Oak Park, IL homeowners insurance is about $728 to $993, about $60-$82/month. Our exhaustive research indicates shoppers can save upto $344 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Oak Park, IL | Homeowners Insurance Agency Near Oak Park, IL | Address |
|---|---|---|
| Allstate | Barbara J. Brown | 2405 183rd St, Homewood, IL, 60430 |
| Travelers | Brown Insurance Group | 9105a Indianapolis Blvd # 300, Highland, IN, 46322 |
| State Farm | Debbie Luscombe | 15742 S Bell Rd, Homer Glen, IL, 60491-8400 |
| Allstate | Jerome Heidkamp | 9708 S Cicero Ave, Oak Lawn, IL, 60453 |
| Travelers | Jkm Services Ltd | 432 W MADISON, LOMBARD, IL, 60148 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| River Forest village, Illinois | $144 | $192 | $288 |
| Forest Park village, Illinois | $119 | $158 | $237 |
| Elmwood Park village, Illinois | $120 | $160 | $240 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oak Park, IL | 2.9% | 7.6% |
| River Forest | 2.44% | 8.02% |
| Forest Park | 3.78% | 12.34% |
| Elmwood Park | 3.5% | 10.55% |
| Oak Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 285 | 3.0% | $737 |
| $300 to $499 | 318 | 3.0% | $1187 |
| $500 to $749 | 839 | 10.0% | $1862 |
| $750 to $999 | 2,606 | 32.0% | $2612 |
| $1,000 to $1,499 | 2,678 | 33.0% | $3737 |
| $1,500 or more | 1,201 | 15.0% | $5387 |
| Streets in Oak Park Area | Homeowners Insurance Cost |
|---|---|
| N Hayes Ave, S Wenonah Ave, S Scoville Ave, S Carpenter Ave, N Euclid Ave, Augusta Blvd, Schneider Ave, S Wesley Ave, S Humphrey Ave, Pleasant Pl | $857 |
| S Scoville Ave, S Humphrey Ave, Greenfield St, S Wenonah Ave, Greenway Dr, Garfield St, N Euclid Ave, Garfield St, S Marion St, Frank Lloyd Wright Ln | $792 |
| Le Moyne Pkwy, S Harvey Ave, S Taylor Ave, N Marion Ct, Fair Oaks Ave, N Woodbine Ave, Ontario St, Mapleton Ave, Rossell Ave, North Blvd | $971 |
| N Taylor Ave, Baldwin Ln, S Clinton Ave, S Cuyler Ave, N Rossell Ave, N Scoville Ave, S Taylor Ave, N Humphrey Ave, Lemoyne Pkwy, Westgate | $853 |
| N Harvey Ave, S Harvey Ave, Ontario St, Lemoyne Pkwy, Fair Oaks Ave, Augusta Blvd, S Taylor Ave, Flournoy St, S Harvey Ave, Erie Ct | $837 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oak Park | $128 to $131 |
| River Forest | $144 |
| Forest Park | $118 |
| Elmwood Park | $120 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $7,000 |
| Yearly Oak Park Homeowner Insurance Premium Example | $3,700 | $2,700 |
| Out of Pocket Expense During Claim | $1,000 | $7,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $26,900 | $25,900 |
| Net Savings to Oak Park Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Oak Park, IL Home Replacement Value MORE than Home Value | Oak Park, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $707,500 | $500,000 |
| Insurance Premium based on Replacement Value | $3,325 | $2,350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $110,000 | Risk Exposure from Under Insuring Coverage is $97,500 |
| Premium Impact | Insurance cheaper by $450/year | Insurance costlier by $525/year |
| Insurance Company | Chubb Group of Insurance | Allstate | Farmers Insurance |
| Monthly Premium | 172 | 162 | 56 |
| Year Built | 1943 | 1947 | 1943 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $400000-$500000 | $200000-$250000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |