Ocoee Insurance Rates:

Ocoee, FL homeowners insurance is approximately $1,003 to $1,365, about $83-$113/month. Our thorough analysis shows customers can save as much as $473 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Stillwater Insurance Group
I have had a lot of communication with them during the buying and selling process of 2 homes last year. They were always able to answer questions for me to where I could understand them.
Usaa
The premium is affordable to me. Every time I have shopped around it has always turned out they were the cheapest.
State Farm
Overall I am happy with them. I haven't had to use them at all, but if I did I would be able to make sure that they would cover me.
Usaa
In general, we get monthly updates on loans, insurance policies, although we did have a little difficulty determining the cause of a problem with our escrow payments that was something that wasn't really the company's fault.
Farmer's Insurance
Farmers homeowners coverage starts with the basics and allows customers to add features they want or need.
Travelers
They are really responsive to any questions i've had about the coverage and about any potential claims that i might be thinking about making.
Usaa
Usaa offers more than just insurance services so it's good to have a one-stop shop for more than one of my financial needs.

Ocoee, FL Homeowners Insurance By Home Value

Ocoee, FL Home Value Total Homes % of Total Average Ocoee, FL Homeowners Insurance
Less than $50,000 339 4.0% $153
$50,000 to $59,999 117 1.0% $319
$60,000 to $69,999 197 2.0% $402
$70,000 to $79,999 145 1.0% $461
$80,000 to $89,999 256 3.0% $532
$90,000 to $99,999 174 2.0% $592
$100,000 to $124,999 650 7.0% $686
$125,000 to $149,999 764 9.0% $864
$150,000 to $174,999 1,312 15.0% $1018
$175,000 to $199,999 899 10.0% $1172
$200,000 to $249,999 1,559 18.0% $1408
$250,000 to $299,999 1,023 12.0% $1728
$300,000 to $399,999 1,035 12.0% $2190

Top Home Insurance Agents Near Ocoee, FL

Home Insurance Company Near Ocoee, FL Homeowners Insurance Agency Near Ocoee, FL Address
Allstate Domingo Bravo 9330 Narcoossee Rd, Orlando, FL, 32827
Travelers Heacock Insurance Group 100 E MAIN ST, LAKELAND, FL, 33801
Travelers Insurance Market Inc 240 W CHURCH AVE, LONGWOOD, FL, 32750
Travelers Jefferson-Allsopp Inc 439 S Florida Ave Ste 201, Lakeland, FL, 33801
Allstate Jon Cline 12483 S Orange Blossom Trl, Orlando, FL, 32837

Cost Of Homeowners Insurance By Street Near Ocoee, FL

Streets in Ocoee Area Homeowners Insurance Cost
Marlene Dr, E Delaware St, Licaria Dr, Mack St, Kaila Ct, Coventry Ln, Cliffdale St, Lighthouse Cove Ct, Huntington Pinrs Dr, J W Jones Rd$1,260
Water Key Dr, Donald Dr, Lee St, Vince, Tall Oak Dr, Spring Landing Dr, Lenton Ct, A D Mims Rd, Siplin Dr, Cowden Ct$1,259
Scarlatti Ct, Davenwood Ct, Grimke Ave, Baranova Rd, Little Rock Ct, Mockingbird Hill Dr, Compass Flower Way, Spring Loop Way, Crystal St, Douglas Edward Dr$1,166
Black Springs Ln, N Clarke Rd, Sweet Oak St, Deer Island Rd, Lindzlu St, Orchard Leaf Way, Armada Ct, el Marra Dr, Pecori Ter, Tranquille Oaks Dr$1,273
Westover Roberts Rd, Viterbo Way, Grovesmere Loop, Balmoral Mews Sq, Butterfly Creek Dr, Marsh Rd, Twin Lake Dr, Deneef St, Lake Amberleigh Dr, Minor Ct$1,266
W 13th St, Carmen Dr, Citrus Cove Dr, Broadway Dr, Emmett Ln, Daughtery Dr, Ginger Spice Ln, Merlot Dr, Myrtle Ave, Spicenut Ct$1,257
Wales Ct, Pebble Ridge St, Jilliam Way, Lake Hugh Dr, Palastro Way, 5th Ave, Gleaming Pebble Way, Little Iris Ct, Citrus Oaks Ave, Ingeborg Ct$1,267
Morning Sky Dr, Wintermere Pointe Dr, Winged Elm Pl, Wofford Rd, Picwood Ct, Bridlewalk Ct, Winshire Blvd, Sebago Ct, Marotta Loop, Palomas Ave$1,274
N Cumberland Ave, Freedom Ct, Burgoyne St, Rich Dr, E Circle Key Dr, 13th Ave, Queen Elizabeth Ct, Log Wagon Rd, Griffin Ct, Marys Park Pl$1,170
Lake Fischer Blvd, Jay St, Gary Dr, Westover Club Cir, Lady Ave, Hennis Rd, Windermere Crossing Cir, Farland Dr, Key Lime St, Daymark Ter$1,142

Ocoee, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ocoee$176 to $178
Winter Garden-Ocoee$175
Paradise Heights$169
Clarcona$166

Ocoee, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winter Garden-Ocoee CCD, Orange County, Florida $176 $234 $351
Paradise Heights CDP, Florida $169 $225 $338
Clarcona CDP, Florida $167 $222 $333

Ocoee, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ocoee, FL5.5%20.1%
Winter Garden-Ocoee6.18%20.58%
Paradise Heights11.11%28.2%
Clarcona7.22%43.63%

Ocoee Renters Insurance as a Percentage of Rent

Ocoee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 52 2.0% $1233
$500 to $749 233 9.0% $1908
$750 to $999 457 18.0% $2658
$1,000 to $1,499 1,067 42.0% $3783
$1,500 or more 701 27.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Ocoee For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 YES Liberty Mutual Fire Insurance $1,467
150,000 27 YES Stillwater Property And Casualty Insurance $1,102
150,000 27 YES United Property & Casualty Insurance $1,066
300,000 12 NA St. Johns Insurance $1,805
300,000 12 NA State Farm Florida Insurance $3,150

Ocoee, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Ocoee Homeowner Insurance Premium Example $2,900$2,700
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,700$23,100
Net Savings to Ocoee Home Owner from High Deductible Plan $600

Ocoee, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ocoee, FL Home Replacement Value MORE than Home Value Ocoee, FL Home Replacement Value LESS than Home Value
Replacement Value $199,000 $152,000
Insurance Premium based on Replacement Value $3,750 $2,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $550/year

Example Ocoee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualGEICO Insurance
Monthly Premium 290501351
Year Built 200919982014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$175000-$200000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Ocoee, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 155,000 Tile Roof 1,240 3 $5000 to $10,000 Deductible 950 8 Brick siding yes
2013 185,000 Tile Roof 1,750 3 $500 Deductible 3480 10 Fiber-Cement Siding No
2000 145,000 Metal Roof 1,690 4 $500 Deductible 1000 5 Stone Siding yes
2013 165,000 Slate Shingles Roof 1,650 5 $5000 to $10,000 Deductible 1290 9 Wood siding No
2013 235,000 Membrane Roof 2,030 5 $500- $1000 Deductible 2990 6 Stucco siding No
2002 365,000 Wood Shake Roof 4,170 5 $1000-$2500 Deductible 6340 9 Vinyl siding yes
2002 295,000 Slate Shingles Roof 3,250 5 $5000 to $10,000 Deductible 3290 9 Wood siding No
2005 330,000 Metal Roof 2,620 4 > $10,000 Deductible 2300 8 Stucco siding yes
2006 180,000 Asphalt Shingles Roof 1,890 3 $2500-$5000 Deductible 650 3 Vinyl siding yes
2003 175,000 Metal Roof 1,620 5 $2500-$5000 Deductible 2370 9 Vinyl siding No
1999 210,000 Tile Roof 1,660 3 $2500-$5000 Deductible 1160 5 Wood siding No
1990 205,000 Tile Roof 1,770 3 $1000-$2500 Deductible 3690 10 Fiber-Cement Siding yes
2010 230,000 Wood Shake Roof 2,090 5 > $10,000 Deductible 190 1 Fiber-Cement Siding No
2014 240,000 Membrane Roof 2,130 3 $5000 to $10,000 Deductible 2330 8 Wood siding No
1996 150,000 Membrane Roof 1,310 3 $500 Deductible 790 3 Fiber-Cement Siding yes
2013 300,000 Asphalt Shingles Roof 3,130 4 $5000 to $10,000 Deductible 1940 9 Vinyl siding No
2013 295,000 Tile Roof 2,710 4 $500 Deductible 4420 7 Stone Siding No
2004 135,000 Wood Shake Roof 1,430 3 $500 Deductible 210 1 Wood siding No
1992 225,000 Wood Shake Roof 1,780 3 $500 Deductible 3200 9 Stone Siding No
1992 300,000 Membrane Roof 2,370 3 > $10,000 Deductible 460 2 Wood siding No
1991 160,000 Membrane Roof 1,730 3 $500 Deductible 3060 9 Vinyl siding No
1997 260,000 Tile Roof 2,400 5 $2500-$5000 Deductible 3160 8 Fiber-Cement Siding yes
2009 305,000 Membrane Roof 2,440 5 $5000 to $10,000 Deductible 1340 6 Wood siding yes
2008 245,000 Asphalt Shingles Roof 1,930 3 > $10,000 Deductible 350 2 Vinyl siding yes
1991 165,000 Metal Roof 1,750 4 $500 Deductible 1390 6 Stucco siding No
2012 435,000 Shingles Roof 3,640 5 $5000 to $10,000 Deductible 3690 6 Stucco siding No
2000 320,000 Membrane Roof 3,660 5 $500- $1000 Deductible 2430 4 Vinyl siding No
2012 175,000 Tile Roof 1,730 4 $5000 to $10,000 Deductible 430 2 Wood siding No