Oak Park Insurance Rates:

Oak Park, IL homeowners insurance is about $728 to $993, about $60-$82/month. Our exhaustive research indicates shoppers can save upto $344 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Oak Park, IL: Customer-Reviewed Options

Top Home Insurance Agents Near Oak Park, IL

Home Insurance Company Near Oak Park, IL Homeowners Insurance Agency Near Oak Park, IL Address
Allstate Barbara J. Brown 2405 183rd St, Homewood, IL, 60430
Travelers Brown Insurance Group 9105a Indianapolis Blvd # 300, Highland, IN, 46322
State Farm Debbie Luscombe 15742 S Bell Rd, Homer Glen, IL, 60491-8400
Allstate Jerome Heidkamp 9708 S Cicero Ave, Oak Lawn, IL, 60453
Travelers Jkm Services Ltd 432 W MADISON, LOMBARD, IL, 60148

Oak Park, IL Home Insurance Agents for Top Companies


Oak Park, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
River Forest village, Illinois $144 $192 $288
Forest Park village, Illinois $119 $158 $237
Elmwood Park village, Illinois $120 $160 $240


Oak Park, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oak Park, IL2.9%7.6%
River Forest2.44%8.02%
Forest Park3.78%12.34%
Elmwood Park3.5%10.55%

Oak Park Renters Insurance as a Percentage of Rent

Oak Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 285 3.0% $737
$300 to $499 318 3.0% $1187
$500 to $749 839 10.0% $1862
$750 to $999 2,606 32.0% $2612
$1,000 to $1,499 2,678 33.0% $3737
$1,500 or more 1,201 15.0% $5387

Cost Of Homeowners Insurance By Street Near Oak Park, IL

Streets in Oak Park Area Homeowners Insurance Cost
N Hayes Ave, S Wenonah Ave, S Scoville Ave, S Carpenter Ave, N Euclid Ave, Augusta Blvd, Schneider Ave, S Wesley Ave, S Humphrey Ave, Pleasant Pl$857
S Scoville Ave, S Humphrey Ave, Greenfield St, S Wenonah Ave, Greenway Dr, Garfield St, N Euclid Ave, Garfield St, S Marion St, Frank Lloyd Wright Ln$792
Le Moyne Pkwy, S Harvey Ave, S Taylor Ave, N Marion Ct, Fair Oaks Ave, N Woodbine Ave, Ontario St, Mapleton Ave, Rossell Ave, North Blvd$971
N Taylor Ave, Baldwin Ln, S Clinton Ave, S Cuyler Ave, N Rossell Ave, N Scoville Ave, S Taylor Ave, N Humphrey Ave, Lemoyne Pkwy, Westgate$853
N Harvey Ave, S Harvey Ave, Ontario St, Lemoyne Pkwy, Fair Oaks Ave, Augusta Blvd, S Taylor Ave, Flournoy St, S Harvey Ave, Erie Ct$837

Oak Park, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oak Park$128 to $131
River Forest$144
Forest Park$118
Elmwood Park$120

Oak Park, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Oak Park Homeowner Insurance Premium Example $3,700$2,700
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,900$25,900
Net Savings to Oak Park Home Owner from High Deductible Plan $1,000


Oak Park, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oak Park, IL Home Replacement Value MORE than Home Value Oak Park, IL Home Replacement Value LESS than Home Value
Replacement Value $707,500 $500,000
Insurance Premium based on Replacement Value $3,325 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $110,000 Risk Exposure from Under Insuring Coverage is $97,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $525/year


Example Oak Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateFarmers Insurance
Monthly Premium 17216256
Year Built 194319471943
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$400000-$500000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible