Oak Grove Insurance Rates:

Oak Grove, OR homeowners insurance is roughly $384 to $521, about $32-$43/month. Our extensive analysis shows customers can save upto $181 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
No review to give at this time. Have not had to file a claim with them.
Liberty Mutual
This company offers very competitive rates as well as a fixed deductible as opposed to the percentage deductible.

Oak Grove, OR Homeowners Insurance By Home Value

Oak Grove, OR Home Value Total Homes % of Total Average Oak Grove, OR Homeowners Insurance
Less than $50,000 444 11.0% $40
$60,000 to $69,999 55 1.0% $108
$100,000 to $124,999 49 1.0% $185
$125,000 to $149,999 107 2.0% $235
$150,000 to $174,999 153 3.0% $276
$175,000 to $199,999 321 8.0% $321
$200,000 to $249,999 837 21.0% $385
$250,000 to $299,999 1,030 25.0% $471
$300,000 to $399,999 970 24.0% $602

Top Home Insurance Agents Near Oak Grove, OR

Home Insurance Company Near Oak Grove, OR Homeowners Insurance Agency Near Oak Grove, OR Address
Liberty Mutual Independent Hagan Hamilton Ins Services 448 SE BAKER ST, MCMINNVILLE, OR, 97128
State Farm John Nogueira 2280 W Burnside St, Portland, OR, 97210-3522
State Farm Lidia Mazun 11916 SE Division St, Portland, OR, 97266-1096
Allstate Tanya Rote 7427 SW Coho Ct, Tualatin, OR, 97062
Travelers The Partners Group 11740 Sw 68Th Pkwy Ste 200, PORTLAND, OR, 97223

Cost Of Homeowners Insurance By Street Near Oak Grove, OR

Streets in Oak Grove Area Homeowners Insurance Cost
SE Crystal Ln, S Glenmorrie Ln, SE Garland Ct, Laurel St, SE Carson Corner Ct, SE Boardman Ave, SE 22nd Ave, Brookhurst Dr, SE Persons Ct, SE Mellmer Ln$443
SE Wren St, Ash St, SE Summerland Ct, Lake Oswego Country Club, Leonard St, SE Pappas Loss Ct, Graef Cir, SE Walnut St, Stonebridge Way, Durham St$528
SE Riviere Dr, Middle Crest Rd, Lakeshore Rd, Lake Bay Ct, Wayside Ln, SE Sarah Ln, SE Pinot Rd, SE Brewster Pl, SE Ruth Ct, SE 27th Pl$519
SE Wallace St, SE Oatfield Hill Rd, SE Sampson Ct, SE Willamette Dr, SE Dagmar Ct, McVey Ave, SE Linden Ln, SE Courtney Ave, Chapin Way, Bergis Rd$487
SE Fairoaks Way, Obrien St, Marylshire Ln, SE Cedar Ave, SE Pilgrim Ct, SE Castle Rock Ct, River Rd, SE Rancho Ave, SE Oetkin Rd, SE Parkview Cir$453

Oak Grove, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oak Grove$67 to $70
Jennings Lodge$66
Oatfield$68
Milwaukie$67

Oak Grove, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jennings Lodge CDP, Oregon $56 $74 $111
Oatfield CDP, Oregon $57 $76 $114
Milwaukie city, Oregon $56 $74 $111

Oak Grove, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oak Grove, OR2.2%7.5%
Jennings Lodge2.2%8.56%
Oatfield2.05%7.39%
Milwaukie2.26%7.39%

Oak Grove Renters Insurance as a Percentage of Rent

Oak Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 46 1.0% $782
$300 to $499 100 4.0% $1232
$500 to $749 527 21.0% $1907
$750 to $999 513 21.0% $2657
$1,000 to $1,499 451 18.0% $3782
$1,500 or more 758 31.0% $5432

Oak Grove, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Oak Grove Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,700
Net Savings to Oak Grove Home Owner from High Deductible Plan $600

Oak Grove, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oak Grove, OR Home Replacement Value MORE than Home Value Oak Grove, OR Home Replacement Value LESS than Home Value
Replacement Value $264,000 $183,000
Insurance Premium based on Replacement Value $625 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Oak Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 372933
Year Built 197019691993
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$125000-$150000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Oak Grove, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 445,000 Membrane Roof 3,270 4 > $10,000 Deductible 240 3 Brick siding yes
1942 395,000 Wood Shake Roof 2,890 4 $2500-$5000 Deductible 350 5 Wood siding No
1979 405,000 Membrane Roof 2,850 4 $1000-$2500 Deductible 110 1 Wood siding yes
1989 215,000 Slate Shingles Roof 1,500 2 $500- $1000 Deductible 330 7 Vinyl siding No
1994 410,000 Tile Roof 3,670 5 $1000-$2500 Deductible 170 3 Stucco siding yes
1949 505,000 Tile Roof 3,200 5 > $10,000 Deductible 60 1 Vinyl siding yes
1941 205,000 Composition Roof 1,660 3 $2500-$5000 Deductible 410 9 Wood siding No
1945 265,000 Membrane Roof 1,630 3 $500- $1000 Deductible 380 5 Vinyl siding yes
1997 190,000 Tile Roof 1,160 2 $5000 to $10,000 Deductible 40 1 Brick siding yes
1948 380,000 Wood Shake Roof 2,270 4 $5000 to $10,000 Deductible 220 4 Brick siding No
1943 145,000 Shingles Roof 1,140 2 $1000-$2500 Deductible 420 12 Vinyl siding yes
1987 235,000 Membrane Roof 1,770 2 $500 Deductible 300 5 Stone Siding yes
1962 195,000 Shingles Roof 1,680 3 $1000-$2500 Deductible 210 4 Vinyl siding yes
1969 275,000 Composition Roof 1,870 3 > $10,000 Deductible 160 4 Fiber-Cement Siding No
1998 305,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 470 8 Stucco siding yes
1941 805,000 Asphalt Shingles Roof 4,980 5 $5000 to $10,000 Deductible 1490 10 Stone Siding No
1944 335,000 Wood Shake Roof 2,470 4 $1000-$2500 Deductible 240 4 Stucco siding No
1976 230,000 Tile Roof 1,540 3 > $10,000 Deductible 230 9 Stucco siding No
1970 215,000 Membrane Roof 1,880 3 $1000-$2500 Deductible 250 6 Vinyl siding No
1976 400,000 Composition Roof 2,740 4 > $10,000 Deductible 830 12 Brick siding No
1997 315,000 Wood Shake Roof 2,180 3 $2500-$5000 Deductible 470 6 Vinyl siding No
1995 265,000 Membrane Roof 2,170 5 $500 Deductible 820 10 Stucco siding yes
1980 170,000 Composition Roof 1,480 3 $2500-$5000 Deductible 470 10 Vinyl siding yes
1991 250,000 Composition Roof 1,510 5 $1000-$2500 Deductible 390 10 Stucco siding yes
1984 165,000 Wood Shake Roof 1,320 2 $500 Deductible 260 8 Wood siding yes
1969 305,000 Tile Roof 2,740 4 $2500-$5000 Deductible 60 1 Vinyl siding No
1993 205,000 Composition Roof 1,780 2 $500 Deductible 480 12 Stucco siding No
1974 230,000 Shingles Roof 2,030 5 $5000 to $10,000 Deductible 20 1 Stone Siding No
1975 555,000 Tile Roof 4,770 5 $5000 to $10,000 Deductible 340 4 Stone Siding yes
1982 275,000 Composition Roof 2,430 4 $5000 to $10,000 Deductible 500 10 Wood siding yes
1995 230,000 Metal Roof 1,610 3 $500- $1000 Deductible 260 4 Wood siding No
1996 460,000 Asphalt Shingles Roof 2,900 5 $1000-$2500 Deductible 90 1 Stucco siding No
1974 195,000 Tile Roof 1,320 2 $2500-$5000 Deductible 40 1 Brick siding No
1993 245,000 Asphalt Shingles Roof 1,620 5 $2500-$5000 Deductible 80 2 Vinyl siding yes