Oakland County Insurance Rates:

Oakland County, MI homeowners insurance is about $663 to $896, about $55-$74/month. Our comprehensive research indicates shoppers can save as much as $311 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I dislike that at times I speak mostly with his secretary and not to my actual agent.
Although it took a while to get an inspector due to high volume, thanks to the hurricane irma, they still were very responsive.
I like that Allstate's website is easy to use and gather information. I also like that you can view your claims on there.
Farmer's Insurance
I like the fact that its user friendly and they have an online chat service. I like that I receive free texts whenever a payment is due as well.
It's so easy to work with foremost. Your agent calls you ahead of your scheduled time to check your damage. They are fair and give you good, accurate information. Never try to cheat you. They then offer their reimbursement amount, which is directly deposited into your bank account should you decide to accept their offer.
State Farm
One-on-one contact with its employees makes my insurance company the best! We value the time and effort they put into getting to know their customers and their needs.
State Farm
I do not expect to hear from our representative often if there are no issues, but I wouldn't mind getting birthday cards or something that show that maybe we are more than just a sale.
Foremost Insurance
When I purchased the home I did not get insurance or the next day at a covered me and I'm very grateful for that I've had an overall good experience with them I like their rates and their coverage I would say 1 completely satisfied
They speak very clearly and ask thoroughly about the situation and what is .wrong and helps me a lot on fixing it
Foremost Insurance Company
I would like to be able to make a change or get a quick quote without having to interact with anyone. I think that there should be a way to do that with very little trouble.
Liberty Mutual
Prices are high but all homeowners actually all insurances is higher in Massachusetts than we pay in Missouri
Farmer's Insurance
I have had an issue one time about communication. it was over something little but I still would have liked to have known about it since it did pertain to me.
The rates / premiums are great and much cheaper than others. Their customer service has been top notch since day one. I like that the app and website are so helpful that I don't have to call if I need something or have a question.
Safeco Insurance
I think I would recommend this company. I have had no problems thus far with them, however, I have not had to file a claim yet with them either so time will tell.
Universal Property & Casualty Insurance Company
I enjoy that they are a reputable company, which is financially stable, and they provide the coverage that I hope I never will need. But if I do, I trust they will be there to help.
Auto Owners Insurance
So far, they've been great. All my questions addressed and every discount applied that could be. They are very helpful and have the patience to explain the finer points of insurance and coverage.
I have had homeowners insurance with allstate for 2 years. i also have auto insurance with allstate. they give me a decent discount because i have multiple policies with them.
State Farm
I don't like the rates. i feel like we are paying a little more and could've gotten cheaper insurance somewhere else but we went with them because they had good reviews and ratings.
I was able to just set up on auto pay and the bill comes directly out of my bank account every month.

Oakland County, MI Homeowners Insurance By Home Value

Oakland County, MI Home Value Total Homes % of Total Average Oakland County, MI Homeowners Insurance
Less than $50,000 26,959 8.0% $109
$50,000 to $59,999 6,664 2.0% $225
$60,000 to $69,999 9,042 2.0% $280
$70,000 to $79,999 9,486 3.0% $327
$80,000 to $89,999 11,545 3.0% $366
$90,000 to $99,999 10,051 3.0% $412
$100,000 to $124,999 31,074 9.0% $475
$125,000 to $149,999 26,648 8.0% $599
$150,000 to $174,999 40,694 12.0% $708
$175,000 to $199,999 26,776 8.0% $817
$200,000 to $249,999 46,192 14.0% $981
$250,000 to $299,999 33,421 10.0% $1207
$300,000 to $399,999 34,869 11.0% $1534

Top Home Insurance Agents Near Oakland County, MI

Home Insurance Company Near Oakland County, MI Homeowners Insurance Agency Near Oakland County, MI Address
State Farm Ryan Wagner 11770 Newburgh Rd, Livonia, MI, 48150-1061
State Farm Adam Klemp 6001 N Adams Rd Ste 103, Bloomfld Hls, MI, 48304-1575
Liberty Mutual Independent Cantor Insurance Group 26777 Central Park 26777 Central Park, Southfield, MI, 48076
Nationwide Heidi Kussurelis Agency Inc 5918 Lilley Rd Ste 1, Canton, MI, 48187
Liberty Mutual Independent Lapham Maxwell Insurance Agency 185 S HARVEY ST, PLYMOUTH, MI, 48170

Cost Of Homeowners Insurance By Street Near Oakland County, MI

Streets in Oakland County Area Homeowners Insurance Cost
Riverwood Ct, Elmsmere Dr, Heather Mead Ln, Brentwood St, Magnolia Ct, Windsong Dr, Ash Dr, Alissa Marie Dr, Barron Dr, Shoreview Dr$771
Hawkes St, Seba Rd, Grosvenor Ct, Oakside Ave, Heritage Dr, Apple Ridge Trl, Samoset Ct, Reimanville Ave, City Line Rd, Oakleigh Dr$795
Dunstable St, Highfield Rd, Linabury Ave, Farmbrook Villa Ct, Woodfield Way, Maya Ct, Crestview, Harrow Ct, Pine Ct, N Roselawn St$715
Heathfield Rd, Albany Ave, Beattie Dr, Lakeborn Dr, Wakito St, Barn Ridge, Grant Ave, Yorkshire Ct, W Elizabeth St, Long Meadow Ct$730
Sheron St, Edgar St, Davis Ave, Harmony Dr, Northfield Ave, Waling Woods Dr, Abingdon St, Village Cir, Thatcher Dr, Strathmore St$751
Englewood Ave, Coach House Ct, Seven Oaks Dr, Colony Club Ct, Manordale Dr, N Holcomb Rd, Mystic Forest Dr, Raphael Ct, Van Gordon Ave, Dunross Dr$786
Machette Ct N, Vernon Ave, Woodpine Ct, New King Ct, Hawkeye, E Bradford Dr, Mouton, Chinkapin Rill, W Lawrence St, Ring Neck Dr$683
Lodge Pole Ln, Orland, Banbury St, Deer Run, Park Ridge Dr, Woodcrest Ridge, Green Cir, Hearthstone Ct, Kings Cove Dr, Mann Rd$770
Englewood Dr, Creeks Bend Ct, Wayward Dr, Hammerslea Rd, de Villen Ave, Silver Ridge Dr, Cedar Dr, Lochaven Rd, Chippewa Trail Dr, Lockhart St$770
Cass St, Julee Rose Blvd, Marjorie St, Greenway Ln, E Ypsilanti Ave, Ferris Ave, Laurelwood Ct, Rosemary Dr, Muer Pl, Florence Dr$760

Oakland County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oakland County$116 to $119
Waterford charter$113
Lake Angelus$193
Sylvan Lake$116

Oakland County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Waterford charter township, Oakland County, Michigan $94 $125 $188
Lake Angelus city, Michigan $161 $215 $322
Sylvan Lake city, Michigan $97 $129 $193

Oakland County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oakland County, MI3.7%10.8%
Waterford charter4.31%13.15%
Lake Angelus2.69%10.75%
Sylvan Lake3.75%11.35%

Oakland County Renters Insurance as a Percentage of Rent

Oakland County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,721 1.0% $325
$200 to $299 2,928 2.0% $775
$300 to $499 6,302 4.0% $1225
$500 to $749 29,292 22.0% $1900
$750 to $999 35,712 27.0% $2650
$1,000 to $1,499 36,561 28.0% $3775
$1,500 or more 16,013 12.0% $5425