Oakville, CT homeowners insurance is roughly $720 to $979, about $60-$81/month. Our all inclusive guide reveals consumers can save as much as $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Oakville, CT | Homeowners Insurance Agency Near Oakville, CT | Address |
|---|---|---|
| Travelers | Hatfield Insurance Agency Inc | 1735 POST RD UNIT 5, FAIRFIELD, CT, 6824 |
| Travelers | Neill & Neill Ins Agcy Inc | 662 RIVERDALE ST, WEST SPRINGFIELD, MA, 1089 |
| State Farm | Sharon Kim | 2475 Albany Ave Ste 204, West Hartford, CT, 06117-2523 |
| Liberty Mutual Independent | Suzio Insurance Center Inc. | 54 Chamberlain Hwy, MERIDEN, CT, 6451 |
| Travelers | Toth Insurance Agency Llc | 703 Winsted Road, Torrington, CT, 6790 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Watertown CDP, Connecticut | $129 | $172 | $258 |
| Waterbury city, Connecticut | $124 | $165 | $248 |
| Thomaston town, Litchfield County, Connecticut | $128 | $170 | $255 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oakville, CT | 3.7% | 11.3% |
| Watertown | 3.89% | 12.36% |
| Waterbury | 4.1% | 8.85% |
| Thomaston | 4.05% | 9.33% |
| Oakville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 12 | 1.0% | $792 |
| $300 to $499 | 54 | 6.0% | $1242 |
| $500 to $749 | 120 | 14.0% | $1917 |
| $750 to $999 | 217 | 26.0% | $2667 |
| $1,000 to $1,499 | 363 | 44.0% | $3792 |
| $1,500 or more | 57 | 6.0% | $5442 |
| Streets in Oakville Area | Homeowners Insurance Cost |
|---|---|
| Tower Rd, Camp St, Garibaldi St, Cottage Pl, Mason Ave, Paxton St, Plenn Ct, Colonial St, Hughes Ave, Slade Ave | $852 |
| Avalon Ave, Turnor Ave, Taft Ave, Rockdale Ct, Georgetown Dr E, Pineridge Dr, Woodvine Ave, Everitt Ln, Colonial Rd, Westview Dr | $851 |
| Cobb St, Aldorisio St, Milliken St, Phillips Dr, Hazelhurst Ave, Pleasantview St, Quadrado Dr, Plainfield Dr, Harvard St, Eddy St | $854 |
| Bessie St, Williams Ave, Laurel Rdg, Lewis Dr, Bushnell Ave, Lilac Ave, Delhurst Dr, Evelyn St, Sills Dr, Earle Ave | $856 |
| Moreland Ave, Watertown Ave, Eaton St, Sunny Ln, Augusta St, Skipper Ave, Jenks St, Vittorio St, Watertown Ave, McLennan Dr | $843 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oakville | $126 to $129 |
| Watertown | $129 |
| Waterbury | $123 |
| Thomaston | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Oakville Homeowner Insurance Premium Example | $2,800 | $2,200 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $23,800 | $22,000 |
| Net Savings to Oakville Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Oakville, CT Home Replacement Value MORE than Home Value | Oakville, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $266,000 | $197,000 |
| Insurance Premium based on Replacement Value | $2,350 | $1,725 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $40,500 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $375/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | Allstate |
| Monthly Premium | 423 | 163 | 72 |
| Year Built | 1956 | 1970 | 1990 |
| Home Details | 5 Beds, 4 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $200000-$250000 | $150000-$175000 |
| Deductible | $500 Deductible | $500 Deductible | $5000 to $10,000 Deductible |