How Much Does Odessa, TX Home Insurance Cost?

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Odessa, TX Average Homeowners Insurance Cost

$1,640

Homeowners Insurance Cost - Odessa, TX

$130,000

Median Home Value - Odessa, TX


Odessa, TX Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$19.68 $1,620.32
$1000 Deductible -$174.17 $1,465.83
$1500 Deductible -$260.1 $1,379.9
$2000 Deductible -$387.37 $1,252.63
$2500 Deductible -$462.48 $1,177.52

Odessa, TX Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$328 $1,312
30 year old +$25 $1,665
40 year old +$43 $1,683
50 year old +$62 $1,702
Above 50 year old +$79 $1,719

Odessa, TX Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$164 $1,476
Superior -$164 $1,476
Masonry -$82 $1,558
Brick -$82 $1,558
Hail Resistant Roof -$33 $1,607


Odessa, TX Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$33 $1,673
Swimming Pool With A Diving Board +$66 $1,706
Swimming Pool With Slide +$98 $1,738

Odessa, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $49 $1,591
Police Department $16 $1,624

Odessa, TX Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$688.8 $2,329
Filing a Second Liability Claim +$623.2 $2,263
Filing a Second Theft Claim +$623.2 $2,263
Filing a Second Water Claim +$541.2 $2,181
Filing a Fire Claim +$328.0 $1,968
Filing a Liability Claim +$311.6 $1,952
Filing a Theft Claim +$311.6 $1,952
Filing a Water Claim +$262.4 $1,902
Filing a Weather Claim +$262.4 $1,902

Odessa, TX Home Insurance - Analysis On Quotes, Rates & Agents

Odessa, TX Home Insurance Agents for Top Companies

Visual Guide for Odessa, TX Home Insurance Buyers on Insurance Companies and Rates