Oak Park, IL homeowners insurance is about $728 to $993, about $60-$82/month. Our exhaustive research indicates shoppers can save upto $344 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Oak Park, IL Home Value | Total Homes | % of Total | Average Oak Park, IL Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 144 | 1.0% | $51 |
$80,000 to $89,999 | 96 | 1.0% | $197 |
$90,000 to $99,999 | 131 | 1.0% | $215 |
$100,000 to $124,999 | 341 | 4.0% | $249 |
$125,000 to $149,999 | 314 | 4.0% | $318 |
$150,000 to $174,999 | 846 | 11.0% | $378 |
$175,000 to $199,999 | 500 | 6.0% | $430 |
$200,000 to $249,999 | 1,110 | 14.0% | $524 |
$250,000 to $299,999 | 1,224 | 16.0% | $636 |
$300,000 to $399,999 | 2,790 | 36.0% | $808 |
Home Insurance Company Near Oak Park, IL | Homeowners Insurance Agency Near Oak Park, IL | Address |
---|---|---|
Allstate | Barbara J. Brown | 2405 183rd St, Homewood, IL, 60430 |
Travelers | Brown Insurance Group | 9105a Indianapolis Blvd # 300, Highland, IN, 46322 |
State Farm | Debbie Luscombe | 15742 S Bell Rd, Homer Glen, IL, 60491-8400 |
Allstate | Jerome Heidkamp | 9708 S Cicero Ave, Oak Lawn, IL, 60453 |
Travelers | Jkm Services Ltd | 432 W MADISON, LOMBARD, IL, 60148 |
Streets in Oak Park Area | Homeowners Insurance Cost |
---|---|
N Hayes Ave, S Wenonah Ave, S Scoville Ave, S Carpenter Ave, N Euclid Ave, Augusta Blvd, Schneider Ave, S Wesley Ave, S Humphrey Ave, Pleasant Pl | $857 |
S Scoville Ave, S Humphrey Ave, Greenfield St, S Wenonah Ave, Greenway Dr, Garfield St, N Euclid Ave, Garfield St, S Marion St, Frank Lloyd Wright Ln | $792 |
Le Moyne Pkwy, S Harvey Ave, S Taylor Ave, N Marion Ct, Fair Oaks Ave, N Woodbine Ave, Ontario St, Mapleton Ave, Rossell Ave, North Blvd | $971 |
N Taylor Ave, Baldwin Ln, S Clinton Ave, S Cuyler Ave, N Rossell Ave, N Scoville Ave, S Taylor Ave, N Humphrey Ave, Lemoyne Pkwy, Westgate | $853 |
N Harvey Ave, S Harvey Ave, Ontario St, Lemoyne Pkwy, Fair Oaks Ave, Augusta Blvd, S Taylor Ave, Flournoy St, S Harvey Ave, Erie Ct | $837 |
Place | Savings For Senior Occupied Homes |
---|---|
Oak Park | $128 to $131 |
River Forest | $144 |
Forest Park | $118 |
Elmwood Park | $120 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
River Forest village, Illinois | $144 | $192 | $288 |
Forest Park village, Illinois | $119 | $158 | $237 |
Elmwood Park village, Illinois | $120 | $160 | $240 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Oak Park, IL | 2.9% | 7.6% |
River Forest | 2.44% | 8.02% |
Forest Park | 3.78% | 12.34% |
Elmwood Park | 3.5% | 10.55% |
Oak Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 285 | 3.0% | $737 |
$300 to $499 | 318 | 3.0% | $1187 |
$500 to $749 | 839 | 10.0% | $1862 |
$750 to $999 | 2,606 | 32.0% | $2612 |
$1,000 to $1,499 | 2,678 | 33.0% | $3737 |
$1,500 or more | 1,201 | 15.0% | $5387 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,000 | $7,000 |
Yearly Oak Park Homeowner Insurance Premium Example | $3,700 | $2,700 |
Out of Pocket Expense During Claim | $1,000 | $7,000 |
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $26,900 | $25,900 |
Net Savings to Oak Park Home Owner from High Deductible Plan | $1,000 |
Scenario | Oak Park, IL Home Replacement Value MORE than Home Value | Oak Park, IL Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $707,500 | $500,000 |
Insurance Premium based on Replacement Value | $3,325 | $2,350 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $110,000 | Risk Exposure from Under Insuring Coverage is $97,500 |
Premium Impact | Insurance cheaper by $450/year | Insurance costlier by $525/year |
Insurance Company | Chubb Group of Insurance | Allstate | Farmers Insurance |
Monthly Premium | 172 | 162 | 56 |
Year Built | 1943 | 1947 | 1943 |
Home Details | 3 Beds, 2 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
Coverage Amount | $400000-$500000 | $400000-$500000 | $200000-$250000 |
Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1949 | 375,000 | Membrane Roof | 1,950 | 3 | $500- $1000 Deductible | 1850 | 12 | Fiber-Cement Siding | No |
1943 | 210,000 | Shingles Roof | 1,370 | 2 | $2500-$5000 Deductible | 120 | 2 | Fiber-Cement Siding | No |
1946 | 740,000 | Membrane Roof | 4,620 | 5 | $5000 to $10,000 Deductible | 1110 | 5 | Vinyl siding | No |
1940 | 225,000 | Asphalt Shingles Roof | 1,290 | 2 | $2500-$5000 Deductible | 470 | 9 | Fiber-Cement Siding | yes |
1941 | 475,000 | Shingles Roof | 2,310 | 4 | $500- $1000 Deductible | 580 | 4 | Fiber-Cement Siding | yes |
1944 | 230,000 | Membrane Roof | 1,220 | 3 | $1000-$2500 Deductible | 80 | 1 | Stone Siding | No |
1941 | 205,000 | Shingles Roof | 1,320 | 3 | $1000-$2500 Deductible | 280 | 3 | Brick siding | No |
1941 | 305,000 | Tile Roof | 1,730 | 5 | $500 Deductible | 530 | 7 | Fiber-Cement Siding | No |
1945 | 270,000 | Asphalt Shingles Roof | 1,410 | 3 | $1000-$2500 Deductible | 1300 | 9 | Brick siding | yes |
1947 | 645,000 | Asphalt Shingles Roof | 3,110 | 4 | $500 Deductible | 2390 | 9 | Vinyl siding | yes |
1943 | 310,000 | Composition Roof | 1,660 | 2 | $2500-$5000 Deductible | 200 | 2 | Fiber-Cement Siding | No |
1946 | 305,000 | Wood Shake Roof | 2,050 | 5 | $2500-$5000 Deductible | 450 | 7 | Stucco siding | No |
1945 | 320,000 | Tile Roof | 2,000 | 3 | > $10,000 Deductible | 300 | 4 | Stone Siding | yes |
1948 | 250,000 | Tile Roof | 1,380 | 3 | $2500-$5000 Deductible | 70 | 1 | Fiber-Cement Siding | yes |
1943 | 275,000 | Slate Shingles Roof | 1,790 | 4 | $500- $1000 Deductible | 100 | 1 | Stone Siding | yes |
1941 | 450,000 | Tile Roof | 2,240 | 4 | $500 Deductible | 2210 | 12 | Stucco siding | yes |
1941 | 210,000 | Shingles Roof | 1,350 | 2 | $500- $1000 Deductible | 150 | 2 | Stone Siding | No |
1949 | 295,000 | Membrane Roof | 1,660 | 4 | $500- $1000 Deductible | 150 | 1 | Fiber-Cement Siding | yes |
1940 | 145,000 | Asphalt Shingles Roof | 920 | 2 | $500- $1000 Deductible | 100 | 2 | Fiber-Cement Siding | yes |
1949 | 295,000 | Tile Roof | 1,500 | 2 | $500- $1000 Deductible | 1010 | 9 | Vinyl siding | yes |
1944 | 270,000 | Tile Roof | 1,620 | 5 | $500 Deductible | 1160 | 10 | Stone Siding | yes |
1942 | 370,000 | Wood Shake Roof | 2,110 | 3 | $5000 to $10,000 Deductible | 540 | 4 | Vinyl siding | yes |
1947 | 515,000 | Asphalt Shingles Roof | 2,360 | 5 | $500 Deductible | 1690 | 7 | Vinyl siding | No |
1947 | 255,000 | Composition Roof | 1,640 | 3 | $2500-$5000 Deductible | 800 | 12 | Fiber-Cement Siding | yes |
1947 | 250,000 | Tile Roof | 1,650 | 5 | $500- $1000 Deductible | 600 | 6 | Stucco siding | No |
1949 | 320,000 | Metal Roof | 1,500 | 2 | $1000-$2500 Deductible | 130 | 1 | Stucco siding | yes |
1949 | 335,000 | Asphalt Shingles Roof | 1,560 | 3 | $2500-$5000 Deductible | 90 | 1 | Stone Siding | No |
1947 | 255,000 | Tile Roof | 1,670 | 5 | $2500-$5000 Deductible | 850 | 9 | Stone Siding | No |
1942 | 315,000 | Membrane Roof | 2,100 | 4 | $2500-$5000 Deductible | 790 | 10 | Stucco siding | yes |
1945 | 465,000 | Wood Shake Roof | 2,590 | 5 | $500 Deductible | 430 | 2 | Brick siding | yes |
1948 | 360,000 | Metal Roof | 1,720 | 3 | > $10,000 Deductible | 720 | 7 | Stucco siding | No |
1944 | 185,000 | Tile Roof | 1,110 | 2 | $1000-$2500 Deductible | 170 | 3 | Fiber-Cement Siding | yes |
1940 | 270,000 | Shingles Roof | 1,440 | 2 | > $10,000 Deductible | 460 | 6 | Stone Siding | yes |
1942 | 220,000 | Tile Roof | 1,220 | 2 | $2500-$5000 Deductible | 880 | 10 | Stone Siding | No |