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Odessa, TX Home Values & Insurance Rates

Odessa, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 5,514 21.0% $264
$50,000 to $59,999 1,636 6.0% $569
$60,000 to $69,999 1,524 5.0% $701
$70,000 to $79,999 1,868 7.0% $813
$80,000 to $89,999 1,756 6.0% $915
$90,000 to $99,999 2,070 8.0% $1027
$100,000 to $124,999 3,384 13.0% $1189
$125,000 to $149,999 1,872 7.0% $1484
$150,000 to $174,999 2,143 8.0% $1759
$175,000 to $199,999 959 3.0% $2034
$200,000 to $249,999 1,412 5.0% $2440
$250,000 to $299,999 861 3.0% $2989
$300,000 to $399,999 642 2.0% $3793

Top Home Insurance Agents Near Odessa, TX

Home Insurance Company Near Odessa, TX Homeowners Insurance Agency Near Odessa, TX Address
NA R C Paulette Insurance 2817 Jbs Pkwy Ste E-11, Odessa, TX, 79762
State Farm Barry Smith 1050 N Dixie Blvd, Odessa, TX, 79761-2806
Travelers Insource Insurance Group Llc 5108 WAYLAND DR, ODESSA, TX, 79762
Farmers Juan Luna Lutcf 309 N Grant Ave, Odessa, TX, 79761
Travelers West Texas Insurance Exchange Inc 1030 ANDREWS HWY SUITE 100, MIDLAND, TX, 79701

Estimated Home Insurance By Street Area Near Odessa, TX

Odessa Area Estimated House Insurance
Hwy 191 E, Eastover Dr, S Lark Ave, E 25th St, Midway Ave, Schell St, Robertson Ave, Ridgecrest Ave, Lake Ln, Santa Rosa Ave$1,021
Kirkwood Dr, S Cunningham Ave, Magnolia Blvd, W 46th St, W Murphy St, Corona Cir, W 49th St, E 24th St, Magill St, W FM 3503$1,006
Fall Ave, S Mildred Ave, Judy Ave, Rosewood Ave, E Murphy St, Terry Dr, Emerald Gardens Dr, Gregory St, Ventura Ave, Glenhaven Dr$1,090
Parkway Blvd, Byron Ave, E 18th St, N Alleghaney Ave, Salinas Ave, Boatwright St, Sapphire St, Nelda St, N Belmont Ave, E Tammy Dr$1,035
N Chinaberry Ave, E Molar St, Pecos St, Chinaberry Ct, Sandalwood Ln, S Kelley Ave, Brookover Cir, Bonham Ave, Robbe Rd, E Ivory St$1,017
Tye Ave, Vine Ave, E 29th St, Dove Dr, S Jbs Pkwy, E 51st St, Reagan Ave, Alabama St, E 31st St, Yale Ave$1,002
Coral Dr, E 35th St, Bankhead Ave, Angus Rd, Jp Teal Dr, Via Entrada, Cordova St, N Lauderdale Ave, Rosemary St, Keystone Dr$1,037
E 37th St, Crestview Dr, Gary Ter, Burgess St, Melody Ln, Pica Ave, E 52nd St, W Interstate 20 State Rte, Santa Rosa Ave, Kentucky Ave$1,001
Richwood Rd, Terrace Cir, Marfa Ln, Cherrywood Cir, Madera Ave, Sweetbriar Cir, N Waldrop Ave, Oregon St, S Jackson Ave, E 7th St$1,033
W 31st St, Newcomb Dr, Cabrillo Dr, E 17th St, Tobosa, N Alleghaney Ave, E Odessa St, Roosevelt Ave, Lancewood Ln, Sandhills Dr$1,046

Savings on home insurance for senior occupied homes

PlaceSavings
Odessa$152 to $154
Gardendale$152
West Odessa$149
Ector County$151

Odessa, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Odessa, TX7.6%21.2%
Gardendale7.1%21.41%
West Odessa7.96%23.63%
Ector County7.63%21.87%

Odessa Renters Insurance as a Percentage of Rent

Odessa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 206 1.0% $356
$200 to $299 409 3.0% $806
$300 to $499 1,373 10.0% $1256
$500 to $749 4,910 36.0% $1931
$750 to $999 3,508 25.0% $2681
$1,000 to $1,499 2,893 21.0% $3806
$1,500 or more 309 2.0% $5456

Odessa, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Odessa Homeowner Insurance Premium Example $2,600$2,200
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,700$18,900
Net Savings to Odessa Home Owner from High Deductible Plan $800

Odessa, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Odessa, TX Home Replacement Value MORE than Home Value Odessa, TX Home Replacement Value LESS than Home Value
Replacement Value $109,500 $79,500
Insurance Premium based on Replacement Value $875 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Odessa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateLiberty Mutual
Monthly Premium 1004567
Year Built 199319701987
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$50000-$75000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Odessa, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Gardendale CDP, Texas $152 $203 $305
West Odessa CDP, Texas $149 $199 $299
Ector County, Texas $152 $202 $303

Sample Home Insurance Rates for Odessa, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 175,000 Slate Shingles Roof 2,430 4 $5000 to $10,000 Deductible 820 12 Vinyl siding No
1997 295,000 Shingles Roof 4,540 5 $1000-$2500 Deductible 1290 10 Vinyl siding yes
1978 110,000 Slate Shingles Roof 1,840 3 $500 Deductible 860 12 Stone Siding No
1996 155,000 Metal Roof 2,770 4 $2500-$5000 Deductible 310 4 Vinyl siding No
1998 90,000 Composition Roof 1,640 5 $2500-$5000 Deductible 250 6 Brick siding No
1995 130,000 Wood Shake Roof 1,690 2 $500- $1000 Deductible 1260 12 Vinyl siding yes
1980 75,000 Composition Roof 1,230 2 $500- $1000 Deductible 270 8 Stucco siding No
1977 110,000 Composition Roof 1,520 2 $1000-$2500 Deductible 430 7 Wood siding yes