How Much Does Odessa, TX Home Insurance Cost?
Odessa, TX Average Homeowners Insurance Cost
$1,640
Homeowners Insurance Cost - Odessa, TX
$130,000
Median Home Value - Odessa, TX
Odessa, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.68 | $1,620.32 |
| $1000 Deductible | -$174.17 | $1,465.83 |
| $1500 Deductible | -$260.1 | $1,379.9 |
| $2000 Deductible | -$387.37 | $1,252.63 |
| $2500 Deductible | -$462.48 | $1,177.52 |
Odessa, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$328 | $1,312 |
| 30 year old | +$25 | $1,665 |
| 40 year old | +$43 | $1,683 |
| 50 year old | +$62 | $1,702 |
| Above 50 year old | +$79 | $1,719 |
Odessa, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$164 | $1,476 |
| Superior | -$164 | $1,476 |
| Masonry | -$82 | $1,558 |
| Brick | -$82 | $1,558 |
| Hail Resistant Roof | -$33 | $1,607 |
Odessa, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$33 | $1,673 |
| Swimming Pool With A Diving Board | +$66 | $1,706 |
| Swimming Pool With Slide | +$98 | $1,738 |
Odessa, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $49 | $1,591 |
| Police Department | $16 | $1,624 |
Odessa, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$688.8 | $2,329 |
| Filing a Second Liability Claim | +$623.2 | $2,263 |
| Filing a Second Theft Claim | +$623.2 | $2,263 |
| Filing a Second Water Claim | +$541.2 | $2,181 |
| Filing a Fire Claim | +$328.0 | $1,968 |
| Filing a Liability Claim | +$311.6 | $1,952 |
| Filing a Theft Claim | +$311.6 | $1,952 |
| Filing a Water Claim | +$262.4 | $1,902 |
| Filing a Weather Claim | +$262.4 | $1,902 |