Northville Insurance Rates:

Northville, MI homeowners insurance is about $735 to $1,006, about $61-$83/month. Our all inclusive research reveals consumers can save as much as $348 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I have been with them for years and i wouldn't even think about changing companies, they have great policies, i spread the word to friends all the time.
Allstate
They tell, you can call the toll free number to talk to someone else. they tell you to call or go to your local office. things don't get resolved this way.
State Farm
Another thing i like about my insurance company is how they give back to the community. they do lots of charity work.
State Farm
They are nice when I go in.
Nationwide
Because I have had the account with Nationwide for a number of years without a claim, I no longer have a deductible. I also feel my premium rate is very competitive with other insurance companies.
Foremost Insurance
Got the full replacement and was paid the full amount of the quote to replace our roof. They even caught some other damage and covered that as well.
Meemic Insurance
I love how this company has many ways to communicate with us. I can communicate by email, phone, or off their website (chat)
Allstate
They usually provide some benefits to existing customers before renewing the policy.

Northville, MI Homeowners Insurance By Home Value

Northville, MI Home Value Total Homes % of Total Average Northville, MI Homeowners Insurance
Less than $50,000 260 4.0% $60
$50,000 to $59,999 130 2.0% $139
$60,000 to $69,999 89 1.0% $174
$70,000 to $79,999 121 2.0% $200
$80,000 to $89,999 209 3.0% $226
$90,000 to $99,999 67 1.0% $252
$100,000 to $124,999 310 5.0% $287
$125,000 to $149,999 191 3.0% $365
$150,000 to $174,999 278 5.0% $435
$175,000 to $199,999 252 4.0% $495
$200,000 to $249,999 519 9.0% $600
$250,000 to $299,999 1,144 21.0% $739
$300,000 to $399,999 1,780 33.0% $939

Top Home Insurance Agents Near Northville, MI

Home Insurance Company Near Northville, MI Homeowners Insurance Agency Near Northville, MI Address
NA Hauxwell Insurance Group Llc 540 N Lapeer Rd 540 N Lapeer Rd , Lake Orion, MI, 48362
State Farm Dolapo Shodipo 22516 Telegraph Rd, Southfield, MI, 48033-4107
Allstate Hassan Farhat 956 N Newburgh Rd, Westland, MI, 48185
Allstate John Quagliotto 52021 Van Dyke Ave, Shelby Township, MI, 48316
Farmers Vincent Ellis 7927 Nemco Way Ste 205, Brighton, MI, 48116

Cost Of Homeowners Insurance By Street Near Northville, MI

Streets in Northville Area Homeowners Insurance Cost
Meadow Trl, Pine Valley Ct, Parkshore Dr, Jamestown Cir, Algonquin Dr, Greenridge Ct, Dun Rovin Dr, Pebble Beach Ct, Stonebridge Dr, Westminister Dr$902
Marilyn Ave, Ravina Ln, Angell Blvd, Clement Rd, Clairmont Cir W, Fry St, Camden Ct, Tournament Dr, Honey Tree Ln, Medinah Dr$830
Dorchester Ct, Laurel Ridge Ct, Linden Ct, Ridgeview Dr, Betty Ct, Wesley Ct, Old Bedford Ct, Woodbend Dr, Birchwood Dr, Horseshoe Dr$921
Parkshore Ct, Northwind Ct, Chestnut Ridge Dr, Woodhill Dr, Phillips Dr, Pon Meadow Ct, Spring Ln, Northville Place Dr N, Laraugh Dr, Surrey Ln$743
Silver Springs Dr, Southwind Ln, Northridge Dr, Crest, Abby Cir, Maxwell Rd, Fallbrook Rd, Woodridge Ct, Pon Valley Dr, Windsor Ct$753

Northville, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northville$129 to $131
Plymouth charter$123
Plymouth$118
Livonia$115

Northville, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plymouth charter township, Wayne County, Michigan $123 $164 $246
Plymouth city, Michigan $119 $158 $237
Novi city, Michigan $123 $164 $246

Northville, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northville, MI2.9%9.6%
Plymouth charter3.48%10.77%
Plymouth3.65%12.4%
Novi3.24%10.46%

Northville Renters Insurance as a Percentage of Rent

Northville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 231 9.0% $1840
$750 to $999 977 38.0% $2590
$1,000 to $1,499 777 30.0% $3715
$1,500 or more 572 22.0% $5365

Northville, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Northville Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$8,500
Net Savings to Northville Home Owner from High Deductible Plan $1,500

Northville, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northville, MI Home Replacement Value MORE than Home Value Northville, MI Home Replacement Value LESS than Home Value
Replacement Value $161,000 $110,000
Insurance Premium based on Replacement Value $800 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Northville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmChubb Group of Insurance
Monthly Premium 64136134
Year Built 201220031984
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$600000-$700000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Northville, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 415,000 Shingles Roof 2,380 3 $500- $1000 Deductible 860 6 Wood siding yes
1986 345,000 Composition Roof 2,020 4 $500- $1000 Deductible 610 5 Wood siding yes
2012 715,000 Asphalt Shingles Roof 3,920 5 $5000 to $10,000 Deductible 1040 6 Brick siding No
1992 260,000 Shingles Roof 1,880 5 $5000 to $10,000 Deductible 780 12 Stucco siding yes
1991 340,000 Tile Roof 2,310 5 $5000 to $10,000 Deductible 80 1 Stone Siding No
1986 260,000 Tile Roof 1,360 3 $5000 to $10,000 Deductible 550 7 Brick siding yes
1980 235,000 Tile Roof 1,480 3 $500 Deductible 880 7 Stone Siding yes
2008 435,000 Tile Roof 2,850 4 $1000-$2500 Deductible 630 6 Fiber-Cement Siding No
1988 230,000 Slate Shingles Roof 1,250 3 $2500-$5000 Deductible 350 4 Stone Siding yes
1982 405,000 Asphalt Shingles Roof 2,110 4 $500 Deductible 320 2 Brick siding yes
1993 670,000 Membrane Roof 3,710 5 > $10,000 Deductible 190 1 Stone Siding No
2000 320,000 Metal Roof 2,220 5 $5000 to $10,000 Deductible 800 10 Fiber-Cement Siding yes
2012 255,000 Wood Shake Roof 1,830 3 > $10,000 Deductible 440 10 Stucco siding yes
1984 305,000 Shingles Roof 1,870 4 $2500-$5000 Deductible 1270 10 Stucco siding yes
2002 265,000 Tile Roof 1,560 3 $5000 to $10,000 Deductible 100 1 Stucco siding yes
1983 265,000 Membrane Roof 1,580 3 $2500-$5000 Deductible 340 5 Fiber-Cement Siding yes
1994 410,000 Asphalt Shingles Roof 2,360 4 > $10,000 Deductible 650 7 Brick siding yes
1980 410,000 Tile Roof 2,290 3 $500- $1000 Deductible 1560 8 Fiber-Cement Siding yes
1988 435,000 Composition Roof 2,670 4 $5000 to $10,000 Deductible 220 2 Wood siding yes
2006 310,000 Metal Roof 2,040 3 $5000 to $10,000 Deductible 1030 9 Stone Siding No
2001 440,000 Metal Roof 2,980 4 $500 Deductible 840 4 Wood siding No
2002 300,000 Slate Shingles Roof 1,780 4 $500- $1000 Deductible 1170 10 Stucco siding yes
2010 310,000 Shingles Roof 2,270 4 $2500-$5000 Deductible 460 5 Vinyl siding yes
1982 265,000 Tile Roof 1,340 3 $2500-$5000 Deductible 400 5 Stucco siding yes
2008 445,000 Composition Roof 2,630 4 $2500-$5000 Deductible 160 1 Vinyl siding yes
2012 350,000 Slate Shingles Roof 2,210 4 $500- $1000 Deductible 720 7 Stucco siding No
2011 240,000 Shingles Roof 1,250 3 $1000-$2500 Deductible 670 7 Brick siding yes
2011 280,000 Shingles Roof 1,900 3 $5000 to $10,000 Deductible 100 2 Wood siding No
2012 230,000 Wood Shake Roof 1,480 3 > $10,000 Deductible 290 6 Wood siding yes
2003 290,000 Wood Shake Roof 1,730 3 $2500-$5000 Deductible 350 3 Vinyl siding yes
2014 320,000 Wood Shake Roof 2,310 4 $500- $1000 Deductible 1040 9 Fiber-Cement Siding No
2014 405,000 Membrane Roof 2,210 5 $500- $1000 Deductible 1620 9 Stucco siding yes
1996 240,000 Metal Roof 1,560 3 $500- $1000 Deductible 810 9 Stucco siding yes
1981 635,000 Asphalt Shingles Roof 4,720 5 $500- $1000 Deductible 610 3 Brick siding yes