Norwood Insurance Rates:

Norwood, MO homeowners insurance is roughly $798 to $1,083, about $66-$90/month. Our extensive research indicates shoppers can save as much as $376 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
THE PREMIUM IS VERY HELPFUL WITH LOW COST AND MORE RESOURCES
Shelter
I am a little disappointed that the company's website is not as user-friendly as it could be. it is hard to find coverage for each product that they offer.
Shelter
We had no choice in picking which local agent we want to do business with because they told us it didn't matter. they all run under the same district supervisor.
Farmer's Insurance
One thing i don't like would be the customer service lagging a bit, they would need to likely hire more or train the ones they got a bit better.
Farmer's Insurance
We used to have another insurance company. They charged me approximately $200 more for the same coverage. I like a lower premium
Horace Mann Educators Corporation
I do not deal much with customer service. My bills are on autopay. I get everything mailed to me, so I don't use too much.
Liberty Mutual
it has 24 hours customer service staff by good people they help you in any possible way they can they can also advise you about any questions i may have on my policy
State Farm
They are not bad with this and would say that they have their act together. Good company and love doing business with them.
Nationwide
There is not anything in particular that I dislike about my insurance company.
Geico
Every time I talk to them they are courteous and very helpful. There are not any long hold times or speaking only to an automated system.
Farmer's Insurance
I feel that the premium and deductible are very competitive compared to other home insurance policies for the same coverage.I feel we get a decent amount of coverage for the price we pay.

Norwood, MO Homeowners Insurance By Home Value

Norwood, MO Home Value Total Homes % of Total Average Norwood, MO Homeowners Insurance
Less than $50,000 864 12.0% $291
$50,000 to $59,999 536 8.0% $611
$60,000 to $69,999 769 11.0% $762
$70,000 to $79,999 1,222 18.0% $884
$80,000 to $89,999 756 11.0% $997
$90,000 to $99,999 770 11.0% $1119
$100,000 to $124,999 990 14.0% $1298
$125,000 to $149,999 304 4.0% $1618
$150,000 to $174,999 261 3.0% $1919
$200,000 to $249,999 125 1.0% $2663

Top Home Insurance Agents Near Norwood, MO

Home Insurance Company Near Norwood, MO Homeowners Insurance Agency Near Norwood, MO Address
NA Affordable Choice Insurance & Financial 102 South Main St. Suite A Po Box 111 Smithton, smithton city hall, IL, 62285
Farmers Catherine Perez 607 Vandalia St Ste 100, Collinsville, IL, 62234
State Farm Dennis Ford 1100 S State St, Jerseyville, IL, 62052-2359
Erie Fischer Insurance 717 W Us Highway 50, O Fallon, IL, 62269
Liberty Mutual Independent Sunstar Insurance Group 1715 Deer Tracks Trail, Ste 210 Saint Louis, Sunset Hills, MO, 63131

Norwood, MO Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Norwood, MO

Streets in Norwood Area Homeowners Insurance Cost
Case Ave, Madison Ave, Edgewater Dr, Annex Dr, Alder Ave, Oakshore, N Hills Ln, Jacklin Ave, Lorna Ln, Plaza Ave$931
Murvale Dr, King Dr, Fathom Dr, S Marguerite Ave, Georgia Ave, Winfred Ave, Watson Mill Ct, Gardner Ln, Kirk Dr, Moundale Dr$941
Lebon Dr, Clarion Dr, Castle Dr, Cardigan Ln, Jacklin Ct, Hunter Dr, N Florissant Rd, Jones Ave, Amesbury Dr, Dashwood Dr$953
Eastleigh Dr, Loleate Dr, Circle Dr, Twill Ct, Halpin Dr, Gladys Ave, Annex Ct, N Marguerite Ave, E Cardigan Dr, Dunbar Pl$939
Walters Dr, Damato Ct, Dadebridge Ct, Coolidge, Cunningham Ave, Ashmont Dr, Shields Ave, Druid Dr, Lexa Dr, Hedge Dr$939
Onnie Rei Dr, Nancy Pl, Willingham Dr, Glenark Dr, Yarmouth Ln, Village Park Ln, S Hartnett Ave, Brown Cir, Frost Ave, S Signal Hill Dr$940
Wiegel Dr, Birch Manor Ct, Hancock Ave, Oepts Ave, Abbott Dr, N Terminal Dr, S Clark Ave, Roxton Dr, Marilyn Ct, Bayview Ct$939
Dunbar Ln, Newby St, Hern Dr, Pickford Pl, E Signal Hill Dr, Brandon Dr, Weyburn Dr, Janet Ave, Cardigan Dr, Jo Ct$947
Jannette Dr, Octavia Ave, Elsie Ave, Airport Rd, Biritz Dr, Paisley Dr, Pohlman Ln, Tappan Dr, Lanecourt Dr, Hallstead Dr$938
Sheriton Dr, Ibis Ct, Witt Ave, Marion Pl, Monarch Dr, January Ave, Villa Saint Cyr Pl, Wilbrook Ct, Marie Ave, Shillington Dr$955

Norwood, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Norwood$140 to $143
Cool Valley$141
Country Club Hills$139
Norwood Court$143

Norwood, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cool Valley city, Missouri $141 $188 $282
Country Club Hills city, Missouri $140 $186 $279
Norwood Court town, Missouri $143 $191 $287

Norwood, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norwood, MO7.6%21.0%
Cool Valley7.4%18.71%
Country Club Hills8.0%23.13%
Jennings8.12%25.05%

Norwood Renters Insurance as a Percentage of Rent

Norwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 355 5.0% $810
$300 to $499 331 4.0% $1260
$500 to $749 2,305 33.0% $1935
$750 to $999 2,041 29.0% $2685
$1,000 to $1,499 1,689 24.0% $3810

Norwood, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Norwood Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Norwood Home Owner from High Deductible Plan $600

Norwood, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norwood, MO Home Replacement Value MORE than Home Value Norwood, MO Home Replacement Value LESS than Home Value
Replacement Value $49,000 $35,000
Insurance Premium based on Replacement Value $225 $150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,000 Risk Exposure from Under Insuring Coverage is $7,000
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example Norwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceTravelers
Monthly Premium 493544
Year Built 195119471976
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Norwood, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 100,000 Shingles Roof 1,610 3 $500- $1000 Deductible 230 5 Wood siding yes
1981 120,000 Asphalt Shingles Roof 2,460 4 $2500-$5000 Deductible 400 10 Vinyl siding No
1975 105,000 Wood Shake Roof 1,860 3 $500- $1000 Deductible 500 12 Brick siding yes
1941 80,000 Tile Roof 1,290 3 $500 Deductible 300 10 Fiber-Cement Siding No
1960 100,000 Wood Shake Roof 1,790 3 $500 Deductible 520 12 Brick siding yes
1960 55,000 Tile Roof 1,030 2 $500 Deductible 60 4 Brick siding yes
1958 120,000 Metal Roof 2,240 4 $500- $1000 Deductible 210 4 Wood siding No
1982 185,000 Wood Shake Roof 3,130 4 $500 Deductible 580 8 Vinyl siding No
1940 220,000 Slate Shingles Roof 2,960 4 $2500-$5000 Deductible 220 4 Stucco siding No
1967 115,000 Asphalt Shingles Roof 1,770 2 $1000-$2500 Deductible 90 2 Wood siding No
1975 120,000 Composition Roof 1,720 3 $2500-$5000 Deductible 50 1 Wood siding yes
1970 75,000 Shingles Roof 1,530 2 $500 Deductible 190 5 Wood siding No
1956 205,000 Shingles Roof 3,180 4 $1000-$2500 Deductible 540 8 Stucco siding yes
1960 165,000 Asphalt Shingles Roof 2,380 3 $5000 to $10,000 Deductible 230 5 Wood siding yes
1967 115,000 Tile Roof 1,890 4 $2500-$5000 Deductible 220 8 Vinyl siding No
1988 80,000 Slate Shingles Roof 1,640 4 $500 Deductible 200 5 Stucco siding No
1980 120,000 Tile Roof 2,210 3 $2500-$5000 Deductible 290 8 Wood siding yes
1974 55,000 Slate Shingles Roof 960 2 $500 Deductible 180 7 Wood siding yes
1968 95,000 Membrane Roof 1,940 4 $500- $1000 Deductible 110 3 Wood siding No
1986 95,000 Wood Shake Roof 1,740 4 $2500-$5000 Deductible 110 3 Wood siding yes
1941 85,000 Slate Shingles Roof 1,450 2 $500- $1000 Deductible 30 1 Stucco siding yes
1944 85,000 Slate Shingles Roof 1,630 2 $500- $1000 Deductible 60 2 Vinyl siding No
1945 130,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 50 2 Stucco siding No
1951 110,000 Metal Roof 1,680 3 $500 Deductible 190 5 Wood siding No
1947 180,000 Composition Roof 2,600 4 $2500-$5000 Deductible 500 7 Wood siding No
1978 105,000 Slate Shingles Roof 1,420 3 $500- $1000 Deductible 370 9 Wood siding yes
1949 105,000 Metal Roof 2,110 3 $500- $1000 Deductible 340 7 Wood siding yes
1951 110,000 Slate Shingles Roof 1,730 2 $1000-$2500 Deductible 170 6 Vinyl siding yes
1975 110,000 Membrane Roof 1,580 2 $1000-$2500 Deductible 330 8 Vinyl siding No
1976 115,000 Asphalt Shingles Roof 1,780 2 $2500-$5000 Deductible 240 9 Stone Siding No
1943 85,000 Metal Roof 1,580 2 $500 Deductible 110 4 Wood siding No
1984 220,000 Composition Roof 3,220 4 $5000 to $10,000 Deductible 150 3 Brick siding yes
1970 55,000 Membrane Roof 990 2 $500- $1000 Deductible 220 8 Stone Siding yes
1944 100,000 Metal Roof 1,790 4 $2500-$5000 Deductible 120 5 Brick siding yes

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