Odessa, TX Home Insurance - Analysis On Quotes, Rates & Agents
Odessa Insurance Rates:
Odessa, TX homeowners insurance is approximately $863 to $1,170, about $71-$97/month. Our detailed research indicates shoppers can save as much as $406 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
When we feel that our insurance rates have gone up and we question our agent, he is very quick to find a way to keep our rates as low as possible.
We are with this insurance for so many years and have had like 1 or 2 claims, but nevertheless, they are raising their premiums every year!
They are one of the biggest and most reputable companies and i know if a major catastrophe happens they have the resources to act quickly.
I receive timely emails on my payments and renewals. They are good at being in touch. I have no complaints about that. I think they put a good effort into being in communication with me.
They usually do not undercut us. if we do have to make a claim they usually pay us for what it is worth.
So many ways to get the information I need, websites, apps, online chat, 24 hour phone support. I get calls once or twice a year to check to see if I need any assistance or am aware of further discounts I might qualify for.
Our local agent has been the best. She has been over backward to help us and answer any questions that we might have.
The payment is escrowed, so I do not have any interaction with my insurance company, with the exception of the initial setup.
I like Farmers Insurance because of their very competitive rates for my insurance coverage on my house, car, and umbrella coverages. I have had no issues with their customer service.
I LIKE CUSTOM SERVE AND OFFICE. I DON'T LIKE CLAIM PART. I GOT A HEADACHE EVERY TIME TALK TO THEM MY HURTING ABOUT THINKING ABOUT THEM.
As should be clear by now, our experience with Allstate has been entirely satisfactory. We have had a Allstate policy for over 30 years, so you know that we are very happy customers.
Nothing that I can think of; maybe lower premiums? Who wouldn't want to pay less for insurance? I can imagine that's about all I would want to be changed currently.
Nothing bad to say really, my only bad experience was one time I was promised a call back same day and got it the next morning, that's been the only issue
They were slow to grant me online access. Also, they changed the amount of the insurance the day before closing.
The value that you get for the money that you invest with GEICO is superior, in my experience, to other home owner insurance policies. Furthermore, having a large scale insurance company as the source of my protection is a good feeling. I would certainly recommend them based on their value.
I would really recommend State Farm insurance company because regardless of the price , it feels that you are really cared for. Like they care for you as a customer.
I would recommend AAA on account of their great customer service, multiple physical locations, and their responsiveness to my family's needs. Whenever I have questions, they are easily answered with knowledge and courtesy and there is no pressure to upgrade policies or to add on things that are unnecessary. In addition, they give me tips on how to best utilize the policy.
The online options, including payments. The auto-pay options, the discounts offered. I like that all my policies can be with the same company and I am rewarded for being loyal over time.
It's a great company, they provide great value and competitive rates for homeowners who own all types of homes, and they are responsive to claims and homeowner concerns.
They have excellent customer service and are open to communication through a variety of channels. Their rates are reasonable. It's easy to file a claim and you get paid pretty quickly.
It gives me the lowest rate for the best coverage that I could find.
Odessa, TX Homeowners Insurance By Home Value
|Odessa, TX Home Value||Total Homes||% of Total||Average Odessa, TX Homeowners Insurance|
|Less than $50,000||5,514||21.0%||$264|
|$50,000 to $59,999||1,636||6.0%||$569|
|$60,000 to $69,999||1,524||5.0%||$701|
|$70,000 to $79,999||1,868||7.0%||$813|
|$80,000 to $89,999||1,756||6.0%||$915|
|$90,000 to $99,999||2,070||8.0%||$1027|
|$100,000 to $124,999||3,384||13.0%||$1189|
|$125,000 to $149,999||1,872||7.0%||$1484|
|$150,000 to $174,999||2,143||8.0%||$1759|
|$175,000 to $199,999||959||3.0%||$2034|
|$200,000 to $249,999||1,412||5.0%||$2440|
|$250,000 to $299,999||861||3.0%||$2989|
|$300,000 to $399,999||642||2.0%||$3793|
Top Home Insurance Agents Near Odessa, TX
|Home Insurance Company Near Odessa, TX||Homeowners Insurance Agency Near Odessa, TX||Address|
|NA||R C Paulette Insurance||2817 Jbs Pkwy Ste E-11, Odessa, TX, 79762|
|State Farm||Barry Smith||1050 N Dixie Blvd, Odessa, TX, 79761-2806|
|Travelers||Insource Insurance Group Llc||5108 WAYLAND DR, ODESSA, TX, 79762|
|Farmers||Juan Luna Lutcf||309 N Grant Ave, Odessa, TX, 79761|
|Travelers||West Texas Insurance Exchange Inc||1030 ANDREWS HWY SUITE 100, MIDLAND, TX, 79701|
Cost Of Homeowners Insurance By Street Near Odessa, TX
|Streets in Odessa Area||Homeowners Insurance Cost|
|Hwy 191 E, Eastover Dr, S Lark Ave, E 25th St, Midway Ave, Schell St, Robertson Ave, Ridgecrest Ave, Lake Ln, Santa Rosa Ave||$1,021|
|Kirkwood Dr, S Cunningham Ave, Magnolia Blvd, W 46th St, W Murphy St, Corona Cir, W 49th St, E 24th St, Magill St, W FM 3503||$1,006|
|Fall Ave, S Mildred Ave, Judy Ave, Rosewood Ave, E Murphy St, Terry Dr, Emerald Gardens Dr, Gregory St, Ventura Ave, Glenhaven Dr||$1,090|
|Parkway Blvd, Byron Ave, E 18th St, N Alleghaney Ave, Salinas Ave, Boatwright St, Sapphire St, Nelda St, N Belmont Ave, E Tammy Dr||$1,035|
|N Chinaberry Ave, E Molar St, Pecos St, Chinaberry Ct, Sandalwood Ln, S Kelley Ave, Brookover Cir, Bonham Ave, Robbe Rd, E Ivory St||$1,017|
|Tye Ave, Vine Ave, E 29th St, Dove Dr, S Jbs Pkwy, E 51st St, Reagan Ave, Alabama St, E 31st St, Yale Ave||$1,002|
|Coral Dr, E 35th St, Bankhead Ave, Angus Rd, Jp Teal Dr, Via Entrada, Cordova St, N Lauderdale Ave, Rosemary St, Keystone Dr||$1,037|
|E 37th St, Crestview Dr, Gary Ter, Burgess St, Melody Ln, Pica Ave, E 52nd St, W Interstate 20 State Rte, Santa Rosa Ave, Kentucky Ave||$1,001|
|Richwood Rd, Terrace Cir, Marfa Ln, Cherrywood Cir, Madera Ave, Sweetbriar Cir, N Waldrop Ave, Oregon St, S Jackson Ave, E 7th St||$1,033|
|W 31st St, Newcomb Dr, Cabrillo Dr, E 17th St, Tobosa, N Alleghaney Ave, E Odessa St, Roosevelt Ave, Lancewood Ln, Sandhills Dr||$1,046|
Odessa, TX Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Odessa||$152 to $154|
Odessa, TX Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Gardendale CDP, Texas||$152||$203||$305|
|West Odessa CDP, Texas||$149||$199||$299|
|Ector County, Texas||$152||$202||$303|
Odessa, TX Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Odessa Renters Insurance as a Percentage of Rent
|Odessa Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||206||1.0%||$356|
|$200 to $299||409||3.0%||$806|
|$300 to $499||1,373||10.0%||$1256|
|$500 to $749||4,910||36.0%||$1931|
|$750 to $999||3,508||25.0%||$2681|
|$1,000 to $1,499||2,893||21.0%||$3806|
|$1,500 or more||309||2.0%||$5456|
Odessa, TX Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Odessa Homeowner Insurance Premium Example||$2,600||$2,200|
|Out of Pocket Expense During Claim||$1,500||$3,500|
|Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim||$19,700||$18,900|
|Net Savings to Odessa Home Owner from High Deductible Plan||$800|
Odessa, TX Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Odessa, TX Home Replacement Value MORE than Home Value||Odessa, TX Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$875||$625|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $20,000||Risk Exposure from Under Insuring Coverage is $10,000|
|Premium Impact||Insurance cheaper by $100/year||Insurance costlier by $150/year|
Example Odessa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||Farmers Insurance||Allstate||Liberty Mutual|
|Home Details||4 Beds, 3 Baths||2 Beds, 1 Baths||3 Beds, 1 Baths|
|Deductible||$2500-$5000 Deductible||$500- $1000 Deductible||$500 Deductible|
Sample Home Insurance Rates for Odessa, TX from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1975||100,000||Composition Roof||1,550||3||$2500-$5000 Deductible||670||10||Vinyl siding||yes|
|1987||85,000||Wood Shake Roof||1,170||2||$500 Deductible||170||3||Fiber-Cement Siding||yes|
|1994||335,000||Membrane Roof||4,180||5||$500 Deductible||1270||5||Fiber-Cement Siding||No|
|1961||240,000||Slate Shingles Roof||4,260||5||$5000 to $10,000 Deductible||400||4||Stucco siding||No|
|1981||200,000||Membrane Roof||2,930||4||$1000-$2500 Deductible||190||2||Wood siding||No|
|1964||115,000||Asphalt Shingles Roof||1,670||4||$500- $1000 Deductible||370||5||Wood siding||No|
|1976||100,000||Slate Shingles Roof||1,540||2||$500- $1000 Deductible||630||9||Stone Siding||yes|
|1973||160,000||Shingles Roof||2,060||5||$500 Deductible||450||4||Brick siding||No|
|1999||140,000||Slate Shingles Roof||2,040||4||$500 Deductible||290||2||Stone Siding||No|
|1982||155,000||Wood Shake Roof||2,060||3||$500- $1000 Deductible||400||3||Wood siding||No|
|1984||260,000||Slate Shingles Roof||3,530||5||$5000 to $10,000 Deductible||240||2||Fiber-Cement Siding||No|
|1971||215,000||Asphalt Shingles Roof||2,780||4||$1000-$2500 Deductible||1460||7||Brick siding||No|
|1984||55,000||Asphalt Shingles Roof||910||2||$500- $1000 Deductible||140||4||Vinyl siding||No|
|1968||270,000||Membrane Roof||4,120||5||$500 Deductible||970||5||Stone Siding||yes|
|1960||130,000||Shingles Roof||1,990||3||$2500-$5000 Deductible||70||1||Stone Siding||No|
|1982||85,000||Metal Roof||1,600||2||$2500-$5000 Deductible||410||8||Fiber-Cement Siding||No|
|1987||175,000||Slate Shingles Roof||2,430||4||$5000 to $10,000 Deductible||820||12||Vinyl siding||No|
|1997||295,000||Shingles Roof||4,540||5||$1000-$2500 Deductible||1290||10||Vinyl siding||yes|
|1978||110,000||Slate Shingles Roof||1,840||3||$500 Deductible||860||12||Stone Siding||No|
|1996||155,000||Metal Roof||2,770||4||$2500-$5000 Deductible||310||4||Vinyl siding||No|
|1998||90,000||Composition Roof||1,640||5||$2500-$5000 Deductible||250||6||Brick siding||No|
|1995||130,000||Wood Shake Roof||1,690||2||$500- $1000 Deductible||1260||12||Vinyl siding||yes|
|1980||75,000||Composition Roof||1,230||2||$500- $1000 Deductible||270||8||Stucco siding||No|
|1977||110,000||Composition Roof||1,520||2||$1000-$2500 Deductible||430||7||Wood siding||yes|