Northridge Insurance Rates:

Northridge, OH homeowners insurance is nearly $593 to $805, about $49-$67/month. Our in depth analysis shows customers can save upto $279 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Northridge, OH Homeowners Insurance By Home Value

Northridge, OH Home Value Total Homes % of Total Average Northridge, OH Homeowners Insurance
Less than $50,000 30 1.0% $146
$60,000 to $69,999 76 2.0% $384
$70,000 to $79,999 197 7.0% $440
$80,000 to $89,999 200 7.0% $503
$90,000 to $99,999 225 8.0% $559
$100,000 to $124,999 802 30.0% $650
$125,000 to $149,999 543 20.0% $810
$150,000 to $174,999 239 9.0% $964
$175,000 to $199,999 109 4.0% $1111
$200,000 to $249,999 79 3.0% $1335
$250,000 to $299,999 70 2.0% $1635
$300,000 to $399,999 36 1.0% $2076

Top Home Insurance Agents Near Northridge, OH

Home Insurance Company Near Northridge, OH Homeowners Insurance Agency Near Northridge, OH Address
NA Lamm's Insurance Agency, Inc. 8085 State Route 119 , Maria Stein, OH, 45860
NA Wat Consulting Agency Llc 3448 River Narrows Rd Columbus, Hilliard, OH, 43026
Liberty Mutual Independent Carr Insurance Group 115 S MARKET ST, TROY, OH, 45373
Farmers David Donavan 2280 Henderson Rd Ste 201, Columbus, OH, 43220
Liberty Mutual Independent Neal & Martin Insurance Agency Inc 536 W Central Ave, Springboro, OH, 45066

Cost Of Homeowners Insurance By Street Near Northridge, OH

Streets in Northridge Area Homeowners Insurance Cost
Antrim Ln, Tremont City Rd, Floyd Dr, Bosart Rd, Aubree Ln, Mesa Ln, Banes Rd, Trent Close, W Ridgewood Rd, Plateau Dr$729
Tudor Cir, Camelot Dr, Helena Ct, Buck Creek Ln, Donnelly Ave, Kimberly Dr, Kimberly Ct, Winfield Dr, Plum Tree Ct, Tamarack Ave$695
Ryland Dr, Chapman Ln, Taywell Dr, Yeazell Rd, Renee St, Brannan Dr E, Temple St, Waltin Ln, Deerfield Trl, Breezewood St$728
Auston St, Richmoor Rd, Chippendale Dr, Bonita Ave, Northlawn Dr, Twitchell Rd, Elaina Dr, Cheyenne Ave, Crandall Ln, Student Ave$696
Hiser Ave, Midland Pl, Helena Dr, Arbor Ln, Sierra Ave, Reno Rd, Highlander Ln, Hodge Rd, Merrydale Rd, Erika Dr$698

Northridge, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northridge$104 to $107
Moorefield$105
Tremont City$102
Springfield$101

Northridge, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Moorefield township, Clark County, Ohio $106 $141 $212
Tremont City village, Ohio $102 $136 $204
Springfield city, Ohio $101 $135 $203

Northridge, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northridge, OH5.3%15.7%
Moorefield4.94%15.77%
Tremont City6.38%12.94%
Springfield5.8%16.12%

Northridge Renters Insurance as a Percentage of Rent

Northridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 20.0% $349
$200 to $299 54 8.0% $799
$500 to $749 211 33.0% $1924
$750 to $999 104 16.0% $2674
$1,000 to $1,499 131 20.0% $3799

Northridge, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Northridge Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,400$10,900
Net Savings to Northridge Home Owner from High Deductible Plan $500

Northridge, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northridge, OH Home Replacement Value MORE than Home Value Northridge, OH Home Replacement Value LESS than Home Value
Replacement Value $147,500 $84,500
Insurance Premium based on Replacement Value $650 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Northridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 535630
Year Built 197720132009
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Northridge, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 200,000 Slate Shingles Roof 3,210 4 $5000 to $10,000 Deductible 560 12 Stucco siding No
1979 135,000 Membrane Roof 1,460 3 $500 Deductible 400 12 Fiber-Cement Siding yes
1994 260,000 Metal Roof 3,480 5 $2500-$5000 Deductible 470 8 Fiber-Cement Siding yes
1993 130,000 Wood Shake Roof 1,940 3 $500 Deductible 70 2 Stucco siding yes
2014 180,000 Shingles Roof 2,220 4 $500- $1000 Deductible 590 10 Fiber-Cement Siding No
1966 110,000 Shingles Roof 1,250 3 $1000-$2500 Deductible 140 5 Brick siding yes
2014 205,000 Membrane Roof 2,820 4 $5000 to $10,000 Deductible 490 10 Wood siding yes
2007 140,000 Shingles Roof 1,620 5 $1000-$2500 Deductible 70 2 Stucco siding yes
1998 240,000 Metal Roof 3,060 4 $500 Deductible 440 7 Wood siding yes
1980 125,000 Tile Roof 1,840 3 $500 Deductible 150 4 Stucco siding yes
2007 285,000 Metal Roof 3,120 5 $1000-$2500 Deductible 380 5 Vinyl siding No
2006 205,000 Asphalt Shingles Roof 3,080 5 $1000-$2500 Deductible 630 9 Fiber-Cement Siding No
1979 265,000 Wood Shake Roof 3,170 5 $500 Deductible 590 7 Stone Siding yes
1993 290,000 Slate Shingles Roof 4,470 5 > $10,000 Deductible 660 10 Stucco siding No
1997 115,000 Shingles Roof 1,360 3 $1000-$2500 Deductible 40 1 Wood siding yes
1998 135,000 Composition Roof 1,620 3 $500 Deductible 540 12 Stucco siding No
1961 210,000 Composition Roof 2,330 3 $500 Deductible 150 2 Brick siding No
2006 250,000 Composition Roof 3,350 5 > $10,000 Deductible 480 8 Fiber-Cement Siding No
1967 235,000 Wood Shake Roof 3,540 5 > $10,000 Deductible 340 9 Fiber-Cement Siding yes
1992 140,000 Slate Shingles Roof 1,770 4 $1000-$2500 Deductible 210 7 Fiber-Cement Siding No
1981 220,000 Membrane Roof 3,010 5 $2500-$5000 Deductible 450 9 Stucco siding No
1993 110,000 Shingles Roof 1,340 3 $1000-$2500 Deductible 120 3 Stone Siding No
1987 200,000 Asphalt Shingles Roof 2,670 4 $500- $1000 Deductible 310 4 Stone Siding No
1979 150,000 Metal Roof 2,290 4 $2500-$5000 Deductible 110 4 Vinyl siding No
1961 130,000 Shingles Roof 2,040 3 $500- $1000 Deductible 260 5 Brick siding No
2011 145,000 Tile Roof 1,930 3 $500 Deductible 430 12 Brick siding yes
2011 155,000 Metal Roof 1,830 4 $1000-$2500 Deductible 540 12 Stone Siding No