Ocala Insurance Rates:

Ocala, FL homeowners insurance is about $971 to $1,317, about $80-$109/month. Our detailed research shows customers can save as much as $457 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Another positive about the state farm insurance company is that they send us email reminders when a bill is due.
Nationwde
My longtime agent retired and the new agent never contacted me to introduce themselves or offer any service to find out if am satisfied with the new agency that is servicing my policy.
State Farm
Finally, instead of spending big bills and huge amounts dollars, they help you save your money for your special needs.

Ocala, FL Homeowners Insurance By Home Value

Ocala, FL Home Value Total Homes % of Total Average Ocala, FL Homeowners Insurance
Less than $50,000 5,139 14.0% $228
$50,000 to $59,999 1,074 3.0% $491
$60,000 to $69,999 1,892 5.0% $606
$70,000 to $79,999 1,703 4.0% $697
$80,000 to $89,999 2,639 7.0% $789
$90,000 to $99,999 2,021 5.0% $880
$100,000 to $124,999 4,511 12.0% $1029
$125,000 to $149,999 3,567 10.0% $1281
$150,000 to $174,999 3,704 10.0% $1521
$175,000 to $199,999 1,995 5.0% $1750
$200,000 to $249,999 3,027 8.0% $2116
$250,000 to $299,999 1,973 5.0% $2585
$300,000 to $399,999 1,506 4.0% $3283

Top Home Insurance Agents Near Ocala, FL

Home Insurance Company Near Ocala, FL Homeowners Insurance Agency Near Ocala, FL Address
NA Thompson Insurance Group Of America, Inc Dba Thompson Insurance Group Of Florida` 16903 Lake Side Drive, Suite 3 , Montverde, FL, 34756
NA Nib Llc Dba National Insurance Brokers 2654 Sw 32Nd Place, Ocala, FL, 34471
State Farm Edith Aldrich 1721 Reid St, Palatka, FL, 32177-3148
Travelers The Villages Insurance 1031 Lake Sumter Lndg, THE VILLAGES, FL, 32162
Travelers West Coast Insurers Of Crystal River Inc 104 Se 7Th Ave , Crystal River, FL, 34429

Cost Of Homeowners Insurance By Street Near Ocala, FL

Streets in Ocala Area Homeowners Insurance Cost
SW 1st Ct, NW 6th Pl, Oak Lane Cir, Pecan Course Trak, Spring Pass, SE 46th Pl, Hemlock Trce, SW 6th Ave, NE 19th Pl, NE 36th St$1,129
Almond Trail Pl, Hemlock Radial Dr, Midway Rd, NE 4th Ct, SE 18th Ave, Pine Pass Ct, SE 62nd Loop, NW 27th Avenue Rd, SE 39th St, SE 39th Cir$1,149
Hemlock Terrace Crse, SW 12th Ave, SE 48th Avenue Rd, NE 40th Avenue Rd, SE 100th St, SE 28th Rd, SW 57th Ave, SE 41st Ave, Oak Lane Way, SE 5th Ct$1,236
SE 12th Ave, NE 58 Th Ter, Almond Trail Way, Locust Ps Loop, NE 26th Ct, Hemlock Terrace Ct, Shady Lane Rd, SE 12th Ave, Carlow Ter, Banyan Trak$1,122
Ganton Rd, SW 33rd Ave, la Quinta Rd, Hickory Loop Pass, Cherry Dr Pass, SE 15th Ave, SW 55th Ct, SE 68th St, NW 48th Ter, NE 26th Ln$1,117
NE 26th St, NW 67th Ln, SW 78th Terrace Rd, SW 37th Dr, Sunningdale Dr, Co Rd 464A, NW 25th Ave, NW 23rd Ave, NW 46th St, SW 1st Ave$1,130
Ainsdale Ln, NE 25th Pl, Silver Trl, 5th St, SE 18th Cir, Cedar Dr, SW 43rd Street Rd, Oak Lane Trce, NE 17th Ter, SE 20th Ter$1,122
SE 22 St, NW 29th Ct, NE 18th St, NW 52nd Street Rd, Spring Lake Pl, SW 3rd St, Lake Ct, Oak Lane Crse, Hemlock Pl, SE 88th Ave$1,130
NE 42nd Ave, SE 100th St, Hemlock Ct, Brook Ln, SW 77 Ct, NW 16th St, NE 51st Ave, Cherry Drive Ct, SE 112th Ter, Pecan Drive Pass$1,150
Hemlock Radial Cir, SW 42nd Pl, Fir Drive Run, SE 28th Ct, NE 8th Ter, Ft Brooks Rd, NW 60th Street Rd, NW 57th Ave, SE 39th Ct, NE 61st Ct$1,129

Ocala, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ocala$171 to $173
Marion County$172
Silver Springs Shores$168
Belleview$174

Ocala, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Marion County, Florida $144 $191 $287
Silver Springs Shores CDP, Florida $140 $187 $280
Belleview CCD, Marion County, Florida $145 $193 $290

Ocala, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ocala, FL8.0%22.4%
Marion County8.12%24.39%
Silver Springs Shores8.19%25.64%
Belleview8.13%24.62%

Ocala Renters Insurance as a Percentage of Rent

Ocala Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 321 1.0% $794
$300 to $499 1,127 6.0% $1244
$500 to $749 4,178 25.0% $1919
$750 to $999 5,713 35.0% $2669
$1,000 to $1,499 4,158 25.0% $3794
$1,500 or more 599 3.0% $5444

Ocala, FL Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
34475 $89,600 $1,130
34471 $176,000 $1,190
34480 $160,700 $1,180
34476 $146,800 $1,170
34482 $140,200 $1,160
34473 $133,100 $1,160
34474 $121,700 $1,150
34479 $117,800 $1,150
34470 $107,700 $1,140
34481 $103,200 $1,140
34472 $102,300 $1,140

Average Cost Of Home Insurance By Company In Areas Nearby Ocala For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Citizens Property Insurance $1,267
150,000 27 NO First Community Insurance $1,625
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,590
150,000 27 NO Safeway Property Insurance $1,167
150,000 27 NO Security First Insurance $1,148
150,000 27 NO Southern Fidelity Insurance $1,080
150,000 27 NO United Property & Casualty Insurance $1,234
150,000 27 NO Universal Insurance $1,584
150,000 27 YES American Traditions Insurance $820
150,000 27 YES Federated National Insurance $1,316
150,000 27 YES First Community Insurance $1,339
150,000 27 YES First Protective Insurance $854
150,000 27 YES Florida Farm Bureau Casualty Insurance $955
150,000 27 YES Stillwater Property And Casualty Insurance $1,068
150,000 27 YES Tower Hill Signature Insurance $1,106
300,000 12 NA First Protective Insurance $1,565
300,000 12 NA St. Johns Insurance $1,362
300,000 12 NA Stillwater Property And Casualty Insurance $1,291
300,000 12 NA United Property & Casualty Insurance $1,534
300,000 12 NA Universal Insurance $1,795

Ocala, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Ocala Homeowner Insurance Premium Example $3,900$3,400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $13,500$13,000
Net Savings to Ocala Home Owner from High Deductible Plan $500

Ocala, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ocala, FL Home Replacement Value MORE than Home Value Ocala, FL Home Replacement Value LESS than Home Value
Replacement Value $348,000 $251,000
Insurance Premium based on Replacement Value $6,375 $4,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $975/year Insurance costlier by $800/year

Example Ocala Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceTravelers
Monthly Premium 213246388
Year Built 199620011987
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ocala, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 275,000 Wood Shake Roof 3,680 5 $1000-$2500 Deductible 3780 10 Stucco siding No
1988 150,000 Wood Shake Roof 2,140 4 $1000-$2500 Deductible 1690 8 Wood siding yes
1988 110,000 Composition Roof 1,540 3 $1000-$2500 Deductible 740 5 Stone Siding yes
2010 140,000 Asphalt Shingles Roof 1,490 3 $2500-$5000 Deductible 320 2 Fiber-Cement Siding yes
1980 155,000 Tile Roof 1,680 4 $500- $1000 Deductible 2000 9 Wood siding yes
2010 375,000 Asphalt Shingles Roof 4,220 5 $1000-$2500 Deductible 3470 6 Vinyl siding No
2010 315,000 Wood Shake Roof 4,060 5 $2500-$5000 Deductible 4400 8 Stone Siding yes
1984 150,000 Shingles Roof 1,700 3 $500 Deductible 890 4 Vinyl siding yes
2010 120,000 Composition Roof 1,840 3 $500- $1000 Deductible 390 2 Stucco siding yes
2000 245,000 Shingles Roof 3,190 5 > $10,000 Deductible 1980 12 Brick siding No
2008 125,000 Composition Roof 1,961 3 $500- $1000 Deductible 1360 5 Stone Siding No