Oak Creek Insurance Rates:

Oak Creek, WI homeowners insurance is about $568 to $772, about $47-$64/month. Our comprehensive research reveals consumers can save as much as $268 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
What i like about geico is their excellent customer service. the representative is always patient and informative and makes me feel like my questions are valid.
Grange Insurance
My problems that i have with grange is that they are very hard to work with on claims and don't always respond in a timely manner
Pekin Insurance
Pekin insurance is located in the great state of illinois, which i find to be a good quality in them since my wife and i both have family in illinois, and since i was born in the state of illinois.
American Family
While compared to other companies they are giving wonderful offers and made the good think of it. It would be very good and nice of it. There would be very good and nice of it
Grange Insurance
The customer service is friendly and polite. However, they are only able to help with a few things such as taking payments over the phone. For things related to the policy, they refer you to an agent.
Farm Bureau
I was with Geico and the premium was much higher even with autos added in. They kept going up every year as well.
Geico
I have been with Geico so long that I haven't had a need to research the market for other providers to be able to compare differences in premium.

Oak Creek, WI Homeowners Insurance By Home Value

Oak Creek, WI Home Value Total Homes % of Total Average Oak Creek, WI Homeowners Insurance
Less than $50,000 311 3.0% $73
$100,000 to $124,999 405 4.0% $335
$125,000 to $149,999 490 5.0% $415
$150,000 to $174,999 832 10.0% $495
$175,000 to $199,999 1,110 13.0% $569
$200,000 to $249,999 2,487 30.0% $690
$250,000 to $299,999 1,674 20.0% $837
$300,000 to $399,999 781 9.0% $1065

Top Home Insurance Agents Near Oak Creek, WI

Home Insurance Company Near Oak Creek, WI Homeowners Insurance Agency Near Oak Creek, WI Address
Farmers Ada Tran 13000 W Bluemound Rd, Elm Grove, WI, 53122
Erie Bridge Agency Llc 6001 S 27th Street, Greenfield, WI, 53221
Travelers Clavette Insurance Agency Inc 11000 W Janesville Road, Hales Corners, WI, 53130
Allstate D Schuppler & Assoc 11400 W Bluemound Rd, Wauwatosa, WI, 53226
Travelers Rr Price Inc 580 N WESTERN AVE STE 100, LAKE FOREST, IL, 60045

Cost Of Homeowners Insurance By Street Near Oak Creek, WI

Streets in Oak Creek Area Homeowners Insurance Cost
E Lindy Ln, Lakeview Dr, Madison Dr, S Charmaine Cir, S Oak Ln, S Lauree Ln, S Chesapeake Ct, S Carrollville Cir, E Connie Ln, Barrington Dr$676
E Oakwood Rd, W York St, E County Line Rd, E Tyler Dr, Shepard Hills Cir, Prairie View Ct, E Green Meadows Dr, E Lily Dr, E Stonegate Dr, E Oak Ln$677
W Trillium Ter, S Bridgewater Dr, S Rolling Meadows Dr, W Greenbriar Ct, Camden Ct, E Scenic Ct, E Stargrass Ct, E Ryan Rd, Normandy Dr, Rustic Pl$678
E Green Meadows Ct, S Darlene Ln, W Saint Johns Way, E Kyle Ct, S Parkside Dr, E Obrien Rd, W Highview Ave, S Parkview Ct, E Marshall Ave, S Warwick Dr$677
S Sharon Dr, E Overlook Way, S Cathlynn Ct, Greenway Dr, E Carollton Dr, Forest Ln, E Oakfield Dr, S Carollton Dr, E Cody Ct, E Deer Ridge Pass$674

Oak Creek, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oak Creek$100 to $102
South Milwaukee$97
Cudahy$96
Franklin$101

Oak Creek, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Milwaukee city, Wisconsin $97 $129 $194
Cudahy city, Wisconsin $96 $128 $192
Franklin city, Wisconsin $101 $135 $203

Oak Creek, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oak Creek, WI3.2%9.3%
South Milwaukee3.66%9.26%
Cudahy3.74%8.91%
Franklin3.02%7.78%

Oak Creek Renters Insurance as a Percentage of Rent

Oak Creek Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 150 2.0% $769
$300 to $499 243 4.0% $1219
$500 to $749 624 11.0% $1894
$750 to $999 2,157 41.0% $2644
$1,000 to $1,499 1,860 35.0% $3769
$1,500 or more 168 3.0% $5419

Oak Creek, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Oak Creek Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Oak Creek Home Owner from High Deductible Plan $600

Oak Creek, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oak Creek, WI Home Replacement Value MORE than Home Value Oak Creek, WI Home Replacement Value LESS than Home Value
Replacement Value $299,000 $212,500
Insurance Premium based on Replacement Value $1,050 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $75/year

Example Oak Creek Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 1077946
Year Built 197120002014
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$175000-$200000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Oak Creek, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 170,000 Membrane Roof 1,470 2 $2500-$5000 Deductible 80 2 Stone Siding yes
2011 130,000 Slate Shingles Roof 1,000 2 $500 Deductible 120 4 Stucco siding yes
1996 280,000 Wood Shake Roof 2,280 4 $1000-$2500 Deductible 370 6 Wood siding yes
2003 165,000 Asphalt Shingles Roof 1,740 3 $500 Deductible 120 2 Vinyl siding No
2013 215,000 Asphalt Shingles Roof 1,500 3 $500- $1000 Deductible 550 7 Wood siding No
1982 185,000 Shingles Roof 1,450 2 $500- $1000 Deductible 60 1 Fiber-Cement Siding yes
1989 330,000 Composition Roof 2,620 4 $2500-$5000 Deductible 300 4 Fiber-Cement Siding No
1978 215,000 Composition Roof 1,670 2 $5000 to $10,000 Deductible 220 6 Vinyl siding No
1977 675,000 Tile Roof 4,750 5 $500 Deductible 2240 9 Brick siding No
2001 240,000 Wood Shake Roof 2,520 4 $500 Deductible 200 3 Vinyl siding yes
1986 210,000 Membrane Roof 1,680 5 > $10,000 Deductible 40 1 Vinyl siding yes
2010 270,000 Shingles Roof 2,060 3 $5000 to $10,000 Deductible 570 9 Fiber-Cement Siding yes
1999 435,000 Slate Shingles Roof 3,230 5 $1000-$2500 Deductible 180 1 Stone Siding yes
1982 230,000 Tile Roof 2,220 5 $500 Deductible 770 10 Stone Siding yes
1987 625,000 Membrane Roof 4,610 5 $500 Deductible 1250 5 Vinyl siding yes
1991 220,000 Composition Roof 1,540 3 $500- $1000 Deductible 610 7 Fiber-Cement Siding yes
1985 195,000 Tile Roof 1,880 3 $5000 to $10,000 Deductible 380 12 Fiber-Cement Siding No
2000 285,000 Membrane Roof 2,040 3 $500- $1000 Deductible 840 8 Stucco siding No
1975 280,000 Tile Roof 2,400 4 $1000-$2500 Deductible 820 10 Brick siding yes
1992 215,000 Membrane Roof 1,750 2 $2500-$5000 Deductible 610 12 Wood siding yes
2001 225,000 Composition Roof 2,180 3 $500- $1000 Deductible 430 6 Stone Siding yes