Oakville Insurance Rates:

Oakville, CT homeowners insurance is roughly $720 to $979, about $60-$81/month. Our all inclusive guide reveals consumers can save as much as $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Oakville, CT Homeowners Insurance By Home Value

Oakville, CT Home Value Total Homes % of Total Average Oakville, CT Homeowners Insurance
Less than $50,000 59 2.0% $85
$90,000 to $99,999 31 1.0% $348
$100,000 to $124,999 172 6.0% $408
$125,000 to $149,999 61 2.0% $510
$150,000 to $174,999 223 8.0% $603
$175,000 to $199,999 370 14.0% $697
$200,000 to $249,999 726 28.0% $841
$250,000 to $299,999 638 25.0% $1028
$300,000 to $399,999 255 10.0% $1300

Top Home Insurance Agents Near Oakville, CT

Home Insurance Company Near Oakville, CT Homeowners Insurance Agency Near Oakville, CT Address
Travelers Hatfield Insurance Agency Inc 1735 POST RD UNIT 5, FAIRFIELD, CT, 6824
Travelers Neill & Neill Ins Agcy Inc 662 RIVERDALE ST, WEST SPRINGFIELD, MA, 1089
State Farm Sharon Kim 2475 Albany Ave Ste 204, West Hartford, CT, 06117-2523
Liberty Mutual Independent Suzio Insurance Center Inc. 54 Chamberlain Hwy, MERIDEN, CT, 6451
Travelers Toth Insurance Agency Llc 703 Winsted Road, Torrington, CT, 6790

Cost Of Homeowners Insurance By Street Near Oakville, CT

Streets in Oakville Area Homeowners Insurance Cost
Tower Rd, Camp St, Garibaldi St, Cottage Pl, Mason Ave, Paxton St, Plenn Ct, Colonial St, Hughes Ave, Slade Ave$852
Avalon Ave, Turnor Ave, Taft Ave, Rockdale Ct, Georgetown Dr E, Pineridge Dr, Woodvine Ave, Everitt Ln, Colonial Rd, Westview Dr$851
Cobb St, Aldorisio St, Milliken St, Phillips Dr, Hazelhurst Ave, Pleasantview St, Quadrado Dr, Plainfield Dr, Harvard St, Eddy St$854
Bessie St, Williams Ave, Laurel Rdg, Lewis Dr, Bushnell Ave, Lilac Ave, Delhurst Dr, Evelyn St, Sills Dr, Earle Ave$856
Moreland Ave, Watertown Ave, Eaton St, Sunny Ln, Augusta St, Skipper Ave, Jenks St, Vittorio St, Watertown Ave, McLennan Dr$843

Oakville, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oakville$126 to $129
Watertown$129
Waterbury$123
Thomaston$127

Oakville, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Watertown CDP, Connecticut $129 $172 $258
Waterbury city, Connecticut $124 $165 $248
Thomaston town, Litchfield County, Connecticut $128 $170 $255

Oakville, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oakville, CT3.7%11.3%
Watertown3.89%12.36%
Waterbury4.1%8.85%
Thomaston4.05%9.33%

Oakville Renters Insurance as a Percentage of Rent

Oakville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 12 1.0% $792
$300 to $499 54 6.0% $1242
$500 to $749 120 14.0% $1917
$750 to $999 217 26.0% $2667
$1,000 to $1,499 363 44.0% $3792
$1,500 or more 57 6.0% $5442

Oakville, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Oakville Homeowner Insurance Premium Example $2,800$2,200
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,800$22,000
Net Savings to Oakville Home Owner from High Deductible Plan $1,800

Oakville, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oakville, CT Home Replacement Value MORE than Home Value Oakville, CT Home Replacement Value LESS than Home Value
Replacement Value $266,000 $197,000
Insurance Premium based on Replacement Value $2,350 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $375/year

Example Oakville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAllstate
Monthly Premium 42316372
Year Built 195619701990
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$200000-$250000$150000-$175000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Oakville, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1952 560,000 Slate Shingles Roof 4,240 5 > $10,000 Deductible 2270 8 Brick siding No
1978 215,000 Shingles Roof 1,450 3 $500- $1000 Deductible 1060 6 Stone Siding yes
1995 250,000 Membrane Roof 1,970 3 $2500-$5000 Deductible 1210 8 Brick siding No
1955 250,000 Metal Roof 1,950 3 $500- $1000 Deductible 1330 9 Brick siding yes
1957 285,000 Metal Roof 2,050 4 > $10,000 Deductible 1050 8 Fiber-Cement Siding No
1996 385,000 Metal Roof 3,280 4 > $10,000 Deductible 1750 12 Stucco siding No
1947 230,000 Composition Roof 1,790 4 $500- $1000 Deductible 1320 7 Fiber-Cement Siding No
1961 235,000 Asphalt Shingles Roof 1,580 3 $1000-$2500 Deductible 770 4 Stucco siding No
1999 315,000 Asphalt Shingles Roof 2,130 3 $5000 to $10,000 Deductible 710 4 Brick siding No
1962 340,000 Tile Roof 3,150 5 $5000 to $10,000 Deductible 940 8 Fiber-Cement Siding No
1970 175,000 Membrane Roof 1,320 2 $2500-$5000 Deductible 1380 10 Fiber-Cement Siding No
1960 150,000 Membrane Roof 1,330 3 $500- $1000 Deductible 400 3 Brick siding No
1966 100,000 Composition Roof 1,000 2 $500 Deductible 230 3 Wood siding No
1983 180,000 Composition Roof 1,390 2 $500 Deductible 140 1 Brick siding yes
1947 295,000 Shingles Roof 2,710 4 $2500-$5000 Deductible 750 5 Wood siding No
1994 240,000 Membrane Roof 1,670 2 $500 Deductible 1500 8 Brick siding No
1941 135,000 Shingles Roof 990 2 $500 Deductible 380 3 Fiber-Cement Siding No
1992 220,000 Slate Shingles Roof 2,050 4 > $10,000 Deductible 240 2 Brick siding yes
1965 190,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 250 2 Brick siding yes
1965 290,000 Tile Roof 2,120 4 $500 Deductible 320 1 Wood siding yes
1943 345,000 Wood Shake Roof 2,610 4 $500- $1000 Deductible 330 1 Brick siding No
1970 140,000 Composition Roof 1,030 2 $500- $1000 Deductible 610 7 Fiber-Cement Siding yes
1951 240,000 Membrane Roof 1,620 4 $500- $1000 Deductible 1630 12 Stucco siding No
1970 375,000 Membrane Roof 3,250 4 $1000-$2500 Deductible 2930 9 Vinyl siding No
1940 340,000 Asphalt Shingles Roof 2,610 5 $500 Deductible 250 1 Vinyl siding yes
1952 350,000 Membrane Roof 2,690 5 $5000 to $10,000 Deductible 1850 7 Stucco siding No
1959 510,000 Asphalt Shingles Roof 3,750 5 $500- $1000 Deductible 1550 4 Vinyl siding No
1994 460,000 Shingles Roof 3,330 5 $500- $1000 Deductible 3190 8 Brick siding No
1969 180,000 Metal Roof 1,570 3 $500 Deductible 620 4 Wood siding No
1971 190,000 Slate Shingles Roof 1,650 2 $5000 to $10,000 Deductible 940 8 Stucco siding yes