How To Make Your Odessa, TX Home Insurance Cheaper
Odessa, TX, homeowners insurance is about $1640. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Odessa, TX Home Insurance Rates with the Ector County Average
| Place | Ector County Average: $1,606.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Odessa, TX | $1,640.0 | 34.0 | 0.02 | 112,483 | 130,000 |
Cost of Odessa, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Ector County | 120,800 | 3,446 | $1,606 |
| Goldsmith | 83,600 | 9,775 | $1,439 |
| Midland County | 187,400 | 5,120 | $1,353.8 |
| McKinney Acres | 65,100 | 35,338 | $1,335 |
Homeowners Insurance Comparison for the Cheapest Premiums in Odessa, TX
| Encompass Insurance | Travelers | State Farm | |
| Median Home Value ($) | 130,000 | 130,000 | 130,000 |
| Age of Home | Year 50 Old | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $400,000 -$499,999 | $1500,000 -$2000,000 | $500,000 -$749,999 |
| Total Premium ($) | $7,543.0 | $8,837.5 | $6,464.0 |
Cost of Odessa, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Westfield Insurance | 2000 | $150,000-$174,999 | 1,380.0 |
| Amica Mutual Insurance | 500 | $250,000-$299,999 | 3,861.6 |
| Allstate | 1000 | $175,000-$199,999 | 1,948.7 |
| MetLife | 2500 | $250,000-$299,999 | 2,866.4 |
| Safeco Insurance | 1500 | $500,000-$749,999 | 7,200.4 |
| Blue Cross Blue Shield | 500 | $100,000-$124,999 | 1,343.3 |
| Esurance | 500 | $200,000-$249,999 | 2,523.6 |
| State Farm | 2000 | $100,000-$124,999 | 1,135.6 |
| GEICO | 2000 | $250,000-$299,999 | 3,264.5 |
| Travelers | 500 | $300,000-$399,999 | 4,654.6 |