Oakland, TN homeowners insurance is about $697 to $950, about $58-$79/month. Our comprehensive research shows customers can save as much as $329 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Oakland, TN | Homeowners Insurance Agency Near Oakland, TN | Address |
|---|---|---|
| Liberty Mutual Independent | Caldwell & Meacham Insurance | 401 W MAIN ST, SENATOBIA, MS, 38668 |
| Travelers | Couch & Associates | 7850 Stage Hills Blvd Ste 107, Bartlett, TN, 38133 |
| Allstate | Goudy Ins Agcy | P.O. Box 191, Ripley, MS, 38663 |
| Erie | Mcgowan-Stitt Insurance Inc. | 8370 Us Highway 51 N Suite 111, Millington, TN, 38053 |
| State Farm | Rick Osborn | 5575 Poplar Ave Ste 422, Memphis, TN, 38119-3849 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Arlington town, Tennessee | $107 | $142 | $213 |
| Fayette County, Tennessee | $103 | $137 | $206 |
| Gallaway city, Tennessee | $100 | $133 | $200 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oakland, TN | 5.0% | 18.6% |
| Arlington | 3.66% | 13.23% |
| Fayette County | 4.86% | 19.2% |
| Gallaway | 6.73% | 21.86% |
| Oakland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 12 | 5.0% | $345 |
| $300 to $499 | 12 | 5.0% | $1245 |
| $750 to $999 | 50 | 24.0% | $2670 |
| $1,000 to $1,499 | 129 | 63.0% | $3795 |
| Streets in Oakland Area | Homeowners Insurance Cost |
|---|---|
| Martha Cove, McAuley St, Canterbury Ln, Bonne Terre Cir, Brooksway, Countryside Dr, Chulahoma Rd, Post Oak Cove, Bent Creek Cove, Riverwood Cv | $875 |
| Clover Leaf Dr, Riversedge Cv N, Green Valley Dr, Wilson Ln, Greer Ln, Mulberry Dr, Cedar Grove Rd, Ridge Rd, Fair Meadows Ln, Bell Grove Rd | $811 |
| Feathers Chapel Dr, Forest Dr, Wicker Way, Umble St, Bonne Terre Dr, Brockford Dr, Mosby Rd, Sweet Leaf Ln, Oakland Hills Dr, Sellers Dr | $822 |
| Winding Creek Cv, Oakcourt Cove, Macon Ridge Cove, Pierce Rd, Countrywood Ln, Hotel St, Hickory Springs Cv, Oakcrest Dr, Sugar Maple Trl, Woodmont Dr | $850 |
| Yancey Rd, Whitley Way, Clay Hills Dr, Rolling Acres Dr, Canale Way, Clay Pond Dr, Cottonwood Dr, Norse Rd, Terry Rd, Susanne Dr | $820 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oakland | $123 to $126 |
| Arlington | $128 |
| Fayette County | $124 |
| Gallaway | $120 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $4,800 |
| Yearly Oakland Homeowner Insurance Premium Example | $1,700 | $1,100 |
| Out of Pocket Expense During Claim | $1,800 | $4,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,700 | $12,500 |
| Net Savings to Oakland Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Oakland, TN Home Replacement Value MORE than Home Value | Oakland, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $303,500 | $178,000 |
| Insurance Premium based on Replacement Value | $1,600 | $950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $59,000 | Risk Exposure from Under Insuring Coverage is $66,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $300/year |
| Insurance Company | Nationwide Insurance | Travelers | Erie Insurance |
| Monthly Premium | 57 | 127 | 56 |
| Year Built | 2002 | 2014 | 2014 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |