Ocilla Insurance Rates:

Ocilla, GA homeowners insurance is about $720 to $983, about $60-$81/month. Our comprehensive research reveals consumers can save upto $340 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ocilla, GA Homeowners Insurance By Home Value

Ocilla, GA Home Value Total Homes % of Total Average Ocilla, GA Homeowners Insurance
Less than $50,000 540 35.0% $280
$60,000 to $69,999 138 9.0% $731
$70,000 to $79,999 168 11.0% $851
$80,000 to $89,999 97 6.0% $961
$90,000 to $99,999 91 6.0% $1080
$100,000 to $124,999 184 12.0% $1250
$125,000 to $149,999 81 5.0% $1557
$150,000 to $174,999 48 3.0% $1846
$200,000 to $249,999 62 4.0% $2561
$250,000 to $299,999 18 1.0% $3131
$300,000 to $399,999 63 4.0% $3974

Top Home Insurance Agents Near Ocilla, GA

Home Insurance Company Near Ocilla, GA Homeowners Insurance Agency Near Ocilla, GA Address
State Farm Kelly Barr 3310 Inner Perimeter Rd Ste A, Valdosta, GA, 31602-7251
Travelers Southern Insurance Agency 2315 N ASHLEY ST, VALDOSTA, GA, 31602
Travelers Tanner Insurance Agency 407 MAIN ST N, PEARSON, GA, 31642
Travelers The Farmers Agency Inc 114 N JOHNSON ST, ASHBURN, GA, 31714
Allstate The Portier-King Agency 121 N Cherry St, Ocilla, GA, 31774

Cost Of Homeowners Insurance By Street Near Ocilla, GA

Streets in Ocilla Area Homeowners Insurance Cost
N Cherry St, Mallard Rd, Hickory Rd, West Blvd, Paulk St, Ineva Cir, Meadow Lark Rd, N Oak St, Co Rd 108, Co Rd 261$849
Foster Ln, Vo Tech Dr, W Hudson St, Satilla Rd, Watson Rd, Blue Bird Rd, E 8th St, Tifton Hwy, Hemlock Rd, Whitley Rd$853
US Hwy 319, Co Rd 13, N Irwin Ave, State Rte 158, Hardwood Rd, S Apricot St, Primrose Rd, Gay Ave, Ash St, Begonia Rd$854
Co Rd 259, Co Rd 65, Minchew Rd, Clover Rd, Sizland Cir, Rose Rd, Sweet Gum Rd, Douglas Hwy, Chapel Rd, Co Rd 5$850
Co Rd 62, Rockfield Rd, Laurer St, Country Branch Ln, Law Ln, Co Rd 55, Condor Dr, State Rte 35, S Apple St, Co Rd 52$851

Ocilla, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ocilla$127 to $130
Irwin County$127
Holt$129
Irwinville$128

Ocilla, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Irwin County, Georgia $128 $170 $255
Holt CCD, Irwin County, Georgia $129 $172 $258
Irwinville CCD, Irwin County, Georgia $128 $171 $257

Ocilla, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ocilla, GA7.4%21.3%
Irwin County7.45%21.03%
Holt5.54%33.14%
Irwinville7.47%19.05%

Ocilla Renters Insurance as a Percentage of Rent

Ocilla Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 13.0% $386
$200 to $299 24 6.0% $836
$300 to $499 115 28.0% $1286
$500 to $749 107 26.0% $1961
$750 to $999 94 23.0% $2711
$1,000 to $1,499 6 1.0% $3836

Average Cost Of Home Insurance By Company In Areas Nearby Ocilla For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$150,000 frame Buckeye State Mutual Insurance Company N/A $1601.00 $1208.00
$150,000 frame California Casualty Indemnity Exchange $1687 $1499 $1283
$150,000 frame Electric Insurance Company $1265 $1126 $911
$350,000 frame Lm Insurance Corporation N/A $1988 $1897
$150,000 frame Owners Insurance Company $823.24 $769.39 $700.14
$150,000 frame Praetorian Insurance Company N/A $1267 $1068
$250,000 veneer Preserver Insurance Company N/A $1280 $1143.00
$75,000 veneer Trustgard Insurance Company $886.00 $774.00 $639.00
$400,000 frame Universal Property & Casualty Insurance Company N/A $2238.56 $1928.38
$250,000 veneer Universal Property & Casualty Insurance Company N/A $1302.36 $1122.45

Ocilla, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Ocilla Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Ocilla Home Owner from High Deductible Plan $600

Ocilla, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ocilla, GA Home Replacement Value MORE than Home Value Ocilla, GA Home Replacement Value LESS than Home Value
Replacement Value $98,000 $56,000
Insurance Premium based on Replacement Value $550 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Ocilla Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateAmerican Family Insurance
Monthly Premium 254739
Year Built 199319831979
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $50000-$75000$175000-$200000$100000-$125000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Ocilla, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 140,000 Tile Roof 2,350 4 $500 Deductible 260 5 Wood siding No
1963 95,000 Composition Roof 1,560 3 $500- $1000 Deductible 320 7 Brick siding yes
1964 105,000 Composition Roof 2,090 3 $1000-$2500 Deductible 200 5 Wood siding yes
2006 110,000 Shingles Roof 2,300 3 $500- $1000 Deductible 300 10 Stone Siding No
1976 200,000 Asphalt Shingles Roof 3,160 4 $500 Deductible 190 3 Brick siding yes
2002 135,000 Composition Roof 1,930 4 $500- $1000 Deductible 320 7 Stucco siding No
2004 120,000 Slate Shingles Roof 2,220 3 $2500-$5000 Deductible 300 9 Vinyl siding yes
2007 135,000 Membrane Roof 1,880 4 $500- $1000 Deductible 720 12 Stone Siding No
2000 75,000 Slate Shingles Roof 1,410 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1980 130,000 Asphalt Shingles Roof 1,800 3 $2500-$5000 Deductible 300 8 Brick siding No
2004 165,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 80 1 Stone Siding No
1943 200,000 Asphalt Shingles Roof 3,200 4 $2500-$5000 Deductible 160 2 Wood siding No
1975 130,000 Metal Roof 2,020 3 $500 Deductible 320 8 Wood siding yes
1974 110,000 Shingles Roof 1,930 3 $1000-$2500 Deductible 110 3 Stucco siding No
1999 85,000 Asphalt Shingles Roof 1,680 3 $500 Deductible 60 2 Stone Siding No
1968 120,000 Membrane Roof 1,840 3 $1000-$2500 Deductible 410 9 Vinyl siding No
1960 70,000 Asphalt Shingles Roof 1,340 3 $2500-$5000 Deductible 200 12 Stone Siding No
1996 210,000 Tile Roof 3,190 4 $500- $1000 Deductible 390 7 Stucco siding yes
2009 85,000 Shingles Roof 1,260 3 $1000-$2500 Deductible 210 7 Stone Siding No
1967 150,000 Composition Roof 2,310 3 $500- $1000 Deductible 120 2 Fiber-Cement Siding No
2006 115,000 Asphalt Shingles Roof 2,230 3 $500- $1000 Deductible 530 9 Stone Siding No
1960 95,000 Tile Roof 1,640 4 $500 Deductible 380 10 Wood siding yes
2006 85,000 Metal Roof 1,560 3 $1000-$2500 Deductible 130 5 Stone Siding No
1961 190,000 Membrane Roof 2,690 4 $500- $1000 Deductible 400 6 Stucco siding No
1941 100,000 Membrane Roof 2,170 3 $500 Deductible 30 1 Stone Siding No
1963 135,000 Shingles Roof 1,960 4 $500- $1000 Deductible 260 6 Stone Siding No
1942 85,000 Membrane Roof 1,350 3 $2500-$5000 Deductible 90 3 Stone Siding yes
2009 190,000 Metal Roof 2,730 4 $2500-$5000 Deductible 320 6 Brick siding yes
1992 185,000 Shingles Roof 3,230 4 $500- $1000 Deductible 640 10 Fiber-Cement Siding No
1981 135,000 Tile Roof 2,700 4 $500 Deductible 380 6 Brick siding No
1992 230,000 Tile Roof 3,290 4 > $10,000 Deductible 580 10 Stucco siding No
1975 155,000 Membrane Roof 2,460 4 $500- $1000 Deductible 220 3 Vinyl siding No
1943 120,000 Composition Roof 1,990 3 $500 Deductible 200 6 Vinyl siding yes
2004 135,000 Metal Roof 2,120 3 $1000-$2500 Deductible 490 9 Brick siding yes