Occoquan Insurance Rates:

Occoquan, VA homeowners insurance is approximately $641 to $873, about $53-$72/month. Our extensive analysis reveals consumers can save as much as $302 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would recommend Geico to anyone who is looking for insurance coverage on anything, especially homeowners insurance. The customer service is spot on and the premiums are unbeatable.
Alfa Insurance
Their claims process has always been a breeze to navigate and the adjuster is very easy and friendly. they have always been quick to settle claims in a fair and equitable manner.
Amica Mutual Insurance
Easy to navigate their website - clear design & functions on the website.
State Farm
Having a local agent is a great part of my home insurance company, being able to have someone who is familiar with the area is an added plus.
Erie Insurance
I like my coverage and my agent is very responsive to all my questions and concerns. They return my calls
Erie Insurance
It has been around for many years so I haven't had to switch companies. The premiums don't seem excessive. The response to claims happens fairly quickly and the outcome is acceptable.
Erie Insurance
WHENEVER I HAVE CONTACTED THE COMPANY EVERYONE WAS VERY PROFESSIONAL AND THE ISSUE WAS ADDRESSED WITHIN 24 HOURS. THE COMPANY KEPT IN CONTACT WITH ME THROUGHOUT THE CLAIM PROCESS AND CONTACTED ME TO MAKE SURE I WAS HAPPY WITH THE PROCESS A WEEK AFTER IT WAS FINISHED.
Allstate
I really don't use the website much. I never use the app. I guess I think it is fine. I mean it's user-friendly and I can find the information I need.
Travelers
I would recommend my home insurance company to anyone who asks. Most importantly is the company representatives interaction and how they are willing to work for us.

Occoquan, VA Homeowners Insurance By Home Value

Occoquan, VA Home Value Total Homes % of Total Average Occoquan, VA Homeowners Insurance
Less than $50,000 169 2.0% $60
$100,000 to $124,999 247 2.0% $287
$125,000 to $149,999 282 3.0% $355
$150,000 to $174,999 660 7.0% $423
$175,000 to $199,999 932 11.0% $492
$200,000 to $249,999 1,722 20.0% $590
$250,000 to $299,999 1,497 17.0% $719
$300,000 to $399,999 2,738 32.0% $915

Top Home Insurance Agents Near Occoquan, VA

Home Insurance Company Near Occoquan, VA Homeowners Insurance Agency Near Occoquan, VA Address
State Farm Bud Ruland 3750 Univ Blvd W Ste 2A, Kensington, MD, 20895-2111
Nationwide Carrie Polk Insurance Inc 3695 Hallowing Point Rd Suite 5, Prince Frederick, MD, 20678-3469
Erie Georgetown Insurance Group 5125 Macarthur Blvd Nw Suite 50a, Washington, DC, 20016
Travelers Koehler Insurance Agency Inc 12520 MATTAWOMAN DR, WALDORF, MD, 20601
State Farm Phil Ates 7307 Baltimore Ave Ste 110, College Park, MD, 20740-3231

Occoquan, VA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Occoquan, VA

Streets in Occoquan Area Homeowners Insurance Cost
Cotton Mill Dr, Tanyard Hill Rd, Vista Forest Dr, Choir St, Farrington Ct, Lexington Ct, Westridge Dr, Torrington St, Oakwood Dr, Kingsbury Ln$752
Pauls Ct, Chaucer Ln, E Locust St, Romney Mews, Merganser Ln, Telegraph Rd, Town Center Rd, Allspice Ct, Falmouth Ct, Collingwood Ct$754
Aviary Way, Poplar Ln, Bison Ct, Effingham Ct, Post Office Rd, Cantania Pl, Emmet Ct, Grand Targee Dr, Macrina Ct, Opitz Blvd$738
Mount High St, Sport and Health Dr, Gazebo Ct, Riverview Ln, Flagship Dr, Inglebrook Dr, Cinnamon St, Steeple Pl, Gunwale Pl, Classic Ct$745
Ps Business Center Dr, Skipper Cir, Reese Ct, Newcastle Loop, Pilgrim Dr, Choctaw Ridge Ct, Swan Point Rd, Beechnut Ct, Luca Station Way, Christopher Pl$732

Occoquan, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Occoquan$113 to $116
Lake Ridge$113
Potomac Mills$114
Neabsco$111

Occoquan, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Ridge CDP, Virginia $95 $126 $189
Potomac Mills CDP, Virginia $96 $127 $191
Neabsco district, Prince William County, Virginia $93 $123 $185

Occoquan, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Occoquan, VA3.2%11.6%
Lake Ridge3.07%11.46%
Potomac Mills3.08%15.02%
Neabsco3.08%11.77%

Occoquan Renters Insurance as a Percentage of Rent

Occoquan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 49 1.0% $1228
$500 to $749 52 1.0% $1903
$750 to $999 240 6.0% $2653
$1,000 to $1,499 1,264 36.0% $3778
$1,500 or more 1,815 52.0% $5428

Occoquan, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Occoquan Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,400$4,900
Net Savings to Occoquan Home Owner from High Deductible Plan $500

Occoquan, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Occoquan, VA Home Replacement Value MORE than Home Value Occoquan, VA Home Replacement Value LESS than Home Value
Replacement Value $333,500 $213,500
Insurance Premium based on Replacement Value $2,000 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,000 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $375/year

Example Occoquan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmNationwide Insurance
Monthly Premium 32141153
Year Built 199120031981
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$400000-$500000$500000-$600000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Occoquan, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 650,000 Membrane Roof 4,080 5 > $10,000 Deductible 800 7 Stone Siding No
2007 430,000 Wood Shake Roof 3,010 4 $500- $1000 Deductible 1090 7 Stucco siding yes
1981 415,000 Metal Roof 2,450 4 > $10,000 Deductible 350 4 Stucco siding yes
1984 300,000 Tile Roof 2,190 4 $500- $1000 Deductible 560 5 Fiber-Cement Siding No
2005 315,000 Tile Roof 1,970 4 > $10,000 Deductible 800 10 Fiber-Cement Siding No
1989 260,000 Slate Shingles Roof 1,600 3 $500- $1000 Deductible 190 2 Stone Siding No
1981 330,000 Slate Shingles Roof 1,890 5 $2500-$5000 Deductible 520 5 Stone Siding yes
2009 255,000 Composition Roof 1,930 5 $2500-$5000 Deductible 660 7 Stucco siding No
1983 200,000 Metal Roof 1,420 3 $500 Deductible 620 8 Wood siding No
1983 305,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 360 5 Wood siding yes
2008 330,000 Metal Roof 2,180 4 $2500-$5000 Deductible 1140 10 Vinyl siding yes
2009 190,000 Slate Shingles Roof 1,450 3 $5000 to $10,000 Deductible 410 7 Stone Siding yes
1983 375,000 Wood Shake Roof 2,660 4 $2500-$5000 Deductible 1230 8 Vinyl siding No
1986 235,000 Membrane Roof 1,490 3 $500- $1000 Deductible 350 5 Vinyl siding yes
1999 160,000 Wood Shake Roof 1,330 3 $500- $1000 Deductible 260 4 Stucco siding No
1998 530,000 Shingles Roof 3,450 5 $500 Deductible 1350 6 Brick siding No
2003 295,000 Metal Roof 1,920 3 $5000 to $10,000 Deductible 210 4 Stucco siding No
1998 635,000 Membrane Roof 4,400 5 $1000-$2500 Deductible 1820 10 Wood siding No
1997 255,000 Slate Shingles Roof 1,840 4 > $10,000 Deductible 570 8 Fiber-Cement Siding No
1981 575,000 Tile Roof 4,590 5 $1000-$2500 Deductible 2390 12 Wood siding No
2004 290,000 Slate Shingles Roof 2,160 5 $5000 to $10,000 Deductible 320 6 Brick siding yes
2007 280,000 Asphalt Shingles Roof 2,170 3 $500- $1000 Deductible 470 5 Vinyl siding yes
1992 250,000 Composition Roof 2,020 3 $1000-$2500 Deductible 940 12 Vinyl siding yes
1999 250,000 Metal Roof 1,710 3 > $10,000 Deductible 220 5 Stucco siding No
1980 380,000 Composition Roof 2,740 5 $5000 to $10,000 Deductible 370 4 Vinyl siding yes
1993 340,000 Slate Shingles Roof 2,820 5 $500- $1000 Deductible 340 2 Stucco siding No
1984 250,000 Metal Roof 1,890 3 $500 Deductible 320 4 Vinyl siding yes
1998 270,000 Membrane Roof 1,750 3 > $10,000 Deductible 480 10 Stone Siding No
1994 250,000 Asphalt Shingles Roof 1,660 4 $500 Deductible 1030 10 Vinyl siding yes
1996 355,000 Membrane Roof 2,720 4 $2500-$5000 Deductible 860 9 Brick siding No
1998 165,000 Asphalt Shingles Roof 1,220 3 $5000 to $10,000 Deductible 340 7 Stone Siding yes
1998 370,000 Shingles Roof 2,350 4 $2500-$5000 Deductible 190 2 Stone Siding yes
1987 370,000 Slate Shingles Roof 2,540 5 $500 Deductible 220 1 Fiber-Cement Siding No
1985 265,000 Asphalt Shingles Roof 1,810 3 $500 Deductible 1040 9 Stone Siding No

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