How Much Does Oceanside, CA Home Insurance Cost?
Oceanside, CA Average Homeowners Insurance Cost
$1,191
Homeowners Insurance Cost - Oceanside, CA
$423,100
Median Home Value - Oceanside, CA
Oceanside, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$14.29 | $1,176.71 |
| $1000 Deductible | -$126.48 | $1,064.52 |
| $1500 Deductible | -$188.89 | $1,002.11 |
| $2000 Deductible | -$281.31 | $909.69 |
| $2500 Deductible | -$335.86 | $855.14 |
Oceanside, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$274 | $917 |
| 30 year old | +$18 | $1,209 |
| 40 year old | +$31 | $1,222 |
| 50 year old | +$45 | $1,236 |
| Above 50 year old | +$57 | $1,248 |
Oceanside, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$155 | $1,036 |
| Superior | -$119 | $1,072 |
| Masonry | -$60 | $1,131 |
| Brick | -$60 | $1,131 |
| Hail Resistant Roof | -$36 | $1,155 |
Oceanside, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$24 | $1,215 |
| Swimming Pool With A Diving Board | +$60 | $1,251 |
| Swimming Pool With Slide | +$71 | $1,262 |
Oceanside, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $36 | $1,155 |
| Police Department | $12 | $1,179 |
Oceanside, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$500.22 | $1,691 |
| Filing a Second Liability Claim | +$452.58 | $1,644 |
| Filing a Second Theft Claim | +$452.58 | $1,644 |
| Filing a Second Water Claim | +$393.03 | $1,584 |
| Filing a Fire Claim | +$238.2 | $1,429 |
| Filing a Liability Claim | +$226.29 | $1,417 |
| Filing a Theft Claim | +$226.29 | $1,417 |
| Filing a Water Claim | +$190.56 | $1,382 |
| Filing a Weather Claim | +$190.56 | $1,382 |