Norwich Insurance Rates:

Norwich, CT homeowners insurance is nearly $713 to $967, about $59-$80/month. Our all inclusive research shows customers can save upto $336 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Auto
I really like that i'm able to see and pay for more insurance online. this allows me to avoid messing with checks and mailing in policy payments. i can see almost immediately that my payment was received and posted with the company.
Farm Bureau
The hours of the company are pretty inconvenient. my husband works mon-fri 8-5. and this company has the same hours. so if we have to deal with them, he usually has to take time off to do so.
Progressive Insurance
We had a mold issue that wasn't discovered until about 6-7 months after we bought the house, and the insurance company quickly authorized us to hire contractors to remediate it and repair the issues. the remediation process took awhile, but everything was easy to do and quick in regards to the insurance.

Norwich, CT Homeowners Insurance By Home Value

Norwich, CT Home Value Total Homes % of Total Average Norwich, CT Homeowners Insurance
Less than $50,000 612 6.0% $100
$80,000 to $89,999 128 1.0% $352
$90,000 to $99,999 145 1.0% $394
$100,000 to $124,999 553 6.0% $462
$125,000 to $149,999 602 6.0% $579
$150,000 to $174,999 1,235 13.0% $688
$175,000 to $199,999 1,300 14.0% $789
$200,000 to $249,999 2,336 26.0% $949
$250,000 to $299,999 1,140 12.0% $1167
$300,000 to $399,999 665 7.0% $1478

Top Home Insurance Agents Near Norwich, CT

Home Insurance Company Near Norwich, CT Homeowners Insurance Agency Near Norwich, CT Address
Allstate Andrea Zmenyak-Liberno 17 Oakwood Ave, West Hartford, CT, 6119
Travelers Banc Insurance Agency Inc ONE HARTFIELD BLVD STE 301, EAST WINDSOR, CT, 6088
Travelers Esten & Richard Agency Inc 342 PARK AVE, WOONSOCKET, RI, 2895
Allstate Sam Kader 26 Shunpike Rd, Cromwell, CT, 6416
Travelers Scan Optics Inc 22 PRESTIGE PARK CIRCLE, EAST HARTFORD, CT, 6108

Cost Of Homeowners Insurance By Street Near Norwich, CT

Streets in Norwich Area Homeowners Insurance Cost
Edward Ave, Sachem St, Reynolds Rd, Old Salem Rd, N Cliff St, Rogan Ter, Colony Ct, Clinton Ave, Cottonwood Rd, Barron St$851
Central Ct, Taylor Dr, Clay Ave, Monroe St, Yantic Rd, South St, Highland St, Bentley Ave, Blissville Rd, McClellan Ave$839
N 5th Ave, Royal Oaks Dr, Mohegan Rd, Carver Ave, Perry Ave, Hamilton Ct, Freeman Ave, Tarryk Dr, Grosvenor Pl, Joseph St$838
Mathieu St, Winchester St, Pacemaker Ave, Village Ct, Yorkshire St, Hedge Ave, Wisconsin Ave, Pratt St, Lucas Park Rd, Pinecroft Rd$841
Ox Hill Ln, Hunters Ave, Weber Farm Rd, White St, Nordon Ave, McKay St, Gardner Ct, Coles Ct, Mohegan Rd, Hunters Rd Exd$852

Norwich, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Norwich$125 to $128
Baltic$124
Bozrah$129
Preston$130

Norwich, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Baltic CDP, Connecticut $104 $138 $207
Bozrah town, New London County, Connecticut $108 $143 $215
Preston town, New London County, Connecticut $109 $145 $217

Norwich, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norwich, CT3.9%10.6%
Baltic4.6%10.71%
Bozrah3.92%10.81%
Preston3.88%11.47%

Norwich Renters Insurance as a Percentage of Rent

Norwich Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 255 3.0% $346
$200 to $299 271 3.0% $796
$300 to $499 545 7.0% $1246
$500 to $749 1,115 15.0% $1921
$750 to $999 2,016 28.0% $2671
$1,000 to $1,499 2,450 34.0% $3796
$1,500 or more 516 7.0% $5446

Norwich, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Norwich Homeowner Insurance Premium Example $2,000$1,400
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,500$14,700
Net Savings to Norwich Home Owner from High Deductible Plan $1,800

Norwich, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norwich, CT Home Replacement Value MORE than Home Value Norwich, CT Home Replacement Value LESS than Home Value
Replacement Value $247,500 $190,500
Insurance Premium based on Replacement Value $2,000 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Norwich Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceGEICO Insurance
Monthly Premium 96292183
Year Built 194719951963
Home Details 3 Beds, 1 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$350000-$400000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Norwich, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 100,000 Metal Roof 920 2 $1000-$2500 Deductible 890 10 Stucco siding No
1943 620,000 Slate Shingles Roof 4,940 5 $500- $1000 Deductible 6080 12 Stucco siding yes
1982 205,000 Slate Shingles Roof 2,030 3 $5000 to $10,000 Deductible 880 7 Vinyl siding No
1983 235,000 Shingles Roof 1,930 3 > $10,000 Deductible 190 2 Fiber-Cement Siding yes
1985 250,000 Tile Roof 2,320 5 $500 Deductible 900 5 Stucco siding No
1940 210,000 Composition Roof 1,830 4 > $10,000 Deductible 240 2 Stucco siding No
1993 180,000 Shingles Roof 1,710 4 $5000 to $10,000 Deductible 790 9 Fiber-Cement Siding yes
1987 180,000 Membrane Roof 1,750 4 $5000 to $10,000 Deductible 970 9 Brick siding yes
1964 370,000 Shingles Roof 3,240 4 > $10,000 Deductible 1930 9 Wood siding No
1983 225,000 Asphalt Shingles Roof 2,530 4 $5000 to $10,000 Deductible 1370 10 Vinyl siding yes
1942 165,000 Tile Roof 1,730 2 $2500-$5000 Deductible 120 1 Vinyl siding No
1984 175,000 Slate Shingles Roof 1,500 2 $500 Deductible 530 3 Brick siding yes
1995 260,000 Shingles Roof 2,090 3 $500 Deductible 1730 9 Vinyl siding No
1984 65,000 Metal Roof 712 1 $500- $1000 Deductible 110 2 Brick siding No