5253
State Farm Will Rogers 106 Countryside St SW, Supply, NC, 28462-3300

Cost Of Homeowners Insurance By Street Near Ogden, NC

Streets in Ogden Area Homeowners Insurance Cost
Northstar Pl, Spinnaker Pl, Bellevue Ct, Drysdale Dr, Sun Runner Pl, Key Point Dr, Clemmons Way, Grandiflora Ct, Kenilworth Ln, Tillson Ct$768
Lockerby Ln, Turner Nursery Rd, Middle Ln, Gleneagles Ln, Bedminister Ln, Scorpion Dr, Middle Sound Loop Rd, Londonderry Dr, Radian Rd, Autumn Crest Pl$630
Staunton Ct, Carmel Trl, Boatswain Pl, Glen Arbor Dr, Windingwood Ln, Bay Gull Ct, Scrimshaw Pl, Raintree Ct, Rising Tide Ct, Bedford Rd W$641
Beech St, Amaryllis Dr, Austin Ct, Salem Ct, Edgemont Ln, Shelter Cove Pl, Aldrich Ln, Pinehurst Pl, Friday Dr, Timber Creek Ln$637
Seawind Ln, Wellington Dr, Lounsberry Ct, Stonehead Ct, Fox Hunt Ln, Buff Cir, Inverness Ln, Sunnybranch Rd, London Ln, Lost Tree Rd$631

Ogden, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ogden$93 to $96
Harnett$93
Bayshore$95
Porters Neck$103

Ogden, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harnett township, New Hanover County, North Carolina $78 $103 $155
Bayshore CDP, North Carolina $80 $106 $159
Porters Neck CDP, North Carolina $87 $115 $173

Ogden, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ogden, NC3.0%12.3%
Harnett3.24%9.91%
Bayshore2.77%9.65%
Porters Neck2.47%9.01%

Ogden Renters Insurance as a Percentage of Rent

Ogden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 9 4.0% $1215
$500 to $749 21 11.0% $1890
$750 to $999 15 8.0% $2640
$1,000 to $1,499 126 67.0% $3765
$1,500 or more 16 8.0% $5415

Ogden, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Ogden Homeowner Insurance Premium Example $1,700$1,500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,900$14,300
Net Savings to Ogden Home Owner from High Deductible Plan $600

Ogden, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ogden, NC Home Replacement Value MORE than Home Value Ogden, NC Home Replacement Value LESS than Home Value
Replacement Value $326,000 $190,000
Insurance Premium based on Replacement Value $1,950 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $81,500 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $475/year

Example Ogden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmGEICO Insurance
Monthly Premium 678566
Year Built 199220132008
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$300000-$350000$200000-$250000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ogden, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 340,000 Metal Roof 2,200 5 $2500-$5000 Deductible 680 5 Wood siding yes
2012 275,000 Metal Roof 1,810 4 $2500-$5000 Deductible 700 8 Fiber-Cement Siding yes
2012 390,000 Asphalt Shingles Roof 3,260 4 $5000 to $10,000 Deductible 100 1 Stucco siding yes
1999 295,000 Composition Roof 1,860 4 > $10,000 Deductible 360 6 Brick siding yes
2010 635,000 Slate Shingles Roof 4,580 5 $5000 to $10,000 Deductible 760 5 Wood siding No
2014 365,000 Wood Shake Roof 2,520 5 $5000 to $10,000 Deductible 840 9 Stucco siding No
1999 380,000 Wood Shake Roof 3,430 5 $500- $1000 Deductible 940 9 Stucco siding No
2014 175,000 Tile Roof 1,650 4 $1000-$2500 Deductible 670 10 Stone Siding yes
2000 235,000 Shingles Roof 1,590 5 $5000 to $10,000 Deductible 470 6 Stucco siding yes
1992 365,000 Asphalt Shingles Roof 3,210 4 > $10,000 Deductible 370 5 Vinyl siding No
2008 230,000 Wood Shake Roof 1,510 3 > $10,000 Deductible 500 9 Stone Siding yes
2007 250,000 Asphalt Shingles Roof 2,110 3 $5000 to $10,000 Deductible 620 9 Wood siding yes
1987 155,000 Membrane Roof 1,280 3 $5000 to $10,000 Deductible 310 10 Vinyl siding No
2010 230,000 Membrane Roof 1,560 3 $500- $1000 Deductible 520 7 Fiber-Cement Siding No
2010 320,000 Composition Roof 2,020 4 > $10,000 Deductible 100 1 Stone Siding yes
2012 385,000 Asphalt Shingles Roof 2,490 5 > $10,000 Deductible 150 2 Brick siding yes
2006 365,000 Composition Roof 2,370 4 $2500-$5000 Deductible 530 6 Stucco siding yes
1997 400,000 Wood Shake Roof 3,130 4 $1000-$2500 Deductible 490 3 Fiber-Cement Siding No
2003 400,000 Shingles Roof 3,050 5 $500 Deductible 1620 8 Wood siding yes
2005 150,000 Metal Roof 1,270 3 $500 Deductible 550 12 Stone Siding yes
2007 345,000 Slate Shingles Roof 2,150 5 $500 Deductible 140 1 Stone Siding yes
1992 255,000 Wood Shake Roof 1,730 4 $500 Deductible 680 9 Vinyl siding No
1988 235,000 Shingles Roof 1,570 5 > $10,000 Deductible 50 1 Brick siding No
1995 255,000 Slate Shingles Roof 1,760 3 $500 Deductible 450 6 Brick siding No
2012 250,000 Asphalt Shingles Roof 1,760 5 > $10,000 Deductible 600 12 Fiber-Cement Siding yes
2002 680,000 Wood Shake Roof 4,440 5 $5000 to $10,000 Deductible 2000 12 Vinyl siding No
1990 370,000 Tile Roof 3,240 5 $500 Deductible 560 5 Fiber-Cement Siding yes
2014 230,000 Shingles Roof 1,540 3 $500 Deductible 590 9 Brick siding No
1992 330,000 Wood Shake Roof 2,210 3 $5000 to $10,000 Deductible 490 5 Brick siding yes
1984 735,000 Composition Roof 4,650 5 $1000-$2500 Deductible 2210 8 Stucco siding No
1991 330,000 Metal Roof 2,630 5 $5000 to $10,000 Deductible 830 10 Wood siding yes
1986 230,000 Composition Roof 2,030 4 $2500-$5000 Deductible 100 1 Brick siding No
2003 325,000 Asphalt Shingles Roof 2,870 4 $1000-$2500 Deductible 1060 12 Stone Siding No
2013 370,000 Wood Shake Roof 3,140 4 $1000-$2500 Deductible 580 5 Stone Siding No