Odenton Insurance Rates:

Odenton, MD homeowners insurance is approximately $608 to $827, about $50-$68/month. Our complete guide shows customers can save as much as $287 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Yes, I would recommend Farmer's Insurance because they are kind, and there rates are great. Not only that they insurance things that other company's do not.
State Farm
I would highly recommend State Farm. You won't regret being treated so well and getting such an amazing price. Our agent is just down the street and we can walk in and talk to him anytime we want.
State Auto
I'm not sure of the policy details and how it compares to other companies, but I know we got the best rate through State Auto at the time we were purchasing our home.
Erie Insurance
They have a local business were 2 of my friends work at and that was important so if we have questions we can see someone locally vs calling a number and talking to someone.
Usaa
One thing i like about usaa is how affordable the coverage is, and how much coverage you get. they protect against fire, theft, vandalism, most weather-related events, liability and identity theft. they also have very helpful customer service.
Erie Insurance
I have strongly recommended my local Erie agent to several family members who were paying way too much for auto coverage with State Farm or Allstate.
Usaa
I would absolutely recommend USAA to anyone and everyone! From their wonderful customer service to their great premiums, USAA is a well organized well-mannered company that is always there when you need them!
Allstate
USAA is one of the best auto insurance companies in the country. If you meet their qualification criteria,
Geico
GEICO offered us a competitive rate with the most involved in our policy. While some other providers offered a lower rate, there were important pieces to the policy that would only be included for an additional fee.
Geico
I like how easy it was to apply for and receive coverage for my home. i filled out a web request and was able to get it confirmed quickly and with a simple process. they did inspect my home later to make sure it met what i had said.
Usaa
They always address me by my name and inquire into how my day is going in addition to making sure i am happy with the service they are providing. usaa cares about their customers and not just making money.
State Farm
The less communication the better, in my opinion. I have been lucky to have not needed my insurance so I do not have to communicate with them very often, if at all.
Erie Insurance
We don't often hear much from Erie. Our interactions are mostly through the insurance sales company. I don't have much to go on to make a judgment there.
Usaa
IN ALL MY DEALING WITH USAA THE REPRESENTATIVES HAVE PROVIDED VER THOROUGH CUSTOMER SERVICE. IN GENERAL, I AM VERY HAPPY WITH THEIR SERVICE LEVEL
Allstate
I dislike all insurance companies, because we pay for what might happen instead of what has already happened. Even Allstate, with its cheaper than everybody else rates, is still expensive.
Geico
I really can't say much about what I dislike because I have never had a bad experience with them.
State Farm
The canceling and reissuing of policies has been a hassle but overall I think that was due to a misunderstanding of my HOA requirement. It has been settled and the staff is extremely responsive.
Usaa
Overall I am happy with what they offer, much cheaper than the last company. Customer service is great through our local agent.
Usaa
I would and have recommended my insurance company. They are caring and compassionate. Not to mention they can be reached all times of the day and night.

Odenton, MD Homeowners Insurance By Home Value

Odenton, MD Home Value Total Homes % of Total Average Odenton, MD Homeowners Insurance
Less than $50,000 250 3.0% $50
$150,000 to $174,999 202 2.0% $351
$175,000 to $199,999 208 2.0% $409
$200,000 to $249,999 1,250 16.0% $495
$250,000 to $299,999 1,970 26.0% $603
$300,000 to $399,999 3,412 45.0% $768

Top Home Insurance Agents Near Odenton, MD

Home Insurance Company Near Odenton, MD Homeowners Insurance Agency Near Odenton, MD Address
Liberty Mutual Independent Dcamera Group Llc 1410 FOREST DR STE 33, ANNAPOLIS, MD, 21403
State Farm Ed Setliff 2237c Tacketts Mill Dr, Woodbridge, VA, 22192-3037
Allstate Jim Kirkland 7A Shipping Pl, Dundalk, MD, 21222
Liberty Mutual Rhett L Pfitzner 12700 Black Forest Ln. Ste 302, Woodbridge, VA, 22192
Allstate Wally Lim Arcayan 10565 Fairfax Blvd Ste 104, Fairfax, VA, 22030

Odenton, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Odenton, MD

Streets in Odenton Area Homeowners Insurance Cost
Queen Anne Ave, Autumn Harvest Ct, Old Waugh Chapel Rd, Wampanoag Dr, Saltoun Ave, Winesapp Dr, Nectar Ct, Susquehannock Cir, Hansel Dr, Kestrel Ct$717
Moonridge Ct, Forest Edge Ct, Hammond Ln, Ruysch Ln, Viola Ct, Summer Ridge Ct, Pineville Crest Ct, Saint Michaels Cir, Rock Elm Ct, Blackcherry Way$709
Junco Ct, Amber Orchard Ct W, Harding Ave, Knapps Way, Mayfield Rd, Dairy Farm Rd, Charter Oaks Blvd, Sentry Ct, Aaron Cir, Lily Way$706
New Waugh Chapel Rd, Riverscape Ct, Horse Chestnut Ct, Hoods Mill Ct, Hammond Branch Rd, Blue Water Blvd, Railbed Dr, Callisto Ct, Fresh Water Way, Pine Cove Ave$726
Gatehouse Ln, Arcadia Shores Cir, Summery Ct, Tolman Ln, Chukker Ln, Morris Tongue Dr, Sappington Station Rd, Running Wolf Trl, Braley Point Ct, Chapelgate Dr$705

Odenton, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Odenton$107 to $110
Gambrills$113
Crofton$109
Fort Meade$99

Odenton, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gambrills CDP, Maryland $113 $150 $225
Crofton CDP, Maryland $110 $146 $219
Fort Meade CDP, Maryland $99 $132 $198

Odenton, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Odenton, MD2.8%10.6%
Gambrills2.33%11.49%
Crofton2.8%10.27%
Severn2.7%10.13%

Odenton Renters Insurance as a Percentage of Rent

Odenton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 53 1.0% $1226
$500 to $749 121 2.0% $1901
$750 to $999 82 1.0% $2651
$1,000 to $1,499 1,055 25.0% $3776
$1,500 or more 2,752 67.0% $5426

Average Cost Of Home Insurance By Company In Areas Nearby Odenton For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
580,000 1,000 Frame 15 Allstate Vehicle & Property Insurance Co. 1,300
480,000 500 Frame 35 Everett Cash Mutual Insurance Co. 1,709
530,000 1,000 Masonry 25 Frederick Mutual Insurance Co. 1,212
480,000 500 Frame 35 Homesite Insurance Co. Of The Midwest 1,336
480,000 500 Frame 35 Horace Mann Insurance Co. 1,464
440,000 500 Frame 45 Mutual Benefit Insurance Co. 2,286
530,000 1,000 Masonry 25 Ngm Insurance Co. 1,013
480,000 500 Frame 35 Stillwater P & C Insurance Co. 1,521
440,000 500 Frame 45 Teachers Insurance Co. 1,269
480,000 500 Frame 35 Unitrin Auto & Home Insurance Co. 1,237

Odenton, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Odenton Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,500$8,000
Net Savings to Odenton Home Owner from High Deductible Plan $500

Odenton, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Odenton, MD Home Replacement Value MORE than Home Value Odenton, MD Home Replacement Value LESS than Home Value
Replacement Value $402,000 $260,500
Insurance Premium based on Replacement Value $1,800 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,500 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $450/year

Example Odenton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateGEICO Insurance
Monthly Premium 103162193
Year Built 200520111982
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$400000-$500000$600000-$700000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Odenton, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 390,000 Shingles Roof 2,140 5 $500- $1000 Deductible 1220 9 Fiber-Cement Siding yes
1987 270,000 Composition Roof 2,020 3 $500 Deductible 860 9 Wood siding No
1987 350,000 Composition Roof 1,890 5 $5000 to $10,000 Deductible 220 2 Fiber-Cement Siding yes
1987 560,000 Metal Roof 4,050 5 > $10,000 Deductible 1660 12 Brick siding No
1983 250,000 Slate Shingles Roof 1,720 4 > $10,000 Deductible 140 3 Wood siding No
2013 330,000 Composition Roof 1,710 3 $500 Deductible 660 5 Stucco siding No
1983 405,000 Composition Roof 2,460 5 $1000-$2500 Deductible 130 1 Brick siding No
1989 830,000 Slate Shingles Roof 4,380 5 $500 Deductible 2460 6 Wood siding yes
2004 370,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 970 9 Fiber-Cement Siding No
2009 200,000 Membrane Roof 1,400 3 $500- $1000 Deductible 350 4 Stone Siding yes
2002 290,000 Slate Shingles Roof 1,750 3 $500- $1000 Deductible 530 4 Wood siding No
2013 400,000 Composition Roof 2,260 5 $500 Deductible 1070 7 Wood siding No
2005 220,000 Membrane Roof 1,510 3 $2500-$5000 Deductible 850 9 Stucco siding yes
1986 365,000 Metal Roof 1,960 4 $500- $1000 Deductible 920 8 Stone Siding yes
2003 715,000 Composition Roof 3,820 5 $2500-$5000 Deductible 1240 8 Vinyl siding No
2001 320,000 Wood Shake Roof 1,780 4 $2500-$5000 Deductible 320 4 Vinyl siding No
1985 395,000 Wood Shake Roof 2,200 4 $500 Deductible 790 6 Fiber-Cement Siding No
1980 575,000 Asphalt Shingles Roof 3,650 5 $500- $1000 Deductible 970 5 Vinyl siding No
1988 935,000 Slate Shingles Roof 4,820 5 $500 Deductible 1880 5 Vinyl siding yes
2007 810,000 Membrane Roof 4,940 5 $500 Deductible 2830 8 Wood siding No
1982 280,000 Asphalt Shingles Roof 1,640 4 > $10,000 Deductible 50 1 Wood siding yes
2009 340,000 Shingles Roof 1,730 5 $2500-$5000 Deductible 1170 10 Fiber-Cement Siding yes
2004 390,000 Asphalt Shingles Roof 2,000 3 $2500-$5000 Deductible 690 6 Brick siding yes
2008 270,000 Tile Roof 1,640 5 $5000 to $10,000 Deductible 410 5 Wood siding No
2013 305,000 Tile Roof 1,800 4 $1000-$2500 Deductible 780 10 Brick siding No
2013 330,000 Metal Roof 2,360 5 $5000 to $10,000 Deductible 720 9 Vinyl siding yes
2013 470,000 Slate Shingles Roof 3,480 5 $1000-$2500 Deductible 1350 8 Vinyl siding yes
1982 270,000 Composition Roof 1,420 3 $5000 to $10,000 Deductible 710 9 Stone Siding No
2001 500,000 Wood Shake Roof 2,950 4 $500 Deductible 190 1 Brick siding No
2012 485,000 Membrane Roof 3,530 5 $2500-$5000 Deductible 330 3 Stone Siding yes
1982 720,000 Membrane Roof 4,550 5 $500 Deductible 1820 6 Brick siding yes
2002 470,000 Metal Roof 2,390 4 $1000-$2500 Deductible 1920 12 Brick siding No
2011 330,000 Asphalt Shingles Roof 1,710 3 $5000 to $10,000 Deductible 430 6 Wood siding yes
2013 340,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 560 5 Wood siding No

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