Oakdale Insurance Rates:

Oakdale, LA homeowners insurance is nearly $1,038 to $1,414, about $86-$117/month. Our detailed guide shows customers can save as much as $490 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Oakdale, LA Homeowners Insurance By Home Value

Oakdale, LA Home Value Total Homes % of Total Average Oakdale, LA Homeowners Insurance
Less than $50,000 427 33.0% $429
$50,000 to $59,999 101 7.0% $907
$60,000 to $69,999 99 7.0% $1115
$70,000 to $79,999 172 13.0% $1299
$80,000 to $89,999 76 5.0% $1471
$90,000 to $99,999 49 3.0% $1642
$100,000 to $124,999 148 11.0% $1900
$125,000 to $149,999 54 4.0% $2378
$150,000 to $174,999 68 5.0% $2807
$200,000 to $249,999 37 2.0% $3898
$250,000 to $299,999 22 1.0% $4769

Top Home Insurance Agents Near Oakdale, LA

Home Insurance Company Near Oakdale, LA Homeowners Insurance Agency Near Oakdale, LA Address
NA J.D. Bank Insurance, Llc 603 N Main, Jennings, LA, 70546
NA Brown & Brown Dba Insurance 1, Inc. 4012 Parliament Dr, Alexandria, LA, 71303
Allstate Dupre-Carrier-Godchaux Agency 17657 Highway 190 # 10, Port Barre, LA, 70577
Travelers Hays Agency 1038 5TH AVE, GLENMORA, LA, 71433
State Farm Randy Wiggins 2146 N Mall Drive, Alexandria, LA, 71301-3647

Cost Of Homeowners Insurance By Street Near Oakdale, LA

Streets in Oakdale Area Homeowners Insurance Cost
Hwy 10 E, Bradley Dr, Ponderosa Rd, Miguel Rd, Old Pelican Hwy, Haley Ln, Deer Farm Rd, Garlington St, W 8th Ave, W Jackson St$1,240
L C Vizena Rd, Captain Rd, N 4th St, 4th St, Scott St, Maple St, W Dixie St, E 5th Ave, Hwy 26, Parish Rd 156$1,227
Paul Brown Rd, Hwy 372, Rivers St, State Rte 104, Carrier Rd, Eli Smith Rd, Spears Rd, State Rte 1153, S 13th St, Oris Carrier Rd$1,240
W N Lp, 5th St, Cherry St, Gradney Ln, Parish Ln, N 5th St, 9th St, E 8th Ave, 5th Ave, Mary Ln$1,225
McGee Rd, Harvey St, Old Pelican Hwy, Noah Chapman Ln, 8th St, Gum St, Musselwhite Rd, E Whatley Rd, E Blackwell St, Vernon Reed Rd$1,237

Oakdale, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oakdale$183 to $186
Elizabeth$184
Glenmora$183
McNary$182

Oakdale, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elizabeth town, Louisiana $184 $245 $368
Glenmora town, Louisiana $183 $244 $366
McNary village, Louisiana $182 $243 $365

Oakdale, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oakdale, LA11.8%38.0%
Elizabeth13.2%38.94%
Glenmora13.26%34.64%
McNary21.26%39.31%

Oakdale Renters Insurance as a Percentage of Rent

Oakdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 61 8.0% $371
$200 to $299 96 13.0% $821
$300 to $499 240 33.0% $1271
$500 to $749 190 26.0% $1946
$750 to $999 117 16.0% $2696
$1,000 to $1,499 19 2.0% $3821

Oakdale, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Oakdale Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Oakdale Home Owner from High Deductible Plan $1,200

Oakdale, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oakdale, LA Home Replacement Value MORE than Home Value Oakdale, LA Home Replacement Value LESS than Home Value
Replacement Value $73,000 $47,000
Insurance Premium based on Replacement Value $1,325 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $8,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $325/year

Example Oakdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 101128163
Year Built 198219901956
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$100000-$125000
Deductible $500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Oakdale, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 120,000 Metal Roof 2,000 5 $1000-$2500 Deductible 1270 9 Wood siding yes
1971 135,000 Slate Shingles Roof 2,260 3 $1000-$2500 Deductible 1880 9 Fiber-Cement Siding yes
1973 100,000 Tile Roof 1,940 3 $1000-$2500 Deductible 910 9 Vinyl siding No
1991 100,000 Metal Roof 1,720 5 $500 Deductible 140 1 Fiber-Cement Siding yes
1985 235,000 Membrane Roof 4,770 5 $1000-$2500 Deductible 2300 8 Stucco siding yes
1961 110,000 Wood Shake Roof 1,800 3 $500 Deductible 1210 8 Fiber-Cement Siding No
1958 145,000 Wood Shake Roof 2,590 5 $1000-$2500 Deductible 180 1 Stone Siding No
1974 180,000 Wood Shake Roof 2,590 5 $2500-$5000 Deductible 1110 7 Wood siding yes
1960 80,000 Asphalt Shingles Roof 1,630 4 $2500-$5000 Deductible 110 1 Wood siding yes
1979 95,000 Wood Shake Roof 1,530 3 $500 Deductible 790 6 Wood siding yes
1950 130,000 Membrane Roof 2,330 3 $1000-$2500 Deductible 790 6 Stone Siding yes
1991 100,000 Asphalt Shingles Roof 1,650 5 $2500-$5000 Deductible 280 2 Vinyl siding yes
1963 150,000 Tile Roof 2,390 3 $500- $1000 Deductible 1540 8 Vinyl siding No
1987 255,000 Asphalt Shingles Roof 3,850 5 $2500-$5000 Deductible 2350 12 Vinyl siding yes
1989 115,000 Slate Shingles Roof 2,350 3 $500 Deductible 1260 8 Vinyl siding No
1991 155,000 Shingles Roof 3,230 5 $5000 to $10,000 Deductible 500 5 Stucco siding yes
1976 90,000 Shingles Roof 1,780 3 $2500-$5000 Deductible 430 4 Fiber-Cement Siding No
1995 225,000 Asphalt Shingles Roof 3,240 4 > $10,000 Deductible 120 1 Brick siding No
1991 155,000 Membrane Roof 2,550 5 $2500-$5000 Deductible 1440 10 Fiber-Cement Siding No
1975 105,000 Slate Shingles Roof 2,270 3 $2500-$5000 Deductible 780 10 Wood siding yes
1966 105,000 Slate Shingles Roof 2,010 4 $500- $1000 Deductible 1310 8 Wood siding No
1976 90,000 Metal Roof 1,630 4 $500- $1000 Deductible 700 6 Wood siding No
1976 245,000 Tile Roof 3,870 5 $5000 to $10,000 Deductible 970 4 Fiber-Cement Siding yes
1951 280,000 Metal Roof 4,850 5 > $10,000 Deductible 1580 8 Fiber-Cement Siding yes
1952 200,000 Asphalt Shingles Roof 3,730 5 $1000-$2500 Deductible 2660 9 Fiber-Cement Siding yes
1990 105,000 Asphalt Shingles Roof 2,270 5 $2500-$5000 Deductible 1200 10 Brick siding No
1961 120,000 Membrane Roof 2,260 4 $1000-$2500 Deductible 1530 10 Vinyl siding yes
1950 205,000 Slate Shingles Roof 3,350 4 > $10,000 Deductible 860 6 Vinyl siding No
1979 115,000 Composition Roof 1,710 3 $500 Deductible 2100 12 Wood siding No
1959 150,000 Shingles Roof 2,610 4 $2500-$5000 Deductible 680 5 Vinyl siding No