O'Fallon Insurance Rates:

O'Fallon, IL homeowners insurance is approximately $660 to $899, about $55-$74/month. Our thorough research indicates shoppers can save upto $312 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
This company is very well-known. a lot of people have heard of this company. i feel good about that fact.
Progressive
When calling into their call center they tend to have a fairly long hold time before you are able to speak with a representative.
State Farm
The local agents who live in our community are very involved in our local events. their presence in the community make you feel like they are a part of your family.
Allstate
I dislike the lack and ease of communication between local office and what actually gets done and shows up in our mailbox or is reflected in online bills. Any change to our information always requires us to contact local office instead of simply doing these things online.
Aaa
I am happy with the premium several years ago I looked around my area and stopped in and chatted with agents for a quote and found all were well over $300 and some over $500.
Geico
They have always been very helpful. I have been fortunate to never need my insurance, but I feel I can count on them if I ever do need help.
American Home Insurance
I love the company and its basics approach to service, over-exceeding on where things matter rather than spreading themselves thin and not being able to provide the most for the situation of insurance required (a la Progressive, Farmers, All-State, etc.)

O'Fallon, IL Homeowners Insurance By Home Value

O'Fallon, IL Home Value Total Homes % of Total Average O'Fallon, IL Homeowners Insurance
Less than $50,000 291 4.0% $93
$60,000 to $69,999 87 1.0% $249
$70,000 to $79,999 130 1.0% $288
$80,000 to $89,999 85 1.0% $327
$90,000 to $99,999 242 3.0% $366
$100,000 to $124,999 680 10.0% $429
$125,000 to $149,999 506 7.0% $530
$150,000 to $174,999 689 10.0% $631
$175,000 to $199,999 768 11.0% $725
$200,000 to $249,999 1,375 20.0% $873
$250,000 to $299,999 1,055 16.0% $1068
$300,000 to $399,999 597 9.0% $1365

Top Home Insurance Agents Near O'Fallon, IL

Home Insurance Company Near O'Fallon, IL Homeowners Insurance Agency Near O'Fallon, IL Address
NA Vest Benefit Solutions 2542 Sunrise Dr , Barnhart, MO, 63012
NA Frank Snyder Financial 206 S Second St, Greenville, IL, 62246
Travelers Alternatives Ins Belleville Llc 9201 WATSON RD STE 100, ST LOUIS, MO, 63126
Liberty Mutual Independent Martin Gallaher Insurance Group Llc 9904 CLAYTON RD STE 129, SAINT LOUIS, MO, 63124
State Farm Scott Petersen 9909 Clayton Rd Ste 101, Saint Louis, MO, 63124-1120

Cost Of Homeowners Insurance By Street Near O'Fallon, IL

Streets in O'Fallon Area Homeowners Insurance Cost
Sinking Springs Dr, Windcrest Dr, County Line Rd, Emerald Mound Grange Rd, Homestead St, S Alton St, Moorfield Park Dr, Leclaire Ct, Regency Park, S Clinton Rd$795
Amhurst Dr, Bethel Meadows Rd, Kyle Rd, Porter Rd, W Martin St, Mercer Ct, Mary Lu Dr, Sunnyside St, Oakgrove Cir, Old Lebanon Troy Rd$806
Chestnut Ct, Sam North Rd, Country Line Rd, Romney Ct, 4th St, Amy Dr, Witte Rd, Christine Dr, Benjamin Dr, Sherryl Ct$768
Bethel Mine Rd, Ivey Brook Ln, Milburn School Rd, E St, Schwarz Rd, W Wesley St, Shamrock Dr, Bowler Rd, Buckley Ct, S Old State Route 158$816
Schwaegel Rd, Red Fox Trl, Edgewater St, Peeples St, Famous Ave, Taylor Rd, Plainfield Way, Bowler Rd, English Pine Ln, Shadow Creek Ct$804
River Birch Dr, Alice Dr, State Rte 4, Acorn Lake Dr, Frost Ct, W Schuetz St, S Camp St, Faust Rd, Charles Trl, Eastgate Dr$755
Pryor Rd, Symington Dr, W State St, S Grade St, Berringer Dr, W 3rd St, Gass Ln, Emerald Mound Rd, Sassafras Ln, Brookside Dr$818
Eagle Center, Georgetowne Dr, Jenna Lee Ln, Luettinger Rd, W Jackson St, Northtowne St, Briar Meadow Ct, Hartman Ln, Springhill Ct, Linwood Ln$757
N Cherry St, Janus Dr, Chevalier Ln, Haury Rd, Civic Plz, Kyleton Trl, Rockwood Rd, Natalyns Trce, 1st S St, Scott Troy Rd$757
E Clay St, Portsmith Place Dr, Ruppel Ln, Clover Dr, Lumbert Ln, Streamview Ct, Summerlin Ridge, Carolyn Dr, Park St, Split Rock$757

O'Fallon, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
O'Fallon$116 to $119
Shiloh$117
Caseyville$111
Fairview Heights$112

O'Fallon, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shiloh village, Illinois $98 $131 $196
Caseyville township, St. Clair County, Illinois $93 $124 $186
Fairview Heights city, Illinois $94 $125 $187

O'Fallon, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
O'Fallon, IL3.6%10.5%
Shiloh3.42%11.56%
Caseyville4.52%13.81%
Fairview Heights4.54%12.98%

O'Fallon Renters Insurance as a Percentage of Rent

O'Fallon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 114 3.0% $779
$300 to $499 65 2.0% $1229
$500 to $749 549 17.0% $1904
$750 to $999 783 24.0% $2654
$1,000 to $1,499 1,143 36.0% $3779
$1,500 or more 485 15.0% $5429