How Much Does Ocala, FL Home Insurance Cost?
Ocala, FL Average Homeowners Insurance Cost
$1,127
Homeowners Insurance Cost - Ocala, FL
$107,400
Median Home Value - Ocala, FL
Ocala, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.52 | $1,113.48 |
| $1000 Deductible | -$119.69 | $1,007.31 |
| $1500 Deductible | -$178.74 | $948.26 |
| $2000 Deductible | -$266.2 | $860.8 |
| $2500 Deductible | -$317.81 | $809.19 |
Ocala, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$237 | $890 |
| 30 year old | +$17 | $1,144 |
| 40 year old | +$29 | $1,156 |
| 50 year old | +$43 | $1,170 |
| Above 50 year old | +$54 | $1,181 |
Ocala, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$135 | $992 |
| Superior | -$101 | $1,026 |
| Masonry | -$56 | $1,071 |
| Brick | -$56 | $1,071 |
| Hail Resistant Roof | -$34 | $1,093 |
Ocala, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$23 | $1,150 |
| Swimming Pool With A Diving Board | +$45 | $1,172 |
| Swimming Pool With Slide | +$68 | $1,195 |
Ocala, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $34 | $1,093 |
| Police Department | $11 | $1,116 |
Ocala, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$473.34 | $1,600 |
| Filing a Second Liability Claim | +$428.26 | $1,555 |
| Filing a Second Theft Claim | +$428.26 | $1,555 |
| Filing a Second Water Claim | +$371.91 | $1,499 |
| Filing a Fire Claim | +$225.4 | $1,352 |
| Filing a Liability Claim | +$214.13 | $1,341 |
| Filing a Theft Claim | +$214.13 | $1,341 |
| Filing a Water Claim | +$180.32 | $1,307 |
| Filing a Weather Claim | +$180.32 | $1,307 |