Oak Park Insurance Rates:

Oak Park, IL homeowners insurance is about $728 to $993, about $60-$82/month. Our exhaustive research indicates shoppers can save upto $344 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
If you need a human that has compassion and is not trying to "get" you, ours would be ideal. I'm very satisfied.
Erie Insurance
The people who own my apartment complex offer insurance. They do answer questions when I contact them but the wait time is long and takes weeks sometimes to get a response.
Aaa
This was the cheapest price when compared to other companies that were reviewed, but they also had some of the best coverage.
Erie Insurance
The home insurance policy is not very strong and the covered items seemed less compared to other companies.
Aaa
It's reliable, and never had an issue trying to get claims in the past for auto. I would imagine the same would apply for home insurance as well. i have been with them for a long time an do not see a need to switch.
Nationwide
I recommend using Nationwide for home insurance for everyone that is in the same situation as me. Of course you will need to personalize the service to you, but I have been very pleased so far.
Geico
eico customers are largely satisfied with the policies they receive through the partner insurers, especially when it comes to price. Policies purchased through Geico consistently offer affordable rates.
Geico
I did a geico quote online and later that week i was contacted by a representative who found all kinds of savings. one being having excellent driving experience. need to say i was very happy with the outcome and i'm very happy to be a part of the geico family and they welcomed me with open arms.
Aaa
Payment options are nice to get a money. Genuine business b/w the customers. The claim process is easiest one compared to other companies.
Allstate
Allstate is sometimes over priced compared to their competitors and if you did not receive the discounts it not be worth it.
Farmer's Insurance
I am pretty happy with this company so far. The staff is very well informed and very efficient. They know exactly whatever information I might need. They are very responsive and I never had to wait for more than a few minutes before I received a reply from them. Aside from that, they're easy to talk to and they're able to explain the tough terminologies to me. I'm not really a technical legalese person, so I highly appreciate that they could explain things to me like I'm five.
State Farm
I am very satisfied with my company's website. It's easy to use and I can always call the office if I need help.
Erie Insurance
Recommend since all insurance companies are just a bunch of thieves. They all take sky high premiums and then drop you as soon as you file a claim. What a racket.
Amica Mutual Insurance
Amica was comparable in price and had better reviews for customer service compared to other insurance providers we were able to find on the internet.

Oak Park, IL Homeowners Insurance By Home Value

Oak Park, IL Home Value Total Homes % of Total Average Oak Park, IL Homeowners Insurance
Less than $50,000 144 1.0% $51
$80,000 to $89,999 96 1.0% $197
$90,000 to $99,999 131 1.0% $215
$100,000 to $124,999 341 4.0% $249
$125,000 to $149,999 314 4.0% $318
$150,000 to $174,999 846 11.0% $378
$175,000 to $199,999 500 6.0% $430
$200,000 to $249,999 1,110 14.0% $524
$250,000 to $299,999 1,224 16.0% $636
$300,000 to $399,999 2,790 36.0% $808

Top Home Insurance Agents Near Oak Park, IL

Home Insurance Company Near Oak Park, IL Homeowners Insurance Agency Near Oak Park, IL Address
Allstate Barbara J. Brown 2405 183rd St, Homewood, IL, 60430
Travelers Brown Insurance Group 9105a Indianapolis Blvd # 300, Highland, IN, 46322
State Farm Debbie Luscombe 15742 S Bell Rd, Homer Glen, IL, 60491-8400
Allstate Jerome Heidkamp 9708 S Cicero Ave, Oak Lawn, IL, 60453
Travelers Jkm Services Ltd 432 W MADISON, LOMBARD, IL, 60148

Oak Park, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Oak Park, IL

Streets in Oak Park Area Homeowners Insurance Cost
N Hayes Ave, S Wenonah Ave, S Scoville Ave, S Carpenter Ave, N Euclid Ave, Augusta Blvd, Schneider Ave, S Wesley Ave, S Humphrey Ave, Pleasant Pl$857
S Scoville Ave, S Humphrey Ave, Greenfield St, S Wenonah Ave, Greenway Dr, Garfield St, N Euclid Ave, Garfield St, S Marion St, Frank Lloyd Wright Ln$792
Le Moyne Pkwy, S Harvey Ave, S Taylor Ave, N Marion Ct, Fair Oaks Ave, N Woodbine Ave, Ontario St, Mapleton Ave, Rossell Ave, North Blvd$971
N Taylor Ave, Baldwin Ln, S Clinton Ave, S Cuyler Ave, N Rossell Ave, N Scoville Ave, S Taylor Ave, N Humphrey Ave, Lemoyne Pkwy, Westgate$853
N Harvey Ave, S Harvey Ave, Ontario St, Lemoyne Pkwy, Fair Oaks Ave, Augusta Blvd, S Taylor Ave, Flournoy St, S Harvey Ave, Erie Ct$837

Oak Park, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oak Park$128 to $131
River Forest$144
Forest Park$118
Elmwood Park$120

Oak Park, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
River Forest village, Illinois $144 $192 $288
Forest Park village, Illinois $119 $158 $237
Elmwood Park village, Illinois $120 $160 $240

Oak Park, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oak Park, IL2.9%7.6%
River Forest2.44%8.02%
Forest Park3.78%12.34%
Elmwood Park3.5%10.55%

Oak Park Renters Insurance as a Percentage of Rent

Oak Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 285 3.0% $737
$300 to $499 318 3.0% $1187
$500 to $749 839 10.0% $1862
$750 to $999 2,606 32.0% $2612
$1,000 to $1,499 2,678 33.0% $3737
$1,500 or more 1,201 15.0% $5387

Oak Park, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$7,000
Yearly Oak Park Homeowner Insurance Premium Example $3,700$2,700
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,900$25,900
Net Savings to Oak Park Home Owner from High Deductible Plan $1,000

Oak Park, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oak Park, IL Home Replacement Value MORE than Home Value Oak Park, IL Home Replacement Value LESS than Home Value
Replacement Value $707,500 $500,000
Insurance Premium based on Replacement Value $3,325 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $110,000 Risk Exposure from Under Insuring Coverage is $97,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $525/year

Example Oak Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateFarmers Insurance
Monthly Premium 17216256
Year Built 194319471943
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$400000-$500000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Oak Park, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 375,000 Membrane Roof 1,950 3 $500- $1000 Deductible 1850 12 Fiber-Cement Siding No
1943 210,000 Shingles Roof 1,370 2 $2500-$5000 Deductible 120 2 Fiber-Cement Siding No
1946 740,000 Membrane Roof 4,620 5 $5000 to $10,000 Deductible 1110 5 Vinyl siding No
1940 225,000 Asphalt Shingles Roof 1,290 2 $2500-$5000 Deductible 470 9 Fiber-Cement Siding yes
1941 475,000 Shingles Roof 2,310 4 $500- $1000 Deductible 580 4 Fiber-Cement Siding yes
1944 230,000 Membrane Roof 1,220 3 $1000-$2500 Deductible 80 1 Stone Siding No
1941 205,000 Shingles Roof 1,320 3 $1000-$2500 Deductible 280 3 Brick siding No
1941 305,000 Tile Roof 1,730 5 $500 Deductible 530 7 Fiber-Cement Siding No
1945 270,000 Asphalt Shingles Roof 1,410 3 $1000-$2500 Deductible 1300 9 Brick siding yes
1947 645,000 Asphalt Shingles Roof 3,110 4 $500 Deductible 2390 9 Vinyl siding yes
1943 310,000 Composition Roof 1,660 2 $2500-$5000 Deductible 200 2 Fiber-Cement Siding No
1946 305,000 Wood Shake Roof 2,050 5 $2500-$5000 Deductible 450 7 Stucco siding No
1945 320,000 Tile Roof 2,000 3 > $10,000 Deductible 300 4 Stone Siding yes
1948 250,000 Tile Roof 1,380 3 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1943 275,000 Slate Shingles Roof 1,790 4 $500- $1000 Deductible 100 1 Stone Siding yes
1941 450,000 Tile Roof 2,240 4 $500 Deductible 2210 12 Stucco siding yes
1941 210,000 Shingles Roof 1,350 2 $500- $1000 Deductible 150 2 Stone Siding No
1949 295,000 Membrane Roof 1,660 4 $500- $1000 Deductible 150 1 Fiber-Cement Siding yes
1940 145,000 Asphalt Shingles Roof 920 2 $500- $1000 Deductible 100 2 Fiber-Cement Siding yes
1949 295,000 Tile Roof 1,500 2 $500- $1000 Deductible 1010 9 Vinyl siding yes
1944 270,000 Tile Roof 1,620 5 $500 Deductible 1160 10 Stone Siding yes
1942 370,000 Wood Shake Roof 2,110 3 $5000 to $10,000 Deductible 540 4 Vinyl siding yes
1947 515,000 Asphalt Shingles Roof 2,360 5 $500 Deductible 1690 7 Vinyl siding No
1947 255,000 Composition Roof 1,640 3 $2500-$5000 Deductible 800 12 Fiber-Cement Siding yes
1947 250,000 Tile Roof 1,650 5 $500- $1000 Deductible 600 6 Stucco siding No
1949 320,000 Metal Roof 1,500 2 $1000-$2500 Deductible 130 1 Stucco siding yes
1949 335,000 Asphalt Shingles Roof 1,560 3 $2500-$5000 Deductible 90 1 Stone Siding No
1947 255,000 Tile Roof 1,670 5 $2500-$5000 Deductible 850 9 Stone Siding No
1942 315,000 Membrane Roof 2,100 4 $2500-$5000 Deductible 790 10 Stucco siding yes
1945 465,000 Wood Shake Roof 2,590 5 $500 Deductible 430 2 Brick siding yes
1948 360,000 Metal Roof 1,720 3 > $10,000 Deductible 720 7 Stucco siding No
1944 185,000 Tile Roof 1,110 2 $1000-$2500 Deductible 170 3 Fiber-Cement Siding yes
1940 270,000 Shingles Roof 1,440 2 > $10,000 Deductible 460 6 Stone Siding yes
1942 220,000 Tile Roof 1,220 2 $2500-$5000 Deductible 880 10 Stone Siding No

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