How To Make Your Oakland, CA Home Insurance Cheaper
Oakland, CA, homeowners insurance is about $1697. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Oakland, CA Home Insurance Rates with the Alameda County Average
| Place | Alameda County Average: $1,389.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Oakland, CA | $1,697.0 | 308.0 | 0.22 | 413,558 | 581,100 |
Cost of Oakland, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Reliez Valley | 911,800 | 41,738 | $1,316.8 |
| Alto | 1,701,900 | 928,066 | $1,325.9 |
| Fairfax | 793,900 | 49,472 | $1,324.6 |
| Milpitas | 704,300 | 13,602 | $1,479.8 |
Homeowners Insurance Comparison for the Cheapest Premiums in Oakland, CA
| State Farm | Westfield Insurance | MAPFRE Insurance | |
| Median Home Value ($) | 581,100 | 581,100 | 581,100 |
| Age of Home | Above Year 50 | Year 40 Old | Year 50 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $400,000 -$499,999 | $750,000 -$999,999 |
| Total Premium ($) | $3,167.4 | $1,612.0 | $2,595.0 |
Cost of Oakland, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| GEICO | 2000 | $175,000-$199,999 | 403.5 |
| Farmer's Insurance | 1500 | $100,000-$124,999 | 304.0 |
| Safeco Insurance | 2000 | $400,000-$499,999 | 1,159.5 |
| Allied Insurance | 500 | $750,000-$999,999 | 2,030.0 |
| Progressive | 1500 | $250,000-$299,999 | 751.4 |
| American National Property and Casualty Company | 1000 | $1000,000-$1499,999 | 2,143.5 |
| The Hartford | 1500 | $750,000-$999,999 | 1,841.6 |
| State Farm | 2500 | $200,000-$249,999 | 398.5 |
| MetLife | 1500 | $400,000-$499,999 | 1,244.3 |
| Westfield Insurance | 2000 | $1500,000-$2000,000 | 2,029.1 |