How To Make Your Oceanside, CA Home Insurance Cheaper
Oceanside, CA, homeowners insurance is about $1191. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Oceanside, CA Home Insurance Rates with the San Diego County Average
| Place | San Diego County Average: $1,538.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Oceanside, CA | $1,191.0 | -347.0 | -0.23 | 167,799 | 423,100 |
Cost of Oceanside, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Poway | 620,500 | 14,413 | $1,519.8 |
| Murrieta | 383,700 | 3,524 | $1,031 |
| Wildomar | 308,100 | 9,143 | $821 |
| Mission Viejo | 669,800 | 5,078 | $1,423.5 |
Homeowners Insurance Comparison for the Cheapest Premiums in Oceanside, CA
| Travelers | Century National | Progressive | |
| Median Home Value ($) | 423,100 | 423,100 | 423,100 |
| Age of Home | Year 30 Old | Year 40 Old | Newly Constructed Home |
| Home Coverage ($) | $1000,000 -$1499,999 | $500,000 -$749,999 | $250,000 -$299,999 |
| Total Premium ($) | $2,527.0 | $2,090.7 | $675.5 |
Cost of Oceanside, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Amica Mutual Insurance | 2000 | $150,000-$174,999 | 317.0 |
| Safeco Insurance | 1000 | $250,000-$299,999 | 795.2 |
| Progressive | 2000 | $500,000-$749,999 | 1,452.8 |
| Nationwide | 1000 | $500,000-$749,999 | 1,647.7 |
| Allied Insurance | 1500 | $175,000-$199,999 | 415.2 |
| MetLife | 1500 | $200,000-$249,999 | 491.9 |
| Allstate | 1000 | $175,000-$199,999 | 438.8 |
| State Farm | 2500 | $1500,000-$2000,000 | 1,744.1 |
| Farmer's Insurance | 2500 | $150,000-$174,999 | 278.3 |
| Esurance | 1500 | $150,000-$174,999 | 340.2 |