Oakland Park Insurance Rates:

Oakland Park, FL homeowners insurance is roughly $990 to $1,345, about $82-$112/month. Our comprehensive research reveals consumers can save upto $466 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I like that it is combined with all of my other insurance so i get a discounted price with a high amount of coverage. its the cheapest that i have been able to find.
Progressive
Their usage based insurance program is interesting, but i wish they offered something that would work with my cell phone.
Assurant Specialty Property
My home insurance company provides me with in-depth details about what my policy does and doesn't cover. this is extremely helpful.
Usaa
I like everything about this company. Their customer service is amazing, their prices are great and they cover pretty much anything. There are no stupid clauses in the contract.
Usaa
I didn't shop around for insurance at other agencies. I knew USAA would provide me with the best plan because I carry all my insurance through them.
State Farm
Like the friendly service, the good rates and the ability to bundle all my plans into one for a pretty big discount
Usaa
Everyone is always friendly but because it's such a large company you never talk to the same person about your policy, which makes communication more difficult. They keep notes about conversations but they always have to review notes and never seem to really understand previous interactions we had with them.

Oakland Park, FL Homeowners Insurance By Home Value

Oakland Park, FL Home Value Total Homes % of Total Average Oakland Park, FL Homeowners Insurance
Less than $50,000 501 5.0% $175
$50,000 to $59,999 349 3.0% $373
$60,000 to $69,999 360 3.0% $466
$70,000 to $79,999 342 3.0% $536
$80,000 to $89,999 600 6.0% $618
$90,000 to $99,999 347 3.0% $688
$100,000 to $124,999 1,403 14.0% $793
$125,000 to $149,999 657 6.0% $991
$150,000 to $174,999 1,507 15.0% $1178
$175,000 to $199,999 631 6.0% $1365
$200,000 to $249,999 1,436 14.0% $1633
$250,000 to $299,999 994 10.0% $1995
$300,000 to $399,999 812 8.0% $2544

Top Home Insurance Agents Near Oakland Park, FL

Home Insurance Company Near Oakland Park, FL Homeowners Insurance Agency Near Oakland Park, FL Address
NA Family Insurance Services, Inc. 21459 Nw 2Nd Ave , Miami Gardens, FL, 33169
NA Bars Insurance, Llc 1390 Brickell Ave #330, Miami, FL, 33131
Travelers Burrowes Insurance Agency 202 ROYAL PALM BEACH BLVD, ROYAL PALM BEACH, FL, 33411
Allstate Dennis Terry 16350 NE 12th Ave, North Miami Beach, FL, 33162
Allstate Osvaldo Marrero 1414 Nw 107Th Ave Ste 209, Doral, FL, 33172

Cost Of Homeowners Insurance By Street Near Oakland Park, FL

Streets in Oakland Park Area Homeowners Insurance Cost
N Andrews Way, NE 58th Ct, NE 10th Ter, NE 28th Dr, NW 28th Ln, NE 59th St, 31st St, NE 21st Cir, 32nd Ct, NE 61st Ct$1,273
Coral Heights Ln, NW 16th Way, NW 30th Dr, NE 29th Dr, NE 62nd St, NE 60th St, NE 59th Pl, Oakland Park Blvd, Lake Pointe Dr, NE 36th Ct$1,268
NE 61st Ct, NW 8th Ln, Coral Heights Blvd, Coral Heights Way, NE 54th Ct, NE 53rd St, NW 23rd Ln, Floranada Rd, Spectrum Blvd, NE 45th Ct$1,173
NE 57th St, Floranada Rd, NE 55th St, NE 58th St, NW 16th Way, NE 59th Ct, NE 56th Pl, NW 15th Ln, NE 59th Ct, Oak Tree Ct$1,262
S Oakland Forest Dr, NE 62nd Ct, NW 35th Way, NW 17th Ln, NW 36th Way, NE 56th Ct, 31st St, NE 6th Ln, E Prospect Rd, NE 17th Rd$1,168

Oakland Park, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oakland Park$174 to $177
Wilton Manors$183
Lazy Lake$227
Fort Lauderdale$179

Oakland Park, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilton Manors city, Florida $183 $244 $366
Lazy Lake village, Florida $227 $303 $455
Fort Lauderdale CCD, Broward County, Florida $179 $239 $359

Oakland Park, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oakland Park, FL6.4%21.2%
Wilton Manors4.97%20.66%
Lazy Lake3.16%12.64%
Fort Lauderdale5.47%15.91%

Oakland Park Renters Insurance as a Percentage of Rent

Oakland Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 129 1.0% $1238
$500 to $749 535 7.0% $1913
$750 to $999 2,341 33.0% $2663
$1,000 to $1,499 3,247 46.0% $3788
$1,500 or more 719 10.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Oakland Park For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Safeway Property Insurance $6,293
150,000 27 NO Stillwater Property And Casualty Insurance $6,061
150,000 27 NO Tower Hill Preferred Insurance $5,490
150,000 27 YES American Traditions Insurance $1,856
150,000 27 YES Safeway Property Insurance $2,524
150,000 27 YES Security First Insurance $2,174
150,000 27 YES State Farm Florida Insurance $2,697
150,000 27 YES Stillwater Property And Casualty Insurance $3,323
300,000 12 NA Asi Preferred Insurance $4,120

Oakland Park, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Oakland Park Homeowner Insurance Premium Example $2,900$2,500
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,200$21,400
Net Savings to Oakland Park Home Owner from High Deductible Plan $800

Oakland Park, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oakland Park, FL Home Replacement Value MORE than Home Value Oakland Park, FL Home Replacement Value LESS than Home Value
Replacement Value $408,500 $274,500
Insurance Premium based on Replacement Value $7,725 $5,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,500 Risk Exposure from Under Insuring Coverage is $73,500
Premium Impact Insurance cheaper by $1,400/year Insurance costlier by $1,125/year

Example Oakland Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceLiberty Mutual
Monthly Premium 277268201
Year Built 199019881968
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$125000-$150000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Oakland Park, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 85,000 Composition Roof 990 2 $500 Deductible 860 7 Stone Siding yes
1981 105,000 Composition Roof 1,260 2 $2500-$5000 Deductible 250 2 Stucco siding No
1978 175,000 Slate Shingles Roof 1,590 3 $5000 to $10,000 Deductible 1420 8 Wood siding yes
1973 185,000 Shingles Roof 1,930 4 $500 Deductible 740 3 Stone Siding yes
1990 260,000 Slate Shingles Roof 2,880 4 $1000-$2500 Deductible 3860 9 Fiber-Cement Siding No
1988 230,000 Composition Roof 2,090 3 $500- $1000 Deductible 2810 8 Brick siding yes
1962 135,000 Tile Roof 1,430 3 $1000-$2500 Deductible 1630 12 Fiber-Cement Siding yes
1961 190,000 Metal Roof 1,810 3 $500- $1000 Deductible 2880 7 Fiber-Cement Siding No
1976 115,000 Slate Shingles Roof 1,030 2 $500 Deductible 540 3 Wood siding yes
1971 125,000 Shingles Roof 1,430 3 $2500-$5000 Deductible 120 1 Wood siding No
1980 120,000 Wood Shake Roof 1,340 2 $1000-$2500 Deductible 1040 8 Stucco siding yes
1997 195,000 Tile Roof 2,090 4 $5000 to $10,000 Deductible 220 1 Brick siding No
1968 190,000 Shingles Roof 1,940 3 $500 Deductible 1980 7 Vinyl siding yes
1995 145,000 Composition Roof 1,850 3 $1000-$2500 Deductible 1240 7 Fiber-Cement Siding No
1997 195,000 Asphalt Shingles Roof 1,840 3 $2500-$5000 Deductible 1620 6 Fiber-Cement Siding No
1970 245,000 Membrane Roof 3,070 4 $5000 to $10,000 Deductible 1320 4 Vinyl siding No
1981 135,000 Wood Shake Roof 1,680 3 $2500-$5000 Deductible 1070 7 Fiber-Cement Siding yes
1961 170,000 Tile Roof 1,840 3 $5000 to $10,000 Deductible 1510 12 Brick siding No
1987 205,000 Composition Roof 2,050 3 $2500-$5000 Deductible 2620 10 Vinyl siding No
1967 100,000 Shingles Roof 1,260 2 $500- $1000 Deductible 170 1 Fiber-Cement Siding No
1992 125,000 Slate Shingles Roof 1,660 4 $2500-$5000 Deductible 1010 7 Wood siding No
1983 125,000 Wood Shake Roof 1,550 3 $2500-$5000 Deductible 210 1 Vinyl siding No
1987 100,000 Wood Shake Roof 1,220 2 $1000-$2500 Deductible 1730 12 Vinyl siding yes
1989 145,000 Tile Roof 1,260 2 $500- $1000 Deductible 2000 8 Brick siding yes
1977 220,000 Slate Shingles Roof 2,050 3 $500 Deductible 1740 6 Stone Siding yes
1963 145,000 Shingles Roof 1,660 3 $1000-$2500 Deductible 2010 8 Brick siding No
1965 160,000 Slate Shingles Roof 1,880 3 $5000 to $10,000 Deductible 1380 8 Stone Siding yes
1993 170,000 Membrane Roof 1,780 3 $500- $1000 Deductible 470 2 Stone Siding No
1983 240,000 Shingles Roof 2,710 4 $5000 to $10,000 Deductible 2280 7 Stucco siding yes
1961 95,000 Slate Shingles Roof 1,110 2 $2500-$5000 Deductible 320 3 Brick siding yes
1986 250,000 Shingles Roof 2,200 4 $500- $1000 Deductible 420 1 Stone Siding yes