Oak Lawn Insurance Rates:

Oak Lawn, IL homeowners insurance is roughly $667 to $906, about $55-$75/month. Our thorough guide indicates shoppers can save as much as $314 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Oak Lawn, IL Homeowners Insurance By Home Value

Oak Lawn, IL Home Value Total Homes % of Total Average Oak Lawn, IL Homeowners Insurance
Less than $50,000 502 2.0% $86
$60,000 to $69,999 190 1.0% $235
$80,000 to $89,999 367 2.0% $306
$90,000 to $99,999 441 2.0% $345
$100,000 to $124,999 1,271 7.0% $400
$125,000 to $149,999 854 5.0% $503
$150,000 to $174,999 2,303 13.0% $597
$175,000 to $199,999 1,907 11.0% $683
$200,000 to $249,999 3,535 20.0% $825
$250,000 to $299,999 2,881 17.0% $1013
$300,000 to $399,999 2,455 14.0% $1289

Top Home Insurance Agents Near Oak Lawn, IL

Home Insurance Company Near Oak Lawn, IL Homeowners Insurance Agency Near Oak Lawn, IL Address
NA Petkus Insurance Agency 3N225 Town Hall Rd , Elburn, IL, 60119
Liberty Mutual Eric Ophelan 2815 Forbs Ave. Suite 200, Hoffman Estates, IL, 60192
Farmers Joseph "Joe" Lapera 530 Barron Blvd, Grayslake, IL, 60030
State Farm Linda Antonietti 3017 Wolf Rd, Westchester, IL, 60154-5622
Travelers Midwest Insurance Llc 1701 E LAKE AVE STE 280, GLENVIEW, IL, 60025

Oak Lawn, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Oak Lawn, IL

Streets in Oak Lawn Area Homeowners Insurance Cost
Scott Ln, Brandt Ave, W 121st Pl, Lamb Dr, Tomcin Ter, S James Dr, 117th Pl, S Holiday Dr, E Shore Dr, Cook Ave$787
102nd Pl, Tripp Ct, Otto Pl, 103rd Pl, St James Ct, 49th Ct, Robertson Ave, 111th Pl, Alexander Pl, Stone Circle Dr$780
Tomcin Trl, 88th Pl, Buell Ct, Cranbrook Ln, James Pl, McNichols Dr, 116th St, S 51st Ct, Lawton Ave, Marshall Ave$792
S 69th Ct, Wick Dr, Stillwell Pl, Tulley Ave, Paxton Rd, W 104 St, Oconnell Dr, 104th Pl, Fairlane Dr, 52nd Ave$799
Ridge Cove Dr, 88th Pl, Adeline Dr, 88th Pl, Spring Rd, Cook Ave, 105th Pl, 106th Pl, 49th Ave, S Lloyd Dr$801

Oak Lawn, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oak Lawn$117 to $120
Chicago Ridge$115
Worth$116
Hometown$112

Oak Lawn, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chicago Ridge village, Illinois $115 $153 $230
Worth township, Cook County, Illinois $116 $155 $233
Hometown city, Illinois $113 $150 $225

Oak Lawn, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oak Lawn, IL3.8%10.9%
Chicago Ridge4.41%12.47%
Worth3.86%11.1%
Hometown4.56%15.47%

Oak Lawn Renters Insurance as a Percentage of Rent

Oak Lawn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 87 2.0% $1226
$500 to $749 451 13.0% $1901
$750 to $999 1,476 44.0% $2651
$1,000 to $1,499 897 26.0% $3776
$1,500 or more 414 12.0% $5426

Oak Lawn, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Oak Lawn Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,100$11,600
Net Savings to Oak Lawn Home Owner from High Deductible Plan $500

Oak Lawn, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oak Lawn, IL Home Replacement Value MORE than Home Value Oak Lawn, IL Home Replacement Value LESS than Home Value
Replacement Value $271,500 $175,500
Insurance Premium based on Replacement Value $1,225 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $225/year

Example Oak Lawn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 957737
Year Built 196219771980
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000$175000-$200000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Oak Lawn, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 640,000 Membrane Roof 4,740 5 $5000 to $10,000 Deductible 1070 7 Vinyl siding yes
1985 435,000 Shingles Roof 3,410 5 $5000 to $10,000 Deductible 930 8 Fiber-Cement Siding No
1985 190,000 Slate Shingles Roof 1,700 3 $500 Deductible 90 1 Vinyl siding No
1962 155,000 Metal Roof 1,530 3 $500 Deductible 230 3 Stucco siding yes
1988 305,000 Wood Shake Roof 3,010 5 $5000 to $10,000 Deductible 90 1 Brick siding No
1966 640,000 Metal Roof 4,920 5 $1000-$2500 Deductible 2130 8 Fiber-Cement Siding yes
1981 365,000 Shingles Roof 2,890 4 $2500-$5000 Deductible 970 12 Vinyl siding No
1983 265,000 Tile Roof 1,920 3 $2500-$5000 Deductible 250 3 Wood siding yes
1964 545,000 Metal Roof 4,400 5 $5000 to $10,000 Deductible 1800 10 Fiber-Cement Siding yes
1979 370,000 Wood Shake Roof 2,660 5 $5000 to $10,000 Deductible 1080 12 Stucco siding No
1984 405,000 Asphalt Shingles Roof 3,760 5 $1000-$2500 Deductible 1270 7 Vinyl siding No
1984 215,000 Asphalt Shingles Roof 2,020 3 $500 Deductible 930 10 Wood siding No
1989 355,000 Shingles Roof 3,030 4 $2500-$5000 Deductible 530 6 Stone Siding yes
1984 395,000 Metal Roof 2,800 4 $500- $1000 Deductible 470 4 Brick siding yes
1985 180,000 Shingles Roof 1,590 3 $500 Deductible 780 10 Stone Siding yes
1973 295,000 Tile Roof 2,080 3 $500 Deductible 1130 7 Stucco siding No
1976 330,000 Slate Shingles Roof 2,970 5 $1000-$2500 Deductible 800 8 Stucco siding yes
1978 400,000 Membrane Roof 3,340 5 $5000 to $10,000 Deductible 290 2 Fiber-Cement Siding No
1989 330,000 Metal Roof 2,740 5 $1000-$2500 Deductible 770 8 Wood siding yes
1963 475,000 Slate Shingles Roof 4,240 5 $500 Deductible 1550 7 Fiber-Cement Siding No
1976 175,000 Metal Roof 1,350 3 $5000 to $10,000 Deductible 370 10 Stucco siding No
1962 280,000 Tile Roof 2,530 4 > $10,000 Deductible 260 4 Stucco siding yes
1961 420,000 Asphalt Shingles Roof 3,390 4 $500- $1000 Deductible 450 3 Fiber-Cement Siding yes
1982 295,000 Tile Roof 2,070 5 $5000 to $10,000 Deductible 200 3 Brick siding yes
1988 165,000 Metal Roof 1,230 3 $2500-$5000 Deductible 240 6 Stone Siding No
1976 350,000 Tile Roof 3,260 4 $5000 to $10,000 Deductible 750 7 Wood siding No
1988 400,000 Composition Roof 3,020 4 $500- $1000 Deductible 410 2 Stucco siding yes
1985 230,000 Composition Roof 2,300 3 > $10,000 Deductible 340 7 Stucco siding No
1968 180,000 Composition Roof 1,390 3 $5000 to $10,000 Deductible 230 4 Wood siding No
1975 325,000 Tile Roof 3,080 4 $1000-$2500 Deductible 780 8 Stone Siding No
1970 185,000 Wood Shake Roof 1,690 3 $500 Deductible 590 8 Vinyl siding No
1968 165,000 Wood Shake Roof 1,740 3 $1000-$2500 Deductible 350 6 Fiber-Cement Siding yes
1979 395,000 Metal Roof 3,020 5 $5000 to $10,000 Deductible 360 5 Wood siding No
1973 510,000 Slate Shingles Roof 4,610 5 $500 Deductible 1100 5 Fiber-Cement Siding No

Latest Home Insurance Reviews

Farmer's Insurance
We would recommend Farmers and our local agent. They are very helpful, easily accessible and offer a good rate.
Allstate
I would recommend my insurance company and its bundle the cost has been very reasonable, and has not jumped high for no reason.
Liberty Mutual
My insurance providers offerings are adequate, but by no means superior to other home insurance companies and their policies.
Metlife
My agent has always been helpful and friendly. My annual premiums are lower than other insurance companies my friends use. They do not raise my rates on a consistent basis.
State Farm
Have had no problems with State Farm so far. I haven't yet made a claim but the prices were competitive.The agent I've dealt with is also competent.
Erie Insurance
I have not really shopped around to other home insurance companies to know what mine offers versus what others do. I guess my company is ok though. They offer higher limits to protect more valuable items.
Safeco Insurance
As far as I know, our home insurance policy covers all necessary and expected situations. We have not had a reason to file a claim, but I feel confident that we are protected for just about any situation.
Aaa
AAA has some of the most competitive rates out there. It is one of the major deciding factors we take into account when looking for home insurance.
State Farm
They have good rates, cheap, affordable and they have great customer service which i know i can rely on when i need someone to help me
Allstate
With 4 cars and the house we give allstate a lot of business and have not submitted any claims. yet our premiums increase year after year.
State Farm
1. during the day they are very good about answering my calls and if our representative at the agents office is busy, she will always call us back as soon as she can.
Nationwide
I feel my premium is very satisfactory and acceptable to pay. There are many places that charge so much more for so little coverage and it is sad so I am lucky to have what I have
Farmer's Insurance
I haven't really shopped around for home insurance. I've been perfectly comfortable with my company for the past ten years.
Nationwide
It is a very reliable company. It is fairly cheap, we pay and they leave us alone. I am completely satisfied.
Allstate
I like that the company is known worldwide. It is a popular company so this means that they are certifiable and credible so I knew their services would work out good. I like how easy everything is to do online or over the phone with an agent.
Allstate
Allstate's phone app is a quick resource for all of my insurance needs. I can take and send photos for quick and easy claims, and I don't even need to login to access my auto insurance card. It's a sweet app
Homesite Insurance
I would recommend the company but would also let them know about the increase. Many people have had their insurance cancelled due to the fire zone.
Travelers
the truth is one of the best insurances that exist, the customer service is excellent and the operator is always available
Geico
Their home insurance policy is affordable and tailored to the customers need including the cost to rebuild your home and other structures on your property.

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